12701 ZIP Code — Monticello, NY

Sullivan County, New York

ZIP code 12701 is located in Monticello, New York, within Sullivan County. It covers approximately 61.04 square miles and serves a population of 12,448 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845/914.

About ZIP code 12701

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $176,500. Renters make up the majority at 57%, typical of denser urban areas.

Median household income is $52,244. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 30% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 12701 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

12,448

population

61.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12701 ZIP code map

Cities in ZIP code 12701

Below are the cities the US Postal Service accepts for ZIP code 12701. Using any city not on this list may result in mail delivery delays.

City	Status
Monticello	Preferred

Nearby ZIP codes

12762 Mongaup Valley (3.4 mi) 12751 Kiamesha Lake (3.8 mi) 12742 Harris (4.3 mi) 12734 Ferndale (5.4 mi) 12786 White Lake (6 mi) 12779 South Fallsburg (6.3 mi) 12777 Forestburgh (7.6 mi) 12783 Swan Lake (8.1 mi) 12720 Bethel (8.5 mi) 12738 Glen Wild (8.6 mi) 12775 Rock Hill (8.7 mi) 12733 Fallsburg (8.7 mi)

Demographics updated 05/2026

Population
Total population	12,448
Population density	204 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	61.04 sq mi
Water area	1.55 sq mi
Latitude	41.6557
Longitude	-74.7397
Timezone	Eastern (ET)
Area code	845/914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	43.2%	37.0%
$50k – $100k	23.0%	29.3%	27.0%
$100k – $200k	20.0%	22.4%	24.4%
Over $200k	2.4%	5.2%	11.5%

Demographics & statistics

12,448

Population

204

People per sq mi

38.2

Median age

$52,244

Median household income

$30,566

Per capita income

$176,500

Median home value

$941

Median monthly rent

42.9%

Home ownership

19.1%

Poverty rate

9.9%

Unemployment

4,384

Housing units

19.6%

Bachelor's or higher

Age distribution

Male Female

370

Under 5

325

310

5–9

272

380

10–14

333

442

15–19

388

495

20–24

433

961

25–34

843

755

35–44

661

730

45–54

639

481

55–59

422

438

60–64

384

794

65–74

695

342

75–84

299

136

85+

120

← Male

Female →

Age summary

Group	Count	%
Under 18	2,419	19.4%
18 and over	10,029	80.6%
65 and over	2,386	19.2%
Median age	38.2 years

Race & ethnicity

White 50.2%

Hispanic or Latino 13.2%

Black or African American 13%

Two or more races 10.4%

Other race 8.1%

Asian 4.4%

American Indian / Alaska Native 0.9%

Group	Count	%
White	7,192	50.2%
Hispanic or Latino	1,889	13.2%
Black or African American	1,861	13%
Two or more races	1,485	10.4%
Other race	1,155	8.1%
Asian	624	4.4%
American Indian / Alaska Native	131	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	43.2%	37.0%
$50k – $100k	23.0%	29.3%	27.0%
$100k – $200k	20.0%	22.4%	24.4%
Over $200k	2.4%	5.2%	11.5%

Under $10k 5.0%

$10k–$15k 8.5%

$15k–$25k 11.9%

$25k–$35k 8.2%

$35k–$50k 14.2%

$50k–$75k 17.1%

$75k–$100k 11.8%

$100k–$150k 9.0%

$150k–$200k 7.9%

$200k+ 6.5%

Range	% of households
Under $10k	5.0%
$10k–$15k	8.5%
$15k–$25k	11.9%
$25k–$35k	8.2%
$35k–$50k	14.2%
$50k–$75k	17.1%
$75k–$100k	11.8%
$100k–$150k	9.0%
$150k–$200k	7.9%
$200k+	6.5%
Median income	$52,244

Housing

Home values

Under $50k 9.9%

$50k–$100k 9.9%

$100k–$150k 24.1%

$150k–$200k 11.1%

$200k–$300k 27.4%

$300k–$500k 11.4%

$500k–$1M 5.4%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$176,500
Median rent / month	$941
Owner occupied	42.9%
Renter occupied	57.1%
Vacant	33.3%
Single-family detached	54.0%
Large apartment buildings	10.1%
Mobile homes	7.9%
Median rooms	4.5
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.4%
2010–2019	4.4%
2000–2009	8.4%
1990–1999	7.3%
1980–1989	19.0%
1970–1979	13.8%
1960–1969	10.2%
1950–1959	15.6%
1940–1949	5.1%
1939 or earlier	15.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	19.7%
2 bedrooms	31.5%
3 bedrooms	29.1%
4 bedrooms	14.9%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	22.3%
1 vehicle	39.4%
2 vehicles	20.1%
3 or more	18.2%

