34105 ZIP Code — Naples, FL

Collier County, Florida

ZIP code 34105 is located in Naples, Florida, within Collier County. It covers approximately 9.49 square miles and serves a population of 16,462 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 239.

About ZIP code 34105

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $496,900. Owner-occupancy sits near the national average at 66%.

The gap between median ($101,282) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 34105 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

16,462

population

9.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34105 ZIP code map

Cities in ZIP code 34105

Below are the cities the US Postal Service accepts for ZIP code 34105. Using any city not on this list may result in mail delivery delays.

City	Status
Naples	Preferred

Nearby ZIP codes

34103 Naples (2.7 mi) 34104 Naples (2.7 mi) 34116 Naples (3.1 mi) 34109 Naples (3.9 mi) 34102 Naples (4.4 mi) 34108 Naples (5 mi) 34112 Naples (5 mi) 34119 Naples (6.4 mi) 34110 Naples (8 mi) 34113 Naples (10.3 mi) 34134 Bonita Springs (12.3 mi) 34134 Bonita Springs (12.3 mi)

Demographics updated 08/2026

Population
Total population	16,462
Population density	1,735 / sq mi
State FIPS	12
County FIPS	021

Geography
Land area	9.49 sq mi
Water area	0.68 sq mi
Latitude	26.1860
Longitude	-81.7611
Timezone	Eastern (ET)
Area code	239

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.4%	35.5%	43.4%
$50k – $100k	25.0%	30.1%	30.8%
$100k – $200k	25.2%	22.2%	19.3%
Over $200k	20.4%	12.3%	6.4%

Demographics & statistics

16,462

Population

1,735

People per sq mi

58.6

Median age

$101,282

Median household income

$86,436

Per capita income

$496,900

Median home value

$1,896

Median monthly rent

66.1%

Home ownership

6.6%

Poverty rate

1.2%

Unemployment

8,925

Housing units

52.3%

Bachelor's or higher

Age distribution

Male Female

317

Under 5

321

207

5–9

210

324

10–14

329

275

15–19

280

328

20–24

333

768

25–34

779

594

35–44

603

981

45–54

996

436

55–59

443

559

60–64

568

1,401

65–74

1,422

1,390

75–84

1,411

589

85+

598

← Male

Female →

Age summary

Group	Count	%
Under 18	2,158	13.1%
18 and over	14,304	86.9%
65 and over	6,811	41.4%
Median age	58.6 years

Race & ethnicity

White 81.9%

Hispanic or Latino 6.2%

Two or more races 5.3%

Asian 4.1%

Other race 1.4%

Black or African American 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	14,383	81.9%
Hispanic or Latino	1,091	6.2%
Two or more races	938	5.3%
Asian	728	4.1%
Other race	254	1.4%
Black or African American	150	0.9%
American Indian / Alaska Native	9	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.4%	35.5%	43.4%
$50k – $100k	25.0%	30.1%	30.8%
$100k – $200k	25.2%	22.2%	19.3%
Over $200k	20.4%	12.3%	6.4%

Under $10k 4.8%

$10k–$15k 1.6%

$15k–$25k 6.0%

$25k–$35k 5.1%

$35k–$50k 10.1%

$50k–$75k 13.7%

$75k–$100k 8.3%

$100k–$150k 15.1%

$150k–$200k 10.8%

$200k+ 24.6%

Range	% of households
Under $10k	4.8%
$10k–$15k	1.6%
$15k–$25k	6.0%
$25k–$35k	5.1%
$35k–$50k	10.1%
$50k–$75k	13.7%
$75k–$100k	8.3%
$100k–$150k	15.1%
$150k–$200k	10.8%
$200k+	24.6%
Median income	$101,282

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.3%

$100k–$150k 1.6%

$150k–$200k 4.3%

$200k–$300k 18.2%

$300k–$500k 24.8%

$500k–$1M 27.2%

$1M+ 22.4%

Housing overview

Metric	Value
Median home value	$496,900
Median rent / month	$1,896
Owner occupied	66.1%
Renter occupied	33.9%
Vacant	33.1%
Single-family detached	33.9%
Large apartment buildings	19.0%
Mobile homes	0.4%
Median rooms	4.9
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	1.0%
2010–2019	12.2%
2000–2009	29.0%
1990–1999	16.5%
1980–1989	24.4%
1970–1979	14.7%
1960–1969	1.4%
1950–1959	0.5%
1940–1949	0.0%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	6.8%
2 bedrooms	41.8%
3 bedrooms	38.9%
4 bedrooms	9.9%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	42.5%
2 vehicles	40.6%
3 or more	13.4%

