49701 ZIP Code — Mackinaw City, MI

Cheboygan County, Michigan

ZIP code 49701 is located in Mackinaw City, Michigan, within Cheboygan County. It covers approximately 17.40 square miles and serves a population of 739 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231/906.

About ZIP code 49701

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $217,900. Owner-occupancy sits near the national average at 72%.

Median household income is $46,111. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

739
population
17.40
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
49701 ZIP code map
Cities in ZIP code 49701

Below are the cities the US Postal Service accepts for ZIP code 49701. Using any city not on this list may result in mail delivery delays.

City Status
Mackinaw City Acceptable
Mackinaw City Preferred
Nearby ZIP codes
49718 Carp Lake (5.2 mi) 49755 Levering (8.3 mi) 49769 Pellston (13.5 mi) 49775 Pointe Aux Pins (13.7 mi) 49781 Saint Ignace (17.4 mi) 49740 Harbor Springs (18.6 mi) 49721 Cheboygan (18.7 mi)
Demographics updated 06/2026
Population
Total population 739
Population density 42 / sq mi
State FIPS 26
County FIPS 031
Geography
Land area 17.40 sq mi
Water area 10.56 sq mi
Latitude 45.7564
Longitude -84.7563
Timezone Eastern (ET)
Area code 231/906
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 53.8% 51.3% 42.6%
$50k – $100k 33.6% 34.0% 31.1%
$100k – $200k 10.8% 12.5% 20.6%
Over $200k 1.8% 2.2% 5.7%

Demographics & statistics

739
Population
42
People per sq mi
57.1
Median age
$46,111
Median household income
$30,612
Per capita income
$217,900
Median home value
$631
Median monthly rent
72.2%
Home ownership
14.8%
Poverty rate
25.3%
Unemployment
661
Housing units
31.7%
Bachelor's or higher

Age distribution

Male Female
10
Under 5
9
9
5–9
8
13
10–14
13
22
15–19
21
21
20–24
20
21
25–34
20
31
35–44
30
49
45–54
49
25
55–59
25
45
60–64
45
87
65–74
86
21
75–84
21
19
85+
19
← Male
Female →

Age summary

GroupCount%
Under 188611.6%
18 and over65388.4%
65 and over25334.2%
Median age57.1 years

Race & ethnicity

White 69.1%
Black or African American 12.2%
Two or more races 9.7%
American Indian / Alaska Native 4.3%
Asian 2.9%
Hispanic or Latino 1.7%
GroupCount%
White52069.1%
Black or African American9212.2%
Two or more races739.7%
American Indian / Alaska Native324.3%
Asian222.9%
Hispanic or Latino131.7%

Household income

Income range This ZIP County avg State avg
Under $50k 53.8% 51.3% 42.6%
$50k – $100k 33.6% 34.0% 31.1%
$100k – $200k 10.8% 12.5% 20.6%
Over $200k 1.8% 2.2% 5.7%
Under $10k 6.5%
$10k–$15k 12.9%
$15k–$25k 13.5%
$25k–$35k 7.6%
$35k–$50k 12.6%
$50k–$75k 13.2%
$75k–$100k 19.7%
$100k–$150k 8.4%
$150k–$200k 3.9%
$200k+ 1.7%
Range% of households
Under $10k6.5%
$10k–$15k12.9%
$15k–$25k13.5%
$25k–$35k7.6%
$35k–$50k12.6%
$50k–$75k13.2%
$75k–$100k19.7%
$100k–$150k8.4%
$150k–$200k3.9%
$200k+1.7%
Median income$46,111

Housing

Home values

Under $50k 5.4%
$50k–$100k 9.3%
$100k–$150k 11.7%
$150k–$200k 14.8%
$200k–$300k 26.5%
$300k–$500k 17.5%
$500k–$1M 14.8%

Housing overview

MetricValue
Median home value$217,900
Median rent / month$631
Owner occupied72.2%
Renter occupied27.8%
Vacant53.2%
Single-family detached77.4%
Large apartment buildings6.1%
Mobile homes1.1%
Median rooms4.8
Avg household size (owned)1.89

Year built

Era%
2020 or later0.0%
2010–20192.0%
2000–20097.5%
1990–199913.3%
1980–198910.5%
1970–197917.1%
1960–196914.6%
1950–195912.1%
1940–19493.9%
1939 or earlier18.9%

Bedrooms

Size% of units
No bedroom (studio)4.6%
1 bedroom11.8%
2 bedrooms31.8%
3 bedrooms34.6%
4 bedrooms11.8%
5+ bedrooms5.3%

