98225 ZIP Code — Bellingham, WA
Whatcom County, Washington
ZIP code 98225 is located in Bellingham, Washington, within Whatcom County. It covers approximately 12.57 square miles and serves a population of 49,667 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.
About ZIP code 98225
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $531,200. Renters make up the majority at 58%, typical of denser urban areas.
Median household income is $61,679. Poverty affects 23% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.
49,667
population
12.57
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98225 ZIP code map
Cities in ZIP code 98225
Below are the cities the US Postal Service accepts for ZIP code 98225. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Bellingham | Acceptable |
| Bellingham | Preferred |
Nearby ZIP codes
98226 Bellingham (4 mi)
98229 Bellingham (6.7 mi)
98262 Lummi Island (7.5 mi)
98248 Ferndale (9 mi)
98232 Bow (13 mi)
98264 Lynden (13.6 mi)
98247 Everson (13.9 mi)
98240 Custer (14.4 mi)
98230 Blaine (14.7 mi)
98279 Olga (14.9 mi)
98276 Nooksack (15.5 mi)
98220 Acme (15.6 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 49,667 |
| Population density | 3,951 / sq mi |
| State FIPS | 53 |
| County FIPS | 073 |
| Geography | |
|---|---|
| Land area | 12.57 sq mi |
| Water area | 1.34 sq mi |
| Latitude | 48.7477 |
| Longitude | -122.5222 |
| Timezone | Pacific (PT) |
| Area code | 360/564 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.0% | 37.7% | 31.7% |
| $50k – $100k | 30.5% | 33.5% | 30.6% |
| $100k – $200k | 18.7% | 23.7% | 27.1% |
| Over $200k | 3.9% | 5.1% | 10.6% |
Demographics & statistics
49,667
Population
3,951
People per sq mi
31.4
Median age
$61,679
Median household income
$38,898
Per capita income
$531,200
Median home value
$1,341
Median monthly rent
42.3%
Home ownership
22.7%
Poverty rate
5.9%
Unemployment
10,888
Housing units
47.4%
Bachelor's or higher
Age distribution
Male
Female
624
Under 5
650
731
5–9
761
850
10–14
884
2,142
15–19
2,229
5,397
20–24
5,617
3,407
25–34
3,546
2,519
35–44
2,622
2,229
45–54
2,320
1,318
55–59
1,372
1,268
60–64
1,320
2,122
65–74
2,208
1,185
75–84
1,234
545
85+
567
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,457 | 11.0% |
| 18 and over | 44,210 | 89.0% |
| 65 and over | 7,861 | 15.8% |
| Median age | 31.4 years | |
Race & ethnicity
White
77.7%
Two or more races
6.9%
Hispanic or Latino
5.5%
Asian
4.7%
Other race
2.9%
Black or African American
1.1%
American Indian / Alaska Native
0.7%
Native Hawaiian / Pacific Islander
0.3%
| Group | Count | % |
|---|---|---|
| White | 40,849 | 77.7% |
| Two or more races | 3,644 | 6.9% |
| Hispanic or Latino | 2,891 | 5.5% |
| Asian | 2,494 | 4.7% |
| Other race | 1,530 | 2.9% |
| Black or African American | 594 | 1.1% |
| American Indian / Alaska Native | 381 | 0.7% |
| Native Hawaiian / Pacific Islander | 175 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.0% | 37.7% | 31.7% |
| $50k – $100k | 30.5% | 33.5% | 30.6% |
| $100k – $200k | 18.7% | 23.7% | 27.1% |
| Over $200k | 3.9% | 5.1% | 10.6% |
Under $10k
8.4%
$10k–$15k
6.4%
$15k–$25k
8.1%
$25k–$35k
6.8%
$35k–$50k
12.6%
$50k–$75k
15.1%
$75k–$100k
12.2%
$100k–$150k
15.6%
$150k–$200k
6.5%
$200k+
8.2%
| Range | % of households |
|---|---|
| Under $10k | 8.4% |
| $10k–$15k | 6.4% |
| $15k–$25k | 8.1% |
| $25k–$35k | 6.8% |
| $35k–$50k | 12.6% |
| $50k–$75k | 15.1% |
| $75k–$100k | 12.2% |
| $100k–$150k | 15.6% |
| $150k–$200k | 6.5% |
| $200k+ | 8.2% |
| Median income | $61,679 |
Housing
Home values
Under $50k
1.4%
$50k–$100k
1.4%
$100k–$150k
1.4%
$150k–$200k
2.3%
$200k–$300k
9.8%
$300k–$500k
30.1%
$500k–$1M
43.7%
$1M+
10.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $531,200 |
| Median rent / month | $1,341 |
| Owner occupied | 42.3% |
| Renter occupied | 57.7% |
| Vacant | 6.9% |
| Single-family detached | 42.3% |
| Large apartment buildings | 22.9% |
| Mobile homes | 2.1% |
| Median rooms | 4.4 |
| Avg household size (owned) | 2.19 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 11.2% |
| 2000–2009 | 10.3% |
| 1990–1999 | 12.6% |
| 1980–1989 | 8.7% |
| 1970–1979 | 15.5% |
| 1960–1969 | 5.0% |
| 1950–1959 | 6.2% |
| 1940–1949 | 3.2% |
| 1939 or earlier | 27.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 10.6% |
| 1 bedroom | 18.1% |
| 2 bedrooms | 33.3% |
| 3 bedrooms | 26.2% |
| 4 bedrooms | 9.7% |
| 5+ bedrooms | 2.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 13.0% |
| 1 vehicle | 36.5% |
| 2 vehicles | 32.4% |
| 3 or more | 18.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 38.5% |
| Electricity | 57.3% |
| Propane / LP gas | 1.2% |
| Fuel oil | 0.3% |
| Wood | 0.4% |
| Solar | 0.3% |
| No fuel used | 1.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,474 | 29.6% |
