46530 ZIP Code — Granger, IN

St Joseph County, Indiana

ZIP code 46530 is located in Granger, Indiana, within St Joseph County. It covers approximately 24.32 square miles and serves a population of 31,689 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46530

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $295,000. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($112,290) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 55% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46530 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

31,689

population

24.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46530 ZIP code map

Cities in ZIP code 46530

Below are the cities the US Postal Service accepts for ZIP code 46530. Using any city not on this list may result in mail delivery delays.

City	Status
Granger	Preferred

Nearby ZIP codes

46545 Mishawaka (3 mi) 46635 South Bend (4.3 mi) 46561 Osceola (5.2 mi) 46615 South Bend (6.2 mi) 46637 South Bend (6.3 mi) 46617 South Bend (6.9 mi) 46699 South Bend (7.4 mi) 46626 South Bend (7.4 mi) 46514 Elkhart (7.8 mi) 46616 South Bend (7.8 mi) 46544 Mishawaka (7.9 mi) 46601 South Bend (7.9 mi)

Demographics updated 05/2026

Population
Total population	31,689
Population density	1,303 / sq mi
State FIPS	18
County FIPS	141

Geography
Land area	24.32 sq mi
Water area	0.02 sq mi
Latitude	41.7337
Longitude	-86.1229
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.3%	46.1%	42.9%
$50k – $100k	26.3%	31.7%	32.7%
$100k – $200k	37.1%	18.0%	19.8%
Over $200k	15.3%	4.2%	4.5%

Demographics & statistics

31,689

Population

1,303

People per sq mi

39.8

Median age

$112,290

Median household income

$54,939

Per capita income

$295,000

Median home value

$1,452

Median monthly rent

86.0%

Home ownership

4.5%

Poverty rate

3.5%

Unemployment

10,303

Housing units

55.1%

Bachelor's or higher

Age distribution

Male Female

1,057

Under 5

1,065

1,144

5–9

1,152

1,328

10–14

1,338

952

15–19

959

834

20–24

840

1,540

25–34

1,551

2,186

35–44

2,202

1,769

45–54

1,781

1,236

55–59

1,244

1,143

60–64

1,152

1,470

65–74

1,480

859

75–84

866

270

85+

271

← Male

Female →

Age summary

Group	Count	%
Under 18	8,397	26.5%
18 and over	23,292	73.5%
65 and over	5,216	16.5%
Median age	39.8 years

Race & ethnicity

White 79.7%

Asian 7.3%

Two or more races 5.4%

Hispanic or Latino 3.3%

Black or African American 3.2%

Other race 1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	26,113	79.7%
Asian	2,395	7.3%
Two or more races	1,753	5.4%
Hispanic or Latino	1,067	3.3%
Black or African American	1,033	3.2%
Other race	317	1%
American Indian / Alaska Native	78	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.3%	46.1%	42.9%
$50k – $100k	26.3%	31.7%	32.7%
$100k – $200k	37.1%	18.0%	19.8%
Over $200k	15.3%	4.2%	4.5%

Under $10k 1.4%

$10k–$15k 2.0%

$15k–$25k 3.6%

$25k–$35k 5.1%

$35k–$50k 7.6%

$50k–$75k 12.0%

$75k–$100k 12.5%

$100k–$150k 21.6%

$150k–$200k 13.3%

$200k+ 21.0%

Range	% of households
Under $10k	1.4%
$10k–$15k	2.0%
$15k–$25k	3.6%
$25k–$35k	5.1%
$35k–$50k	7.6%
$50k–$75k	12.0%
$75k–$100k	12.5%
$100k–$150k	21.6%
$150k–$200k	13.3%
$200k+	21.0%
Median income	$112,290

Housing

Home values

Under $50k 2.0%

$50k–$100k 0.5%

$100k–$150k 6.2%

$150k–$200k 12.1%

$200k–$300k 30.6%

$300k–$500k 37.6%

$500k–$1M 9.3%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$295,000
Median rent / month	$1,452
Owner occupied	86.0%
Renter occupied	14.0%
Vacant	3.8%
Single-family detached	86.2%
Large apartment buildings	2.6%
Mobile homes	1.2%
Median rooms	7.7
Avg household size (owned)	2.90

Year built

Era	%
2020 or later	0.5%
2010–2019	5.9%
2000–2009	19.9%
1990–1999	27.0%
1980–1989	23.4%
1970–1979	12.7%
1960–1969	4.8%
1950–1959	3.7%
1940–1949	0.8%
1939 or earlier	1.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.3%
2 bedrooms	12.5%
3 bedrooms	35.6%
4 bedrooms	38.7%
5+ bedrooms	8.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	23.0%
2 vehicles	51.5%
3 or more	24.4%

