12720 ZIP Code — Bethel, NY

Sullivan County, New York

ZIP code 12720 is located in Bethel, New York, within Sullivan County. It covers approximately 9.13 square miles and serves a population of 274 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12720

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character.

Median household income is $250,001. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%.

Overall, ZIP code 12720 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

274

population

9.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12720 ZIP code map

Cities in ZIP code 12720

Below are the cities the US Postal Service accepts for ZIP code 12720. Using any city not on this list may result in mail delivery delays.

City	Status
Bethel	Preferred

Nearby ZIP codes

12727 Cochecton (1.9 mi) 12786 White Lake (2.5 mi) 12726 Cochecton (4.3 mi) 12752 Lake Huntington (5 mi) 12750 Kenoza Lake (5.4 mi) 12764 Narrowsburg (5.8 mi) 12762 Mongaup Valley (6.2 mi) 12783 Swan Lake (6.4 mi) 12732 Eldred (7.6 mi) 12748 Jeffersonville (8.2 mi) 12701 Monticello (8.5 mi) 12743 Highland Lake (9.3 mi)

Demographics updated 05/2026

Population
Total population	274
Population density	30 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	9.13 sq mi
Water area	0.51 sq mi
Latitude	41.6611
Longitude	-74.9037
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	43.2%	37.0%
$50k – $100k	84.9%	29.3%	27.0%
$100k – $200k	0.0%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

Demographics & statistics

274

Population

People per sq mi

29.1

Median age

$250,001

Median household income

$47,806

Per capita income

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

Housing units

22.1%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

45–54

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	72	26.3%
18 and over	202	73.7%
65 and over	8	2.9%
Median age	29.1 years

Race & ethnicity

White 100%

Group	Count	%
White	274	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	43.2%	37.0%
$50k – $100k	84.9%	29.3%	27.0%
$100k – $200k	0.0%	22.4%	24.4%
Over $200k	0.0%	5.2%	11.5%

$50k–$75k 16.7%

$150k–$200k 18.8%

$200k+ 64.6%

Range	% of households
$50k–$75k	16.7%
$150k–$200k	18.8%
$200k+	64.6%
Median income	$250,001

Housing

Home values

$200k–$300k 100.0%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	37.7%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.8
Avg household size (owned)	5.71

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	20.8%
1980–1989	11.7%
1970–1979	40.3%
1960–1969	27.3%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	27.3%
3 bedrooms	32.5%
4 bedrooms	0.0%
5+ bedrooms	40.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	0.0%
2 vehicles	35.4%
3 or more	64.6%

Heating fuel

Fuel type	%
Propane / LP gas	64.6%
Fuel oil	35.4%

Households & families

Household type	Count	%
Married-couple family	40	83.3%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	8	16.7%
Households with children under 18	31	64.6%
Households with seniors (65+)	8	16.7%
Average household size	5.71

Marital status

Status	Male	Female
Never married	27.8%	21.0%
Married	37.0%	42.9%
Separated	0.0%	0.0%
Widowed	0.0%	6.7%
Divorced	35.2%	29.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.2%

HS graduate 30.8%

Some college, no degree 23.8%

Associate's degree 18.0%

Bachelor's degree 22.1%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	22.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	47	46.1%
High school	25	24.5%
College / grad school	30	29.4%

Employment

Industry of employment

Professional & management 43.6%

Education & healthcare 22.9%

Wholesale trade 14.1%

Information 11.0%

Retail trade 4.4%

Manufacturing 4.0%

Occupation

Category	%
Management, business & arts	63.4%
Service	15.0%
Sales & office	18.1%
Natural resources & construction	0.0%
Production & transportation	3.5%

Employment type

Type	%
Private sector	81.1%
Government	18.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	39.8

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.4%
Retirement income	83.3%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	33.7%
High cholesterol	34.5%
Diabetes	10.1%
Heart disease	7.6%
Stroke	3.3%
Asthma	9.6%
Arthritis	27.3%
Kidney disease	3.3%
Pulmonary disease	7.1%
Cancer	8.7%

Behavior / access	%
Smoking	13.9%
Binge drinking	15.2%
No physical activity	23.4%
Less than 7 hrs sleep	31.4%
Depression	19.8%
Fair or poor health	12.1%
Poor mental health	12.6%
Poor physical health	9.6%
No health insurance	10.8%
Visited doctor (checkup)	78.5%
Visited dentist	68.6%
Cholesterol screening	92.3%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	38	18.8%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	91.2%
Public insurance	29.2%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	274	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	266	97.1%
Born in same state	266	97.1%
Born in different state	256	93.4%
Foreign born	0	0.0%
Naturalized citizen	8	2.9%
Not a US citizen	8	100.0%

Technology access

Metric	% of households
Computer access	17.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12720

What city is ZIP code 12720 in?

ZIP code 12720 is primarily assigned to Bethel, New York.

What county is ZIP code 12720 in?

ZIP code 12720 falls within Sullivan County, New York.

Does ZIP code 12720 have a large veteran population?

19% of civilians in ZIP code 12720 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 12720?

The median household income in ZIP code 12720 is $250,001, above the national median of ~$75,000.

Does ZIP code 12720 have a large retiree population?

35% of households in ZIP code 12720 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12720?

ZIP code 12720 has an estimated population of 274 residents, with a density of 30 people per square mile.

What timezone is ZIP code 12720 in?

ZIP code 12720 observes the EST timezone.