98264 ZIP Code — Lynden, WA

Whatcom County, Washington

ZIP code 98264 is located in Lynden, Washington, within Whatcom County. It covers approximately 57.15 square miles and serves a population of 22,334 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98264

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $465,200. Owner-occupancy sits near the national average at 65%.

Median household income is $90,147. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

22,334
population
57.15
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98264 ZIP code map
Cities in ZIP code 98264

Below are the cities the US Postal Service accepts for ZIP code 98264. Using any city not on this list may result in mail delivery delays.

City Status
Lynden Preferred
Nearby ZIP codes
98276 Nooksack (4.5 mi) 98247 Everson (4.9 mi) 98295 Sumas (8.5 mi) 98240 Custer (9 mi) 98248 Ferndale (9.9 mi) 98226 Bellingham (10 mi) 98230 Blaine (12.1 mi) 98225 Bellingham (13.6 mi) 98266 Maple Falls (15.8 mi) 98229 Bellingham (17 mi) 98244 Deming (18.2 mi) 98262 Lummi Island (19.9 mi)
Demographics updated 05/2026
Population
Total population 22,334
Population density 391 / sq mi
State FIPS 53
County FIPS 073
Geography
Land area 57.15 sq mi
Water area 1.04 sq mi
Latitude 48.9324
Longitude -122.4198
Timezone Pacific (PT)
Area code 360/564
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 34.1% 37.7% 31.7%
$50k – $100k 31.0% 33.5% 30.6%
$100k – $200k 29.4% 23.7% 27.1%
Over $200k 5.6% 5.1% 10.6%

Demographics & statistics

22,334
Population
391
People per sq mi
36.0
Median age
$90,147
Median household income
$41,251
Per capita income
$465,200
Median home value
$1,424
Median monthly rent
64.9%
Home ownership
9.2%
Poverty rate
3.7%
Unemployment
5,533
Housing units
24.3%
Bachelor's or higher

Age distribution

Male Female
902
Under 5
900
682
5–9
680
783
10–14
781
823
15–19
822
844
20–24
842
1,383
25–34
1,380
1,435
35–44
1,432
1,231
45–54
1,228
527
55–59
525
692
60–64
690
988
65–74
987
566
75–84
565
323
85+
323
← Male
Female →

Age summary

GroupCount%
Under 185,63725.2%
18 and over16,69774.8%
65 and over3,75216.8%
Median age36.0 years

Race & ethnicity

White 71.1%
Hispanic or Latino 10.1%
Two or more races 8.1%
Other race 6.8%
Asian 2.5%
Black or African American 0.6%
American Indian / Alaska Native 0.5%
Native Hawaiian / Pacific Islander 0.3%
GroupCount%
White17,67271.1%
Hispanic or Latino2,50710.1%
Two or more races2,0118.1%
Other race1,6906.8%
Asian6112.5%
Black or African American1560.6%
American Indian / Alaska Native1290.5%
Native Hawaiian / Pacific Islander650.3%

Household income

Income range This ZIP County avg State avg
Under $50k 34.1% 37.7% 31.7%
$50k – $100k 31.0% 33.5% 30.6%
$100k – $200k 29.4% 23.7% 27.1%
Over $200k 5.6% 5.1% 10.6%
Under $10k 1.6%
$10k–$15k 3.3%
$15k–$25k 3.9%
$25k–$35k 5.5%
$35k–$50k 11.3%
$50k–$75k 16.9%
$75k–$100k 11.8%
$100k–$150k 21.5%
$150k–$200k 14.6%
$200k+ 9.6%
Range% of households
Under $10k1.6%
$10k–$15k3.3%
$15k–$25k3.9%
$25k–$35k5.5%
$35k–$50k11.3%
$50k–$75k16.9%
$75k–$100k11.8%
$100k–$150k21.5%
$150k–$200k14.6%
$200k+9.6%
Median income$90,147

Housing

Home values

Under $50k 3.6%
$50k–$100k 0.1%
$100k–$150k 1.9%
$150k–$200k 2.1%
$200k–$300k 5.2%
$300k–$500k 45.1%
$500k–$1M 39.1%
$1M+ 2.9%

Housing overview

MetricValue
Median home value$465,200
Median rent / month$1,424
Owner occupied64.9%
Renter occupied35.1%
Vacant3.4%
Single-family detached69.2%
Large apartment buildings3.9%
Mobile homes6.5%
Median rooms5.8
Avg household size (owned)2.98

Year built

Era%
2020 or later1.7%
2010–201916.3%
2000–200917.5%
1990–199918.1%
1980–198914.8%
1970–197913.5%
1960–19693.0%
1950–19595.1%
1940–19492.7%
1939 or earlier7.2%

Bedrooms

Size% of units
No bedroom (studio)1.8%
1 bedroom5.5%
2 bedrooms22.3%
3 bedrooms45.3%
4 bedrooms17.9%
5+ bedrooms7.3%

