34120 ZIP Code — Naples, FL

Collier County, Florida

ZIP code 34120 is located in Naples, Florida, within Collier County. It covers approximately 140.81 square miles and serves a population of 38,191 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 239.

About ZIP code 34120

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $408,600. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($83,636) and mean household income suggests income inequality — a small number of higher earners pull the average up. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34120 reflects a community defined by high homeownership and a significant Social Security-dependent population.

38,191

population

140.81

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34120 ZIP code map

Cities in ZIP code 34120

Below are the cities the US Postal Service accepts for ZIP code 34120. Using any city not on this list may result in mail delivery delays.

City	Status
Naples	Preferred

Nearby ZIP codes

34119 Naples (10.3 mi) 33928 Estero (11 mi) 34135 Bonita Springs (11.2 mi) 34135 Bonita Springs (11.2 mi) 34116 Naples (13.3 mi) 34109 Naples (13.8 mi) 34110 Naples (14.4 mi) 34105 Naples (15.7 mi) 34104 Naples (16.1 mi) 34117 Naples (16.2 mi) 34108 Naples (16.3 mi) 33913 Fort Myers (16.7 mi)

Demographics updated 05/2026

Population
Total population	38,191
Population density	271 / sq mi
State FIPS	12
County FIPS	021

Geography
Land area	140.81 sq mi
Water area	4.49 sq mi
Latitude	26.3228
Longitude	-81.5592
Timezone	Eastern (ET)
Area code	239

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.4%	35.5%	43.4%
$50k – $100k	33.2%	30.1%	30.8%
$100k – $200k	22.3%	22.2%	19.3%
Over $200k	10.1%	12.3%	6.4%

Demographics & statistics

38,191

Population

271

People per sq mi

42.7

Median age

$83,636

Median household income

$40,383

Per capita income

$408,600

Median home value

$2,022

Median monthly rent

86.7%

Home ownership

10.9%

Poverty rate

2.6%

Unemployment

15,023

Housing units

30.7%

Bachelor's or higher

Age distribution

Male Female

697

Under 5

632

1,118

5–9

1,013

1,236

10–14

1,120

1,032

15–19

935

1,324

20–24

1,201

2,780

25–34

2,521

2,431

35–44

2,204

2,307

45–54

2,092

1,735

55–59

1,573

1,462

60–64

1,325

2,006

65–74

1,819

1,802

75–84

1,633

101

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	7,167	18.8%
18 and over	31,024	81.2%
65 and over	7,453	19.5%
Median age	42.7 years

Race & ethnicity

White 56.3%

Hispanic or Latino 17.7%

Two or more races 17.4%

Black or African American 6%

Other race 1.9%

Asian 0.7%

Group	Count	%
White	26,118	56.3%
Hispanic or Latino	8,198	17.7%
Two or more races	8,072	17.4%
Black or African American	2,771	6%
Other race	894	1.9%
Asian	336	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.4%	35.5%	43.4%
$50k – $100k	33.2%	30.1%	30.8%
$100k – $200k	22.3%	22.2%	19.3%
Over $200k	10.1%	12.3%	6.4%

Under $10k 3.3%

$10k–$15k 2.7%

$15k–$25k 4.1%

$25k–$35k 3.6%

$35k–$50k 9.1%

$50k–$75k 19.1%

$75k–$100k 17.1%

$100k–$150k 17.6%

$150k–$200k 12.2%

$200k+ 11.3%

Range	% of households
Under $10k	3.3%
$10k–$15k	2.7%
$15k–$25k	4.1%
$25k–$35k	3.6%
$35k–$50k	9.1%
$50k–$75k	19.1%
$75k–$100k	17.1%
$100k–$150k	17.6%
$150k–$200k	12.2%
$200k+	11.3%
Median income	$83,636

Housing

Home values

Under $50k 4.5%

$50k–$100k 2.3%

$100k–$150k 1.8%

$150k–$200k 5.6%

$200k–$300k 11.1%

$300k–$500k 49.0%

$500k–$1M 19.8%

$1M+ 6.0%

Housing overview

Metric	Value
Median home value	$408,600
Median rent / month	$2,022
Owner occupied	86.7%
Renter occupied	13.3%
Vacant	20.3%
Single-family detached	74.0%
Large apartment buildings	4.4%
Mobile homes	4.7%
Median rooms	5.8
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	3.7%
2010–2019	28.9%
2000–2009	35.4%
1990–1999	19.7%
1980–1989	4.6%
1970–1979	5.1%
1960–1969	0.8%
1950–1959	0.3%
1940–1949	0.0%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	0.6%
2 bedrooms	21.9%
3 bedrooms	50.7%
4 bedrooms	24.1%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	24.3%
2 vehicles	48.0%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	2.9%
Electricity	91.1%
Propane / LP gas	1.7%
Solar	1.0%
No fuel used	3.3%

