49120 ZIP Code — Niles, MI

Berrien County, Michigan

ZIP code 49120 is located in Niles, Michigan, within Berrien County. It covers approximately 116.52 square miles and serves a population of 36,792 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49120

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $151,300. Owner-occupancy is high at 79%, well above the national average.

Median household income is $59,450. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 49120 reflects a community defined by high homeownership and a significant Social Security-dependent population.

36,792

population

116.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49120 ZIP code map

Cities in ZIP code 49120

Below are the cities the US Postal Service accepts for ZIP code 49120. Using any city not on this list may result in mail delivery delays.

City	Status
Niles	Preferred

Nearby ZIP codes

46637 South Bend (8 mi) 46635 South Bend (8.9 mi) 49107 Buchanan (8.9 mi) 49103 Berrien Springs (9.2 mi) 46628 South Bend (9.9 mi) 49104 Berrien Springs (9.9 mi) 46530 Granger (10.1 mi) 46616 South Bend (10.2 mi) 46626 South Bend (11.1 mi) 46699 South Bend (11.1 mi) 46617 South Bend (11.1 mi) 46615 South Bend (11.7 mi)

Demographics updated 07/2026

Population
Total population	36,792
Population density	316 / sq mi
State FIPS	26
County FIPS	021

Geography
Land area	116.52 sq mi
Water area	2.43 sq mi
Latitude	41.8437
Longitude	-86.2513
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.1%	47.1%	42.6%
$50k – $100k	31.9%	30.0%	31.1%
$100k – $200k	16.5%	18.2%	20.6%
Over $200k	4.6%	4.7%	5.7%

Demographics & statistics

36,792

Population

316

People per sq mi

43.0

Median age

$59,450

Median household income

$33,915

Per capita income

$151,300

Median home value

$882

Median monthly rent

78.6%

Home ownership

14.7%

Poverty rate

6.1%

Unemployment

12,639

Housing units

20.7%

Bachelor's or higher

Age distribution

Male Female

670

Under 5

683

903

5–9

921

1,383

10–14

1,411

1,483

15–19

1,513

1,124

20–24

1,146

1,748

25–34

1,784

2,268

35–44

2,314

2,241

45–54

2,286

1,178

55–59

1,203

1,404

60–64

1,432

2,098

65–74

2,140

1,073

75–84

1,095

639

85+

652

← Male

Female →

Age summary

Group	Count	%
Under 18	7,954	21.6%
18 and over	28,838	78.4%
65 and over	7,697	20.9%
Median age	43.0 years

Race & ethnicity

White 83.2%

Black or African American 7%

Two or more races 4.4%

Hispanic or Latino 3.1%

Other race 1.3%

American Indian / Alaska Native 0.5%

Asian 0.4%

Group	Count	%
White	31,573	83.2%
Black or African American	2,664	7%
Two or more races	1,681	4.4%
Hispanic or Latino	1,159	3.1%
Other race	510	1.3%
American Indian / Alaska Native	196	0.5%
Asian	168	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.1%	47.1%	42.6%
$50k – $100k	31.9%	30.0%	31.1%
$100k – $200k	16.5%	18.2%	20.6%
Over $200k	4.6%	4.7%	5.7%

Under $10k 5.3%

$10k–$15k 4.0%

$15k–$25k 9.1%

$25k–$35k 10.7%

$35k–$50k 13.3%

$50k–$75k 19.1%

$75k–$100k 11.5%

$100k–$150k 15.8%

$150k–$200k 5.7%

$200k+ 5.7%

Range	% of households
Under $10k	5.3%
$10k–$15k	4.0%
$15k–$25k	9.1%
$25k–$35k	10.7%
$35k–$50k	13.3%
$50k–$75k	19.1%
$75k–$100k	11.5%
$100k–$150k	15.8%
$150k–$200k	5.7%
$200k+	5.7%
Median income	$59,450

Housing

Home values

Under $50k 7.6%

$50k–$100k 20.5%

$100k–$150k 21.3%

$150k–$200k 17.8%

$200k–$300k 19.7%

$300k–$500k 8.2%

$500k–$1M 4.0%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$151,300
Median rent / month	$882
Owner occupied	78.6%
Renter occupied	21.4%
Vacant	6.8%
Single-family detached	81.5%
Large apartment buildings	4.7%
Mobile homes	3.5%
Median rooms	5.9
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.2%
2010–2019	1.8%
2000–2009	12.0%
1990–1999	7.9%
1980–1989	7.0%
1970–1979	13.3%
1960–1969	11.0%
1950–1959	19.4%
1940–1949	10.2%
1939 or earlier	17.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	7.5%
2 bedrooms	26.2%
3 bedrooms	45.0%
4 bedrooms	14.2%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	33.6%
2 vehicles	39.5%
3 or more	20.3%