Heating fuel

Fuel type	%
Utility gas	7.9%
Electricity	31.0%
Propane / LP gas	18.0%
Fuel oil	38.0%
Wood	1.4%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	1,379	29.2%
Cohabiting couple	484	10.2%
Male householder, no spouse	1,092	23.1%
Female householder, no spouse	1,771	37.5%
Households with children under 18	1,324	28.0%
Households with seniors (65+)	1,624	34.4%
Average household size	2.48

Marital status

Status	Male	Female
Never married	51.8%	39.2%
Married	32.1%	35.8%
Separated	1.4%	7.3%
Widowed	3.3%	9.5%
Divorced	11.3%	8.2%

Education

Less than 9th grade 10.6%

Some HS, no diploma 13.4%

HS graduate 32.3%

Some college, no degree 14.4%

Associate's degree 9.7%

Bachelor's degree 13.0%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	76.0%
Bachelor's or higher	19.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	158	6.1%
Kindergarten	85	3.3%
Elementary school	1,051	40.6%
High school	559	21.6%
College / grad school	736	28.4%

Employment

Industry of employment

Education & healthcare 27.5%

Arts, food & hospitality 16.9%

Retail trade 15.1%

Transportation & utilities 6.2%

Construction 6.0%

Finance & real estate 5.1%

Public administration 5.1%

Manufacturing 4.3%

Other services 4.1%

Professional & management 3.8%

Information 3.0%

Agriculture & mining 1.6%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	24.7%
Service	30.0%
Sales & office	25.4%
Natural resources & construction	7.1%
Production & transportation	12.9%

Employment type

Type	%
Private sector	78.5%
Government	15.5%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.3%
Carpool	10.0%
Public transit	1.3%
Walk	3.3%
Work from home	4.4%
Other means	3.8%
Avg commute (minutes)	22.7

Poverty

All people 19.1%

Under 18 years 39.0%

18 and over 14.3%

Married-couple families 5.1%

Female-led households 41.6%

Income support

Source	% of households
Social Security	34.0%
Retirement income	18.7%
Supplemental Security	12.7%
Cash public assistance	2.0%
Food stamps / SNAP	29.9%

Health indicators

Condition	%
Obesity	36.2%
High blood pressure	34.8%
High cholesterol	31.4%
Diabetes	12.3%
Heart disease	7.0%
Stroke	3.8%
Asthma	11.2%
Arthritis	25.4%
Kidney disease	3.5%
Pulmonary disease	8.1%
Cancer	6.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	15.6%
No physical activity	30.8%
Less than 7 hrs sleep	37.8%
Depression	20.9%
Fair or poor health	17.9%
Poor mental health	15.3%
Poor physical health	12.1%
No health insurance	17.1%
Visited doctor (checkup)	77.0%
Visited dentist	55.3%
Cholesterol screening	89.4%
Teeth loss	19.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	602	6.0%

Disability	%
Any disability	20.2%
Under 18	11.9%
18–64 years	15.5%
65 and over	43.9%

Health insurance coverage

Type	%
Private insurance	54.8%
Public insurance	52.5%
No insurance	6.3%
Uninsured under 19	5.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,753	94.4%
Spanish	979	8.3%
Other Indo-European	555	4.7%
Asian & Pacific Islander	297	2.5%
Other languages	127	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,800	86.8%
Born in same state	10,071	80.9%
Born in different state	8,465	68.0%
Foreign born	729	5.9%
Naturalized citizen	1,648	13.2%
Not a US citizen	808	49.0%

Ancestry

Ancestry	Count	%
Italian	989	7.9%
French	596	4.8%
Arab	326	2.6%
English	137	1.1%
Norwegian	135	1.1%

Ancestry	Count	%
Irish	107	0.9%
Dutch	105	0.8%
German	14	0.1%
Polish	7	0.1%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	89.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12701

What city is ZIP code 12701 in?

ZIP code 12701 is primarily assigned to Monticello, New York.

What county is ZIP code 12701 in?

ZIP code 12701 falls within Sullivan County, New York.

Is ZIP code 12701 mostly rentals?

57% of occupied units in ZIP code 12701 are renter-occupied.

What is the poverty rate in ZIP code 12701?

19% of residents in ZIP code 12701 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12701?

The median home value in ZIP code 12701 is $176,500.

What is the population of ZIP code 12701?

ZIP code 12701 has an estimated population of 12,448 residents, with a density of 204 people per square mile.

What timezone is ZIP code 12701 in?

ZIP code 12701 observes the EST timezone.