48420 ZIP Code — Clio, MI

Genesee County, Michigan

ZIP code 48420 is located in Clio, Michigan, within Genesee County. It covers approximately 66.45 square miles and serves a population of 21,019 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $159,700. Owner-occupancy is high at 81%, well above the national average.

Median household income is $62,934. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48420 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

21,019

population

66.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48420 ZIP code map

Cities in ZIP code 48420

Below are the cities the US Postal Service accepts for ZIP code 48420. Using any city not on this list may result in mail delivery delays.

City	Status
Clio	Preferred

Nearby ZIP codes

48458 Mount Morris (3.5 mi) 48505 Flint (7.7 mi) 48506 Flint (8.7 mi) 48415 Birch Run (8.8 mi) 48504 Flint (8.8 mi) 48463 Otisville (8.9 mi) 48433 Flushing (10.1 mi) 48746 Millington (10.5 mi) 48787 Frankenmuth (11 mi) 48502 Flint (11.1 mi) 48552 Flint (11.3 mi) 48553 Flint (11.3 mi)

Demographics updated 06/2026

Population
Total population	21,019
Population density	316 / sq mi
State FIPS	26
County FIPS	049

Geography
Land area	66.45 sq mi
Water area	0.25 sq mi
Latitude	43.1749
Longitude	-83.7063
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	48.8%	42.6%
$50k – $100k	34.8%	30.0%	31.1%
$100k – $200k	17.5%	17.4%	20.6%
Over $200k	4.1%	3.8%	5.7%

Demographics & statistics

21,019

Population

316

People per sq mi

43.9

Median age

$62,934

Median household income

$33,020

Per capita income

$159,700

Median home value

$764

Median monthly rent

81.1%

Home ownership

11.5%

Poverty rate

6.8%

Unemployment

7,389

Housing units

18.4%

Bachelor's or higher

Age distribution

Male Female

573

Under 5

600

561

5–9

589

630

10–14

661

539

15–19

564

498

20–24

523

1,255

25–34

1,316

1,246

35–44

1,307

1,381

45–54

1,448

623

55–59

653

831

60–64

871

1,201

65–74

1,259

626

75–84

657

296

85+

311

← Male

Female →

Age summary

Group	Count	%
Under 18	4,347	20.7%
18 and over	16,672	79.3%
65 and over	4,350	20.7%
Median age	43.9 years

Race & ethnicity

White 89.6%

Two or more races 4.3%

Black or African American 3%

Hispanic or Latino 1.5%

Asian 0.7%

Other race 0.6%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	19,111	89.6%
Two or more races	919	4.3%
Black or African American	647	3%
Hispanic or Latino	315	1.5%
Asian	144	0.7%
Other race	120	0.6%
American Indian / Alaska Native	54	0.3%
Native Hawaiian / Pacific Islander	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.6%	48.8%	42.6%
$50k – $100k	34.8%	30.0%	31.1%
$100k – $200k	17.5%	17.4%	20.6%
Over $200k	4.1%	3.8%	5.7%

Under $10k 4.9%

$10k–$15k 3.4%

$15k–$25k 7.8%

$25k–$35k 6.6%

$35k–$50k 14.4%

$50k–$75k 21.4%

$75k–$100k 15.3%

$100k–$150k 16.3%

$150k–$200k 5.3%

$200k+ 4.6%

Range	% of households
Under $10k	4.9%
$10k–$15k	3.4%
$15k–$25k	7.8%
$25k–$35k	6.6%
$35k–$50k	14.4%
$50k–$75k	21.4%
$75k–$100k	15.3%
$100k–$150k	16.3%
$150k–$200k	5.3%
$200k+	4.6%
Median income	$62,934

Housing

Home values

Under $50k 5.9%

$50k–$100k 12.0%

$100k–$150k 27.2%

$150k–$200k 26.1%

$200k–$300k 20.1%

$300k–$500k 7.1%

$500k–$1M 1.5%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$159,700
Median rent / month	$764
Owner occupied	81.1%
Renter occupied	18.9%
Vacant	3.9%
Single-family detached	81.1%
Large apartment buildings	2.5%
Mobile homes	3.9%
Median rooms	6.0
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.2%
2010–2019	1.8%
2000–2009	8.1%
1990–1999	11.0%
1980–1989	8.6%
1970–1979	26.2%
1960–1969	13.9%
1950–1959	16.4%
1940–1949	4.7%
1939 or earlier	9.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	6.1%
2 bedrooms	19.6%
3 bedrooms	55.6%
4 bedrooms	14.9%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	29.2%
2 vehicles	38.5%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	78.0%
Electricity	11.7%
Propane / LP gas	6.3%
Fuel oil	0.3%
Wood	2.6%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,297	49.5%
Cohabiting couple	755	8.7%
Male householder, no spouse	1,554	17.9%
Female householder, no spouse	2,075	23.9%
Households with children under 18	2,325	26.8%
Households with seniors (65+)	3,089	35.6%
Average household size	2.39

