Swan Lake ZIP Codes — Sullivan County, NY

There is one unique ZIP code in Swan Lake, New York and it is 12783. Area code: 845.

ZIP codes

31.73

sq mi land

1.10

sq mi water

845

area code

Swan Lake, NY ZIP code map

About Swan Lake, NY

Swan Lake, NY, is a charming hamlet located within Sullivan County. Nestled in the picturesque landscape of the Catskills, it offers a serene environment that attracts both residents and visitors. The area is known for its beautiful lake, which serves as a focal point for leisure activities and community gatherings.

Location & geography

Swan Lake is situated in the southeastern part of New York State, with neighboring towns and cities such as Monticello, which is approximately 9 miles to the west, and Liberty, about 12 miles to the northwest. The terrain is characterized by a mix of woodlands and open spaces, while the area includes a water body that covers 1.10 square miles. Overall, the landscape provides a scenic backdrop that enhances its appeal as an outdoor recreation destination.

Community & economy

The community of Swan Lake is tight-knit, offering a laid-back lifestyle that complements its natural surroundings. It is primarily residential, with local industries focusing on tourism and recreational activities that leverage its lakeside environment. Daily life in Swan Lake is typically peaceful, with residents enjoying outdoor pursuits such as fishing, boating, and hiking in the Catskill Mountains.

Transportation

Swan Lake is conveniently accessed via New York State Route 17, which runs close by and connects to larger transportation networks. The nearest major airport is Sullivan County International Airport, located approximately 10 miles northwest of the hamlet. Public transit options are limited, making personal vehicles the primary mode of transportation for residents and visitors.

History

Swan Lake was established in the early 20th century, initially growing as a summer resort destination for city dwellers seeking a retreat in the countryside. The area became known for its beautiful lake and recreational opportunities, which have continued to attract visitors. Notable events in its history include the development of local businesses catering to tourism, which have contributed to the area's economy and charm.

Did you know?

One surprising fact about Swan Lake is its original purpose as a vacation spot for urban residents looking to escape the hustle and bustle of city life. The community continues to embrace this legacy, preserving its natural beauty and recreational offerings.

ZIP codes for Swan Lake, NY (1)

ZIP code	City	County	Map
12783	Swan Lake	Sullivan	View map

Demographics & statistics

1,409

Population

45.5

Median age

$78,125

Median household income

$39,058

Per capita income

$187,800

Median home value

$1,161

Median monthly rent

77.2%

Home ownership

19.1%

Poverty rate

0.7%

Unemployment

1,259

Housing units

23.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

100

35–44

119

45–54

55–59

60–64

111

65–74

131

75–84

101

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	270	19.2%
18 and over	1,139	80.8%
65 and over	461	32.7%
Median age	45.5 years

Race & ethnicity

White 83.1%

Black or African American 7.4%

Hispanic or Latino 4.5%

Other race 3.1%

Two or more races 1.9%

Group	Count	%
White	1,226	83.1%
Black or African American	109	7.4%
Hispanic or Latino	67	4.5%
Other race	46	3.1%
Two or more races	28	1.9%

Household income

Under $10k 10.3%

$10k–$15k 0.9%

$15k–$25k 13.8%

$25k–$35k 3.6%

$35k–$50k 9.7%

$50k–$75k 11.3%

$75k–$100k 9.1%

$100k–$150k 29.0%

$150k–$200k 5.6%

$200k+ 6.7%

Range	% of households
Under $10k	10.3%
$10k–$15k	0.9%
$15k–$25k	13.8%
$25k–$35k	3.6%
$35k–$50k	9.7%
$50k–$75k	11.3%
$75k–$100k	9.1%
$100k–$150k	29.0%
$150k–$200k	5.6%
$200k+	6.7%
Median income	$78,125

