98516 ZIP Code — Olympia, WA

Thurston County, Washington

ZIP code 98516 is located in Olympia, Washington, within Thurston County. It covers approximately 28.82 square miles and serves a population of 27,212 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98516

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $474,800. Owner-occupancy sits near the national average at 71%.

Median household income is $89,378. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%.

Overall, ZIP code 98516 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

27,212

population

28.82

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98516 ZIP code map

Cities in ZIP code 98516

Below are the cities the US Postal Service accepts for ZIP code 98516. Using any city not on this list may result in mail delivery delays.

City	Status
Olympia	Acceptable
Olympia	Preferred

Nearby ZIP codes

98506 Olympia (4.7 mi) 98327 Dupont (5.3 mi) 98503 Lacey (6.1 mi) 98351 Longbranch (6.4 mi) 98504 Olympia (7.8 mi) 98599 Olympia (8 mi) 98513 Olympia (8.4 mi) 98430 Camp Murray (9.5 mi) 98505 Olympia (10 mi) 98433 Tacoma (10.2 mi) 98498 Lakewood (10.3 mi) 98501 Olympia (10.5 mi)

Demographics updated 05/2026

Population
Total population	27,212
Population density	944 / sq mi
State FIPS	53
County FIPS	067

Geography
Land area	28.82 sq mi
Water area	4.37 sq mi
Latitude	47.1131
Longitude	-122.7701
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.3%	31.8%	31.7%
$50k – $100k	34.6%	33.6%	30.6%
$100k – $200k	30.2%	28.3%	27.1%
Over $200k	7.9%	6.3%	10.6%

Demographics & statistics

27,212

Population

944

People per sq mi

39.3

Median age

$89,378

Median household income

$44,259

Per capita income

$474,800

Median home value

$1,800

Median monthly rent

70.5%

Home ownership

8.1%

Poverty rate

4.4%

Unemployment

8,038

Housing units

38.3%

Bachelor's or higher

Age distribution

Male Female

885

Under 5

955

823

5–9

888

823

10–14

887

663

15–19

715

680

20–24

734

1,817

25–34

1,961

1,780

35–44

1,921

1,299

45–54

1,401

839

55–59

906

932

60–64

1,005

1,639

65–74

1,769

655

75–84

706

254

85+

275

← Male

Female →

Age summary

Group	Count	%
Under 18	6,243	22.9%
18 and over	20,969	77.1%
65 and over	5,298	19.5%
Median age	39.3 years

Race & ethnicity

White 64.8%

Asian 11.2%

Two or more races 10.1%

Hispanic or Latino 6.2%

Black or African American 3.8%

Other race 2.4%

American Indian / Alaska Native 0.8%

Native Hawaiian / Pacific Islander 0.6%

Group	Count	%
White	18,803	64.8%
Asian	3,255	11.2%
Two or more races	2,926	10.1%
Hispanic or Latino	1,811	6.2%
Black or African American	1,107	3.8%
Other race	707	2.4%
American Indian / Alaska Native	236	0.8%
Native Hawaiian / Pacific Islander	178	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.3%	31.8%	31.7%
$50k – $100k	34.6%	33.6%	30.6%
$100k – $200k	30.2%	28.3%	27.1%
Over $200k	7.9%	6.3%	10.6%

Under $10k 4.7%

$10k–$15k 1.6%

$15k–$25k 5.7%

$25k–$35k 4.0%

$35k–$50k 9.0%

$50k–$75k 16.7%

$75k–$100k 13.7%

$100k–$150k 23.0%

$150k–$200k 10.6%

$200k+ 11.0%

Range	% of households
Under $10k	4.7%
$10k–$15k	1.6%
$15k–$25k	5.7%
$25k–$35k	4.0%
$35k–$50k	9.0%
$50k–$75k	16.7%
$75k–$100k	13.7%
$100k–$150k	23.0%
$150k–$200k	10.6%
$200k+	11.0%
Median income	$89,378

Housing

Home values

Under $50k 3.9%

$50k–$100k 3.1%

$100k–$150k 0.8%

$150k–$200k 1.4%

$200k–$300k 7.7%

$300k–$500k 38.6%

$500k–$1M 40.5%

$1M+ 4.0%

Housing overview

Metric	Value
Median home value	$474,800
Median rent / month	$1,800
Owner occupied	70.5%
Renter occupied	29.5%
Vacant	3.4%
Single-family detached	70.7%
Large apartment buildings	6.6%
Mobile homes	7.5%
Median rooms	6.0
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	1.6%
2010–2019	26.0%
2000–2009	24.5%
1990–1999	13.3%
1980–1989	13.2%
1970–1979	14.3%
1960–1969	4.7%
1950–1959	1.4%
1940–1949	0.5%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	4.9%
2 bedrooms	25.6%
3 bedrooms	40.1%
4 bedrooms	22.1%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	27.0%
2 vehicles	43.8%
3 or more	23.8%