Vehicles per household

Vehicles% of households
No vehicle4.8%
1 vehicle25.2%
2 vehicles38.2%
3 or more31.8%

Heating fuel

Fuel type%
Utility gas64.0%
Electricity29.9%
Propane / LP gas3.5%
Fuel oil0.1%
Wood2.3%
No fuel used0.1%

Households & families

Household typeCount%
Married-couple family4,69758.1%
Cohabiting couple5637.0%
Male householder, no spouse1,24315.4%
Female householder, no spouse1,57919.5%
Households with children under 182,82134.9%
Households with seniors (65+)2,54931.5%
Average household size2.73

Marital status

StatusMaleFemale
Never married29.0%24.0%
Married57.5%57.6%
Separated0.3%0.7%
Widowed4.1%8.2%
Divorced9.2%9.4%

Education

Less than 9th grade 3.4%
Some HS, no diploma 4.9%
HS graduate 30.0%
Some college, no degree 26.8%
Associate's degree 10.7%
Bachelor's degree 16.3%
Graduate / professional 8.0%
Metric%
HS diploma or higher91.7%
Bachelor's or higher24.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool5129.8%
Kindergarten2434.6%
Elementary school2,29243.8%
High school1,34225.7%
College / grad school84116.1%

Employment

Industry of employment

Education & healthcare 16.7%
Manufacturing 13.9%
Retail trade 10.8%
Construction 8.8%
Arts, food & hospitality 8.5%
Finance & real estate 7.8%
Agriculture & mining 6.9%
Other services 6.9%
Public administration 6.7%
Professional & management 5.9%
Transportation & utilities 3.9%
Wholesale trade 1.9%
Information 1.1%

Occupation

Category%
Management, business & arts31.3%
Service16.6%
Sales & office22.0%
Natural resources & construction13.7%
Production & transportation16.5%

Employment type

Type%
Private sector81.5%
Government14.3%
Self-employed4.2%
Unpaid family workers0.1%

Commute

Method%
Drive alone76.5%
Carpool6.8%
Public transit0.8%
Walk6.6%
Work from home7.7%
Other means1.7%
Avg commute (minutes)20.6

Poverty

All people 9.2%
Under 18 years 15.7%
18 and over 7.0%
Married-couple families 2.0%
Female-led households 34.4%

Income support

Source% of households
Social Security30.3%
Retirement income21.7%
Supplemental Security1.8%
Cash public assistance1.1%
Food stamps / SNAP9.9%

Health indicators

Condition%
Obesity27.4%
High blood pressure30.4%
High cholesterol32.0%
Diabetes8.8%
Heart disease6.3%
Stroke3.0%
Asthma10.5%
Arthritis26.0%
Kidney disease2.9%
Pulmonary disease6.2%
Cancer7.3%
Behavior / access%
Smoking15.2%
Binge drinking19.1%
No physical activity16.9%
Less than 7 hrs sleep27.8%
Depression27.2%
Fair or poor health12.9%
Poor mental health14.9%
Poor physical health10.3%
No health insurance11.3%
Visited doctor (checkup)69.2%
Visited dentist68.5%
Cholesterol screening87.8%
Teeth loss11.3%

Veterans & disability

VeteransCount%
Civilian veterans1,5649.4%
Disability%
Any disability11.5%
Under 184.8%
18–64 years8.8%
65 and over31.4%

Health insurance coverage

Type%
Private insurance71.8%
Public insurance34.2%
No insurance7.3%
Uninsured under 195.5%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only20,53291.9%
Spanish6593.2%
Other Indo-European4162.0%
Asian & Pacific Islander1590.8%
Other languages250.1%

Place of birth & citizenship

OriginCount%
Native born (US)20,03989.7%
Born in same state19,50987.4%
Born in different state11,76552.7%
Foreign born5302.4%
Naturalized citizen2,29510.3%
Not a US citizen1,34358.5%

Ancestry

AncestryCount%
English4,00617.9%
French2,23210%
Italian1,3436%
Polish8573.8%
Arab8143.6%
AncestryCount%
Dutch1210.5%
Norwegian480.2%
Irish210.1%
German50%

Technology access

Metric% of households
Computer access36.2%
Internet access94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98264

What city is ZIP code 98264 in?

ZIP code 98264 is primarily assigned to Lynden, Washington.

What county is ZIP code 98264 in?

ZIP code 98264 falls within Whatcom County, Washington.

What is the typical home value in ZIP code 98264?

The median home value in ZIP code 98264 is $465,200.

Does ZIP code 98264 have a large veteran population?

9% of civilians in ZIP code 98264 are veterans, above the national average of ~7%.

What is the population of ZIP code 98264?

ZIP code 98264 has an estimated population of 22,334 residents, with a density of 391 people per square mile.

What is the median household income in ZIP code 98264?

The median household income in ZIP code 98264 is $90,147, above the national median of ~$75,000.

What timezone is ZIP code 98264 in?

ZIP code 98264 observes the PST timezone.

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