49718 ZIP Code — Carp Lake, MI

Emmet County, Michigan

ZIP code 49718 is located in Carp Lake, Michigan, within Emmet County. It covers approximately 44.17 square miles and serves a population of 703 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 906.

About ZIP code 49718

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $172,300. Owner-occupancy is high at 76%, well above the national average.

Median household income is $43,125. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 49718 reflects a community defined by economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

703

population

44.17

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49718 ZIP code map

Cities in ZIP code 49718

Below are the cities the US Postal Service accepts for ZIP code 49718. Using any city not on this list may result in mail delivery delays.

City	Status
Carp Lake	Preferred

Nearby ZIP codes

49755 Levering (4.9 mi) 49701 Mackinaw City (5.2 mi) 49769 Pellston (9.8 mi) 49740 Harbor Springs (13.7 mi) 49775 Pointe Aux Pins (18.5 mi) 49706 Alanson (19.3 mi)

Demographics updated 05/2026

Population
Total population	703
Population density	16 / sq mi
State FIPS	26
County FIPS	047

Geography
Land area	44.17 sq mi
Water area	18.73 sq mi
Latitude	45.7157
Longitude	-84.8478
Timezone	Eastern (ET)
Area code	906

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.3%	42.7%	42.6%
$50k – $100k	21.2%	33.8%	31.1%
$100k – $200k	13.4%	17.5%	20.6%
Over $200k	1.1%	6.0%	5.7%

Demographics & statistics

703

Population

People per sq mi

41.5

Median age

$43,125

Median household income

$25,432

Per capita income

$172,300

Median home value

$970

Median monthly rent

75.8%

Home ownership

34.3%

Poverty rate

10.3%

Unemployment

671

Housing units

21.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	176	25.0%
18 and over	527	75.0%
65 and over	154	21.9%
Median age	41.5 years

Race & ethnicity

White 87.5%

Two or more races 7.2%

American Indian / Alaska Native 4.1%

Black or African American 0.4%

Hispanic or Latino 0.4%

Other race 0.3%

Group	Count	%
White	618	87.5%
Two or more races	51	7.2%
American Indian / Alaska Native	29	4.1%
Black or African American	3	0.4%
Hispanic or Latino	3	0.4%
Other race	2	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.3%	42.7%	42.6%
$50k – $100k	21.2%	33.8%	31.1%
$100k – $200k	13.4%	17.5%	20.6%
Over $200k	1.1%	6.0%	5.7%

Under $10k 5.0%

$10k–$15k 5.3%

$15k–$25k 8.5%

$25k–$35k 21.4%

$35k–$50k 22.4%

$50k–$75k 11.7%

$75k–$100k 6.8%

$100k–$150k 8.2%

$150k–$200k 7.8%

$200k+ 2.8%

Range	% of households
Under $10k	5.0%
$10k–$15k	5.3%
$15k–$25k	8.5%
$25k–$35k	21.4%
$35k–$50k	22.4%
$50k–$75k	11.7%
$75k–$100k	6.8%
$100k–$150k	8.2%
$150k–$200k	7.8%
$200k+	2.8%
Median income	$43,125

Housing

Home values

Under $50k 8.0%

$50k–$100k 24.4%

$100k–$150k 11.7%

$150k–$200k 18.8%

$200k–$300k 13.1%

$300k–$500k 9.9%

$500k–$1M 13.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$172,300
Median rent / month	$970
Owner occupied	75.8%
Renter occupied	24.2%
Vacant	62.0%
Single-family detached	82.9%
Large apartment buildings	0.0%
Mobile homes	15.6%
Median rooms	4.6
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	0.5%
2010–2019	1.9%
2000–2009	10.6%
1990–1999	23.1%
1980–1989	15.0%
1970–1979	9.6%
1960–1969	11.6%
1950–1959	6.8%
1940–1949	5.1%
1939 or earlier	15.7%

Bedrooms

Size	% of units
No bedroom (studio)	8.7%
1 bedroom	13.7%
2 bedrooms	34.9%
3 bedrooms	27.7%
4 bedrooms	13.8%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	24.9%
2 vehicles	56.2%
3 or more	11.0%

