01095 ZIP Code — Wilbraham, MA

Hampden County, Massachusetts

ZIP code 01095 is located in Wilbraham, Massachusetts, within Hampden County. It covers approximately 22.49 square miles and serves a population of 14,673 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 413.

About ZIP code 01095

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $360,800. Owner-occupancy is high at 90%, well above the national average.

Median household income is $126,689. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 01095 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

14,673

population

22.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01095 ZIP code map

Cities in ZIP code 01095

Below are the cities the US Postal Service accepts for ZIP code 01095. Using any city not on this list may result in mail delivery delays.

City	Status
Wilbraham	Preferred

Nearby ZIP codes

01129 Springfield (3 mi) 01128 Springfield (3.8 mi) 01119 Springfield (4.2 mi) 01151 Indian Orchard (4.2 mi) 01056 Ludlow (4.2 mi) 01036 Hampden (4.3 mi) 01080 Three Rivers (4.4 mi) 01118 Springfield (5.4 mi) 01109 Springfield (6.1 mi) 01028 East Longmeadow (6.1 mi) 01057 Monson (6.7 mi) 01104 Springfield (7 mi)

Demographics updated 05/2026

Population
Total population	14,673
Population density	652 / sq mi
State FIPS	25
County FIPS	013

Geography
Land area	22.49 sq mi
Water area	0.29 sq mi
Latitude	42.1347
Longitude	-72.4322
Timezone	Eastern (ET)
Area code	413

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	44.2%	31.3%
$50k – $100k	17.3%	28.3%	25.9%
$100k – $200k	38.0%	21.6%	28.5%
Over $200k	19.1%	5.9%	14.3%

Demographics & statistics

14,673

Population

652

People per sq mi

44.7

Median age

$126,689

Median household income

$53,666

Per capita income

$360,800

Median home value

$885

Median monthly rent

90.1%

Home ownership

3.8%

Poverty rate

1.2%

Unemployment

5,178

Housing units

54.1%

Bachelor's or higher

Age distribution

Male Female

254

Under 5

269

398

5–9

421

518

10–14

547

570

15–19

601

266

20–24

280

703

25–34

742

897

35–44

948

848

45–54

896

531

55–59

561

531

60–64

561

992

65–74

1,047

350

75–84

370

278

85+

294

← Male

Female →

Age summary

Group	Count	%
Under 18	3,233	22.0%
18 and over	11,440	78.0%
65 and over	3,331	22.7%
Median age	44.7 years

Race & ethnicity

White 87.2%

Two or more races 4.3%

Black or African American 3.7%

Hispanic or Latino 2.7%

Asian 1.5%

Other race 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	13,153	87.2%
Two or more races	644	4.3%
Black or African American	555	3.7%
Hispanic or Latino	411	2.7%
Asian	224	1.5%
Other race	82	0.5%
Native Hawaiian / Pacific Islander	15	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.6%	44.2%	31.3%
$50k – $100k	17.3%	28.3%	25.9%
$100k – $200k	38.0%	21.6%	28.5%
Over $200k	19.1%	5.9%	14.3%

Under $10k 1.2%

$10k–$15k 4.2%

$15k–$25k 3.2%

$25k–$35k 5.9%

$35k–$50k 5.7%

$50k–$75k 7.1%

$75k–$100k 9.6%

$100k–$150k 20.5%

$150k–$200k 20.2%

$200k+ 22.4%

Range	% of households
Under $10k	1.2%
$10k–$15k	4.2%
$15k–$25k	3.2%
$25k–$35k	5.9%
$35k–$50k	5.7%
$50k–$75k	7.1%
$75k–$100k	9.6%
$100k–$150k	20.5%
$150k–$200k	20.2%
$200k+	22.4%
Median income	$126,689

Housing

Home values

Under $50k 1.2%

$50k–$100k 0.2%

$150k–$200k 3.3%

$200k–$300k 28.6%

$300k–$500k 50.1%

$500k–$1M 15.1%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$360,800
Median rent / month	$885
Owner occupied	90.1%
Renter occupied	9.9%
Vacant	5.7%
Single-family detached	83.0%
Large apartment buildings	3.4%
Mobile homes	0.0%
Median rooms	6.9
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.2%
2010–2019	4.7%
2000–2009	5.7%
1990–1999	5.4%
1980–1989	10.0%
1970–1979	11.6%
1960–1969	17.9%
1950–1959	28.8%
1940–1949	3.9%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	5.7%
2 bedrooms	12.5%
3 bedrooms	35.3%
4 bedrooms	37.9%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	19.9%
2 vehicles	47.7%
3 or more	28.5%

