34108 ZIP Code — Naples, FL

Collier County, Florida

ZIP code 34108 is located in Naples, Florida, within Collier County. It covers approximately 7.84 square miles and serves a population of 16,401 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 239.

About ZIP code 34108

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1990s, giving the area an established character. Median home value is $903,100. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($115,182) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 34108 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

16,401

population

7.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34108 ZIP code map

Cities in ZIP code 34108

Below are the cities the US Postal Service accepts for ZIP code 34108. Using any city not on this list may result in mail delivery delays.

City	Status
Naples	Acceptable
Naples	Preferred

Nearby ZIP codes

34109 Naples (2.8 mi) 34103 Naples (3.7 mi) 34110 Naples (3.9 mi) 34105 Naples (5 mi) 34119 Naples (6.1 mi) 34116 Naples (7.2 mi) 34134 Bonita Springs (7.5 mi) 34134 Bonita Springs (7.5 mi) 34104 Naples (7.7 mi) 34102 Naples (7.8 mi) 34135 Bonita Springs (9.7 mi) 34135 Bonita Springs (9.7 mi)

Demographics updated 08/2026

Population
Total population	16,401
Population density	2,092 / sq mi
State FIPS	12
County FIPS	021

Geography
Land area	7.84 sq mi
Water area	1.62 sq mi
Latitude	26.2445
Longitude	-81.8082
Timezone	Eastern (ET)
Area code	239

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	35.5%	43.4%
$50k – $100k	25.6%	30.1%	30.8%
$100k – $200k	25.9%	22.2%	19.3%
Over $200k	23.9%	12.3%	6.4%

Demographics & statistics

16,401

Population

2,092

People per sq mi

67.1

Median age

$115,182

Median household income

$105,158

Per capita income

$903,100

Median home value

$1,843

Median monthly rent

85.6%

Home ownership

5.7%

Poverty rate

2.8%

Unemployment

13,816

Housing units

59.7%

Bachelor's or higher

Age distribution

Male Female

112

Under 5

119

158

5–9

168

164

10–14

176

146

15–19

156

159

20–24

169

426

25–34

455

374

35–44

400

539

45–54

575

665

55–59

710

849

60–64

906

1,900

65–74

2,028

1,983

75–84

2,116

459

85+

489

← Male

Female →

Age summary

Group	Count	%
Under 18	1,065	6.5%
18 and over	15,336	93.5%
65 and over	8,975	54.7%
Median age	67.1 years

Race & ethnicity

White 84.8%

Hispanic or Latino 6.2%

Two or more races 5.8%

Asian 1.4%

Black or African American 0.9%

Other race 0.8%

Group	Count	%
White	14,834	84.8%
Hispanic or Latino	1,093	6.2%
Two or more races	1,023	5.8%
Asian	243	1.4%
Black or African American	160	0.9%
Other race	133	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	35.5%	43.4%
$50k – $100k	25.6%	30.1%	30.8%
$100k – $200k	25.9%	22.2%	19.3%
Over $200k	23.9%	12.3%	6.4%

Under $10k 4.9%

$10k–$15k 0.9%

$15k–$25k 3.9%

$25k–$35k 5.2%

$35k–$50k 7.6%

$50k–$75k 13.4%

$75k–$100k 8.9%

$100k–$150k 16.4%

$150k–$200k 9.5%

$200k+ 29.2%

Range	% of households
Under $10k	4.9%
$10k–$15k	0.9%
$15k–$25k	3.9%
$25k–$35k	5.2%
$35k–$50k	7.6%
$50k–$75k	13.4%
$75k–$100k	8.9%
$100k–$150k	16.4%
$150k–$200k	9.5%
$200k+	29.2%
Median income	$115,182

Housing

Home values

Under $50k 1.7%

$50k–$100k 0.8%

$100k–$150k 0.7%

$150k–$200k 2.0%

$200k–$300k 3.4%

$300k–$500k 14.6%

$500k–$1M 31.7%

$1M+ 45.1%

Housing overview

Metric	Value
Median home value	$903,100
Median rent / month	$1,843
Owner occupied	85.6%
Renter occupied	14.4%
Vacant	44.0%
Single-family detached	34.3%
Large apartment buildings	35.5%
Mobile homes	0.2%
Median rooms	5.1
Avg household size (owned)	1.84

Year built

Era	%
2020 or later	1.1%
2010–2019	2.4%
2000–2009	9.9%
1990–1999	35.8%
1980–1989	34.9%
1970–1979	10.7%
1960–1969	2.9%
1950–1959	1.9%
1940–1949	0.1%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	3.7%
2 bedrooms	36.4%
3 bedrooms	46.8%
4 bedrooms	9.5%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	44.8%
2 vehicles	42.1%
3 or more	10.8%

