48446 ZIP Code — Lapeer, MI

Lapeer County, Michigan

ZIP code 48446 is located in Lapeer, Michigan, within Lapeer County. It covers approximately 121.89 square miles and serves a population of 30,693 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48446

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $194,800. Owner-occupancy is high at 80%, well above the national average.

Median household income is $66,787. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 48446 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

30,693

population

121.89

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48446 ZIP code map

Cities in ZIP code 48446

Below are the cities the US Postal Service accepts for ZIP code 48446. Using any city not on this list may result in mail delivery delays.

City	Status
Lapeer	Acceptable
Lapeer	Preferred

Nearby ZIP codes

48421 Columbiaville (7 mi) 48455 Metamora (7.8 mi) 48412 Attica (8.2 mi) 48423 Davison (9.7 mi) 48464 Otter Lake (11.6 mi) 48438 Goodrich (11.6 mi) 48428 Dryden (11.8 mi) 48461 North Branch (12.1 mi) 48435 Fostoria (12.4 mi) 48463 Otisville (12.5 mi) 48371 Oxford (14 mi) 48509 Burton (14 mi)

Demographics updated 06/2026

Population
Total population	30,693
Population density	252 / sq mi
State FIPS	26
County FIPS	087

Geography
Land area	121.89 sq mi
Water area	4.82 sq mi
Latitude	43.0542
Longitude	-83.3301
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	37.7%	42.6%
$50k – $100k	35.4%	36.9%	31.1%
$100k – $200k	17.9%	21.6%	20.6%
Over $200k	3.1%	3.8%	5.7%

Demographics & statistics

30,693

Population

252

People per sq mi

43.4

Median age

$66,787

Median household income

$33,768

Per capita income

$194,800

Median home value

$909

Median monthly rent

80.0%

Home ownership

12.8%

Poverty rate

5.6%

Unemployment

10,442

Housing units

19.4%

Bachelor's or higher

Age distribution

Male Female

766

Under 5

708

852

5–9

789

829

10–14

767

960

15–19

888

1,076

20–24

995

1,795

25–34

1,660

1,976

35–44

1,827

1,949

45–54

1,802

1,232

55–59

1,139

1,376

60–64

1,273

2,004

65–74

1,854

858

75–84

794

272

85+

252

← Male

Female →

Age summary

Group	Count	%
Under 18	5,962	19.4%
18 and over	24,731	80.6%
65 and over	6,034	19.7%
Median age	43.4 years

Race & ethnicity

White 90.2%

Two or more races 4.6%

Black or African American 2.9%

Hispanic or Latino 1.7%

Asian 0.3%

Other race 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	28,143	90.2%
Two or more races	1,440	4.6%
Black or African American	896	2.9%
Hispanic or Latino	517	1.7%
Asian	101	0.3%
Other race	68	0.2%
American Indian / Alaska Native	45	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	37.7%	42.6%
$50k – $100k	35.4%	36.9%	31.1%
$100k – $200k	17.9%	21.6%	20.6%
Over $200k	3.1%	3.8%	5.7%

Under $10k 6.7%

$10k–$15k 4.2%

$15k–$25k 6.1%

$25k–$35k 8.0%

$35k–$50k 12.1%

$50k–$75k 18.7%

$75k–$100k 16.7%

$100k–$150k 16.4%

$150k–$200k 6.9%

$200k+ 4.4%

Range	% of households
Under $10k	6.7%
$10k–$15k	4.2%
$15k–$25k	6.1%
$25k–$35k	8.0%
$35k–$50k	12.1%
$50k–$75k	18.7%
$75k–$100k	16.7%
$100k–$150k	16.4%
$150k–$200k	6.9%
$200k+	4.4%
Median income	$66,787

Housing

Home values

Under $50k 9.8%

$50k–$100k 5.8%

$100k–$150k 12.4%

$150k–$200k 25.0%

$200k–$300k 28.1%

$300k–$500k 16.1%

$500k–$1M 2.1%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$194,800
Median rent / month	$909
Owner occupied	80.0%
Renter occupied	20.0%
Vacant	5.6%
Single-family detached	77.3%
Large apartment buildings	2.8%
Mobile homes	8.0%
Median rooms	5.8
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.3%
2010–2019	2.8%
2000–2009	11.5%
1990–1999	13.6%
1980–1989	13.3%
1970–1979	26.4%
1960–1969	10.2%
1950–1959	6.9%
1940–1949	4.2%
1939 or earlier	10.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	6.9%
2 bedrooms	18.5%
3 bedrooms	56.4%
4 bedrooms	13.6%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	32.7%
2 vehicles	34.4%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	73.6%
Electricity	9.5%
Propane / LP gas	12.2%
Fuel oil	0.9%
Wood	1.8%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	6,098	50.2%
Cohabiting couple	719	5.9%
Male householder, no spouse	2,325	19.1%
Female householder, no spouse	3,011	24.8%
Households with children under 18	3,200	26.3%
Households with seniors (65+)	4,028	33.1%
Average household size	2.39