Heating fuel

Fuel type	%
Utility gas	3.2%
Electricity	9.6%
Propane / LP gas	68.3%
Fuel oil	1.4%
Wood	15.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	151	53.7%
Cohabiting couple	19	6.8%
Male householder, no spouse	47	16.7%
Female householder, no spouse	64	22.8%
Households with children under 18	74	26.3%
Households with seniors (65+)	116	41.3%
Average household size	2.50

Marital status

Status	Male	Female
Never married	16.9%	30.2%
Married	59.4%	42.3%
Separated	0.0%	2.6%
Widowed	6.8%	8.5%
Divorced	16.9%	16.4%

Education

Less than 9th grade 0.4%

Some HS, no diploma 11.5%

HS graduate 34.3%

Some college, no degree 28.3%

Associate's degree 4.5%

Bachelor's degree 11.7%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	88.1%
Bachelor's or higher	21.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	5	2.8%
Elementary school	103	57.9%
High school	60	33.7%
College / grad school	10	5.6%

Employment

Industry of employment

Retail trade 25.8%

Education & healthcare 20.5%

Construction 16.0%

Manufacturing 12.3%

Arts, food & hospitality 11.5%

Transportation & utilities 3.7%

Finance & real estate 3.3%

Public administration 2.5%

Other services 1.6%

Agriculture & mining 1.2%

Professional & management 0.8%

Wholesale trade 0.4%

Information 0.4%

Occupation

Category	%
Management, business & arts	21.3%
Service	23.4%
Sales & office	17.2%
Natural resources & construction	16.8%
Production & transportation	21.3%

Employment type

Type	%
Private sector	79.9%
Government	9.0%
Self-employed	11.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.1%
Carpool	10.9%
Public transit	0.0%
Walk	0.9%
Work from home	6.6%
Other means	1.4%
Avg commute (minutes)	28.3

Poverty

All people 34.3%

Under 18 years 68.8%

18 and over 22.8%

Married-couple families 25.8%

Female-led households 16.7%

Income support

Source	% of households
Social Security	43.8%
Retirement income	47.7%
Supplemental Security	9.3%
Cash public assistance	3.6%
Food stamps / SNAP	25.6%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	40.9%
High cholesterol	39.1%
Diabetes	14.9%
Heart disease	9.8%
Stroke	4.5%
Asthma	11.4%
Arthritis	37.3%
Kidney disease	4.0%
Pulmonary disease	10.9%
Cancer	8.9%

Behavior / access	%
Smoking	21.7%
Binge drinking	16.1%
No physical activity	23.9%
Less than 7 hrs sleep	32.2%
Depression	22.3%
Fair or poor health	18.7%
Poor mental health	15.7%
Poor physical health	13.7%
No health insurance	9.6%
Visited doctor (checkup)	77.8%
Visited dentist	66.2%
Cholesterol screening	92.9%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	6.6%

Disability	%
Any disability	26.3%
Under 18	1.1%
18–64 years	33.8%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	43.5%
Public insurance	66.0%
No insurance	9.1%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	695	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	701	99.7%
Born in same state	696	99.0%
Born in different state	634	90.2%
Foreign born	5	0.7%
Naturalized citizen	2	0.3%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
French	102	14.5%
Italian	80	11.4%
English	29	4.1%
Arab	16	2.3%

Ancestry	Count	%
Polish	8	1.1%
German	7	1%
Dutch	1	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	86.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49718

What city is ZIP code 49718 in?

ZIP code 49718 is primarily assigned to Carp Lake, Michigan.

What county is ZIP code 49718 in?

ZIP code 49718 falls within Emmet County, Michigan.

What is the poverty rate in ZIP code 49718?

34% of residents in ZIP code 49718 live below the poverty line, above the national average.

Does ZIP code 49718 have a large retiree population?

44% of households in ZIP code 49718 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49718?

The median home value in ZIP code 49718 is $172,300.

What is the median household income in ZIP code 49718?

The median household income in ZIP code 49718 is $43,125, below the national median of ~$75,000.

What timezone is ZIP code 49718 in?

ZIP code 49718 observes the EST timezone.