Heating fuel

Fuel type	%
Utility gas	44.0%
Electricity	50.3%
Propane / LP gas	2.4%
Fuel oil	0.1%
Wood	2.2%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	6,484	59.7%
Cohabiting couple	616	5.7%
Male householder, no spouse	1,416	13.0%
Female householder, no spouse	2,344	21.6%
Households with children under 18	3,273	30.1%
Households with seniors (65+)	3,534	32.5%
Average household size	2.50

Marital status

Status	Male	Female
Never married	22.4%	19.7%
Married	66.8%	60.1%
Separated	0.9%	1.6%
Widowed	1.3%	6.4%
Divorced	8.6%	12.2%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.3%

HS graduate 19.7%

Some college, no degree 24.2%

Associate's degree 11.7%

Bachelor's degree 22.6%

Graduate / professional 15.7%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	38.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	570	8.5%
Kindergarten	315	4.7%
Elementary school	2,505	37.2%
High school	1,390	20.7%
College / grad school	1,951	29.0%

Employment

Industry of employment

Education & healthcare 22.5%

Public administration 13.5%

Retail trade 12.2%

Professional & management 10.9%

Manufacturing 7.8%

Finance & real estate 7.5%

Arts, food & hospitality 6.8%

Construction 5.7%

Transportation & utilities 4.9%

Other services 3.5%

Wholesale trade 2.7%

Agriculture & mining 1.1%

Information 0.9%

Occupation

Category	%
Management, business & arts	45.1%
Service	15.2%
Sales & office	24.7%
Natural resources & construction	5.3%
Production & transportation	9.7%

Employment type

Type	%
Private sector	66.2%
Government	29.1%
Self-employed	4.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.0%
Carpool	11.5%
Public transit	0.7%
Walk	1.2%
Work from home	10.6%
Other means	1.9%
Avg commute (minutes)	26.0

Poverty

All people 8.1%

Under 18 years 6.4%

18 and over 8.6%

Married-couple families 6.1%

Female-led households 11.0%

Income support

Source	% of households
Social Security	33.3%
Retirement income	33.6%
Supplemental Security	2.8%
Cash public assistance	1.9%
Food stamps / SNAP	5.8%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	30.1%
High cholesterol	32.7%
Diabetes	8.7%
Heart disease	5.3%
Stroke	2.5%
Asthma	9.8%
Arthritis	24.1%
Kidney disease	2.6%
Pulmonary disease	5.2%
Cancer	6.6%

Behavior / access	%
Smoking	13.5%
Binge drinking	16.5%
No physical activity	15.9%
Less than 7 hrs sleep	33.1%
Depression	26.6%
Fair or poor health	11.6%
Poor mental health	14.6%
Poor physical health	9.2%
No health insurance	9.2%
Visited doctor (checkup)	70.2%
Visited dentist	68.3%
Cholesterol screening	89.3%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,716	18.9%

Disability	%
Any disability	13.9%
Under 18	4.2%
18–64 years	11.8%
65 and over	31.1%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	36.4%
No insurance	6.0%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,372	93.2%
Spanish	1,829	7.2%
Other Indo-European	496	2.0%
Asian & Pacific Islander	82	0.3%
Other languages	1,251	4.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,595	86.7%
Born in same state	22,621	83.1%
Born in different state	10,271	37.7%
Foreign born	974	3.6%
Naturalized citizen	3,617	13.3%
Not a US citizen	2,060	57.0%

Ancestry

Ancestry	Count	%
French	3,053	11.2%
Italian	2,635	9.7%
Arab	1,579	5.8%
Polish	950	3.5%
English	530	1.9%

Ancestry	Count	%
Irish	249	0.9%
German	200	0.7%
Dutch	104	0.4%
Norwegian	59	0.2%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98516

What city is ZIP code 98516 in?

ZIP code 98516 is primarily assigned to Olympia, Washington.

What county is ZIP code 98516 in?

ZIP code 98516 falls within Thurston County, Washington.

Does ZIP code 98516 have a large veteran population?

19% of civilians in ZIP code 98516 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98516?

The median home value in ZIP code 98516 is $474,800.

What is the population of ZIP code 98516?

ZIP code 98516 has an estimated population of 27,212 residents, with a density of 944 people per square mile.

What is the median household income in ZIP code 98516?

The median household income in ZIP code 98516 is $89,378, above the national median of ~$75,000.

What timezone is ZIP code 98516 in?

ZIP code 98516 observes the PST timezone.