Heating fuel

Fuel type	%
Utility gas	66.4%
Electricity	17.2%
Propane / LP gas	10.9%
Fuel oil	2.3%
Wood	1.8%
Solar	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	7,158	48.7%
Cohabiting couple	1,309	8.9%
Male householder, no spouse	2,834	19.3%
Female householder, no spouse	3,409	23.2%
Households with children under 18	4,023	27.3%
Households with seniors (65+)	5,128	34.9%
Average household size	2.47

Marital status

Status	Male	Female
Never married	33.4%	25.3%
Married	50.0%	48.7%
Separated	0.5%	1.3%
Widowed	3.6%	8.8%
Divorced	12.4%	15.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 6.5%

HS graduate 35.0%

Some college, no degree 24.9%

Associate's degree 11.3%

Bachelor's degree 12.2%

Graduate / professional 8.4%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	20.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	278	3.6%
Kindergarten	172	2.3%
Elementary school	3,606	47.2%
High school	2,318	30.3%
College / grad school	1,269	16.6%

Employment

Industry of employment

Education & healthcare 21.5%

Manufacturing 19.7%

Retail trade 12.9%

Arts, food & hospitality 9.3%

Construction 7.9%

Professional & management 6.9%

Transportation & utilities 6.8%

Other services 4.2%

Finance & real estate 3.8%

Wholesale trade 2.8%

Public administration 1.9%

Agriculture & mining 1.1%

Information 1.1%

Occupation

Category	%
Management, business & arts	30.4%
Service	17.2%
Sales & office	20.5%
Natural resources & construction	10.7%
Production & transportation	21.1%

Employment type

Type	%
Private sector	86.3%
Government	8.9%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.2%
Carpool	9.8%
Public transit	0.2%
Walk	1.5%
Work from home	4.3%
Other means	0.9%
Avg commute (minutes)	23.6

Poverty

All people 14.7%

Under 18 years 25.7%

18 and over 11.7%

Married-couple families 5.7%

Female-led households 26.7%

Income support

Source	% of households
Social Security	38.8%
Retirement income	24.7%
Supplemental Security	5.4%
Cash public assistance	2.1%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	36.0%
High cholesterol	35.8%
Diabetes	12.0%
Heart disease	7.6%
Stroke	3.7%
Asthma	11.4%
Arthritis	30.7%
Kidney disease	3.4%
Pulmonary disease	9.1%
Cancer	7.3%

Behavior / access	%
Smoking	21.9%
Binge drinking	18.2%
No physical activity	22.8%
Less than 7 hrs sleep	34.0%
Depression	22.2%
Fair or poor health	17.1%
Poor mental health	16.9%
Poor physical health	12.5%
No health insurance	10.8%
Visited doctor (checkup)	74.8%
Visited dentist	64.4%
Cholesterol screening	90.8%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,114	7.3%

Disability	%
Any disability	15.9%
Under 18	7.0%
18–64 years	14.5%
65 and over	29.3%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	44.1%
No insurance	5.5%
Uninsured under 19	3.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,439	96.3%
Spanish	196	0.6%
Other Indo-European	124	0.3%
Asian & Pacific Islander	50	0.1%
Other languages	22	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	35,762	97.2%
Born in same state	35,502	96.5%
Born in different state	17,861	48.5%
Foreign born	260	0.7%
Naturalized citizen	1,030	2.8%
Not a US citizen	491	47.7%

Ancestry

Ancestry	Count	%
Italian	3,672	10%
French	3,448	9.4%
Arab	1,441	3.9%
English	1,224	3.3%
Irish	487	1.3%

Ancestry	Count	%
Polish	424	1.2%
German	213	0.6%
Dutch	142	0.4%
Norwegian	36	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49120

What city is ZIP code 49120 in?

ZIP code 49120 is primarily assigned to Niles, Michigan.

What county is ZIP code 49120 in?

ZIP code 49120 falls within Berrien County, Michigan.

Does ZIP code 49120 have a large retiree population?

39% of households in ZIP code 49120 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49120?

The median home value in ZIP code 49120 is $151,300.

What is the population of ZIP code 49120?

ZIP code 49120 has an estimated population of 36,792 residents, with a density of 316 people per square mile.

What is the median household income in ZIP code 49120?

The median household income in ZIP code 49120 is $59,450, below the national median of ~$75,000.

What timezone is ZIP code 49120 in?

ZIP code 49120 observes the EST timezone.