Heating fuel

Fuel type	%
Utility gas	4.6%
Electricity	87.1%
Propane / LP gas	1.1%
Fuel oil	0.3%
Wood	0.1%
No fuel used	6.5%

Households & families

Household type	Count	%
Married-couple family	4,619	54.9%
Cohabiting couple	488	5.8%
Male householder, no spouse	1,000	11.9%
Female householder, no spouse	2,305	27.4%
Households with children under 18	591	7.0%
Households with seniors (65+)	5,800	68.9%
Average household size	1.95

Marital status

Status	Male	Female
Never married	17.2%	9.5%
Married	69.4%	59.5%
Separated	2.0%	0.9%
Widowed	3.4%	15.0%
Divorced	8.1%	15.1%

Education

Less than 9th grade 1.9%

Some HS, no diploma 1.3%

HS graduate 15.1%

Some college, no degree 15.3%

Associate's degree 6.7%

Bachelor's degree 34.7%

Graduate / professional 25.0%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	59.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	4.6%
Kindergarten	133	9.2%
Elementary school	489	33.8%
High school	288	19.9%
College / grad school	471	32.6%

Employment

Industry of employment

Professional & management 17.6%

Arts, food & hospitality 15.0%

Education & healthcare 14.7%

Finance & real estate 12.7%

Retail trade 12.3%

Construction 11.4%

Other services 5.3%

Manufacturing 3.5%

Transportation & utilities 2.1%

Information 2.0%

Wholesale trade 1.8%

Public administration 1.1%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	48.9%
Service	16.7%
Sales & office	25.1%
Natural resources & construction	6.9%
Production & transportation	2.5%

Employment type

Type	%
Private sector	85.0%
Government	4.3%
Self-employed	10.4%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	66.0%
Carpool	8.8%
Public transit	0.0%
Walk	1.2%
Work from home	21.0%
Other means	3.0%
Avg commute (minutes)	18.5

Poverty

All people 5.7%

Under 18 years 6.4%

18 and over 5.6%

Married-couple families 2.6%

Female-led households 9.4%

Income support

Source	% of households
Social Security	61.5%
Retirement income	40.9%
Supplemental Security	1.4%
Cash public assistance	0.6%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	22.0%
High blood pressure	36.5%
High cholesterol	40.5%
Diabetes	11.4%
Heart disease	9.1%
Stroke	3.7%
Asthma	7.3%
Arthritis	30.1%
Kidney disease	3.7%
Pulmonary disease	7.8%
Cancer	11.8%

Behavior / access	%
Smoking	10.6%
Binge drinking	11.6%
No physical activity	21.1%
Less than 7 hrs sleep	26.2%
Depression	14.6%
Fair or poor health	12.5%
Poor mental health	10.4%
Poor physical health	9.8%
No health insurance	15.7%
Visited doctor (checkup)	79.4%
Visited dentist	72.2%
Cholesterol screening	95.2%
Teeth loss	7.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,164	7.6%

Disability	%
Any disability	12.2%
Under 18	3.8%
18–64 years	7.4%
65 and over	16.6%

Health insurance coverage

Type	%
Private insurance	70.6%
Public insurance	55.9%
No insurance	7.6%
Uninsured under 19	16.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,170	98.6%
Spanish	720	4.5%
Other Indo-European	368	2.3%
Asian & Pacific Islander	296	1.8%
Other languages	27	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,781	84.0%
Born in same state	13,625	83.1%
Born in different state	1,629	9.9%
Foreign born	156	1.0%
Naturalized citizen	2,620	16.0%
Not a US citizen	1,557	59.4%

Ancestry

Ancestry	Count	%
Italian	2,859	17.4%
French	2,102	12.8%
Arab	1,374	8.4%
Polish	304	1.9%
Irish	195	1.2%

Ancestry	Count	%
German	175	1.1%
English	102	0.6%
Norwegian	82	0.5%
Dutch	8	0%

Technology access

Metric	% of households
Computer access	51.3%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34108

What city is ZIP code 34108 in?

ZIP code 34108 is primarily assigned to Naples, Florida.

What county is ZIP code 34108 in?

ZIP code 34108 falls within Collier County, Florida.

Does ZIP code 34108 have an older population?

55% of residents in ZIP code 34108 are 65 or older, above the national average of ~17%.

Does ZIP code 34108 have a large retiree population?

62% of households in ZIP code 34108 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34108?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 34108 mostly owner-occupied?

86% of occupied units in ZIP code 34108 are owner-occupied, well above the national average.

What timezone is ZIP code 34108 in?

ZIP code 34108 observes the EST timezone.