98513 ZIP Code — Olympia, WA

Thurston County, Washington

ZIP code 98513 is located in Olympia, Washington, within Thurston County. It covers approximately 49.87 square miles and serves a population of 36,988 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98513

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $391,800. Owner-occupancy is high at 78%, well above the national average.

Median household income is $99,787. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 98513 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

36,988

population

49.87

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98513 ZIP code map

Cities in ZIP code 98513

Below are the cities the US Postal Service accepts for ZIP code 98513. Using any city not on this list may result in mail delivery delays.

City	Status
Olympia	Acceptable
Olympia	Preferred

Nearby ZIP codes

98503 Lacey (3.8 mi) 98501 Olympia (6.8 mi) 98327 Dupont (7.3 mi) 98516 Olympia (8.4 mi) 98599 Olympia (8.5 mi) 98504 Olympia (8.7 mi) 98433 Tacoma (9.1 mi) 98506 Olympia (10.1 mi) 98589 Tenino (10.8 mi) 98576 Rainier (11.3 mi) 98430 Camp Murray (11.6 mi) 98505 Olympia (12.4 mi)

Demographics updated 05/2026

Population
Total population	36,988
Population density	742 / sq mi
State FIPS	53
County FIPS	067

Geography
Land area	49.87 sq mi
Water area	1.36 sq mi
Latitude	46.9941
Longitude	-122.7320
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.3%	31.8%	31.7%
$50k – $100k	35.0%	33.6%	30.6%
$100k – $200k	34.0%	28.3%	27.1%
Over $200k	7.7%	6.3%	10.6%

Demographics & statistics

36,988

Population

742

People per sq mi

38.1

Median age

$99,787

Median household income

$43,730

Per capita income

$391,800

Median home value

$1,736

Median monthly rent

78.0%

Home ownership

9.3%

Poverty rate

4.8%

Unemployment

11,449

Housing units

33.1%

Bachelor's or higher

Age distribution

Male Female

1,028

Under 5

1,002

1,392

5–9

1,359

1,407

10–14

1,372

994

15–19

969

1,081

20–24

1,055

2,656

25–34

2,592

2,657

35–44

2,593

2,270

45–54

2,215

895

55–59

874

1,162

60–64

1,134

2,166

65–74

2,114

881

75–84

860

132

85+

128

← Male

Female →

Age summary

Group	Count	%
Under 18	8,912	24.1%
18 and over	28,076	75.9%
65 and over	6,281	17.0%
Median age	38.1 years

Race & ethnicity

White 65%

Two or more races 12.9%

Asian 7.9%

Hispanic or Latino 5.5%

Black or African American 4%

Other race 1.9%

American Indian / Alaska Native 1.5%

Native Hawaiian / Pacific Islander 1.3%

Group	Count	%
White	25,418	65%
Two or more races	5,047	12.9%
Asian	3,074	7.9%
Hispanic or Latino	2,138	5.5%
Black or African American	1,581	4%
Other race	747	1.9%
American Indian / Alaska Native	601	1.5%
Native Hawaiian / Pacific Islander	520	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.3%	31.8%	31.7%
$50k – $100k	35.0%	33.6%	30.6%
$100k – $200k	34.0%	28.3%	27.1%
Over $200k	7.7%	6.3%	10.6%

Under $10k 2.9%

$10k–$15k 1.5%

$15k–$25k 3.7%

$25k–$35k 3.5%

$35k–$50k 5.5%

$50k–$75k 17.4%

$75k–$100k 15.5%

$100k–$150k 24.0%

$150k–$200k 14.0%

$200k+ 11.9%

Range	% of households
Under $10k	2.9%
$10k–$15k	1.5%
$15k–$25k	3.7%
$25k–$35k	3.5%
$35k–$50k	5.5%
$50k–$75k	17.4%
$75k–$100k	15.5%
$100k–$150k	24.0%
$150k–$200k	14.0%
$200k+	11.9%
Median income	$99,787

Housing

Home values

Under $50k 3.1%

$50k–$100k 2.1%

$100k–$150k 0.6%

$150k–$200k 2.2%

$200k–$300k 17.3%

$300k–$500k 48.0%

$500k–$1M 24.7%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$391,800
Median rent / month	$1,736
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	5.6%
Single-family detached	80.1%
Large apartment buildings	1.0%
Mobile homes	6.4%
Median rooms	6.1
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.8%
2010–2019	9.4%
2000–2009	25.9%
1990–1999	23.5%
1980–1989	19.4%
1970–1979	13.7%
1960–1969	4.9%
1950–1959	0.8%
1940–1949	0.8%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.4%
2 bedrooms	13.5%
3 bedrooms	59.8%
4 bedrooms	18.3%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	24.7%
2 vehicles	35.9%
3 or more	37.0%

