48760 ZIP Code — Silverwood, MI

Lapeer County, Michigan

ZIP code 48760 is located in Silverwood, Michigan, within Lapeer County. It covers approximately 26.90 square miles and serves a population of 1,342 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48760

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $139,600. Owner-occupancy is high at 93%, well above the national average.

Median household income is $55,167. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 27%.

Overall, ZIP code 48760 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,342
population
26.90
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
48760 ZIP code map
Cities in ZIP code 48760

Below are the cities the US Postal Service accepts for ZIP code 48760. Using any city not on this list may result in mail delivery delays.

City Status
Silverwood Preferred
Nearby ZIP codes
48727 Clifford (5.6 mi) 48435 Fostoria (5.7 mi) 48461 North Branch (6.1 mi) 48744 Mayville (6.4 mi) 48741 Kingston (7.9 mi) 48464 Otter Lake (9.6 mi) 48421 Columbiaville (11.9 mi) 48453 Marlette (13.6 mi) 48729 Deford (14.3 mi) 48416 Brown City (14.4 mi) 48746 Millington (14.8 mi) 48723 Caro (15 mi)
Demographics updated 06/2026
Population
Total population 1,342
Population density 50 / sq mi
State FIPS 26
County FIPS 087
Geography
Land area 26.90 sq mi
Water area 0.66 sq mi
Latitude 43.2952
Longitude -83.2602
Timezone Eastern (ET)
Area code 810
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 50.3% 37.7% 42.6%
$50k – $100k 37.8% 36.9% 31.1%
$100k – $200k 10.4% 21.6% 20.6%
Over $200k 1.4% 3.8% 5.7%

Demographics & statistics

1,342
Population
50
People per sq mi
46.0
Median age
$55,167
Median household income
$28,083
Per capita income
$139,600
Median home value
$914
Median monthly rent
93.2%
Home ownership
10.4%
Poverty rate
13.8%
Unemployment
685
Housing units
12.5%
Bachelor's or higher

Age distribution

Male Female
20
Under 5
19
43
5–9
39
41
10–14
38
69
15–19
63
29
20–24
26
50
25–34
46
84
35–44
78
68
45–54
63
59
55–59
54
64
60–64
59
90
65–74
83
48
75–84
44
34
85+
31
← Male
Female →

Age summary

GroupCount%
Under 1829822.2%
18 and over1,04477.8%
65 and over33024.6%
Median age46.0 years

Race & ethnicity

White 88.7%
Black or African American 7.2%
Two or more races 3.2%
Hispanic or Latino 0.9%
GroupCount%
White1,20188.7%
Black or African American977.2%
Two or more races443.2%
Hispanic or Latino120.9%

Household income

Income range This ZIP County avg State avg
Under $50k 50.3% 37.7% 42.6%
$50k – $100k 37.8% 36.9% 31.1%
$100k – $200k 10.4% 21.6% 20.6%
Over $200k 1.4% 3.8% 5.7%
Under $10k 2.6%
$10k–$15k 4.2%
$15k–$25k 5.5%
$25k–$35k 8.1%
$35k–$50k 27.6%
$50k–$75k 24.4%
$75k–$100k 12.1%
$100k–$150k 9.0%
$150k–$200k 3.9%
$200k+ 2.6%
Range% of households
Under $10k2.6%
$10k–$15k4.2%
$15k–$25k5.5%
$25k–$35k8.1%
$35k–$50k27.6%
$50k–$75k24.4%
$75k–$100k12.1%
$100k–$150k9.0%
$150k–$200k3.9%
$200k+2.6%
Median income$55,167

Housing

Home values

Under $50k 15.8%
$50k–$100k 23.7%
$100k–$150k 14.4%
$150k–$200k 11.6%
$200k–$300k 11.4%
$300k–$500k 7.9%
$500k–$1M 14.8%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$139,600
Median rent / month$914
Owner occupied93.2%
Renter occupied6.8%
Vacant24.7%
Single-family detached88.1%
Large apartment buildings0.0%
Mobile homes10.7%
Median rooms6.0
Avg household size (owned)2.43

Year built

Era%
2020 or later0.0%
2010–20190.8%
2000–200910.9%
1990–19999.7%
1980–19896.5%
1970–197910.7%
1960–196917.9%
1950–195918.7%
1940–19491.5%
1939 or earlier23.3%

Bedrooms

Size% of units
No bedroom (studio)1.0%
1 bedroom0.3%
2 bedrooms28.8%
3 bedrooms50.1%
4 bedrooms14.7%
5+ bedrooms5.1%

