98506 ZIP Code — Olympia, WA

Thurston County, Washington

ZIP code 98506 is located in Olympia, Washington, within Thurston County. It covers approximately 22.44 square miles and serves a population of 18,968 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98506

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $409,800. Owner-occupancy sits near the national average at 67%.

Median household income is $88,512. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 98506 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

18,968

population

22.44

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98506 ZIP code map

Cities in ZIP code 98506

Below are the cities the US Postal Service accepts for ZIP code 98506. Using any city not on this list may result in mail delivery delays.

City	Status
Olympia	Acceptable
Olympia	Preferred

Nearby ZIP codes

98504 Olympia (4.5 mi) 98516 Olympia (4.7 mi) 98599 Olympia (4.8 mi) 98505 Olympia (5.5 mi) 98503 Lacey (6.4 mi) 98351 Longbranch (8.4 mi) 98502 Olympia (8.6 mi) 98501 Olympia (8.8 mi) 98327 Dupont (9.8 mi) 98513 Olympia (10.1 mi) 98349 Lakebay (12.8 mi) 98512 Olympia (14 mi)

Demographics updated 05/2026

Population
Total population	18,968
Population density	845 / sq mi
State FIPS	53
County FIPS	067

Geography
Land area	22.44 sq mi
Water area	7.14 sq mi
Latitude	47.1053
Longitude	-122.8703
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	31.8%	31.7%
$50k – $100k	28.2%	33.6%	30.6%
$100k – $200k	30.7%	28.3%	27.1%
Over $200k	6.6%	6.3%	10.6%

Demographics & statistics

18,968

Population

845

People per sq mi

47.6

Median age

$88,512

Median household income

$48,203

Per capita income

$409,800

Median home value

$1,349

Median monthly rent

67.4%

Home ownership

10.3%

Poverty rate

7.6%

Unemployment

6,268

Housing units

50.3%

Bachelor's or higher

Age distribution

Male Female

323

Under 5

354

323

5–9

354

420

10–14

461

460

15–19

504

361

20–24

396

1,008

25–34

1,106

1,252

35–44

1,373

1,157

45–54

1,268

518

55–59

569

618

60–64

678

1,583

65–74

1,736

668

75–84

733

355

85+

390

← Male

Female →

Age summary

Group	Count	%
Under 18	2,666	14.1%
18 and over	16,302	85.9%
65 and over	5,465	28.8%
Median age	47.6 years

Race & ethnicity

White 82%

Two or more races 6.9%

Asian 5%

Hispanic or Latino 3.2%

Black or African American 1.2%

American Indian / Alaska Native 0.9%

Other race 0.7%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	16,069	82%
Two or more races	1,351	6.9%
Asian	984	5%
Hispanic or Latino	630	3.2%
Black or African American	229	1.2%
American Indian / Alaska Native	185	0.9%
Other race	129	0.7%
Native Hawaiian / Pacific Islander	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	31.8%	31.7%
$50k – $100k	28.2%	33.6%	30.6%
$100k – $200k	30.7%	28.3%	27.1%
Over $200k	6.6%	6.3%	10.6%

Under $10k 6.9%

$10k–$15k 3.2%

$15k–$25k 5.5%

$25k–$35k 5.7%

$35k–$50k 9.7%

$50k–$75k 12.2%

$75k–$100k 14.3%

$100k–$150k 23.2%

$150k–$200k 7.9%

$200k+ 11.4%

Range	% of households
Under $10k	6.9%
$10k–$15k	3.2%
$15k–$25k	5.5%
$25k–$35k	5.7%
$35k–$50k	9.7%
$50k–$75k	12.2%
$75k–$100k	14.3%
$100k–$150k	23.2%
$150k–$200k	7.9%
$200k+	11.4%
Median income	$88,512

Housing

Home values

Under $50k 2.1%

$50k–$100k 3.5%

$100k–$150k 0.8%

$150k–$200k 2.9%

$200k–$300k 10.2%

$300k–$500k 47.4%

$500k–$1M 25.9%

$1M+ 7.1%

Housing overview

Metric	Value
Median home value	$409,800
Median rent / month	$1,349
Owner occupied	67.4%
Renter occupied	32.6%
Vacant	5.0%
Single-family detached	65.5%
Large apartment buildings	12.4%
Mobile homes	4.0%
Median rooms	5.6
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	10.1%
1990–1999	19.9%
1980–1989	13.6%
1970–1979	18.4%
1960–1969	5.8%
1950–1959	8.7%
1940–1949	6.1%
1939 or earlier	14.7%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	10.1%
2 bedrooms	30.0%
3 bedrooms	40.1%
4 bedrooms	12.8%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	36.0%
2 vehicles	34.7%
3 or more	22.9%

