98576 ZIP Code — Rainier, WA

Thurston County, Washington

ZIP code 98576 is located in Rainier, Washington, within Thurston County. It covers approximately 84.40 square miles and serves a population of 5,099 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98576

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $365,700. Owner-occupancy is high at 86%, well above the national average.

Median household income is $88,105. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 98576 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

5,099

population

84.40

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98576 ZIP code map

Cities in ZIP code 98576

Below are the cities the US Postal Service accepts for ZIP code 98576. Using any city not on this list may result in mail delivery delays.

City	Status
Rainier	Acceptable
Rainier	Preferred

Nearby ZIP codes

98597 Yelm (7.6 mi) 98589 Tenino (8.7 mi) 98580 Roy (11.3 mi) 98513 Olympia (11.3 mi) 98501 Olympia (14.5 mi) 98503 Lacey (14.7 mi) 98433 Tacoma (15.5 mi) 98327 Dupont (17.1 mi) 98533 Cinebar (17.4 mi) 98531 Centralia (17.5 mi) 98599 Olympia (18.2 mi) 98570 Onalaska (18.4 mi)

Demographics updated 05/2026

Population
Total population	5,099
Population density	60 / sq mi
State FIPS	53
County FIPS	067

Geography
Land area	84.40 sq mi
Water area	1.00 sq mi
Latitude	46.8429
Longitude	-122.6396
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	31.8%	31.7%
$50k – $100k	32.0%	33.6%	30.6%
$100k – $200k	25.8%	28.3%	27.1%
Over $200k	4.9%	6.3%	10.6%

Demographics & statistics

5,099

Population

People per sq mi

42.2

Median age

$88,105

Median household income

$33,351

Per capita income

$365,700

Median home value

$1,145

Median monthly rent

85.8%

Home ownership

12.5%

Poverty rate

7.9%

Unemployment

1,683

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

115

Under 5

134

157

5–9

183

172

10–14

201

159

15–19

185

20–24

304

25–34

356

303

35–44

354

328

45–54

383

155

55–59

181

220

60–64

257

250

65–74

293

104

75–84

121

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,242	24.4%
18 and over	3,857	75.6%
65 and over	819	16.1%
Median age	42.2 years

Race & ethnicity

White 89.2%

Two or more races 5.4%

Hispanic or Latino 2.4%

American Indian / Alaska Native 1.1%

Asian 0.7%

Other race 0.5%

Native Hawaiian / Pacific Islander 0.5%

Group	Count	%
White	4,664	89.2%
Two or more races	283	5.4%
Hispanic or Latino	128	2.4%
American Indian / Alaska Native	60	1.1%
Asian	39	0.7%
Other race	28	0.5%
Native Hawaiian / Pacific Islander	25	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.3%	31.8%	31.7%
$50k – $100k	32.0%	33.6%	30.6%
$100k – $200k	25.8%	28.3%	27.1%
Over $200k	4.9%	6.3%	10.6%

Under $10k 6.6%

$10k–$15k 1.0%

$15k–$25k 10.8%

$25k–$35k 4.6%

$35k–$50k 3.5%

$50k–$75k 15.3%

$75k–$100k 20.3%

$100k–$150k 19.7%

$150k–$200k 8.4%

$200k+ 9.9%

Range	% of households
Under $10k	6.6%
$10k–$15k	1.0%
$15k–$25k	10.8%
$25k–$35k	4.6%
$35k–$50k	3.5%
$50k–$75k	15.3%
$75k–$100k	20.3%
$100k–$150k	19.7%
$150k–$200k	8.4%
$200k+	9.9%
Median income	$88,105

Housing

Home values

Under $50k 2.1%

$50k–$100k 2.2%

$100k–$150k 5.7%

$150k–$200k 7.8%

$200k–$300k 14.7%

$300k–$500k 43.6%

$500k–$1M 20.6%

$1M+ 3.2%

Housing overview

Metric	Value
Median home value	$365,700
Median rent / month	$1,145
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	9.5%
Single-family detached	78.1%
Large apartment buildings	0.0%
Mobile homes	18.4%
Median rooms	5.9
Avg household size (owned)	2.93

Year built

Era	%
2020 or later	1.2%
2010–2019	8.4%
2000–2009	22.0%
1990–1999	22.1%
1980–1989	13.4%
1970–1979	16.5%
1960–1969	2.4%
1950–1959	0.0%
1940–1949	0.6%
1939 or earlier	13.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.2%
2 bedrooms	12.6%
3 bedrooms	65.7%
4 bedrooms	12.3%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	11.2%
2 vehicles	40.6%
3 or more	45.7%