Heating fuel

Fuel type	%
Utility gas	6.9%
Electricity	89.0%
Propane / LP gas	0.8%
Fuel oil	0.5%
No fuel used	2.8%

Households & families

Household type	Count	%
Married-couple family	4,290	55.6%
Cohabiting couple	451	5.8%
Male householder, no spouse	852	11.0%
Female householder, no spouse	2,128	27.6%
Households with children under 18	1,324	17.1%
Households with seniors (65+)	4,307	55.8%
Average household size	2.12

Marital status

Status	Male	Female
Never married	18.7%	15.1%
Married	66.5%	56.2%
Separated	0.9%	1.0%
Widowed	3.1%	13.2%
Divorced	10.7%	14.4%

Education

Less than 9th grade 1.9%

Some HS, no diploma 1.3%

HS graduate 17.5%

Some college, no degree 18.9%

Associate's degree 8.0%

Bachelor's degree 29.5%

Graduate / professional 22.8%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	52.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	143	6.6%
Kindergarten	94	4.3%
Elementary school	891	41.0%
High school	442	20.4%
College / grad school	601	27.7%

Employment

Industry of employment

Education & healthcare 19.9%

Professional & management 15.5%

Arts, food & hospitality 14.8%

Finance & real estate 14.4%

Retail trade 10.3%

Construction 8.7%

Manufacturing 4.2%

Wholesale trade 2.8%

Transportation & utilities 2.5%

Public administration 2.4%

Other services 2.3%

Agriculture & mining 1.1%

Information 1.0%

Occupation

Category	%
Management, business & arts	50.6%
Service	17.0%
Sales & office	22.8%
Natural resources & construction	5.5%
Production & transportation	4.1%

Employment type

Type	%
Private sector	82.3%
Government	7.9%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.0%
Carpool	9.0%
Public transit	0.3%
Walk	0.4%
Work from home	15.8%
Other means	1.4%
Avg commute (minutes)	20.5

Poverty

All people 6.6%

Under 18 years 10.5%

18 and over 6.0%

Married-couple families 2.1%

Female-led households 12.2%

Income support

Source	% of households
Social Security	49.5%
Retirement income	33.6%
Supplemental Security	3.3%
Cash public assistance	0.7%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	23.2%
High blood pressure	34.5%
High cholesterol	37.3%
Diabetes	11.2%
Heart disease	8.8%
Stroke	3.8%
Asthma	7.7%
Arthritis	28.3%
Kidney disease	3.6%
Pulmonary disease	8.1%
Cancer	10.3%

Behavior / access	%
Smoking	12.0%
Binge drinking	12.9%
No physical activity	22.5%
Less than 7 hrs sleep	28.0%
Depression	15.6%
Fair or poor health	13.5%
Poor mental health	11.7%
Poor physical health	10.3%
No health insurance	16.5%
Visited doctor (checkup)	77.3%
Visited dentist	69.0%
Cholesterol screening	94.0%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,091	7.6%

Disability	%
Any disability	11.0%
Under 18	1.8%
18–64 years	6.1%
65 and over	19.5%

Health insurance coverage

Type	%
Private insurance	73.5%
Public insurance	46.5%
No insurance	6.7%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,824	96.1%
Spanish	1,151	7.3%
Other Indo-European	573	3.6%
Asian & Pacific Islander	274	1.7%
Other languages	253	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,223	80.3%
Born in same state	12,989	78.9%
Born in different state	3,033	18.4%
Foreign born	234	1.4%
Naturalized citizen	3,239	19.7%
Not a US citizen	1,503	46.4%

Ancestry

Ancestry	Count	%
French	2,352	14.3%
Italian	2,027	12.3%
Arab	1,115	6.8%
English	319	1.9%
Polish	178	1.1%

Ancestry	Count	%
German	135	0.8%
Irish	126	0.8%
Norwegian	50	0.3%
Dutch	35	0.2%

Technology access

Metric	% of households
Computer access	46.9%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34105

What city is ZIP code 34105 in?

ZIP code 34105 is primarily assigned to Naples, Florida.

What county is ZIP code 34105 in?

ZIP code 34105 falls within Collier County, Florida.

Does ZIP code 34105 have an older population?

41% of residents in ZIP code 34105 are 65 or older, above the national average of ~17%.

Does ZIP code 34105 have a large retiree population?

50% of households in ZIP code 34105 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34105?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 34105?

The median home value in ZIP code 34105 is $496,900.

What timezone is ZIP code 34105 in?

ZIP code 34105 observes the EST timezone.