34104 ZIP Code — Naples, FL

Collier County, Florida

ZIP code 34104 is located in Naples, Florida, within Collier County. It covers approximately 9.86 square miles and serves a population of 24,269 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 239.

About ZIP code 34104

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $312,200. Owner-occupancy sits near the national average at 69%.

Median household income is $67,932. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

24,269
population
9.86
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
34104 ZIP code map
Cities in ZIP code 34104

Below are the cities the US Postal Service accepts for ZIP code 34104. Using any city not on this list may result in mail delivery delays.

City Status
Naples Preferred
Nearby ZIP codes
34112 Naples (2.7 mi) 34105 Naples (2.7 mi) 34116 Naples (2.8 mi) 34102 Naples (4.1 mi) 34103 Naples (5 mi) 34109 Naples (6.4 mi) 34108 Naples (7.7 mi) 34113 Naples (8 mi) 34119 Naples (8.1 mi) 34110 Naples (10.6 mi) 34117 Naples (14.3 mi) 34135 Bonita Springs (14.9 mi)
Demographics updated 05/2026
Population
Total population 24,269
Population density 2,461 / sq mi
State FIPS 12
County FIPS 021
Geography
Land area 9.86 sq mi
Water area 0.65 sq mi
Latitude 26.1531
Longitude -81.7366
Timezone Eastern (ET)
Area code 239
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 45.2% 35.5% 43.4%
$50k – $100k 34.1% 30.1% 30.8%
$100k – $200k 16.3% 22.2% 19.3%
Over $200k 4.4% 12.3% 6.4%

Demographics & statistics

24,269
Population
2,461
People per sq mi
50.8
Median age
$67,932
Median household income
$38,896
Per capita income
$312,200
Median home value
$1,531
Median monthly rent
68.6%
Home ownership
14.5%
Poverty rate
4.4%
Unemployment
12,194
Housing units
32.8%
Bachelor's or higher

Age distribution

Male Female
611
Under 5
622
600
5–9
612
748
10–14
762
534
15–19
544
250
20–24
254
1,207
25–34
1,229
1,273
35–44
1,296
1,295
45–54
1,318
606
55–59
618
715
60–64
728
1,900
65–74
1,935
1,728
75–84
1,760
557
85+
567
← Male
Female →

Age summary

GroupCount%
Under 184,72619.5%
18 and over19,54380.5%
65 and over8,44734.8%
Median age50.8 years

Race & ethnicity

White 66%
Hispanic or Latino 13.4%
Two or more races 11.3%
Other race 4.6%
Black or African American 3%
Asian 1.6%
American Indian / Alaska Native 0.1%
GroupCount%
White18,47866%
Hispanic or Latino3,74013.4%
Two or more races3,16011.3%
Other race1,2864.6%
Black or African American8533%
Asian4601.6%
American Indian / Alaska Native320.1%

Household income

Income range This ZIP County avg State avg
Under $50k 45.2% 35.5% 43.4%
$50k – $100k 34.1% 30.1% 30.8%
$100k – $200k 16.3% 22.2% 19.3%
Over $200k 4.4% 12.3% 6.4%
Under $10k 3.6%
$10k–$15k 4.1%
$15k–$25k 8.2%
$25k–$35k 8.2%
$35k–$50k 12.8%
$50k–$75k 17.7%
$75k–$100k 14.9%
$100k–$150k 20.7%
$150k–$200k 4.3%
$200k+ 5.5%
Range% of households
Under $10k3.6%
$10k–$15k4.1%
$15k–$25k8.2%
$25k–$35k8.2%
$35k–$50k12.8%
$50k–$75k17.7%
$75k–$100k14.9%
$100k–$150k20.7%
$150k–$200k4.3%
$200k+5.5%
Median income$67,932

Housing

Home values

Under $50k 3.2%
$50k–$100k 1.0%
$100k–$150k 4.0%
$150k–$200k 12.8%
$200k–$300k 26.5%
$300k–$500k 37.4%
$500k–$1M 14.5%
$1M+ 0.7%

Housing overview

MetricValue
Median home value$312,200
Median rent / month$1,531
Owner occupied68.6%
Renter occupied31.4%
Vacant29.4%
Single-family detached34.4%
Large apartment buildings14.1%
Mobile homes6.0%
Median rooms4.5
Avg household size (owned)2.07

Year built

Era%
2020 or later1.2%
2010–20195.0%
2000–200924.9%
1990–199930.0%
1980–198927.9%
1970–19797.8%
1960–19691.9%
1950–19590.5%
1940–19490.1%
1939 or earlier0.6%

Bedrooms

Size% of units
No bedroom (studio)0.8%
1 bedroom7.2%
2 bedrooms50.3%
3 bedrooms36.3%
4 bedrooms5.0%
5+ bedrooms0.5%