| Cohabiting couple | 2,199 | 10.0% |
| Male householder, no spouse | 5,439 | 24.8% |
| Female householder, no spouse | 7,787 | 35.6% |
| Households with children under 18 | 3,681 | 16.8% |
| Households with seniors (65+) | 5,493 | 25.1% |
| Average household size | 2.09 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 55.4% | 49.3% |
| Married | 32.2% | 30.7% |
| Separated | 1.2% | 1.3% |
| Widowed | 1.8% | 5.1% |
| Divorced | 9.4% | 13.5% |
Education
Less than 9th grade
1.1%
Some HS, no diploma
3.3%
HS graduate
16.6%
Some college, no degree
19.9%
Associate's degree
11.8%
Bachelor's degree
26.3%
Graduate / professional
21.1%
| Metric | % |
|---|---|
| HS diploma or higher | 95.6% |
| Bachelor's or higher | 47.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 160 | 1.0% |
| Kindergarten | 281 | 1.8% |
| Elementary school | 2,512 | 16.2% |
| High school | 1,210 | 7.8% |
| College / grad school | 11,342 | 73.2% |
Employment
Industry of employment
Education & healthcare
28.9%
Arts, food & hospitality
12.9%
Retail trade
11.2%
Professional & management
10.7%
Manufacturing
9.0%
Construction
5.9%
Other services
5.6%
Public administration
4.9%
Finance & real estate
3.6%
Transportation & utilities
3.0%
Information
2.0%
Wholesale trade
1.4%
Agriculture & mining
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.6% |
| Service | 23.0% |
| Sales & office | 18.0% |
| Natural resources & construction | 5.2% |
| Production & transportation | 10.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.3% |
| Government | 17.0% |
| Self-employed | 6.4% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 62.0% |
| Carpool | 5.1% |
| Public transit | 4.7% |
| Walk | 8.6% |
| Work from home | 13.2% |
| Other means | 6.4% |
| Avg commute (minutes) | 19.4 |
Poverty
All people
22.7%
Under 18 years
16.1%
18 and over
23.6%
Married-couple families
0.9%
Female-led households
31.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.6% |
| Retirement income | 20.9% |
| Supplemental Security | 6.6% |
| Cash public assistance | 4.5% |
| Food stamps / SNAP | 11.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 26.2% |
| High blood pressure | 23.6% |
| High cholesterol | 25.4% |
| Diabetes | 6.5% |
| Heart disease | 4.4% |
| Stroke | 2.2% |
| Asthma | 11.8% |
| Arthritis | 18.8% |
| Kidney disease | 2.3% |
| Pulmonary disease | 5.0% |
| Cancer | 4.8% |
| Behavior / access | % |
|---|---|
| Smoking | 14.7% |
| Binge drinking | 21.2% |
| No physical activity | 15.6% |
| Less than 7 hrs sleep | 28.0% |
| Depression | 30.1% |
| Fair or poor health | 12.1% |
| Poor mental health | 18.1% |
| Poor physical health | 9.3% |
| No health insurance | 10.6% |
| Visited doctor (checkup) | 66.6% |
| Visited dentist | 64.7% |
| Cholesterol screening | 79.5% |
| Teeth loss | 10.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,381 | 5.4% |
| Disability | % |
|---|---|
| Any disability | 13.3% |
| Under 18 | 6.1% |
| 18–64 years | 10.9% |
| 65 and over | 29.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 76.2% |
| Public insurance | 33.2% |
| No insurance | 3.7% |
| Uninsured under 19 | 1.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 48,393 | 97.4% |
| Spanish | 1,320 | 2.7% |
| Other Indo-European | 526 | 1.1% |
| Asian & Pacific Islander | 257 | 0.5% |
| Other languages | 501 | 1.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 46,165 | 92.9% |
| Born in same state | 44,971 | 90.5% |
| Born in different state | 25,232 | 50.8% |
| Foreign born | 1,194 | 2.4% |
| Naturalized citizen | 3,502 | 7.1% |
| Not a US citizen | 1,937 | 55.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 6,494 | 13.1% |
| Italian | 6,204 | 12.5% |
| Polish | 2,402 | 4.8% |
| Arab | 1,332 | 2.7% |
| English | 1,282 | 2.6% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 492 | 1% |
| Irish | 251 | 0.5% |
| German | 237 | 0.5% |
| Norwegian | 229 | 0.5% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 44.1% |
| Internet access | 96.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98225
What city is ZIP code 98225 in?
ZIP code 98225 is primarily assigned to Bellingham, Washington.
What county is ZIP code 98225 in?
ZIP code 98225 falls within Whatcom County, Washington.
What is the poverty rate in ZIP code 98225?
23% of residents in ZIP code 98225 live below the poverty line, above the national average.
Is ZIP code 98225 mostly rentals?
58% of occupied units in ZIP code 98225 are renter-occupied.
How educated is the population of ZIP code 98225?
47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 98225?
The median home value in ZIP code 98225 is $531,200.
What timezone is ZIP code 98225 in?
ZIP code 98225 observes the PST timezone.