Vehicles per household

Vehicles% of households
No vehicle4.5%
1 vehicle40.4%
2 vehicles44.1%
3 or more11.0%

Heating fuel

Fuel type%
Utility gas69.7%
Electricity8.7%
Propane / LP gas16.0%
Fuel oil0.6%
Wood3.4%
Solar1.1%
No fuel used0.6%

Households & families

Household typeCount%
Married-couple family13337.4%
Cohabiting couple82.2%
Male householder, no spouse9827.5%
Female householder, no spouse11732.9%
Households with children under 184512.6%
Households with seniors (65+)18050.6%
Average household size2.03

Marital status

StatusMaleFemale
Never married29.9%16.0%
Married44.3%40.5%
Separated1.5%1.5%
Widowed6.6%17.8%
Divorced17.7%24.2%

Education

Less than 9th grade 0.5%
Some HS, no diploma 6.2%
HS graduate 27.7%
Some college, no degree 25.3%
Associate's degree 8.6%
Bachelor's degree 22.4%
Graduate / professional 9.3%
Metric%
HS diploma or higher93.3%
Bachelor's or higher31.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool55.0%
Kindergarten33.0%
Elementary school3938.6%
High school2423.8%
College / grad school3029.7%

Employment

Industry of employment

Arts, food & hospitality 26.4%
Manufacturing 15.6%
Retail trade 15.2%
Public administration 11.2%
Education & healthcare 10.8%
Transportation & utilities 9.7%
Construction 3.7%
Professional & management 3.7%
Finance & real estate 1.9%
Other services 1.5%
Information 0.4%

Occupation

Category%
Management, business & arts18.2%
Service32.3%
Sales & office28.6%
Natural resources & construction5.6%
Production & transportation15.2%

Employment type

Type%
Private sector84.4%
Government14.9%
Self-employed0.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone54.6%
Carpool7.3%
Public transit3.1%
Walk17.6%
Work from home13.4%
Other means4.2%
Avg commute (minutes)16.6

Poverty

All people 14.8%
Under 18 years 12.8%
18 and over 15.0%
Married-couple families 4.5%
Female-led households 50.0%

Income support

Source% of households
Social Security51.4%
Retirement income30.6%
Supplemental Security2.0%
Cash public assistance6.2%
Food stamps / SNAP9.6%

Health indicators

Condition%
Obesity39.1%
High blood pressure40.7%
High cholesterol39.9%
Diabetes14.3%
Heart disease9.6%
Stroke4.5%
Asthma11.5%
Arthritis37.8%
Kidney disease4.0%
Pulmonary disease10.6%
Cancer9.2%
Behavior / access%
Smoking20.9%
Binge drinking15.4%
No physical activity23.9%
Less than 7 hrs sleep32.7%
Depression21.9%
Fair or poor health18.4%
Poor mental health15.7%
Poor physical health13.5%
No health insurance9.5%
Visited doctor (checkup)78.4%
Visited dentist66.6%
Cholesterol screening93.3%
Teeth loss14.4%

Veterans & disability

VeteransCount%
Civilian veterans446.7%
Disability%
Any disability16.0%
Under 180.0%
18–64 years12.8%
65 and over26.5%

Health insurance coverage

Type%
Private insurance64.5%
Public insurance57.4%
No insurance10.1%
Uninsured under 191.1%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only72097.4%
Spanish101.4%
Other Indo-European00.0%
Asian & Pacific Islander10.1%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)64387.0%
Born in same state62384.3%
Born in different state45261.2%
Foreign born202.7%
Naturalized citizen9613.0%
Not a US citizen2324.0%

Ancestry

AncestryCount%
Italian547.3%
Arab476.4%
French425.7%
Polish162.2%
AncestryCount%
Irish91.2%
German30.4%
English20.3%

Technology access

Metric% of households
Computer access48.2%
Internet access93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49701

What city is ZIP code 49701 in?

ZIP code 49701 is primarily assigned to Mackinaw City, Michigan.

What county is ZIP code 49701 in?

ZIP code 49701 falls within Emmet County, Michigan.

Does ZIP code 49701 have an older population?

34% of residents in ZIP code 49701 are 65 or older, above the national average of ~17%.

Does ZIP code 49701 have a large retiree population?

51% of households in ZIP code 49701 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 49701?

The median household income in ZIP code 49701 is $46,111, below the national median of ~$75,000.

What is the population of ZIP code 49701?

ZIP code 49701 has an estimated population of 739 residents, with a density of 42 people per square mile.

What timezone is ZIP code 49701 in?

ZIP code 49701 observes the EST timezone.

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