49103 ZIP Code — Berrien Springs, MI

Berrien County, Michigan

ZIP code 49103 is located in Berrien Springs, Michigan, within Berrien County. It covers approximately 44.83 square miles and serves a population of 11,136 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49103

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $206,100. Owner-occupancy sits near the national average at 63%.

Median household income is $59,797. Poverty affects 18% of residents, above the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 49103 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

11,136
population
44.83
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
49103 ZIP code map
Cities in ZIP code 49103

Below are the cities the US Postal Service accepts for ZIP code 49103. Using any city not on this list may result in mail delivery delays.

City Status
Berrien Springs Acceptable
Berrien Springs Preferred
Nearby ZIP codes
49104 Berrien Springs (1.5 mi) 49126 Sodus (5.4 mi) 49101 Baroda (5.7 mi) 49111 Eau Claire (6.8 mi) 49107 Buchanan (7.4 mi) 49127 Stevensville (8.6 mi) 49120 Niles (9.2 mi) 49085 Saint Joseph (9.2 mi) 49106 Bridgman (10.2 mi) 49113 Galien (11.8 mi) 49125 Sawyer (12 mi) 49022 Benton Harbor (12.9 mi)
Demographics updated 06/2026
Population
Total population 11,136
Population density 248 / sq mi
State FIPS 26
County FIPS 021
Geography
Land area 44.83 sq mi
Water area 1.95 sq mi
Latitude 41.9430
Longitude -86.3701
Timezone Eastern (ET)
Area code 269
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 48.3% 47.1% 42.6%
$50k – $100k 30.9% 30.0% 31.1%
$100k – $200k 17.3% 18.2% 20.6%
Over $200k 3.5% 4.7% 5.7%

Demographics & statistics

11,136
Population
248
People per sq mi
37.4
Median age
$59,797
Median household income
$32,585
Per capita income
$206,100
Median home value
$853
Median monthly rent
62.6%
Home ownership
17.7%
Poverty rate
4.2%
Unemployment
3,266
Housing units
47.2%
Bachelor's or higher

Age distribution

Male Female
325
Under 5
347
204
5–9
218
284
10–14
304
453
15–19
483
534
20–24
570
738
25–34
787
689
35–44
736
600
45–54
640
306
55–59
326
378
60–64
403
462
65–74
493
279
75–84
298
135
85+
144
← Male
Female →

Age summary

GroupCount%
Under 182,11419.0%
18 and over9,02281.0%
65 and over1,81116.3%
Median age37.4 years

Race & ethnicity

White 62%
Two or more races 11.9%
Black or African American 10%
Hispanic or Latino 8.6%
Asian 5%
Other race 2.2%
American Indian / Alaska Native 0.2%
GroupCount%
White7,55362%
Two or more races1,45111.9%
Black or African American1,21810%
Hispanic or Latino1,0508.6%
Asian6155%
Other race2732.2%
American Indian / Alaska Native230.2%

Household income

Income range This ZIP County avg State avg
Under $50k 48.3% 47.1% 42.6%
$50k – $100k 30.9% 30.0% 31.1%
$100k – $200k 17.3% 18.2% 20.6%
Over $200k 3.5% 4.7% 5.7%
Under $10k 5.5%
$10k–$15k 7.2%
$15k–$25k 9.5%
$25k–$35k 4.3%
$35k–$50k 12.7%
$50k–$75k 18.6%
$75k–$100k 15.4%
$100k–$150k 13.7%
$150k–$200k 7.7%
$200k+ 5.4%
Range% of households
Under $10k5.5%
$10k–$15k7.2%
$15k–$25k9.5%
$25k–$35k4.3%
$35k–$50k12.7%
$50k–$75k18.6%
$75k–$100k15.4%
$100k–$150k13.7%
$150k–$200k7.7%
$200k+5.4%
Median income$59,797

Housing

Home values

Under $50k 7.0%
$50k–$100k 3.1%
$100k–$150k 11.1%
$150k–$200k 26.5%
$200k–$300k 28.6%
$300k–$500k 20.0%
$500k–$1M 3.5%

Housing overview

MetricValue
Median home value$206,100
Median rent / month$853
Owner occupied62.6%
Renter occupied37.4%
Vacant13.5%
Single-family detached66.0%
Large apartment buildings4.3%
Mobile homes4.0%
Median rooms6.0
Avg household size (owned)2.58

Year built

Era%
2020 or later0.0%
2010–20191.2%
2000–20095.4%
1990–199912.1%
1980–19896.6%
1970–197931.4%
1960–196911.5%
1950–195911.2%
1940–19496.5%
1939 or earlier13.9%

Bedrooms

Size% of units
No bedroom (studio)3.8%
1 bedroom10.4%
2 bedrooms23.3%
3 bedrooms39.7%
4 bedrooms17.2%
5+ bedrooms5.7%

