34102 ZIP Code — Naples, FL

Collier County, Florida

ZIP code 34102 is located in Naples, Florida, within Collier County. It covers approximately 5.65 square miles and serves a population of 10,767 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 239.

About ZIP code 34102

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1960s, giving the area an established character. Median home value is $1,207,200. Owner-occupancy sits near the national average at 75%.

The gap between median ($111,742) and mean household income suggests income inequality — a small number of higher earners pull the average up. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 58% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 34102 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

10,767

population

5.65

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34102 ZIP code map

Cities in ZIP code 34102

Below are the cities the US Postal Service accepts for ZIP code 34102. Using any city not on this list may result in mail delivery delays.

City	Status
Naples	Preferred

Nearby ZIP codes

34112 Naples (3.6 mi) 34103 Naples (4.1 mi) 34104 Naples (4.1 mi) 34105 Naples (4.4 mi) 34116 Naples (6.6 mi) 34113 Naples (7.5 mi) 34108 Naples (7.8 mi) 34109 Naples (7.9 mi) 34119 Naples (10.8 mi) 34110 Naples (11.5 mi) 34145 Marco Island (14.8 mi) 34134 Bonita Springs (15.1 mi)

Demographics updated 05/2026

Population
Total population	10,767
Population density	1,906 / sq mi
State FIPS	12
County FIPS	021

Geography
Land area	5.65 sq mi
Water area	2.37 sq mi
Latitude	26.1323
Longitude	-81.7987
Timezone	Eastern (ET)
Area code	239

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	35.5%	43.4%
$50k – $100k	19.7%	30.1%	30.8%
$100k – $200k	21.1%	22.2%	19.3%
Over $200k	25.2%	12.3%	6.4%

Demographics & statistics

10,767

Population

1,906

People per sq mi

64.7

Median age

$111,742

Median household income

$123,629

Per capita income

$1,207,200

Median home value

$1,306

Median monthly rent

74.5%

Home ownership

9.1%

Poverty rate

2.4%

Unemployment

8,244

Housing units

57.5%

Bachelor's or higher

Age distribution

Male Female

159

Under 5

176

186

5–9

205

171

10–14

188

134

15–19

149

116

20–24

128

270

25–34

298

166

35–44

184

467

45–54

517

366

55–59

405

546

60–64

603

1,199

65–74

1,325

1,047

75–84

1,156

288

85+

318

← Male

Female →

Age summary

Group	Count	%
Under 18	1,219	11.3%
18 and over	9,548	88.7%
65 and over	5,333	49.5%
Median age	64.7 years

Race & ethnicity

White 79.4%

Black or African American 8.1%

Two or more races 5.6%

Hispanic or Latino 4.8%

Other race 1.2%

Asian 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	8,983	79.4%
Black or African American	920	8.1%
Two or more races	634	5.6%
Hispanic or Latino	543	4.8%
Other race	140	1.2%
Asian	82	0.7%
American Indian / Alaska Native	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	35.5%	43.4%
$50k – $100k	19.7%	30.1%	30.8%
$100k – $200k	21.1%	22.2%	19.3%
Over $200k	25.2%	12.3%	6.4%

Under $10k 3.5%

$10k–$15k 3.3%

$15k–$25k 9.2%

$25k–$35k 5.6%

$35k–$50k 6.9%

$50k–$75k 12.5%

$75k–$100k 6.4%

$100k–$150k 12.9%

$150k–$200k 10.5%

$200k+ 29.4%

Range	% of households
Under $10k	3.5%
$10k–$15k	3.3%
$15k–$25k	9.2%
$25k–$35k	5.6%
$35k–$50k	6.9%
$50k–$75k	12.5%
$75k–$100k	6.4%
$100k–$150k	12.9%
$150k–$200k	10.5%
$200k+	29.4%
Median income	$111,742

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.5%

$100k–$150k 0.2%

$150k–$200k 1.1%

$200k–$300k 5.2%

$300k–$500k 13.0%

$500k–$1M 19.5%

$1M+ 59.1%

Housing overview

Metric	Value
Median home value	$1,207,200
Median rent / month	$1,306
Owner occupied	74.5%
Renter occupied	25.5%
Vacant	44.0%
Single-family detached	40.0%
Large apartment buildings	24.2%
Mobile homes	0.3%
Median rooms	4.4
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	1.2%
2010–2019	9.1%
2000–2009	15.4%
1990–1999	7.6%
1980–1989	13.3%
1970–1979	22.5%
1960–1969	23.1%
1950–1959	6.6%
1940–1949	0.7%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	8.3%
2 bedrooms	43.0%
3 bedrooms	26.4%
4 bedrooms	12.8%
5+ bedrooms	7.2%

