Lummi Island ZIP Codes — Whatcom County, WA

There is one unique ZIP code in Lummi Island, Washington and it is 98262. Area code: 360/564.
1
ZIP codes
9.25
sq mi land
23.70
sq mi water
360/564
area code
Lummi Island, WA ZIP code map

About Lummi Island, WA

Lummi Island, WA, is a picturesque and tranquil locale situated in Whatcom County, Washington. With its beautiful coastal scenery and charm, it serves as a serene getaway for visitors and residents alike. The island is known for its stunning vistas, inviting communities, and a strong connection to nature.

Location & geography

Lummi Island is located off the northern coast of Washington, characterized by its rich natural beauty and unspoiled landscapes. Nearby cities include Bellingham, approximately 11 miles to the southeast; Ferndale, roughly 12 miles to the southeast; and Blaine, about 16 miles to the northwest. The island covers a land area of 9.25 square miles and is bordered by water, boasting an impressive area of 23.70 square miles of adjacent waterways.

Community & economy

The community of Lummi Island is characterized by its close-knit atmosphere, where residents embrace a laid-back lifestyle amidst natural surroundings. Many of the locals are involved in industries such as fishing, tourism, and small-scale agriculture. Daily life on the island often revolves around outdoor activities, community events, and support for local artists and artisans.

Transportation

Access to Lummi Island is primarily via ferry service from the nearby mainland, with no direct highways leading to it. The nearest significant transport hubs include Bellingham International Airport, located about 12 miles away, and several regional transportation options available in nearby cities.

History

Lummi Island was originally inhabited by the Lummi Tribe, and it has a rich cultural heritage tied to its indigenous roots. Key industries have evolved over the years, including fishing and tourism, as more people have discovered the island’s charm. Notable events in its history include the establishment of various community organizations that promote local culture and environmental preservation.

Did you know?

A little-known fact about Lummi Island is that it is home to a vibrant community of artists, many of whom have chosen to set up their studios on the island to draw inspiration from its stunning landscapes. Additionally, the island is uniquely accessible by ferry, which adds to its enchanting character and appeal.

ZIP codes for Lummi Island, WA (1)
ZIP code City County Map
98262 Lummi Island Whatcom View map

Demographics & statistics

965
Population
62.2
Median age
$82,500
Median household income
$53,499
Per capita income
$520,600
Median home value
$640
Median monthly rent
91.9%
Home ownership
10.5%
Poverty rate
0.0%
Unemployment
890
Housing units
53.9%
Bachelor's or higher

Age distribution

Male Female
6
Under 5
4
11
5–9
9
12
10–14
9
21
15–19
16
22
20–24
18
38
25–34
31
56
35–44
45
46
45–54
36
27
55–59
21
69
60–64
55
161
65–74
128
43
75–84
34
26
85+
21
← Male
Female →

Age summary

GroupCount%
Under 18515.3%
18 and over91494.7%
65 and over41342.8%
Median age62.2 years

Race & ethnicity

White 85.1%
Two or more races 4.8%
Asian 4.4%
Hispanic or Latino 3%
Other race 1.8%
American Indian / Alaska Native 0.8%
GroupCount%
White84785.1%
Two or more races484.8%
Asian444.4%
Hispanic or Latino303%
Other race181.8%
American Indian / Alaska Native80.8%

Household income

Under $10k 2.0%
$10k–$15k 2.0%
$15k–$25k 6.1%
$25k–$35k 13.8%
$35k–$50k 3.5%
$50k–$75k 17.9%
$75k–$100k 13.8%
$100k–$150k 23.0%
$150k–$200k 8.3%
$200k+ 9.6%
Range% of households
Under $10k2.0%
$10k–$15k2.0%
$15k–$25k6.1%
$25k–$35k13.8%
$35k–$50k3.5%
$50k–$75k17.9%
$75k–$100k13.8%
$100k–$150k23.0%
$150k–$200k8.3%
$200k+9.6%
Median income$82,500

Housing

Home values

Under $50k 0.7%
$100k–$150k 1.1%
$150k–$200k 0.9%
$200k–$300k 10.6%
$300k–$500k 33.6%
$500k–$1M 46.7%
$1M+ 6.4%

Housing overview

MetricValue
Median home value$520,600
Median rent / month$640
Owner occupied91.9%
Renter occupied8.1%
Vacant47.1%
Single-family detached92.6%
Large apartment buildings0.0%
Mobile homes3.2%
Median rooms5.0
Avg household size (owned)1.97

