98512 ZIP Code — Olympia, WA
Thurston County, Washington
ZIP code 98512 is located in Olympia, Washington, within Thurston County. It covers approximately 138.70 square miles and serves a population of 30,784 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.
About ZIP code 98512
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $405,300. Owner-occupancy sits near the national average at 69%.
The gap between median ($85,928) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
30,784
population
138.70
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98512 ZIP code map
Cities in ZIP code 98512
Below are the cities the US Postal Service accepts for ZIP code 98512. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Olympia | Acceptable |
| Olympia | Preferred |
Nearby ZIP codes
98501 Olympia (8.8 mi)
98505 Olympia (9.3 mi)
98599 Olympia (9.7 mi)
98504 Olympia (9.9 mi)
98502 Olympia (11 mi)
98579 Rochester (11 mi)
98557 Mccleary (12.3 mi)
98589 Tenino (12.6 mi)
98568 Oakville (13.2 mi)
98503 Lacey (13.3 mi)
98506 Olympia (14 mi)
98531 Centralia (14.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 30,784 |
| Population density | 222 / sq mi |
| State FIPS | 53 |
| County FIPS | 067 |
| Geography | |
|---|---|
| Land area | 138.70 sq mi |
| Water area | 1.88 sq mi |
| Latitude | 46.9449 |
| Longitude | -123.0535 |
| Timezone | Pacific (PT) |
| Area code | 360/564 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.4% | 31.8% | 31.7% |
| $50k – $100k | 33.3% | 33.6% | 30.6% |
| $100k – $200k | 31.1% | 28.3% | 27.1% |
| Over $200k | 7.3% | 6.3% | 10.6% |
Demographics & statistics
30,784
Population
222
People per sq mi
40.9
Median age
$85,928
Median household income
$45,535
Per capita income
$405,300
Median home value
$1,582
Median monthly rent
68.8%
Home ownership
7.6%
Poverty rate
5.5%
Unemployment
9,025
Housing units
35.2%
Bachelor's or higher
Age distribution
Male
Female
545
Under 5
571
768
5–9
806
898
10–14
941
887
15–19
929
904
20–24
948
2,143
25–34
2,246
2,261
35–44
2,369
1,771
45–54
1,857
942
55–59
987
1,240
60–64
1,300
1,641
65–74
1,720
764
75–84
801
266
85+
279
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,607 | 18.2% |
| 18 and over | 25,177 | 81.8% |
| 65 and over | 5,471 | 17.8% |
| Median age | 40.9 years | |
Race & ethnicity
White
72.6%
Two or more races
11.5%
Hispanic or Latino
6.3%
Asian
4%
Black or African American
2.4%
Other race
2.3%
American Indian / Alaska Native
0.9%
| Group | Count | % |
|---|---|---|
| White | 23,868 | 72.6% |
| Two or more races | 3,775 | 11.5% |
| Hispanic or Latino | 2,070 | 6.3% |
| Asian | 1,324 | 4% |
| Black or African American | 779 | 2.4% |
| Other race | 743 | 2.3% |
| American Indian / Alaska Native | 286 | 0.9% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.4% | 31.8% | 31.7% |
| $50k – $100k | 33.3% | 33.6% | 30.6% |
| $100k – $200k | 31.1% | 28.3% | 27.1% |
| Over $200k | 7.3% | 6.3% | 10.6% |
Under $10k
2.6%
$10k–$15k
2.2%
$15k–$25k
4.3%
$25k–$35k
7.5%
$35k–$50k
9.0%
$50k–$75k
16.8%
$75k–$100k
13.0%
$100k–$150k
18.3%
$150k–$200k
14.3%
$200k+
11.8%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 2.2% |
| $15k–$25k | 4.3% |
| $25k–$35k | 7.5% |
| $35k–$50k | 9.0% |
| $50k–$75k | 16.8% |
| $75k–$100k | 13.0% |
| $100k–$150k | 18.3% |
| $150k–$200k | 14.3% |
| $200k+ | 11.8% |
| Median income | $85,928 |
Housing
Home values
Under $50k
5.9%
$50k–$100k
2.4%
$100k–$150k
2.4%
$150k–$200k
4.7%
$200k–$300k
10.5%
$300k–$500k
46.1%
$500k–$1M
25.8%
$1M+
2.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $405,300 |
| Median rent / month | $1,582 |
| Owner occupied | 68.8% |
| Renter occupied | 31.2% |
| Vacant | 4.2% |
| Single-family detached | 64.7% |
| Large apartment buildings | 4.3% |
| Mobile homes | 15.0% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.53 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 11.1% |
| 2000–2009 | 19.6% |
| 1990–1999 | 19.3% |
| 1980–1989 | 17.2% |
| 1970–1979 | 19.8% |
| 1960–1969 | 7.1% |
| 1950–1959 | 1.6% |
| 1940–1949 | 1.8% |
| 1939 or earlier | 2.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.0% |
| 1 bedroom | 8.1% |
| 2 bedrooms | 21.2% |
| 3 bedrooms | 49.8% |
| 4 bedrooms | 16.9% |
| 5+ bedrooms | 2.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.3% |
| 1 vehicle | 25.6% |
| 2 vehicles | 40.1% |
| 3 or more | 30.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 29.4% |
| Electricity | 57.8% |
| Propane / LP gas | 4.6% |
| Fuel oil | 0.9% |
| Wood | 6.7% |
| Solar | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,422 | 52.1% |
| Cohabiting couple | 1,225 | 9.9% |
| Male householder, no spouse | 2,010 | 16.3% |
| Female householder, no spouse | 2,681 | 21.7% |