Households & families

Household type	Count	%
Married-couple family	9,019	67.3%
Cohabiting couple	862	6.4%
Male householder, no spouse	1,728	12.9%
Female householder, no spouse	1,792	13.4%
Households with children under 18	3,928	29.3%
Households with seniors (65+)	4,765	35.6%
Average household size	2.85

Marital status

Status	Male	Female
Never married	28.3%	23.9%
Married	57.6%	60.6%
Separated	4.5%	0.9%
Widowed	1.0%	5.4%
Divorced	8.6%	9.2%

Education

Less than 9th grade 7.7%

Some HS, no diploma 4.8%

HS graduate 33.1%

Some college, no degree 13.3%

Associate's degree 10.5%

Bachelor's degree 17.9%

Graduate / professional 12.8%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	30.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	302	3.7%
Kindergarten	153	1.9%
Elementary school	3,765	45.8%
High school	1,829	22.2%
College / grad school	2,177	26.5%

Employment

Industry of employment

Education & healthcare 20.5%

Professional & management 17.8%

Construction 14.4%

Retail trade 13.0%

Arts, food & hospitality 11.4%

Finance & real estate 6.6%

Manufacturing 4.4%

Public administration 3.1%

Transportation & utilities 3.0%

Other services 2.6%

Wholesale trade 1.2%

Information 1.0%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	35.8%
Service	24.4%
Sales & office	14.5%
Natural resources & construction	15.7%
Production & transportation	9.7%

Employment type

Type	%
Private sector	82.3%
Government	11.3%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.1%
Carpool	6.8%
Public transit	0.0%
Walk	0.1%
Work from home	8.6%
Other means	1.4%
Avg commute (minutes)	32.3

Poverty

All people 10.9%

Under 18 years 15.8%

18 and over 9.7%

Married-couple families 5.7%

Female-led households 25.8%

Income support

Source	% of households
Social Security	32.0%
Retirement income	22.9%
Supplemental Security	5.6%
Cash public assistance	1.1%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	26.1%
High cholesterol	30.3%
Diabetes	9.5%
Heart disease	5.2%
Stroke	2.5%
Asthma	8.1%
Arthritis	19.4%
Kidney disease	2.5%
Pulmonary disease	6.2%
Cancer	5.5%

Behavior / access	%
Smoking	16.4%
Binge drinking	17.1%
No physical activity	24.5%
Less than 7 hrs sleep	32.4%
Depression	17.0%
Fair or poor health	14.1%
Poor mental health	14.4%
Poor physical health	9.9%
No health insurance	24.1%
Visited doctor (checkup)	70.7%
Visited dentist	62.8%
Cholesterol screening	90.5%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,800	5.8%

Disability	%
Any disability	10.9%
Under 18	5.5%
18–64 years	7.6%
65 and over	26.7%

Health insurance coverage

Type	%
Private insurance	73.0%
Public insurance	30.2%
No insurance	9.3%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,862	96.5%
Spanish	5,458	14.8%
Other Indo-European	4,636	12.6%
Asian & Pacific Islander	769	2.1%
Other languages	53	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,220	71.3%
Born in same state	26,433	69.2%
Born in different state	10,855	28.4%
Foreign born	787	2.1%
Naturalized citizen	10,971	28.7%
Not a US citizen	6,759	61.6%

Ancestry

Ancestry	Count	%
Italian	2,920	7.6%
Arab	2,323	6.1%
French	2,014	5.3%
English	264	0.7%
German	161	0.4%

Ancestry	Count	%
Irish	100	0.3%
Polish	89	0.2%
Norwegian	60	0.2%
Dutch	22	0.1%

Technology access

Metric	% of households
Computer access	35.1%
Internet access	99.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34120

What city is ZIP code 34120 in?

ZIP code 34120 is primarily assigned to Naples, Florida.

What county is ZIP code 34120 in?

ZIP code 34120 falls within Collier County, Florida.

Is ZIP code 34120 mostly owner-occupied?

87% of occupied units in ZIP code 34120 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 34120?

The median home value in ZIP code 34120 is $408,600.

What is the population of ZIP code 34120?

ZIP code 34120 has an estimated population of 38,191 residents, with a density of 271 people per square mile.

What is the median household income in ZIP code 34120?

The median household income in ZIP code 34120 is $83,636, above the national median of ~$75,000.

What timezone is ZIP code 34120 in?

ZIP code 34120 observes the EST timezone.