Vehicles per household

Vehicles% of households
No vehicle1.8%
1 vehicle23.0%
2 vehicles38.8%
3 or more36.4%

Heating fuel

Fuel type%
Utility gas5.7%
Electricity2.2%
Propane / LP gas58.8%
Fuel oil3.1%
Wood23.3%
Solar0.7%

Households & families

Household typeCount%
Married-couple family28352.0%
Cohabiting couple366.6%
Male householder, no spouse12022.1%
Female householder, no spouse10519.3%
Households with children under 1812523.0%
Households with seniors (65+)24144.3%
Average household size2.46

Marital status

StatusMaleFemale
Never married33.4%22.6%
Married51.3%52.4%
Separated0.7%1.8%
Widowed1.9%16.0%
Divorced12.7%7.1%

Education

Less than 9th grade 1.2%
Some HS, no diploma 12.3%
HS graduate 48.2%
Some college, no degree 20.6%
Associate's degree 5.3%
Bachelor's degree 7.5%
Graduate / professional 4.9%
Metric%
HS diploma or higher86.6%
Bachelor's or higher12.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool186.2%
Kindergarten175.9%
Elementary school12242.2%
High school11740.5%
College / grad school155.2%

Employment

Industry of employment

Manufacturing 40.4%
Education & healthcare 17.2%
Construction 12.3%
Retail trade 6.3%
Finance & real estate 5.1%
Professional & management 4.7%
Arts, food & hospitality 4.2%
Transportation & utilities 3.1%
Public administration 2.7%
Agriculture & mining 1.6%
Other services 1.3%
Information 0.7%
Wholesale trade 0.4%

Occupation

Category%
Management, business & arts27.7%
Service12.3%
Sales & office13.8%
Natural resources & construction20.3%
Production & transportation25.9%

Employment type

Type%
Private sector80.4%
Government10.7%
Self-employed8.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone87.8%
Carpool10.1%
Public transit0.0%
Walk0.0%
Work from home2.1%
Other means0.0%
Avg commute (minutes)38.9

Poverty

All people 10.4%
Under 18 years 9.1%
18 and over 10.8%
Married-couple families 8.5%
Female-led households 0.0%

Income support

Source% of households
Social Security48.5%
Retirement income48.5%
Supplemental Security6.8%
Cash public assistance0.9%
Food stamps / SNAP8.3%

Health indicators

Condition%
Obesity38.3%
High blood pressure35.5%
High cholesterol33.9%
Diabetes11.8%
Heart disease7.3%
Stroke3.6%
Asthma11.2%
Arthritis31.0%
Kidney disease3.2%
Pulmonary disease8.9%
Cancer6.7%
Behavior / access%
Smoking23.8%
Binge drinking19.2%
No physical activity24.4%
Less than 7 hrs sleep36.6%
Depression22.9%
Fair or poor health16.8%
Poor mental health17.6%
Poor physical health12.3%
No health insurance11.0%
Visited doctor (checkup)73.4%
Visited dentist64.7%
Cholesterol screening89.9%
Teeth loss15.6%

Veterans & disability

VeteransCount%
Civilian veterans555.3%
Disability%
Any disability27.3%
Under 1817.8%
18–64 years21.3%
65 and over49.1%

Health insurance coverage

Type%
Private insurance60.5%
Public insurance54.8%
No insurance5.1%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,30397.1%
Spanish20.2%
Other Indo-European20.2%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,32798.9%
Born in same state1,32598.7%
Born in different state1,03777.3%
Foreign born20.1%
Naturalized citizen151.1%
Not a US citizen1386.7%

Ancestry

AncestryCount%
French17413%
Italian896.6%
Arab574.2%
German372.8%
AncestryCount%
Irish161.2%
Dutch70.5%
English40.3%
Polish40.3%

Technology access

Metric% of households
Computer access40.5%
Internet access87.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48760

What city is ZIP code 48760 in?

ZIP code 48760 is primarily assigned to Silverwood, Michigan.

What county is ZIP code 48760 in?

ZIP code 48760 falls within Tuscola County, Michigan.

Is ZIP code 48760 mostly owner-occupied?

93% of occupied units in ZIP code 48760 are owner-occupied, well above the national average.

Does ZIP code 48760 have a large retiree population?

49% of households in ZIP code 48760 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 48760?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 48760?

The median home value in ZIP code 48760 is $139,600.

What timezone is ZIP code 48760 in?

ZIP code 48760 observes the EST timezone.

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