Heating fuel

Fuel type	%
Utility gas	47.2%
Electricity	7.5%
Propane / LP gas	5.1%
Fuel oil	39.1%
Wood	0.6%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	3,315	61.6%
Cohabiting couple	414	7.7%
Male householder, no spouse	595	11.1%
Female householder, no spouse	1,058	19.7%
Households with children under 18	1,839	34.2%
Households with seniors (65+)	2,173	40.4%
Average household size	2.66

Marital status

Status	Male	Female
Never married	28.9%	26.4%
Married	57.4%	55.2%
Separated	0.3%	0.2%
Widowed	3.1%	9.9%
Divorced	10.3%	8.3%

Education

Less than 9th grade 1.5%

Some HS, no diploma 1.4%

HS graduate 19.8%

Some college, no degree 13.6%

Associate's degree 9.6%

Bachelor's degree 27.3%

Graduate / professional 26.8%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	54.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	193	5.0%
Kindergarten	121	3.2%
Elementary school	1,451	37.8%
High school	1,197	31.2%
College / grad school	876	22.8%

Employment

Industry of employment

Education & healthcare 32.3%

Finance & real estate 8.9%

Transportation & utilities 8.2%

Retail trade 7.7%

Public administration 7.3%

Arts, food & hospitality 6.7%

Manufacturing 6.6%

Construction 6.4%

Professional & management 5.7%

Other services 4.5%

Wholesale trade 3.6%

Agriculture & mining 1.1%

Information 1.0%

Occupation

Category	%
Management, business & arts	52.8%
Service	13.3%
Sales & office	20.3%
Natural resources & construction	7.5%
Production & transportation	6.2%

Employment type

Type	%
Private sector	69.8%
Government	24.2%
Self-employed	5.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.4%
Carpool	3.6%
Public transit	0.4%
Walk	1.4%
Work from home	9.5%
Other means	2.6%
Avg commute (minutes)	26.6

Poverty

All people 3.8%

Under 18 years 2.2%

18 and over 4.3%

Married-couple families 1.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.6%
Retirement income	30.3%
Supplemental Security	7.2%
Cash public assistance	1.9%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	26.5%
High blood pressure	31.2%
High cholesterol	32.5%
Diabetes	8.5%
Heart disease	6.3%
Stroke	2.7%
Asthma	10.3%
Arthritis	28.1%
Kidney disease	2.7%
Pulmonary disease	5.3%
Cancer	8.4%

Behavior / access	%
Smoking	11.6%
Binge drinking	15.9%
No physical activity	17.3%
Less than 7 hrs sleep	32.0%
Depression	19.1%
Fair or poor health	9.9%
Poor mental health	13.0%
Poor physical health	8.2%
No health insurance	5.0%
Visited doctor (checkup)	77.9%
Visited dentist	79.1%
Cholesterol screening	93.5%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	644	5.6%

Disability	%
Any disability	9.6%
Under 18	6.0%
18–64 years	5.6%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	86.4%
Public insurance	30.6%
No insurance	2.3%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,150	96.4%
Spanish	171	1.2%
Other Indo-European	48	0.3%
Asian & Pacific Islander	20	0.1%
Other languages	103	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,079	96.0%
Born in same state	13,804	94.1%
Born in different state	11,209	76.4%
Foreign born	275	1.9%
Naturalized citizen	594	4.0%
Not a US citizen	474	79.8%

Ancestry

Ancestry	Count	%
Italian	3,327	22.7%
French	1,764	12%
Arab	1,693	11.5%
German	1,130	7.7%
Norwegian	65	0.4%

Ancestry	Count	%
Polish	60	0.4%
Irish	55	0.4%
English	51	0.3%
Dutch	35	0.2%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01095

What city is ZIP code 01095 in?

ZIP code 01095 is primarily assigned to Wilbraham, Massachusetts.

What county is ZIP code 01095 in?

ZIP code 01095 falls within Hampden County, Massachusetts.

Is ZIP code 01095 mostly owner-occupied?

90% of occupied units in ZIP code 01095 are owner-occupied, well above the national average.

How educated is the population of ZIP code 01095?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 01095 have a large retiree population?

36% of households in ZIP code 01095 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 01095?

The median household income in ZIP code 01095 is $126,689, above the national median of ~$75,000.

What timezone is ZIP code 01095 in?

ZIP code 01095 observes the EST timezone.