Ferndale ZIP Code List — Whatcom County, WA

There is one unique ZIP code in Ferndale, Washington and it is 98248. Area code: 360/564.

ZIP codes

71.81

sq mi land

2.20

sq mi water

360/564

area code

Ferndale, WA ZIP code map

About Ferndale, WA

Ferndale, Washington, is a small city located in Whatcom County. Known for its picturesque landscapes and friendly community, it offers a blend of rural charm and suburban convenience. This vibrant city is situated just a few miles from the Canadian border, making it an appealing location for residents and visitors alike.

Location & geography

Ferndale is located in the northwestern part of Washington State, approximately 10 miles south of the Canadian border. It is bordered by several cities, including Bellingham to the southwest, which is about 12 miles away, and Lynden to the east, just 6 miles from Ferndale. The city covers a total area of 71.81 square miles, with 2.20 square miles accounting for water, including scenic rivers and lakes.

Community & economy

The community of Ferndale is characterized by its welcoming atmosphere and a strong sense of local pride. Major industries in the area include agriculture, retail, and light manufacturing, which contribute to a diverse economy. Daily life in Ferndale is enriched by community events, outdoor activities, and a variety of local businesses that cater to residents and visitors.

Transportation

Ferndale is easily accessible via Interstate 5, which runs north to south along the western side of the state. The nearest airport is Bellingham International Airport, located about 15 miles to the south. Public transit options include bus services that connect Ferndale to nearby cities and towns.

History

Ferndale was founded in the late 1800s and has grown significantly over the years while maintaining its close-knit community feel. The city has a rich agricultural history, which continues to play a crucial role in its economy. Notable events in the city include the annual Ferndale Farmers Market, which showcases local produce and crafts.

Did you know?

One surprising fact about Ferndale is that it is home to the historic Pioneer Park, which features a variety of recreational facilities and walking trails. Additionally, Ferndale hosts the only Covered Bridge in Whatcom County, adding to its charm and uniqueness.

ZIP codes for Ferndale, WA (1)

ZIP code	City	County	Map
98248	Ferndale	Whatcom	View map

Demographics & statistics

27,147

Population

36.7

Median age

$86,334

Median household income

$40,645

Per capita income

$475,300

Median home value

$1,311

Median monthly rent

76.5%

Home ownership

9.5%

Poverty rate

3.6%

Unemployment

8,040

Housing units

31.6%

Bachelor's or higher

Age distribution

Male Female

927

Under 5

935

894

5–9

902

887

10–14

895

937

15–19

945

740

20–24

747

2,017

25–34

2,036

1,502

35–44

1,515

1,800

45–54

1,816

708

55–59

714

787

60–64

794

1,532

65–74

1,545

541

75–84

545

242

85+

244

← Male

Female →

Age summary

Group	Count	%
Under 18	6,721	24.8%
18 and over	20,426	75.2%
65 and over	4,649	17.1%
Median age	36.7 years

Race & ethnicity

White 73.3%

Hispanic or Latino 7.4%

Two or more races 6.4%

Asian 6%

Other race 4.7%

American Indian / Alaska Native 1.6%

Black or African American 0.4%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	21,485	73.3%
Hispanic or Latino	2,177	7.4%
Two or more races	1,867	6.4%
Asian	1,769	6%
Other race	1,378	4.7%
American Indian / Alaska Native	467	1.6%
Black or African American	120	0.4%
Native Hawaiian / Pacific Islander	61	0.2%

Household income

Under $10k 2.5%

$10k–$15k 2.9%

$15k–$25k 3.1%

$25k–$35k 7.0%

$35k–$50k 10.9%

$50k–$75k 15.2%

$75k–$100k 15.6%

$100k–$150k 21.4%

$150k–$200k 10.3%

$200k+ 11.1%

Range	% of households
Under $10k	2.5%
$10k–$15k	2.9%
$15k–$25k	3.1%
$25k–$35k	7.0%
$35k–$50k	10.9%
$50k–$75k	15.2%
$75k–$100k	15.6%
$100k–$150k	21.4%
$150k–$200k	10.3%
$200k+	11.1%
Median income	$86,334

Housing

Home values

Under $50k 1.8%

$50k–$100k 1.9%

$100k–$150k 1.3%

$150k–$200k 3.0%

$200k–$300k 10.3%

$300k–$500k 37.2%

$500k–$1M 41.5%

$1M+ 3.1%

Housing overview

Metric	Value
Median home value	$475,300
Median rent / month	$1,311
Owner occupied	76.5%
Renter occupied	23.5%
Vacant	9.1%
Single-family detached	71.8%
Large apartment buildings	8.8%
Mobile homes	9.5%
Median rooms	5.8
Avg household size (owned)	3.01