Vehicles per household

Vehicles% of households
No vehicle2.7%
1 vehicle51.4%
2 vehicles37.0%
3 or more9.0%

Heating fuel

Fuel type%
Utility gas1.3%
Electricity95.8%
Propane / LP gas0.4%
No fuel used2.4%

Households & families

Household typeCount%
Married-couple family5,24847.5%
Cohabiting couple7006.3%
Male householder, no spouse1,82016.5%
Female householder, no spouse3,29229.8%
Households with children under 182,45422.2%
Households with seniors (65+)5,61650.8%
Average household size2.19

Marital status

StatusMaleFemale
Never married21.2%18.9%
Married60.0%49.8%
Separated0.6%1.6%
Widowed7.0%12.3%
Divorced11.2%17.4%

Education

Less than 9th grade 3.7%
Some HS, no diploma 4.9%
HS graduate 29.1%
Some college, no degree 21.6%
Associate's degree 8.0%
Bachelor's degree 20.5%
Graduate / professional 12.2%
Metric%
HS diploma or higher91.5%
Bachelor's or higher32.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1674.0%
Kindergarten3277.8%
Elementary school2,09349.7%
High school96823.0%
College / grad school65815.6%

Employment

Industry of employment

Education & healthcare 16.9%
Professional & management 15.3%
Retail trade 13.7%
Arts, food & hospitality 13.4%
Construction 11.9%
Other services 9.8%
Finance & real estate 5.6%
Public administration 4.6%
Transportation & utilities 4.4%
Manufacturing 2.9%
Wholesale trade 0.8%
Agriculture & mining 0.6%
Information 0.2%

Occupation

Category%
Management, business & arts32.7%
Service26.5%
Sales & office21.7%
Natural resources & construction10.6%
Production & transportation8.5%

Employment type

Type%
Private sector80.4%
Government10.1%
Self-employed8.9%
Unpaid family workers0.6%

Commute

Method%
Drive alone78.5%
Carpool11.2%
Public transit0.0%
Walk1.1%
Work from home7.7%
Other means1.5%
Avg commute (minutes)21.8

Poverty

All people 14.5%
Under 18 years 30.2%
18 and over 10.7%
Married-couple families 6.3%
Female-led households 17.2%

Income support

Source% of households
Social Security47.7%
Retirement income31.9%
Supplemental Security4.9%
Cash public assistance2.6%
Food stamps / SNAP6.9%

Health indicators

Condition%
Obesity26.1%
High blood pressure34.4%
High cholesterol36.0%
Diabetes12.2%
Heart disease8.8%
Stroke4.1%
Asthma8.2%
Arthritis27.6%
Kidney disease3.7%
Pulmonary disease9.4%
Cancer8.9%
Behavior / access%
Smoking16.0%
Binge drinking13.6%
No physical activity27.5%
Less than 7 hrs sleep30.9%
Depression16.6%
Fair or poor health17.2%
Poor mental health13.5%
Poor physical health12.0%
No health insurance23.5%
Visited doctor (checkup)75.4%
Visited dentist61.6%
Cholesterol screening92.1%
Teeth loss14.3%

Veterans & disability

VeteransCount%
Civilian veterans1,4137.2%
Disability%
Any disability11.8%
Under 180.0%
18–64 years7.3%
65 and over24.2%

Health insurance coverage

Type%
Private insurance64.9%
Public insurance47.4%
No insurance12.4%
Uninsured under 195.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only23,03694.9%
Spanish3,48715.1%
Other Indo-European2,54211.0%
Asian & Pacific Islander7393.2%
Other languages2060.9%

Place of birth & citizenship

OriginCount%
Native born (US)17,08270.4%
Born in same state16,61268.4%
Born in different state4,58718.9%
Foreign born4701.9%
Naturalized citizen7,18729.6%
Not a US citizen3,15643.9%

Ancestry

AncestryCount%
Italian2,48810.3%
Arab2,0518.5%
French2,0478.4%
English4041.7%
German2701.1%
AncestryCount%
Polish2431%
Norwegian1250.5%
Irish1100.5%
Dutch600.2%

Technology access

Metric% of households
Computer access45.6%
Internet access96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34104

What city is ZIP code 34104 in?

ZIP code 34104 is primarily assigned to Naples, Florida.

What county is ZIP code 34104 in?

ZIP code 34104 falls within Collier County, Florida.

Does ZIP code 34104 have an older population?

35% of residents in ZIP code 34104 are 65 or older, above the national average of ~17%.

Does ZIP code 34104 have a large retiree population?

48% of households in ZIP code 34104 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 34104?

The median home value in ZIP code 34104 is $312,200.

What is the population of ZIP code 34104?

ZIP code 34104 has an estimated population of 24,269 residents, with a density of 2,462 people per square mile.

What timezone is ZIP code 34104 in?

ZIP code 34104 observes the EST timezone.

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