12734 ZIP Code — Ferndale, NY

Sullivan County, New York

ZIP code 12734 is located in Ferndale, New York, within Sullivan County. It covers approximately 14.06 square miles and serves a population of 1,016 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12734

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $172,100. Owner-occupancy sits near the national average at 73%.

Median household income is $51,766. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 59 minutes suggests many residents work outside the immediate area.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include Spanish spoken in 29% of households.

Overall, ZIP code 12734 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

1,016

population

14.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12734 ZIP code map

Cities in ZIP code 12734

Below are the cities the US Postal Service accepts for ZIP code 12734. Using any city not on this list may result in mail delivery delays.

City	Status
Ferndale	Preferred

Nearby ZIP codes

12742 Harris (1.8 mi) 12762 Mongaup Valley (3.7 mi) 12754 Liberty (4.3 mi) 12783 Swan Lake (4.9 mi) 12747 Hurleyville (5.1 mi) 12701 Monticello (5.4 mi) 12751 Kiamesha Lake (5.6 mi) 12779 South Fallsburg (6.1 mi) 12759 Loch Sheldrake (6.6 mi) 12787 White Sulphur Springs (6.9 mi) 12733 Fallsburg (7.2 mi) 12786 White Lake (7.3 mi)

Demographics updated 05/2026

Population
Total population	1,016
Population density	72 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	14.06 sq mi
Water area	0.04 sq mi
Latitude	41.7329
Longitude	-74.7500
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	43.2%	37.0%
$50k – $100k	31.5%	29.3%	27.0%
$100k – $200k	17.9%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

Demographics & statistics

1,016

Population

People per sq mi

40.3

Median age

$51,766

Median household income

$25,982

Per capita income

$172,100

Median home value

Median monthly rent

72.5%

Home ownership

27.4%

Poverty rate

0.0%

Unemployment

557

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

124

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	268	26.4%
18 and over	748	73.6%
65 and over	171	16.8%
Median age	40.3 years

Race & ethnicity

White 61.7%

Hispanic or Latino 18.7%

Other race 18.7%

American Indian / Alaska Native 0.8%

Black or African American 0.2%

Group	Count	%
White	771	61.7%
Hispanic or Latino	233	18.7%
Other race	233	18.7%
American Indian / Alaska Native	10	0.8%
Black or African American	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	43.2%	37.0%
$50k – $100k	31.5%	29.3%	27.0%
$100k – $200k	17.9%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

Under $10k 5.2%

$10k–$15k 8.4%

$15k–$25k 18.4%

$25k–$35k 5.0%

$35k–$50k 2.0%

$50k–$75k 27.3%

$75k–$100k 22.6%

$100k–$150k 1.7%

$150k–$200k 9.4%

Range	% of households
Under $10k	5.2%
$10k–$15k	8.4%
$15k–$25k	18.4%
$25k–$35k	5.0%
$35k–$50k	2.0%
$50k–$75k	27.3%
$75k–$100k	22.6%
$100k–$150k	1.7%
$150k–$200k	9.4%
Median income	$51,766

Housing

Home values

$50k–$100k 13.4%

$100k–$150k 31.5%

$150k–$200k 5.8%

$200k–$300k 29.1%

$300k–$500k 7.5%

$500k–$1M 12.7%

Housing overview

Metric	Value
Median home value	$172,100
Median rent / month	$0
Owner occupied	72.5%
Renter occupied	27.5%
Vacant	39.7%
Single-family detached	71.0%
Large apartment buildings	0.0%
Mobile homes	18.0%
Median rooms	5.0
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.0%
2010–2019	4.5%
2000–2009	4.6%
1990–1999	5.7%
1980–1989	31.9%
1970–1979	4.0%
1960–1969	1.9%
1950–1959	16.5%
1940–1949	3.3%
1939 or earlier	27.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.1%
2 bedrooms	39.1%
3 bedrooms	24.6%
4 bedrooms	21.3%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	22.6%
1 vehicle	27.5%
2 vehicles	18.9%
3 or more	31.0%

