01056 ZIP Code — Ludlow, MA
Hampden County, Massachusetts
ZIP code 01056 is located in Ludlow, Massachusetts, within Hampden County. It covers approximately 27.20 square miles and serves a population of 20,883 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 413.
About ZIP code 01056
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $285,000. Owner-occupancy sits near the national average at 74%.
Median household income is $76,395. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
20,883
population
27.20
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
01056 ZIP code map
Cities in ZIP code 01056
Below are the cities the US Postal Service accepts for ZIP code 01056. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Ludlow | Preferred |
Nearby ZIP codes
01151 Indian Orchard (3.9 mi)
01095 Wilbraham (4.2 mi)
01022 Chicopee (4.3 mi)
01080 Three Rivers (4.6 mi)
01129 Springfield (5.1 mi)
01033 Granby (5.1 mi)
01020 Chicopee (5.4 mi)
01119 Springfield (5.5 mi)
01007 Belchertown (6.4 mi)
01128 Springfield (6.8 mi)
01109 Springfield (6.9 mi)
01104 Springfield (7.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 20,883 |
| Population density | 768 / sq mi |
| State FIPS | 25 |
| County FIPS | 013 |
| Geography | |
|---|---|
| Land area | 27.20 sq mi |
| Water area | 1.14 sq mi |
| Latitude | 42.1920 |
| Longitude | -72.4587 |
| Timezone | Eastern (ET) |
| Area code | 413 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.9% | 44.2% | 31.3% |
| $50k – $100k | 34.2% | 28.3% | 25.9% |
| $100k – $200k | 25.5% | 21.6% | 28.5% |
| Over $200k | 8.4% | 5.9% | 14.3% |
Demographics & statistics
20,883
Population
768
People per sq mi
44.6
Median age
$76,395
Median household income
$40,007
Per capita income
$285,000
Median home value
$1,192
Median monthly rent
74.0%
Home ownership
9.7%
Poverty rate
4.0%
Unemployment
6,816
Housing units
25.0%
Bachelor's or higher
Age distribution
Male
Female
274
Under 5
261
594
5–9
567
424
10–14
406
667
15–19
637
809
20–24
774
1,322
25–34
1,263
1,335
35–44
1,277
1,471
45–54
1,407
661
55–59
631
834
60–64
797
1,258
65–74
1,202
695
75–84
664
334
85+
319
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,227 | 15.5% |
| 18 and over | 17,656 | 84.5% |
| 65 and over | 4,472 | 21.4% |
| Median age | 44.6 years | |
Race & ethnicity
White
83.6%
Two or more races
6.6%
Hispanic or Latino
5.5%
Other race
2.2%
Black or African American
1.2%
Asian
1%
| Group | Count | % |
|---|---|---|
| White | 18,474 | 83.6% |
| Two or more races | 1,456 | 6.6% |
| Hispanic or Latino | 1,216 | 5.5% |
| Other race | 479 | 2.2% |
| Black or African American | 255 | 1.2% |
| Asian | 219 | 1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.9% | 44.2% | 31.3% |
| $50k – $100k | 34.2% | 28.3% | 25.9% |
| $100k – $200k | 25.5% | 21.6% | 28.5% |
| Over $200k | 8.4% | 5.9% | 14.3% |
Under $10k
5.4%
$10k–$15k
3.3%
$15k–$25k
6.7%
$25k–$35k
7.4%
$35k–$50k
9.8%
$50k–$75k
16.3%
$75k–$100k
15.3%
$100k–$150k
15.2%
$150k–$200k
9.3%
$200k+
11.3%
| Range | % of households |
|---|---|
| Under $10k | 5.4% |
| $10k–$15k | 3.3% |
| $15k–$25k | 6.7% |
| $25k–$35k | 7.4% |
| $35k–$50k | 9.8% |
| $50k–$75k | 16.3% |
| $75k–$100k | 15.3% |
| $100k–$150k | 15.2% |
| $150k–$200k | 9.3% |
| $200k+ | 11.3% |
| Median income | $76,395 |
Housing
Home values
Under $50k
2.9%
$50k–$100k
0.2%
$100k–$150k
2.4%
$150k–$200k
11.5%
$200k–$300k
40.0%
$300k–$500k
36.9%
$500k–$1M
6.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $285,000 |
| Median rent / month | $1,192 |
| Owner occupied | 74.0% |
| Renter occupied | 26.0% |
| Vacant | 5.8% |
| Single-family detached | 72.9% |
| Large apartment buildings | 2.8% |
| Mobile homes | 0.8% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.48 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 4.6% |
| 2000–2009 | 5.0% |
| 1990–1999 | 9.3% |
| 1980–1989 | 15.7% |
| 1970–1979 | 11.8% |
| 1960–1969 | 9.8% |
| 1950–1959 | 17.6% |
| 1940–1949 | 8.7% |
| 1939 or earlier | 16.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.3% |
| 1 bedroom | 7.8% |
| 2 bedrooms | 26.9% |
| 3 bedrooms | 50.3% |
| 4 bedrooms | 12.9% |
| 5+ bedrooms | 1.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.7% |
| 1 vehicle | 34.6% |
| 2 vehicles | 37.4% |
| 3 or more | 22.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 52.3% |
| Electricity | 9.8% |
| Propane / LP gas | 3.4% |
| Fuel oil | 32.8% |
| Wood | 0.8% |
| No fuel used | 0.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,396 | 51.7% |
| Cohabiting couple | 715 | 8.4% |
| Male householder, no spouse | 1,356 | 15.9% |
| Female householder, no spouse | 2,035 | 23.9% |