Vehicles per household

Vehicles	% of households
No vehicle	7.6%
1 vehicle	45.8%
2 vehicles	32.2%
3 or more	14.4%

Heating fuel

Fuel type	%
Utility gas	2.7%
Electricity	93.8%
Propane / LP gas	2.3%
Fuel oil	0.1%
Solar	0.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	2,510	46.6%
Cohabiting couple	211	3.9%
Male householder, no spouse	1,040	19.3%
Female householder, no spouse	1,624	30.2%
Households with children under 18	547	10.2%
Households with seniors (65+)	3,467	64.4%
Average household size	1.95

Marital status

Status	Male	Female
Never married	19.2%	16.4%
Married	59.6%	52.1%
Separated	0.4%	0.4%
Widowed	3.0%	17.9%
Divorced	17.9%	13.3%

Education

Less than 9th grade 2.2%

Some HS, no diploma 3.1%

HS graduate 15.3%

Some college, no degree 16.4%

Associate's degree 5.6%

Bachelor's degree 32.7%

Graduate / professional 24.8%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	57.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	97	7.4%
Kindergarten	67	5.1%
Elementary school	554	42.1%
High school	272	20.7%
College / grad school	325	24.7%

Employment

Industry of employment

Education & healthcare 20.6%

Professional & management 17.6%

Finance & real estate 13.8%

Arts, food & hospitality 13.8%

Retail trade 10.0%

Other services 7.2%

Construction 6.0%

Manufacturing 4.6%

Wholesale trade 1.9%

Transportation & utilities 1.6%

Information 1.3%

Public administration 1.3%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	59.6%
Service	18.0%
Sales & office	17.4%
Natural resources & construction	2.1%
Production & transportation	2.8%

Employment type

Type	%
Private sector	75.7%
Government	9.4%
Self-employed	14.6%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	67.3%
Carpool	3.2%
Public transit	0.3%
Walk	1.6%
Work from home	23.3%
Other means	4.2%
Avg commute (minutes)	23.6

Poverty

All people 9.1%

Under 18 years 21.2%

18 and over 7.6%

Married-couple families 3.0%

Female-led households 24.1%

Income support

Source	% of households
Social Security	53.7%
Retirement income	31.5%
Supplemental Security	3.8%
Cash public assistance	0.2%
Food stamps / SNAP	5.6%

Health indicators

Condition	%
Obesity	23.3%
High blood pressure	37.6%
High cholesterol	41.4%
Diabetes	12.2%
Heart disease	9.3%
Stroke	4.0%
Asthma	7.7%
Arthritis	30.8%
Kidney disease	3.9%
Pulmonary disease	8.4%
Cancer	11.5%

Behavior / access	%
Smoking	11.5%
Binge drinking	11.5%
No physical activity	22.4%
Less than 7 hrs sleep	27.3%
Depression	15.0%
Fair or poor health	14.1%
Poor mental health	10.9%
Poor physical health	10.6%
No health insurance	14.6%
Visited doctor (checkup)	79.8%
Visited dentist	70.6%
Cholesterol screening	95.5%
Teeth loss	8.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	753	7.9%

Disability	%
Any disability	10.2%
Under 18	0.0%
18–64 years	6.8%
65 and over	15.4%

Health insurance coverage

Type	%
Private insurance	72.4%
Public insurance	54.1%
No insurance	5.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,432	96.9%
Spanish	558	5.3%
Other Indo-European	384	3.7%
Asian & Pacific Islander	157	1.5%
Other languages	17	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,033	83.9%
Born in same state	8,933	83.0%
Born in different state	1,787	16.6%
Foreign born	100	0.9%
Naturalized citizen	1,734	16.1%
Not a US citizen	972	56.1%

Ancestry

Ancestry	Count	%
Arab	1,492	13.9%
French	1,406	13.1%
Italian	1,343	12.5%
English	188	1.7%
Polish	166	1.5%

Ancestry	Count	%
Irish	155	1.4%
German	63	0.6%
Norwegian	32	0.3%
Dutch	13	0.1%

Technology access

Metric	% of households
Computer access	50.0%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34102

What city is ZIP code 34102 in?

ZIP code 34102 is primarily assigned to Naples, Florida.

What county is ZIP code 34102 in?

ZIP code 34102 falls within Collier County, Florida.

Does ZIP code 34102 have an older population?

50% of residents in ZIP code 34102 are 65 or older, above the national average of ~17%.

Does ZIP code 34102 have a large retiree population?

54% of households in ZIP code 34102 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34102?

58% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 34102?

The median home value in ZIP code 34102 is $1,207,200.

What timezone is ZIP code 34102 in?

ZIP code 34102 observes the EST timezone.