Heating fuel

Fuel type	%
Utility gas	28.8%
Electricity	59.4%
Propane / LP gas	4.9%
Fuel oil	0.7%
Wood	4.9%
Solar	0.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,858	44.7%
Cohabiting couple	589	6.8%
Male householder, no spouse	1,401	16.2%
Female householder, no spouse	2,778	32.2%
Households with children under 18	1,582	18.3%
Households with seniors (65+)	3,786	43.9%
Average household size	2.15

Marital status

Status	Male	Female
Never married	30.5%	27.9%
Married	55.0%	45.5%
Separated	1.2%	1.7%
Widowed	2.9%	10.4%
Divorced	10.5%	14.5%

Education

Less than 9th grade 0.5%

Some HS, no diploma 3.5%

HS graduate 16.0%

Some college, no degree 20.3%

Associate's degree 9.5%

Bachelor's degree 28.6%

Graduate / professional 21.7%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	50.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	85	3.0%
Kindergarten	178	6.4%
Elementary school	1,244	44.4%
High school	592	21.2%
College / grad school	700	25.0%

Employment

Industry of employment

Education & healthcare 27.4%

Public administration 15.6%

Professional & management 10.5%

Retail trade 8.2%

Arts, food & hospitality 7.8%

Construction 7.5%

Manufacturing 6.0%

Finance & real estate 5.3%

Transportation & utilities 5.1%

Other services 3.1%

Agriculture & mining 1.4%

Wholesale trade 1.2%

Information 1.1%

Occupation

Category	%
Management, business & arts	49.9%
Service	14.5%
Sales & office	21.6%
Natural resources & construction	5.4%
Production & transportation	8.7%

Employment type

Type	%
Private sector	64.2%
Government	29.1%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.1%
Carpool	9.1%
Public transit	2.8%
Walk	2.6%
Work from home	20.1%
Other means	2.3%
Avg commute (minutes)	24.3

Poverty

All people 10.3%

Under 18 years 7.9%

18 and over 10.7%

Married-couple families 3.0%

Female-led households 19.6%

Income support

Source	% of households
Social Security	44.1%
Retirement income	33.1%
Supplemental Security	5.9%
Cash public assistance	3.4%
Food stamps / SNAP	14.6%

Health indicators

Condition	%
Obesity	29.8%
High blood pressure	31.2%
High cholesterol	31.5%
Diabetes	8.8%
Heart disease	5.9%
Stroke	2.8%
Asthma	10.0%
Arthritis	26.2%
Kidney disease	2.8%
Pulmonary disease	5.8%
Cancer	7.4%

Behavior / access	%
Smoking	13.6%
Binge drinking	16.6%
No physical activity	16.2%
Less than 7 hrs sleep	32.1%
Depression	27.6%
Fair or poor health	12.4%
Poor mental health	14.8%
Poor physical health	9.9%
No health insurance	8.7%
Visited doctor (checkup)	70.8%
Visited dentist	68.2%
Cholesterol screening	89.4%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,429	8.8%

Disability	%
Any disability	19.2%
Under 18	9.7%
18–64 years	17.0%
65 and over	28.5%

Health insurance coverage

Type	%
Private insurance	71.3%
Public insurance	46.0%
No insurance	5.0%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,291	96.4%
Spanish	466	2.5%
Other Indo-European	77	0.4%
Asian & Pacific Islander	57	0.3%
Other languages	224	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,629	92.9%
Born in same state	17,321	91.3%
Born in different state	8,587	45.3%
Foreign born	308	1.6%
Naturalized citizen	1,339	7.1%
Not a US citizen	952	71.1%

Ancestry

Ancestry	Count	%
French	2,578	13.6%
Italian	2,531	13.3%
Polish	896	4.7%
Arab	880	4.6%

Ancestry	Count	%
English	443	2.3%
Dutch	69	0.4%
Norwegian	37	0.2%
German	36	0.2%

Technology access

Metric	% of households
Computer access	45.5%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98506

What city is ZIP code 98506 in?

ZIP code 98506 is primarily assigned to Olympia, Washington.

What county is ZIP code 98506 in?

ZIP code 98506 falls within Thurston County, Washington.

Does ZIP code 98506 have an older population?

29% of residents in ZIP code 98506 are 65 or older, above the national average of ~17%.

Does ZIP code 98506 have a large retiree population?

44% of households in ZIP code 98506 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 98506?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 98506?

The median home value in ZIP code 98506 is $409,800.

What timezone is ZIP code 98506 in?

ZIP code 98506 observes the PST timezone.