| Households with children under 18 | 1,754 | 20.6% |
| Households with seniors (65+) | 3,405 | 40.0% |
| Average household size | 2.38 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.4% | 30.9% |
| Married | 49.0% | 49.1% |
| Separated | 1.3% | 0.9% |
| Widowed | 3.3% | 9.0% |
| Divorced | 6.9% | 10.1% |
Education
Less than 9th grade
7.0%
Some HS, no diploma
5.4%
HS graduate
32.1%
Some college, no degree
18.5%
Associate's degree
12.1%
Bachelor's degree
18.0%
Graduate / professional
7.0%
| Metric | % |
|---|---|
| HS diploma or higher | 87.7% |
| Bachelor's or higher | 25.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 204 | 4.9% |
| Kindergarten | 336 | 8.1% |
| Elementary school | 1,497 | 36.1% |
| High school | 902 | 21.8% |
| College / grad school | 1,206 | 29.1% |
Employment
Industry of employment
Education & healthcare
26.0%
Finance & real estate
12.2%
Manufacturing
12.0%
Retail trade
11.9%
Professional & management
8.8%
Construction
6.5%
Transportation & utilities
6.2%
Public administration
5.6%
Other services
5.3%
Arts, food & hospitality
4.0%
Information
0.9%
Wholesale trade
0.6%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 42.7% |
| Service | 16.1% |
| Sales & office | 20.1% |
| Natural resources & construction | 9.3% |
| Production & transportation | 11.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.5% |
| Government | 13.0% |
| Self-employed | 4.9% |
| Unpaid family workers | 0.6% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.5% |
| Carpool | 7.7% |
| Public transit | 0.3% |
| Walk | 0.9% |
| Work from home | 11.3% |
| Other means | 1.3% |
| Avg commute (minutes) | 22.8 |
Poverty
All people
9.7%
Under 18 years
8.6%
18 and over
9.9%
Married-couple families
4.1%
Female-led households
8.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 38.2% |
| Retirement income | 26.9% |
| Supplemental Security | 4.3% |
| Cash public assistance | 3.2% |
| Food stamps / SNAP | 12.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 29.0% |
| High blood pressure | 30.7% |
| High cholesterol | 30.8% |
| Diabetes | 8.8% |
| Heart disease | 6.4% |
| Stroke | 3.0% |
| Asthma | 11.0% |
| Arthritis | 27.1% |
| Kidney disease | 2.8% |
| Pulmonary disease | 6.5% |
| Cancer | 7.1% |
| Behavior / access | % |
|---|---|
| Smoking | 16.6% |
| Binge drinking | 17.6% |
| No physical activity | 21.3% |
| Less than 7 hrs sleep | 34.9% |
| Depression | 21.1% |
| Fair or poor health | 12.8% |
| Poor mental health | 15.4% |
| Poor physical health | 9.6% |
| No health insurance | 8.1% |
| Visited doctor (checkup) | 75.1% |
| Visited dentist | 71.7% |
| Cholesterol screening | 89.9% |
| Teeth loss | 15.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,482 | 8.4% |
| Disability | % |
|---|---|
| Any disability | 16.6% |
| Under 18 | 5.4% |
| 18–64 years | 13.2% |
| 65 and over | 34.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 77.3% |
| Public insurance | 37.5% |
| No insurance | 2.1% |
| Uninsured under 19 | 0.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 20,348 | 97.4% |
| Spanish | 2,281 | 11.2% |
| Other Indo-European | 400 | 2.0% |
| Asian & Pacific Islander | 1,430 | 7.0% |
| Other languages | 390 | 1.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 17,533 | 84.0% |
| Born in same state | 16,839 | 80.6% |
| Born in different state | 14,703 | 70.4% |
| Foreign born | 694 | 3.3% |
| Naturalized citizen | 3,350 | 16.0% |
| Not a US citizen | 2,575 | 76.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,380 | 11.4% |
| German | 1,737 | 8.3% |
| Arab | 1,397 | 6.7% |
| French | 779 | 3.7% |
| Norwegian | 172 | 0.8% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 78 | 0.4% |
| English | 61 | 0.3% |
| Irish | 24 | 0.1% |
| Dutch | 19 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.7% |
| Internet access | 89.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 01056
What city is ZIP code 01056 in?
ZIP code 01056 is primarily assigned to Ludlow, Massachusetts.
What county is ZIP code 01056 in?
ZIP code 01056 falls within Hampden County, Massachusetts.
Does ZIP code 01056 have a large retiree population?
38% of households in ZIP code 01056 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 01056?
ZIP code 01056 has an estimated population of 20,883 residents, with a density of 768 people per square mile.
What is the typical home value in ZIP code 01056?
The median home value in ZIP code 01056 is $285,000.
What is the median household income in ZIP code 01056?
The median household income in ZIP code 01056 is $76,395, above the national median of ~$75,000.
What timezone is ZIP code 01056 in?
ZIP code 01056 observes the EST timezone.