Heating fuel

Fuel type	%
Electricity	27.0%
Propane / LP gas	27.5%
Fuel oil	43.2%
Wood	2.2%

Households & families

Household type	Count	%
Married-couple family	123	30.5%
Cohabiting couple	34	8.4%
Male householder, no spouse	41	10.2%
Female householder, no spouse	205	50.9%
Households with children under 18	105	26.1%
Households with seniors (65+)	134	33.3%
Average household size	2.46

Marital status

Status	Male	Female
Never married	46.6%	19.9%
Married	33.0%	36.7%
Separated	5.7%	19.7%
Widowed	0.0%	20.2%
Divorced	14.7%	3.4%

Education

Less than 9th grade 12.4%

Some HS, no diploma 3.4%

HS graduate 44.3%

Some college, no degree 23.4%

Associate's degree 0.0%

Bachelor's degree 8.9%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	84.2%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	105	38.3%
Kindergarten	0	0.0%
Elementary school	163	59.5%
High school	0	0.0%
College / grad school	6	2.2%

Employment

Industry of employment

Education & healthcare 34.5%

Professional & management 16.9%

Other services 13.4%

Agriculture & mining 9.8%

Transportation & utilities 9.4%

Arts, food & hospitality 4.6%

Public administration 4.6%

Manufacturing 3.1%

Retail trade 2.1%

Construction 1.5%

Occupation

Category	%
Management, business & arts	32.1%
Service	24.0%
Sales & office	4.6%
Natural resources & construction	13.4%
Production & transportation	25.9%

Employment type

Type	%
Private sector	40.5%
Government	11.5%
Self-employed	48.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.7%
Carpool	17.3%
Public transit	4.6%
Walk	0.0%
Work from home	9.4%
Other means	0.0%
Avg commute (minutes)	58.6

Poverty

All people 27.4%

Under 18 years 100.0%

18 and over 15.0%

Married-couple families 0.0%

Female-led households 79.7%

Income support

Source	% of households
Social Security	28.0%
Retirement income	19.6%
Supplemental Security	5.2%
Cash public assistance	1.0%
Food stamps / SNAP	21.8%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	32.2%
High cholesterol	33.0%
Diabetes	10.5%
Heart disease	6.9%
Stroke	3.3%
Asthma	10.2%
Arthritis	24.7%
Kidney disease	3.1%
Pulmonary disease	7.7%
Cancer	6.6%

Behavior / access	%
Smoking	19.4%
Binge drinking	17.3%
No physical activity	28.0%
Less than 7 hrs sleep	35.6%
Depression	21.0%
Fair or poor health	15.4%
Poor mental health	14.6%
Poor physical health	11.0%
No health insurance	17.5%
Visited doctor (checkup)	75.1%
Visited dentist	58.7%
Cholesterol screening	89.2%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	3.9%

Disability	%
Any disability	14.2%
Under 18	23.5%
18–64 years	4.7%
65 and over	31.6%

Health insurance coverage

Type	%
Private insurance	60.0%
Public insurance	50.4%
No insurance	5.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	911	89.7%
Spanish	262	28.8%
Other Indo-European	51	5.6%
Asian & Pacific Islander	211	23.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	620	61.0%
Born in same state	619	60.9%
Born in different state	579	57.0%
Foreign born	1	0.1%
Naturalized citizen	396	39.0%
Not a US citizen	243	61.4%

Ancestry

Ancestry	Count	%
French	28	2.8%
Italian	23	2.3%

Ancestry	Count	%
Arab	22	2.2%
Polish	6	0.6%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	89.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12734

What city is ZIP code 12734 in?

ZIP code 12734 is primarily assigned to Ferndale, New York.

What county is ZIP code 12734 in?

ZIP code 12734 falls within Sullivan County, New York.

Is Spanish widely spoken in ZIP code 12734?

Approximately 29% of households in ZIP code 12734 speak Spanish as a primary language.

What is the poverty rate in ZIP code 12734?

27% of residents in ZIP code 12734 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12734?

The median home value in ZIP code 12734 is $172,100.

What is the population of ZIP code 12734?

ZIP code 12734 has an estimated population of 1,016 residents, with a density of 72 people per square mile.

What timezone is ZIP code 12734 in?

ZIP code 12734 observes the EST timezone.