Heating fuel

Fuel type	%
Utility gas	86.9%
Electricity	11.9%
Propane / LP gas	1.1%
Wood	0.1%

Households & families

Household type	Count	%
Married-couple family	7,477	65.3%
Cohabiting couple	598	5.2%
Male householder, no spouse	1,473	12.9%
Female householder, no spouse	1,902	16.6%
Households with children under 18	4,041	35.3%
Households with seniors (65+)	3,592	31.4%
Average household size	2.76

Marital status

Status	Male	Female
Never married	25.8%	19.8%
Married	65.2%	62.1%
Separated	0.0%	0.3%
Widowed	2.1%	7.8%
Divorced	6.9%	10.0%

Education

Less than 9th grade 0.9%

Some HS, no diploma 1.6%

HS graduate 16.8%

Some college, no degree 17.0%

Associate's degree 8.6%

Bachelor's degree 31.3%

Graduate / professional 23.8%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	55.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	562	6.8%
Kindergarten	374	4.5%
Elementary school	4,047	49.2%
High school	1,887	22.9%
College / grad school	1,359	16.5%

Employment

Industry of employment

Education & healthcare 33.6%

Manufacturing 15.0%

Retail trade 13.7%

Professional & management 8.0%

Arts, food & hospitality 5.2%

Finance & real estate 4.9%

Construction 4.5%

Wholesale trade 3.8%

Transportation & utilities 3.8%

Other services 3.7%

Public administration 2.1%

Information 1.4%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	54.9%
Service	9.9%
Sales & office	19.9%
Natural resources & construction	6.3%
Production & transportation	9.1%

Employment type

Type	%
Private sector	86.2%
Government	9.3%
Self-employed	4.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.5%
Carpool	6.5%
Public transit	0.1%
Walk	0.7%
Work from home	10.0%
Other means	0.2%
Avg commute (minutes)	20.9

Poverty

All people 4.5%

Under 18 years 3.8%

18 and over 4.8%

Married-couple families 1.4%

Female-led households 21.7%

Income support

Source	% of households
Social Security	32.0%
Retirement income	25.2%
Supplemental Security	3.0%
Cash public assistance	1.1%
Food stamps / SNAP	1.4%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	29.8%
High cholesterol	31.3%
Diabetes	8.4%
Heart disease	5.0%
Stroke	2.2%
Asthma	8.5%
Arthritis	21.1%
Kidney disease	2.3%
Pulmonary disease	5.2%
Cancer	6.3%

Behavior / access	%
Smoking	14.3%
Binge drinking	16.3%
No physical activity	17.8%
Less than 7 hrs sleep	29.2%
Depression	20.0%
Fair or poor health	10.0%
Poor mental health	13.1%
Poor physical health	8.0%
No health insurance	8.9%
Visited doctor (checkup)	76.1%
Visited dentist	70.4%
Cholesterol screening	91.8%
Teeth loss	8.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,397	6.0%

Disability	%
Any disability	9.1%
Under 18	2.2%
18–64 years	7.1%
65 and over	27.4%

Health insurance coverage

Type	%
Private insurance	81.2%
Public insurance	25.1%
No insurance	5.8%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,567	93.3%
Spanish	1,259	4.3%
Other Indo-European	102	0.3%
Asian & Pacific Islander	261	0.9%
Other languages	785	2.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,776	90.8%
Born in same state	28,318	89.4%
Born in different state	16,872	53.2%
Foreign born	458	1.4%
Naturalized citizen	2,913	9.2%
Not a US citizen	1,479	50.8%

Ancestry

Ancestry	Count	%
Italian	5,282	16.7%
French	3,471	11%
Arab	956	3%
Irish	660	2.1%
English	605	1.9%

Ancestry	Count	%
Polish	446	1.4%
German	157	0.5%
Norwegian	145	0.5%
Dutch	53	0.2%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	97.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46530

What city is ZIP code 46530 in?

ZIP code 46530 is primarily assigned to Granger, Indiana.

What county is ZIP code 46530 in?

ZIP code 46530 falls within St Joseph County, Indiana.

How educated is the population of ZIP code 46530?

55% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 46530 mostly owner-occupied?

86% of occupied units in ZIP code 46530 are owner-occupied, well above the national average.

What is the median household income in ZIP code 46530?

The median household income in ZIP code 46530 is $112,290, above the national median of ~$75,000.

What is the population of ZIP code 46530?

ZIP code 46530 has an estimated population of 31,689 residents, with a density of 1,303 people per square mile.

What timezone is ZIP code 46530 in?

ZIP code 46530 observes the EST timezone.