Heating fuel

Fuel type	%
Utility gas	13.1%
Electricity	55.8%
Propane / LP gas	16.1%
Wood	13.2%
Solar	0.7%

Households & families

Household type	Count	%
Married-couple family	1,014	58.0%
Cohabiting couple	177	10.1%
Male householder, no spouse	259	14.8%
Female householder, no spouse	297	17.0%
Households with children under 18	501	28.7%
Households with seniors (65+)	562	32.2%
Average household size	2.92

Marital status

Status	Male	Female
Never married	26.1%	27.8%
Married	58.3%	50.4%
Separated	1.3%	1.4%
Widowed	5.0%	5.7%
Divorced	9.2%	14.6%

Education

Less than 9th grade 0.3%

Some HS, no diploma 8.0%

HS graduate 36.2%

Some college, no degree 24.5%

Associate's degree 13.1%

Bachelor's degree 11.0%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	91.7%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	10.0%
Kindergarten	50	4.4%
Elementary school	623	54.5%
High school	214	18.7%
College / grad school	143	12.5%

Employment

Industry of employment

Education & healthcare 22.3%

Public administration 12.3%

Manufacturing 11.0%

Construction 9.9%

Finance & real estate 7.7%

Professional & management 7.5%

Arts, food & hospitality 6.5%

Retail trade 5.8%

Transportation & utilities 5.8%

Other services 4.2%

Wholesale trade 3.8%

Agriculture & mining 3.2%

Occupation

Category	%
Management, business & arts	28.9%
Service	17.8%
Sales & office	19.2%
Natural resources & construction	22.1%
Production & transportation	12.0%

Employment type

Type	%
Private sector	69.7%
Government	22.9%
Self-employed	6.0%
Unpaid family workers	1.4%

Commute

Method	%
Drive alone	68.8%
Carpool	6.7%
Public transit	0.6%
Walk	0.1%
Work from home	18.8%
Other means	5.0%
Avg commute (minutes)	38.9

Poverty

All people 12.5%

Under 18 years 17.6%

18 and over 11.1%

Married-couple families 2.3%

Female-led households 29.9%

Income support

Source	% of households
Social Security	33.9%
Retirement income	27.3%
Supplemental Security	7.7%
Cash public assistance	3.4%
Food stamps / SNAP	15.5%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	32.4%
High cholesterol	32.9%
Diabetes	9.5%
Heart disease	6.1%
Stroke	3.0%
Asthma	10.7%
Arthritis	27.1%
Kidney disease	2.8%
Pulmonary disease	7.0%
Cancer	6.7%

Behavior / access	%
Smoking	18.4%
Binge drinking	17.6%
No physical activity	18.5%
Less than 7 hrs sleep	34.9%
Depression	30.0%
Fair or poor health	14.5%
Poor mental health	16.6%
Poor physical health	11.5%
No health insurance	10.1%
Visited doctor (checkup)	69.5%
Visited dentist	63.7%
Cholesterol screening	88.4%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	570	14.9%

Disability	%
Any disability	17.6%
Under 18	6.8%
18–64 years	18.1%
65 and over	31.9%

Health insurance coverage

Type	%
Private insurance	67.0%
Public insurance	44.7%
No insurance	3.4%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,850	95.1%
Spanish	57	1.2%
Other Indo-European	51	1.1%
Asian & Pacific Islander	6	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,871	95.5%
Born in same state	4,699	92.2%
Born in different state	2,865	56.2%
Foreign born	172	3.4%
Naturalized citizen	228	4.5%
Not a US citizen	108	47.4%

Ancestry

Ancestry	Count	%
Italian	930	18.2%
French	484	9.5%
Arab	287	5.6%
Polish	108	2.1%

Ancestry	Count	%
English	95	1.9%
Dutch	95	1.9%
German	61	1.2%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98576

What city is ZIP code 98576 in?

ZIP code 98576 is primarily assigned to Rainier, Washington.

What county is ZIP code 98576 in?

ZIP code 98576 falls within Thurston County, Washington.

Is ZIP code 98576 mostly owner-occupied?

86% of occupied units in ZIP code 98576 are owner-occupied, well above the national average.

Does ZIP code 98576 have a large veteran population?

15% of civilians in ZIP code 98576 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98576?

The median home value in ZIP code 98576 is $365,700.

What is the population of ZIP code 98576?

ZIP code 98576 has an estimated population of 5,099 residents, with a density of 60 people per square mile.

What timezone is ZIP code 98576 in?

ZIP code 98576 observes the PST timezone.