Marital status

Status	Male	Female
Never married	30.5%	22.8%
Married	53.6%	49.3%
Separated	1.7%	0.8%
Widowed	3.0%	12.7%
Divorced	11.2%	14.5%

Education

Less than 9th grade 1.8%

Some HS, no diploma 7.3%

HS graduate 36.5%

Some college, no degree 23.5%

Associate's degree 12.5%

Bachelor's degree 13.1%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	18.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	346	8.8%
Kindergarten	280	7.1%
Elementary school	1,838	46.6%
High school	956	24.3%
College / grad school	522	13.2%

Employment

Industry of employment

Education & healthcare 22.3%

Manufacturing 17.0%

Retail trade 15.7%

Arts, food & hospitality 8.7%

Construction 8.3%

Professional & management 7.1%

Other services 5.9%

Finance & real estate 5.1%

Transportation & utilities 4.3%

Public administration 2.2%

Wholesale trade 1.8%

Agriculture & mining 0.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	31.5%
Service	19.2%
Sales & office	20.8%
Natural resources & construction	11.4%
Production & transportation	17.2%

Employment type

Type	%
Private sector	87.8%
Government	7.4%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.2%
Carpool	9.4%
Public transit	0.4%
Walk	0.9%
Work from home	5.2%
Other means	0.9%
Avg commute (minutes)	28.7

Poverty

All people 11.5%

Under 18 years 17.0%

18 and over 10.1%

Married-couple families 3.4%

Female-led households 33.1%

Income support

Source	% of households
Social Security	43.0%
Retirement income	36.2%
Supplemental Security	3.7%
Cash public assistance	2.7%
Food stamps / SNAP	11.9%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	35.0%
High cholesterol	37.5%
Diabetes	11.5%
Heart disease	7.1%
Stroke	3.3%
Asthma	11.4%
Arthritis	32.0%
Kidney disease	3.1%
Pulmonary disease	8.5%
Cancer	7.2%

Behavior / access	%
Smoking	21.6%
Binge drinking	19.3%
No physical activity	23.3%
Less than 7 hrs sleep	37.2%
Depression	24.0%
Fair or poor health	15.8%
Poor mental health	17.3%
Poor physical health	11.9%
No health insurance	9.7%
Visited doctor (checkup)	74.2%
Visited dentist	69.7%
Cholesterol screening	91.0%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,389	8.3%

Disability	%
Any disability	17.0%
Under 18	4.1%
18–64 years	15.7%
65 and over	34.1%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	45.5%
No insurance	4.8%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,846	94.4%
Spanish	176	0.9%
Other Indo-European	17	0.1%
Asian & Pacific Islander	63	0.3%
Other languages	92	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,603	98.0%
Born in same state	20,562	97.8%
Born in different state	18,632	88.6%
Foreign born	41	0.2%
Naturalized citizen	416	2.0%
Not a US citizen	177	42.5%

Ancestry

Ancestry	Count	%
French	2,946	14%
Italian	2,870	13.7%
Arab	1,207	5.7%
German	736	3.5%

Ancestry	Count	%
Irish	377	1.8%
English	342	1.6%
Polish	321	1.5%
Dutch	81	0.4%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	92.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48420

What city is ZIP code 48420 in?

ZIP code 48420 is primarily assigned to Clio, Michigan.

What county is ZIP code 48420 in?

ZIP code 48420 falls within Genesee County, Michigan.

Does ZIP code 48420 have a large retiree population?

43% of households in ZIP code 48420 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48420 mostly owner-occupied?

81% of occupied units in ZIP code 48420 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48420?

The median home value in ZIP code 48420 is $159,700.

What is the population of ZIP code 48420?

ZIP code 48420 has an estimated population of 21,019 residents, with a density of 316 people per square mile.

What timezone is ZIP code 48420 in?

ZIP code 48420 observes the EST timezone.