Heating fuel

Fuel type	%
Utility gas	37.2%
Electricity	56.8%
Propane / LP gas	1.9%
Fuel oil	0.3%
Wood	3.2%
Solar	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	8,255	60.6%
Cohabiting couple	836	6.1%
Male householder, no spouse	1,659	12.2%
Female householder, no spouse	2,877	21.1%
Households with children under 18	4,809	35.3%
Households with seniors (65+)	4,113	30.2%
Average household size	2.70

Marital status

Status	Male	Female
Never married	28.5%	22.7%
Married	61.9%	56.9%
Separated	0.5%	1.8%
Widowed	1.9%	6.9%
Divorced	7.2%	11.6%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.3%

HS graduate 23.1%

Some college, no degree 24.6%

Associate's degree 13.2%

Bachelor's degree 22.0%

Graduate / professional 11.1%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	33.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	343	3.8%
Kindergarten	591	6.5%
Elementary school	4,039	44.7%
High school	1,875	20.8%
College / grad school	2,184	24.2%

Employment

Industry of employment

Education & healthcare 20.2%

Public administration 16.3%

Retail trade 11.6%

Professional & management 9.0%

Arts, food & hospitality 8.7%

Construction 7.9%

Finance & real estate 5.2%

Manufacturing 5.0%

Transportation & utilities 4.7%

Other services 4.7%

Agriculture & mining 3.0%

Wholesale trade 2.6%

Information 1.1%

Occupation

Category	%
Management, business & arts	42.6%
Service	16.7%
Sales & office	22.1%
Natural resources & construction	7.8%
Production & transportation	10.7%

Employment type

Type	%
Private sector	66.9%
Government	27.7%
Self-employed	5.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	72.5%
Carpool	8.7%
Public transit	1.5%
Walk	1.7%
Work from home	14.7%
Other means	0.8%
Avg commute (minutes)	28.8

Poverty

All people 9.3%

Under 18 years 16.7%

18 and over 7.0%

Married-couple families 3.6%

Female-led households 23.7%

Income support

Source	% of households
Social Security	32.1%
Retirement income	32.9%
Supplemental Security	3.6%
Cash public assistance	3.6%
Food stamps / SNAP	10.2%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	28.7%
High cholesterol	30.3%
Diabetes	8.3%
Heart disease	4.9%
Stroke	2.4%
Asthma	10.1%
Arthritis	22.7%
Kidney disease	2.4%
Pulmonary disease	5.2%
Cancer	5.8%

Behavior / access	%
Smoking	15.1%
Binge drinking	17.6%
No physical activity	16.6%
Less than 7 hrs sleep	34.4%
Depression	27.7%
Fair or poor health	12.2%
Poor mental health	15.7%
Poor physical health	9.4%
No health insurance	9.9%
Visited doctor (checkup)	68.7%
Visited dentist	66.1%
Cholesterol screening	87.9%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,410	16.4%

Disability	%
Any disability	13.1%
Under 18	4.1%
18–64 years	12.1%
65 and over	29.1%

Health insurance coverage

Type	%
Private insurance	75.4%
Public insurance	40.3%
No insurance	4.1%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,958	94.5%
Spanish	1,808	5.2%
Other Indo-European	519	1.5%
Asian & Pacific Islander	42	0.1%
Other languages	1,119	3.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	33,004	89.2%
Born in same state	31,329	84.7%
Born in different state	14,731	39.8%
Foreign born	1,675	4.5%
Naturalized citizen	3,984	10.8%
Not a US citizen	2,504	62.9%

Ancestry

Ancestry	Count	%
Italian	4,140	11.2%
French	3,749	10.1%
Polish	1,423	3.8%
Arab	1,163	3.1%
English	610	1.6%

Ancestry	Count	%
Dutch	284	0.8%
German	131	0.4%
Norwegian	127	0.3%
Irish	40	0.1%

Technology access

Metric	% of households
Computer access	36.8%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98513

What city is ZIP code 98513 in?

ZIP code 98513 is primarily assigned to Olympia, Washington.

What county is ZIP code 98513 in?

ZIP code 98513 falls within Thurston County, Washington.

Does ZIP code 98513 have a large veteran population?

16% of civilians in ZIP code 98513 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98513?

The median home value in ZIP code 98513 is $391,800.

What is the population of ZIP code 98513?

ZIP code 98513 has an estimated population of 36,988 residents, with a density of 742 people per square mile.

What is the median household income in ZIP code 98513?

The median household income in ZIP code 98513 is $99,787, above the national median of ~$75,000.

What timezone is ZIP code 98513 in?

ZIP code 98513 observes the PST timezone.