Housing

Home values

Under $50k 6.9%

$50k–$100k 12.0%

$100k–$150k 8.1%

$150k–$200k 36.3%

$200k–$300k 14.8%

$300k–$500k 5.5%

$500k–$1M 8.7%

$1M+ 7.7%

Housing overview

Metric	Value
Median home value	$187,800
Median rent / month	$1,161
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	54.5%
Single-family detached	80.6%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	5.4
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.0%
2010–2019	8.1%
2000–2009	9.5%
1990–1999	7.2%
1980–1989	34.4%
1970–1979	10.5%
1960–1969	7.8%
1950–1959	7.7%
1940–1949	4.8%
1939 or earlier	10.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.0%
2 bedrooms	25.4%
3 bedrooms	48.3%
4 bedrooms	12.2%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	16.9%
1 vehicle	38.3%
2 vehicles	21.1%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	7.7%
Electricity	15.0%
Propane / LP gas	34.4%
Fuel oil	29.3%
Wood	12.4%

Households & families

Household type	Count	%
Married-couple family	233	36.5%
Cohabiting couple	61	9.5%
Male householder, no spouse	104	16.3%
Female householder, no spouse	241	37.7%
Households with children under 18	177	27.7%
Households with seniors (65+)	339	53.1%
Average household size	2.03

Marital status

Status	Male	Female
Never married	47.0%	33.3%
Married	39.8%	36.3%
Separated	1.7%	5.6%
Widowed	0.0%	16.6%
Divorced	11.5%	8.2%

Education

Less than 9th grade 11.2%

Some HS, no diploma 4.9%

HS graduate 31.3%

Some college, no degree 23.0%

Associate's degree 6.6%

Bachelor's degree 14.0%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	23.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	13.8%
Kindergarten	18	7.3%
Elementary school	103	41.9%
High school	54	22.0%
College / grad school	37	15.0%

Employment

Industry of employment

Education & healthcare 41.2%

Retail trade 12.8%

Arts, food & hospitality 8.8%

Manufacturing 7.1%

Transportation & utilities 7.0%

Professional & management 7.0%

Finance & real estate 5.8%

Information 5.1%

Agriculture & mining 2.9%

Construction 1.4%

Public administration 1.0%

Occupation

Category	%
Management, business & arts	39.3%
Service	15.8%
Sales & office	32.7%
Natural resources & construction	3.6%
Production & transportation	8.7%

Employment type

Type	%
Private sector	73.0%
Government	24.5%
Self-employed	2.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.9%
Carpool	2.4%
Public transit	0.0%
Walk	4.1%
Other means	0.0%
Avg commute (minutes)	29.4

Poverty

All people 19.1%

Under 18 years 34.4%

18 and over 15.4%

Married-couple families 0.0%

Female-led households 50.0%

Income support

Source	% of households
Social Security	53.5%
Retirement income	32.7%
Supplemental Security	3.9%
Cash public assistance	1.9%
Food stamps / SNAP	8.6%

Health indicators

Condition	%
High blood pressure	31.7%
High cholesterol	32.5%
Heart disease	6.5%
Stroke	3.0%
Asthma	9.7%
Arthritis	23.7%
Kidney disease	2.9%
Pulmonary disease	6.7%
Cancer	6.7%

Behavior / access	%
Binge drinking	18.3%
No physical activity	24.5%
Less than 7 hrs sleep	35.1%
Fair or poor health	13.0%
Poor mental health	13.5%
Poor physical health	9.8%
No health insurance	13.7%
Visited doctor (checkup)	75.6%
Visited dentist	63.1%
Cholesterol screening	90.4%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	73	6.4%

Disability	%
Any disability	25.8%
Under 18	8.9%
18–64 years	18.4%
65 and over	46.4%

Health insurance coverage

Type	%
Private insurance	61.0%
Public insurance	54.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,330	94.4%
Spanish	88	6.6%
Other Indo-European	20	1.5%
Asian & Pacific Islander	68	5.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,185	84.1%
Born in same state	1,177	83.5%
Born in different state	922	65.4%
Foreign born	8	0.6%
Naturalized citizen	224	15.9%
Not a US citizen	197	87.9%

Ancestry

Ancestry	Count	%
Italian	138	9.8%
French	21	1.5%

Ancestry	Count	%
Arab	20	1.4%
English	10	0.7%

Technology access

Metric	% of households
Computer access	45.4%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Swan Lake, NY have?

Swan Lake, NY has one ZIP code: 12783. Each ZIP code serves a distinct delivery area within the city and surrounding region.