Year built

Era%
2020 or later0.0%
2010–20192.6%
2000–200916.5%
1990–199911.1%
1980–198910.0%
1970–197923.5%
1960–196912.6%
1950–19599.8%
1940–19491.1%
1939 or earlier12.9%

Bedrooms

Size% of units
No bedroom (studio)10.0%
1 bedroom12.7%
2 bedrooms31.5%
3 bedrooms40.0%
4 bedrooms4.4%
5+ bedrooms1.4%

Vehicles per household

Vehicles% of households
No vehicle3.7%
1 vehicle26.2%
2 vehicles34.1%
3 or more36.0%

Heating fuel

Fuel type%
Utility gas3.5%
Electricity43.1%
Propane / LP gas35.6%
Wood17.9%

Households & families

Household typeCount%
Married-couple family24349.4%
Cohabiting couple193.9%
Male householder, no spouse12625.6%
Female householder, no spouse10421.1%
Households with children under 18428.5%
Households with seniors (65+)30361.6%
Average household size1.96

Marital status

StatusMaleFemale
Never married23.4%13.4%
Married50.0%58.9%
Separated0.0%0.0%
Widowed9.6%13.1%
Divorced17.0%14.6%

Education

Less than 9th grade 0.0%
Some HS, no diploma 1.3%
HS graduate 15.5%
Some college, no degree 25.1%
Associate's degree 4.2%
Bachelor's degree 31.8%
Graduate / professional 22.1%
Metric%
HS diploma or higher98.7%
Bachelor's or higher53.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school3037.5%
High school00.0%
College / grad school5062.5%

Employment

Industry of employment

Education & healthcare 18.0%
Professional & management 13.3%
Manufacturing 13.1%
Construction 11.4%
Arts, food & hospitality 11.0%
Agriculture & mining 9.1%
Transportation & utilities 5.1%
Retail trade 4.7%
Public administration 4.7%
Other services 4.4%
Information 4.2%
Wholesale trade 0.9%

Occupation

Category%
Management, business & arts68.9%
Service6.1%
Sales & office6.8%
Natural resources & construction11.9%
Production & transportation6.3%

Employment type

Type%
Private sector63.3%
Government16.1%
Self-employed20.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone44.6%
Carpool0.0%
Public transit4.4%
Walk1.7%
Other means9.4%
Avg commute (minutes)26.7

Poverty

All people 10.5%
Under 18 years 39.2%
18 and over 8.9%
Married-couple families 5.3%
Female-led households 0.0%

Income support

Source% of households
Social Security60.4%
Retirement income39.6%
Supplemental Security2.8%
Cash public assistance0.0%
Food stamps / SNAP4.3%

Health indicators

Condition%
High blood pressure38.1%
High cholesterol38.3%
Heart disease8.1%
Stroke3.6%
Asthma10.4%
Arthritis32.8%
Kidney disease3.6%
Pulmonary disease7.3%
Cancer9.4%
Behavior / access%
Binge drinking15.2%
No physical activity16.0%
Less than 7 hrs sleep26.4%
Fair or poor health13.6%
Poor mental health12.6%
Poor physical health11.4%
No health insurance7.1%
Visited doctor (checkup)74.6%
Visited dentist71.8%
Cholesterol screening93.4%
Teeth loss8.7%

Veterans & disability

VeteransCount%
Civilian veterans687.4%
Disability%
Any disability9.3%
Under 180.0%
18–64 years9.0%
65 and over10.9%

Health insurance coverage

Type%
Private insurance74.9%
Public insurance49.3%
Uninsured under 1916.5%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only95599.0%
Spanish444.6%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages444.6%

Place of birth & citizenship

OriginCount%
Native born (US)85688.7%
Born in same state79682.5%
Born in different state35737.0%
Foreign born606.2%
Naturalized citizen10911.3%
Not a US citizen87.3%

Ancestry

AncestryCount%
French16417%
Italian818.4%
English616.3%
Dutch313.2%
AncestryCount%
Polish232.4%
Arab141.5%
German70.7%
Irish30.3%

Technology access

Metric% of households
Computer access51.0%
Internet access95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Lummi Island, WA have?
Lummi Island, WA has one ZIP code: 98262. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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