| Households with children under 18 | 3,422 | 27.7% |
| Households with seniors (65+) | 3,749 | 30.4% |
| Average household size | 2.45 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.6% | 26.7% |
| Married | 51.8% | 51.5% |
| Separated | 1.4% | 1.5% |
| Widowed | 3.4% | 6.5% |
| Divorced | 9.8% | 13.9% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
3.9%
HS graduate
22.5%
Some college, no degree
27.2%
Associate's degree
10.4%
Bachelor's degree
21.7%
Graduate / professional
13.5%
| Metric | % |
|---|---|
| HS diploma or higher | 95.3% |
| Bachelor's or higher | 35.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 268 | 4.3% |
| Kindergarten | 245 | 3.9% |
| Elementary school | 2,734 | 43.8% |
| High school | 1,409 | 22.6% |
| College / grad school | 1,579 | 25.3% |
Employment
Industry of employment
Education & healthcare
20.1%
Public administration
19.7%
Retail trade
12.8%
Arts, food & hospitality
9.8%
Construction
6.8%
Manufacturing
6.7%
Professional & management
6.5%
Finance & real estate
4.8%
Other services
4.8%
Transportation & utilities
3.6%
Wholesale trade
1.8%
Agriculture & mining
1.3%
Information
1.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.0% |
| Service | 16.7% |
| Sales & office | 23.2% |
| Natural resources & construction | 8.1% |
| Production & transportation | 9.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 62.8% |
| Government | 31.9% |
| Self-employed | 5.2% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.1% |
| Carpool | 7.8% |
| Public transit | 1.0% |
| Walk | 2.3% |
| Work from home | 15.3% |
| Other means | 0.5% |
| Avg commute (minutes) | 22.3 |
Poverty
All people
7.6%
Under 18 years
7.7%
18 and over
7.6%
Married-couple families
0.6%
Female-led households
17.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.2% |
| Retirement income | 27.6% |
| Supplemental Security | 3.5% |
| Cash public assistance | 3.2% |
| Food stamps / SNAP | 10.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.6% |
| High blood pressure | 29.8% |
| High cholesterol | 31.2% |
| Diabetes | 8.3% |
| Heart disease | 5.4% |
| Stroke | 2.6% |
| Asthma | 10.1% |
| Arthritis | 24.5% |
| Kidney disease | 2.6% |
| Pulmonary disease | 5.6% |
| Cancer | 6.6% |
| Behavior / access | % |
|---|---|
| Smoking | 14.6% |
| Binge drinking | 17.9% |
| No physical activity | 15.8% |
| Less than 7 hrs sleep | 33.1% |
| Depression | 28.2% |
| Fair or poor health | 12.0% |
| Poor mental health | 15.4% |
| Poor physical health | 9.7% |
| No health insurance | 8.7% |
| Visited doctor (checkup) | 69.5% |
| Visited dentist | 67.9% |
| Cholesterol screening | 88.7% |
| Teeth loss | 10.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,409 | 9.7% |
| Disability | % |
|---|---|
| Any disability | 12.7% |
| Under 18 | 4.4% |
| 18–64 years | 10.6% |
| 65 and over | 28.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 76.5% |
| Public insurance | 37.2% |
| No insurance | 3.7% |
| Uninsured under 19 | 0.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 29,668 | 96.4% |
| Spanish | 836 | 2.8% |
| Other Indo-European | 192 | 0.6% |
| Asian & Pacific Islander | 86 | 0.3% |
| Other languages | 511 | 1.7% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 28,926 | 94.0% |
| Born in same state | 28,394 | 92.2% |
| Born in different state | 16,203 | 52.6% |
| Foreign born | 532 | 1.7% |
| Naturalized citizen | 1,858 | 6.0% |
| Not a US citizen | 1,290 | 69.4% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,659 | 15.1% |
| Italian | 3,480 | 11.3% |
| Polish | 1,447 | 4.7% |
| Arab | 1,401 | 4.6% |
| English | 356 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| German | 232 | 0.8% |
| Dutch | 140 | 0.5% |
| Irish | 37 | 0.1% |
| Norwegian | 19 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.1% |
| Internet access | 96.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98512
What city is ZIP code 98512 in?
ZIP code 98512 is primarily assigned to Olympia, Washington.
What county is ZIP code 98512 in?
ZIP code 98512 falls within Thurston County, Washington.
What is the typical home value in ZIP code 98512?
The median home value in ZIP code 98512 is $405,300.
Does ZIP code 98512 have a large veteran population?
10% of civilians in ZIP code 98512 are veterans, above the national average of ~7%.
What is the population of ZIP code 98512?
ZIP code 98512 has an estimated population of 30,784 residents, with a density of 222 people per square mile.
What is the median household income in ZIP code 98512?
The median household income in ZIP code 98512 is $85,928, above the national median of ~$75,000.
What timezone is ZIP code 98512 in?
ZIP code 98512 observes the PST timezone.