49781 ZIP Code — Saint Ignace, MI

Mackinac County, Michigan

ZIP code 49781 is located in Saint Ignace, Michigan, within Mackinac County. It covers approximately 81.52 square miles and serves a population of 3,628 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 906.

About ZIP code 49781

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $142,700. Owner-occupancy sits near the national average at 71%.

Median household income is $59,907. Poverty affects 19% of residents, above the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 49781 reflects a community defined by economic challenges above the national average, a strong veteran community, and a significant Social Security-dependent population.

3,628

population

81.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49781 ZIP code map

Cities in ZIP code 49781

Below are the cities the US Postal Service accepts for ZIP code 49781. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Ignace	Preferred

Nearby ZIP codes

49745 Hessel (7.6 mi) 49760 Moran (14.8 mi) 49701 Mackinaw City (17.4 mi) 49775 Pointe Aux Pins (17.9 mi) 49719 Cedarville (18 mi) 49784 Kincheloe (18.1 mi) 49780 Rudyard (18.1 mi) 49786 Kincheloe (18.4 mi) 49785 Kincheloe (18.5 mi)

Demographics updated 05/2026

Population
Total population	3,628
Population density	45 / sq mi
State FIPS	26
County FIPS	097

Geography
Land area	81.52 sq mi
Water area	58.12 sq mi
Latitude	45.9976
Longitude	-84.6500
Timezone	Eastern (ET)
Area code	906

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	50.8%	42.6%
$50k – $100k	33.7%	34.2%	31.1%
$100k – $200k	15.4%	12.1%	20.6%
Over $200k	1.5%	2.8%	5.7%

Demographics & statistics

3,628

Population

People per sq mi

49.9

Median age

$59,907

Median household income

$33,513

Per capita income

$142,700

Median home value

$674

Median monthly rent

70.6%

Home ownership

18.5%

Poverty rate

7.3%

Unemployment

1,776

Housing units

21.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

102

15–19

20–24

109

184

25–34

207

215

35–44

241

204

45–54

228

172

55–59

194

147

60–64

165

237

65–74

265

146

75–84

163

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	508	14.0%
18 and over	3,120	86.0%
65 and over	905	24.9%
Median age	49.9 years

Race & ethnicity

White 53.5%

American Indian / Alaska Native 23.7%

Two or more races 9.9%

Black or African American 7.6%

Hispanic or Latino 2.2%

Asian 2%

Other race 0.7%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	1,987	53.5%
American Indian / Alaska Native	881	23.7%
Two or more races	368	9.9%
Black or African American	281	7.6%
Hispanic or Latino	83	2.2%
Asian	74	2%
Other race	26	0.7%
Native Hawaiian / Pacific Islander	11	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	50.8%	42.6%
$50k – $100k	33.7%	34.2%	31.1%
$100k – $200k	15.4%	12.1%	20.6%
Over $200k	1.5%	2.8%	5.7%

Under $10k 3.3%

$10k–$15k 8.0%

$15k–$25k 9.9%

$25k–$35k 9.0%

$35k–$50k 11.2%

$50k–$75k 22.2%

$75k–$100k 11.9%

$100k–$150k 18.5%

$150k–$200k 3.4%

$200k+ 2.6%

Range	% of households
Under $10k	3.3%
$10k–$15k	8.0%
$15k–$25k	9.9%
$25k–$35k	9.0%
$35k–$50k	11.2%
$50k–$75k	22.2%
$75k–$100k	11.9%
$100k–$150k	18.5%
$150k–$200k	3.4%
$200k+	2.6%
Median income	$59,907

Housing

Home values

Under $50k 4.5%

$50k–$100k 17.9%

$100k–$150k 30.4%

$150k–$200k 16.4%

$200k–$300k 17.2%

$300k–$500k 10.1%

$500k–$1M 3.5%

Housing overview

Metric	Value
Median home value	$142,700
Median rent / month	$674
Owner occupied	70.6%
Renter occupied	29.4%
Vacant	21.8%
Single-family detached	78.6%
Large apartment buildings	1.8%
Mobile homes	5.0%
Median rooms	5.7
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	0.1%
2010–2019	5.1%
2000–2009	10.5%
1990–1999	15.4%
1980–1989	13.4%
1970–1979	11.5%
1960–1969	9.7%
1950–1959	11.7%
1940–1949	7.9%
1939 or earlier	14.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	9.5%
2 bedrooms	27.8%
3 bedrooms	46.1%
4 bedrooms	9.0%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	10.5%
1 vehicle	38.4%
2 vehicles	38.9%
3 or more	12.2%