Vehicles per household

Vehicles% of households
No vehicle7.3%
1 vehicle35.3%
2 vehicles40.0%
3 or more17.4%

Heating fuel

Fuel type%
Utility gas52.1%
Electricity32.4%
Propane / LP gas5.7%
Fuel oil3.9%
Wood3.7%
No fuel used0.3%

Households & families

Household typeCount%
Married-couple family2,41757.9%
Cohabiting couple1062.5%
Male householder, no spouse79319.0%
Female householder, no spouse86120.6%
Households with children under 181,04224.9%
Households with seniors (65+)1,28530.8%
Average household size2.49

Marital status

StatusMaleFemale
Never married37.5%32.9%
Married54.6%50.3%
Separated0.0%0.9%
Widowed1.0%6.1%
Divorced6.8%9.9%

Education

Less than 9th grade 4.1%
Some HS, no diploma 2.9%
HS graduate 18.4%
Some college, no degree 16.9%
Associate's degree 10.5%
Bachelor's degree 24.7%
Graduate / professional 22.6%
Metric%
HS diploma or higher93.0%
Bachelor's or higher47.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1173.4%
Kindergarten190.5%
Elementary school82223.6%
High school66819.2%
College / grad school1,85853.3%

Employment

Industry of employment

Education & healthcare 42.0%
Manufacturing 11.8%
Other services 8.9%
Arts, food & hospitality 8.5%
Retail trade 7.0%
Professional & management 6.5%
Transportation & utilities 3.4%
Construction 3.2%
Finance & real estate 2.5%
Public administration 2.1%
Agriculture & mining 1.5%
Wholesale trade 1.4%
Information 1.2%

Occupation

Category%
Management, business & arts45.6%
Service14.3%
Sales & office20.5%
Natural resources & construction7.0%
Production & transportation12.6%

Employment type

Type%
Private sector81.3%
Government12.4%
Self-employed6.2%
Unpaid family workers0.1%

Commute

Method%
Drive alone66.5%
Carpool10.9%
Public transit0.2%
Walk8.1%
Work from home12.6%
Other means1.6%
Avg commute (minutes)22.9

Poverty

All people 17.7%
Under 18 years 24.3%
18 and over 16.0%
Married-couple families 8.4%
Female-led households 19.1%

Income support

Source% of households
Social Security30.2%
Retirement income26.0%
Supplemental Security6.9%
Cash public assistance2.4%
Food stamps / SNAP9.1%

Health indicators

Condition%
Obesity36.9%
High blood pressure33.4%
High cholesterol32.9%
Diabetes11.3%
Heart disease6.5%
Stroke3.2%
Asthma10.9%
Arthritis26.5%
Kidney disease3.1%
Pulmonary disease7.2%
Cancer6.4%
Behavior / access%
Smoking17.5%
Binge drinking17.7%
No physical activity20.7%
Less than 7 hrs sleep33.2%
Depression19.9%
Fair or poor health15.2%
Poor mental health15.7%
Poor physical health10.8%
No health insurance10.8%
Visited doctor (checkup)75.0%
Visited dentist65.5%
Cholesterol screening90.7%
Teeth loss12.4%

Veterans & disability

VeteransCount%
Civilian veterans3533.9%
Disability%
Any disability10.7%
Under 184.8%
18–64 years9.0%
65 and over24.1%

Health insurance coverage

Type%
Private insurance70.0%
Public insurance34.6%
No insurance8.3%
Uninsured under 197.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only10,46494.0%
Spanish6526.2%
Other Indo-European2522.4%
Asian & Pacific Islander1151.1%
Other languages2522.4%

Place of birth & citizenship

OriginCount%
Native born (US)9,13982.1%
Born in same state8,92680.2%
Born in different state4,60641.4%
Foreign born2131.9%
Naturalized citizen1,99717.9%
Not a US citizen1,06853.5%

Ancestry

AncestryCount%
French1,18510.6%
Italian9198.3%
English5414.9%
Arab3993.6%
Polish1871.7%
AncestryCount%
Dutch1441.3%
Irish760.7%
Norwegian160.1%
German40%

Technology access

Metric% of households
Computer access37.5%
Internet access95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49103

What city is ZIP code 49103 in?

ZIP code 49103 is primarily assigned to Berrien Springs, Michigan.

What county is ZIP code 49103 in?

ZIP code 49103 falls within Berrien County, Michigan.

What is the poverty rate in ZIP code 49103?

18% of residents in ZIP code 49103 live below the poverty line, above the national average.

How educated is the population of ZIP code 49103?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 49103?

ZIP code 49103 has an estimated population of 11,136 residents, with a density of 248 people per square mile.

What is the typical home value in ZIP code 49103?

The median home value in ZIP code 49103 is $206,100.

What timezone is ZIP code 49103 in?

ZIP code 49103 observes the EST timezone.

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