Marital status

Status	Male	Female
Never married	36.5%	23.0%
Married	49.5%	50.9%
Separated	1.1%	0.7%
Widowed	2.6%	11.2%
Divorced	10.3%	14.1%

Education

Less than 9th grade 1.2%

Some HS, no diploma 5.7%

HS graduate 38.4%

Some college, no degree 24.5%

Associate's degree 10.8%

Bachelor's degree 12.5%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	19.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	337	5.7%
Kindergarten	361	6.1%
Elementary school	2,558	42.9%
High school	1,575	26.4%
College / grad school	1,127	18.9%

Employment

Industry of employment

Manufacturing 24.6%

Education & healthcare 17.4%

Retail trade 12.3%

Construction 10.4%

Professional & management 7.7%

Arts, food & hospitality 6.1%

Transportation & utilities 5.0%

Other services 4.6%

Finance & real estate 4.2%

Wholesale trade 3.5%

Public administration 3.1%

Agriculture & mining 0.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	31.9%
Service	12.8%
Sales & office	20.8%
Natural resources & construction	13.5%
Production & transportation	21.0%

Employment type

Type	%
Private sector	85.7%
Government	8.4%
Self-employed	5.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	80.0%
Carpool	10.9%
Public transit	0.6%
Walk	0.9%
Work from home	6.6%
Other means	1.0%
Avg commute (minutes)	30.2

Poverty

All people 12.8%

Under 18 years 15.2%

18 and over 12.2%

Married-couple families 3.4%

Female-led households 31.0%

Income support

Source	% of households
Social Security	40.0%
Retirement income	30.6%
Supplemental Security	5.1%
Cash public assistance	3.8%
Food stamps / SNAP	13.0%

Health indicators

Condition	%
Obesity	39.5%
High blood pressure	34.6%
High cholesterol	34.8%
Diabetes	11.1%
Heart disease	7.0%
Stroke	3.2%
Asthma	11.0%
Arthritis	29.6%
Kidney disease	3.0%
Pulmonary disease	8.3%
Cancer	7.0%

Behavior / access	%
Smoking	20.6%
Binge drinking	19.1%
No physical activity	23.7%
Less than 7 hrs sleep	34.2%
Depression	22.3%
Fair or poor health	15.3%
Poor mental health	16.9%
Poor physical health	11.6%
No health insurance	9.9%
Visited doctor (checkup)	73.8%
Visited dentist	68.9%
Cholesterol screening	90.9%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,017	8.2%

Disability	%
Any disability	16.3%
Under 18	8.9%
18–64 years	13.2%
65 and over	33.2%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	43.0%
No insurance	6.6%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,219	95.2%
Spanish	34	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	8	0.0%
Other languages	26	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	30,318	98.8%
Born in same state	30,096	98.1%
Born in different state	26,664	86.9%
Foreign born	222	0.7%
Naturalized citizen	375	1.2%
Not a US citizen	207	55.2%

Ancestry

Ancestry	Count	%
French	4,278	13.9%
Italian	3,707	12.1%
Arab	2,044	6.7%
German	963	3.1%
Irish	556	1.8%

Ancestry	Count	%
Polish	397	1.3%
English	330	1.1%
Dutch	177	0.6%
Norwegian	61	0.2%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48446

What city is ZIP code 48446 in?

ZIP code 48446 is primarily assigned to Lapeer, Michigan.

What county is ZIP code 48446 in?

ZIP code 48446 falls within Lapeer County, Michigan.

Does ZIP code 48446 have a large retiree population?

40% of households in ZIP code 48446 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48446?

The median home value in ZIP code 48446 is $194,800.

What is the population of ZIP code 48446?

ZIP code 48446 has an estimated population of 30,693 residents, with a density of 252 people per square mile.

What is the median household income in ZIP code 48446?

The median household income in ZIP code 48446 is $66,787, below the national median of ~$75,000.

What timezone is ZIP code 48446 in?

ZIP code 48446 observes the EST timezone.