Heating fuel

Fuel type	%
Utility gas	55.8%
Electricity	22.8%
Propane / LP gas	17.1%
Fuel oil	1.3%
Wood	1.4%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	735	40.7%
Cohabiting couple	135	7.5%
Male householder, no spouse	331	18.3%
Female householder, no spouse	603	33.4%
Households with children under 18	414	22.9%
Households with seniors (65+)	639	35.4%
Average household size	1.95

Marital status

Status	Male	Female
Never married	33.7%	25.7%
Married	50.1%	48.6%
Separated	0.0%	0.7%
Widowed	3.8%	11.1%
Divorced	12.4%	14.0%

Education

Less than 9th grade 2.3%

Some HS, no diploma 5.3%

HS graduate 40.8%

Some college, no degree 21.6%

Associate's degree 8.9%

Bachelor's degree 12.8%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	21.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	7.5%
Kindergarten	35	7.1%
Elementary school	159	32.2%
High school	156	31.6%
College / grad school	107	21.7%

Employment

Industry of employment

Retail trade 20.9%

Arts, food & hospitality 16.7%

Public administration 14.5%

Education & healthcare 14.0%

Construction 6.4%

Finance & real estate 5.9%

Professional & management 5.1%

Other services 5.1%

Transportation & utilities 4.7%

Manufacturing 3.5%

Agriculture & mining 1.6%

Wholesale trade 0.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	33.4%
Service	27.2%
Sales & office	21.9%
Natural resources & construction	8.4%
Production & transportation	9.1%

Employment type

Type	%
Private sector	73.9%
Government	20.0%
Self-employed	6.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.7%
Carpool	4.7%
Public transit	13.6%
Walk	3.0%
Work from home	4.6%
Other means	2.5%
Avg commute (minutes)	20.4

Poverty

All people 18.5%

Under 18 years 30.8%

18 and over 16.6%

Married-couple families 2.9%

Female-led households 31.9%

Income support

Source	% of households
Social Security	41.7%
Retirement income	32.8%
Supplemental Security	5.8%
Cash public assistance	1.4%
Food stamps / SNAP	16.3%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	37.6%
High cholesterol	36.0%
Diabetes	14.3%
Heart disease	8.6%
Stroke	4.3%
Asthma	12.4%
Arthritis	34.1%
Kidney disease	3.7%
Pulmonary disease	10.0%
Cancer	7.7%

Behavior / access	%
Smoking	24.1%
Binge drinking	17.8%
No physical activity	25.1%
Less than 7 hrs sleep	34.0%
Depression	23.0%
Fair or poor health	19.1%
Poor mental health	17.5%
Poor physical health	13.8%
No health insurance	9.8%
Visited doctor (checkup)	75.7%
Visited dentist	65.4%
Cholesterol screening	91.7%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	402	13.0%

Disability	%
Any disability	20.9%
Under 18	14.7%
18–64 years	16.5%
65 and over	35.8%

Health insurance coverage

Type	%
Private insurance	61.6%
Public insurance	51.0%
No insurance	10.8%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,502	96.5%
Spanish	74	2.1%
Other Indo-European	3	0.1%
Asian & Pacific Islander	24	0.7%
Other languages	15	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,317	91.4%
Born in same state	3,314	91.3%
Born in different state	3,052	84.1%
Foreign born	3	0.1%
Naturalized citizen	311	8.6%
Not a US citizen	67	21.5%

Ancestry

Ancestry	Count	%
French	404	11.1%
Italian	372	10.3%
German	108	3%
Arab	75	2.1%
English	64	1.8%

Ancestry	Count	%
Polish	55	1.5%
Dutch	31	0.9%
Irish	15	0.4%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	49.7%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49781

What city is ZIP code 49781 in?

ZIP code 49781 is primarily assigned to Saint Ignace, Michigan.

What county is ZIP code 49781 in?

ZIP code 49781 falls within Mackinac County, Michigan.

What is the poverty rate in ZIP code 49781?

19% of residents in ZIP code 49781 live below the poverty line, above the national average.

Does ZIP code 49781 have a large retiree population?

42% of households in ZIP code 49781 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49781 have a large veteran population?

13% of civilians in ZIP code 49781 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 49781?

The median home value in ZIP code 49781 is $142,700.

What timezone is ZIP code 49781 in?

ZIP code 49781 observes the EST timezone.