Year built

Era	%
2020 or later	1.8%
2010–2019	16.1%
2000–2009	15.2%
1990–1999	20.0%
1980–1989	11.6%
1970–1979	18.0%
1960–1969	4.2%
1950–1959	3.3%
1940–1949	2.1%
1939 or earlier	7.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	4.3%
2 bedrooms	19.6%
3 bedrooms	48.7%
4 bedrooms	20.7%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	18.6%
2 vehicles	38.4%
3 or more	38.8%

Heating fuel

Fuel type	%
Utility gas	46.8%
Electricity	35.2%
Propane / LP gas	12.7%
Fuel oil	1.4%
Wood	2.8%
Solar	0.6%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,847	62.9%
Cohabiting couple	579	6.2%
Male householder, no spouse	965	10.4%
Female householder, no spouse	1,906	20.5%
Households with children under 18	3,671	39.5%
Households with seniors (65+)	2,989	32.2%
Average household size	2.91

Marital status

Status	Male	Female
Never married	31.0%	24.1%
Married	58.6%	54.5%
Separated	1.0%	4.4%
Widowed	2.3%	7.1%
Divorced	7.1%	9.9%

Education

Less than 9th grade 3.1%

Some HS, no diploma 4.5%

HS graduate 23.6%

Some college, no degree 27.7%

Associate's degree 9.4%

Bachelor's degree 19.2%

Graduate / professional 12.4%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	31.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	372	5.9%
Kindergarten	372	5.9%
Elementary school	2,864	45.3%
High school	1,503	23.8%
College / grad school	1,209	19.1%

Employment

Industry of employment

Education & healthcare 21.5%

Manufacturing 14.5%

Construction 12.3%

Retail trade 8.5%

Arts, food & hospitality 8.3%

Professional & management 8.1%

Finance & real estate 5.6%

Other services 5.5%

Transportation & utilities 4.8%

Public administration 4.2%

Wholesale trade 2.8%

Agriculture & mining 2.3%

Information 1.4%

Occupation

Category	%
Management, business & arts	37.0%
Service	15.5%
Sales & office	19.4%
Natural resources & construction	12.9%
Production & transportation	15.2%

Employment type

Type	%
Private sector	79.0%
Government	12.2%
Self-employed	8.4%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.4%
Carpool	7.4%
Public transit	1.2%
Walk	0.7%
Other means	0.8%
Avg commute (minutes)	22.4

Poverty

All people 9.5%

Under 18 years 12.1%

18 and over 8.7%

Married-couple families 6.9%

Female-led households 19.1%

Income support

Source	% of households
Social Security	31.6%
Retirement income	23.3%
Supplemental Security	4.6%
Cash public assistance	5.1%
Food stamps / SNAP	11.8%

Health indicators

Condition	%
High blood pressure	29.5%
High cholesterol	31.3%
Heart disease	5.8%
Stroke	2.8%
Asthma	10.9%
Arthritis	24.7%
Kidney disease	2.7%
Pulmonary disease	6.2%
Cancer	6.3%

Behavior / access	%
Binge drinking	19.7%
No physical activity	16.9%
Less than 7 hrs sleep	29.0%
Fair or poor health	13.3%
Poor mental health	15.7%
Poor physical health	10.6%
No health insurance	11.0%
Visited doctor (checkup)	68.2%
Visited dentist	67.0%
Cholesterol screening	87.3%
Teeth loss	11.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,672	8.2%

Disability	%
Any disability	12.7%
Under 18	5.7%
18–64 years	10.4%
65 and over	30.5%

Health insurance coverage

Type	%
Private insurance	68.5%
Public insurance	38.8%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,285	93.1%
Spanish	1,523	6.0%
Other Indo-European	511	2.0%
Asian & Pacific Islander	832	3.3%
Other languages	166	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,634	87.1%
Born in same state	23,030	84.8%
Born in different state	15,081	55.6%
Foreign born	604	2.2%
Naturalized citizen	3,513	12.9%
Not a US citizen	1,982	56.4%

Ancestry

Ancestry	Count	%
French	2,877	10.6%
Italian	2,317	8.5%
Polish	1,333	4.9%
English	995	3.7%

Ancestry	Count	%
Arab	899	3.3%
Norwegian	377	1.4%
German	274	1%
Dutch	97	0.4%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Ferndale, WA?

Ferndale, WA has one ZIP code: 98248.

What is the main ZIP code for Ferndale, WA?

The primary ZIP code for Ferndale, WA is 98248. The city uses area code 360 or 564 for phone service.

What county is Ferndale, WA in?

Ferndale is located in Whatcom County, Washington.

How many ZIP codes are in Ferndale, WA?

Ferndale, WA has 1 ZIP code.

What ZIP code covers downtown Ferndale and the main commercial district along Main Street?

Downtown Ferndale and the main commercial area along Main Street are located in ZIP code 98248, which serves as the primary business and civic center of the city.

What is the ZIP code for the Ferndale High School area and the surrounding residential neighborhoods in central Ferndale?

Ferndale High School and the central residential neighborhoods of Ferndale are located in ZIP code 98248, which encompasses most of the city's populated areas.