01020 ZIP Code — Chicopee, MA

Hampden County, Massachusetts

ZIP code 01020 is located in Chicopee, Massachusetts, within Hampden County. It covers approximately 12.46 square miles and serves a population of 30,417 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 413.

About ZIP code 01020

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $236,600. Owner-occupancy sits near the national average at 63%.

Median household income is $67,617. SNAP benefit usage at 21% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 01020 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

30,417

population

12.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01020 ZIP code map

Cities in ZIP code 01020

Below are the cities the US Postal Service accepts for ZIP code 01020. Using any city not on this list may result in mail delivery delays.

City	Status
Chicopee	Preferred

Nearby ZIP codes

01022 Chicopee (1.6 mi) 01013 Chicopee (2.4 mi) 01151 Indian Orchard (3.2 mi) 01104 Springfield (3.3 mi) 01109 Springfield (4.1 mi) 01107 Springfield (4.6 mi) 01119 Springfield (4.6 mi) 01040 Holyoke (5.1 mi) 01103 Springfield (5.3 mi) 01144 Springfield (5.4 mi) 01105 Springfield (5.4 mi) 01152 Springfield (5.4 mi)

Demographics updated 05/2026

Population
Total population	30,417
Population density	2,441 / sq mi
State FIPS	25
County FIPS	013

Geography
Land area	12.46 sq mi
Water area	0.38 sq mi
Latitude	42.1776
Longitude	-72.5626
Timezone	Eastern (ET)
Area code	413

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	44.2%	31.3%
$50k – $100k	33.0%	28.3%	25.9%
$100k – $200k	19.7%	21.6%	28.5%
Over $200k	3.1%	5.9%	14.3%

Demographics & statistics

30,417

Population

2,441

People per sq mi

44.0

Median age

$67,617

Median household income

$35,858

Per capita income

$236,600

Median home value

$1,095

Median monthly rent

63.3%

Home ownership

13.5%

Poverty rate

5.3%

Unemployment

9,091

Housing units

21.5%

Bachelor's or higher

Age distribution

Male Female

581

Under 5

567

671

5–9

654

665

10–14

649

1,242

15–19

1,212

856

20–24

835

1,730

25–34

1,688

2,064

35–44

2,014

1,824

45–54

1,780

1,113

55–59

1,085

1,499

60–64

1,462

1,982

65–74

1,933

836

75–84

815

334

85+

326

← Male

Female →

Age summary

Group	Count	%
Under 18	5,256	17.3%
18 and over	25,161	82.7%
65 and over	6,226	20.5%
Median age	44.0 years

Race & ethnicity

White 76.2%

Hispanic or Latino 7.6%

Two or more races 6.4%

Black or African American 4.7%

Other race 3%

Asian 2%

Group	Count	%
White	25,085	76.2%
Hispanic or Latino	2,513	7.6%
Two or more races	2,122	6.4%
Black or African American	1,549	4.7%
Other race	985	3%
Asian	674	2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	44.2%	31.3%
$50k – $100k	33.0%	28.3%	25.9%
$100k – $200k	19.7%	21.6%	28.5%
Over $200k	3.1%	5.9%	14.3%

Under $10k 5.2%

$10k–$15k 4.7%

$15k–$25k 8.8%

$25k–$35k 9.1%

$35k–$50k 10.9%

$50k–$75k 17.9%

$75k–$100k 13.6%

$100k–$150k 17.5%

$150k–$200k 6.6%

$200k+ 5.7%

Range	% of households
Under $10k	5.2%
$10k–$15k	4.7%
$15k–$25k	8.8%
$25k–$35k	9.1%
$35k–$50k	10.9%
$50k–$75k	17.9%
$75k–$100k	13.6%
$100k–$150k	17.5%
$150k–$200k	6.6%
$200k+	5.7%
Median income	$67,617

Housing

Home values

Under $50k 3.6%

$50k–$100k 3.1%

$100k–$150k 7.6%

$150k–$200k 18.0%

$200k–$300k 47.5%

$300k–$500k 17.5%

$500k–$1M 1.1%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$236,600
Median rent / month	$1,095
Owner occupied	63.3%
Renter occupied	36.7%
Vacant	4.8%
Single-family detached	55.3%
Large apartment buildings	9.5%
Mobile homes	4.8%
Median rooms	5.1
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	3.9%
1990–1999	7.1%
1980–1989	9.5%
1970–1979	13.3%
1960–1969	15.8%
1950–1959	20.0%
1940–1949	7.0%
1939 or earlier	22.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	13.3%
2 bedrooms	31.6%
3 bedrooms	41.2%
4 bedrooms	10.1%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	9.6%
1 vehicle	39.6%
2 vehicles	35.6%
3 or more	15.2%

Heating fuel

Fuel type	%
Utility gas	41.0%
Electricity	28.4%
Propane / LP gas	2.7%
Fuel oil	24.7%
Wood	0.6%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	5,045	37.9%
Cohabiting couple	823	6.2%
Male householder, no spouse	3,198	24.0%
Female householder, no spouse	4,245	31.9%
Households with children under 18	3,236	24.3%
Households with seniors (65+)	4,843	36.4%
Average household size	2.28

Marital status

Status	Male	Female
Never married	44.6%	34.1%
Married	38.8%	40.2%
Separated	0.9%	0.9%
Widowed	2.8%	11.0%
Divorced	13.0%	13.8%

Education

Less than 9th grade 4.0%

Some HS, no diploma 10.3%

HS graduate 36.8%

Some college, no degree 16.8%

Associate's degree 10.6%

Bachelor's degree 14.2%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	85.7%
Bachelor's or higher	21.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	161	2.9%
Kindergarten	227	4.0%
Elementary school	1,973	35.0%
High school	2,217	39.3%
College / grad school	1,057	18.8%

Employment

Industry of employment

Education & healthcare 28.5%

Manufacturing 15.8%

Retail trade 11.2%

Transportation & utilities 9.9%

Professional & management 6.9%

Construction 5.6%

Arts, food & hospitality 5.4%

Finance & real estate 4.9%

Public administration 4.3%

Wholesale trade 2.6%

Other services 2.6%

Information 1.5%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	31.7%
Service	19.6%
Sales & office	20.4%
Natural resources & construction	8.3%
Production & transportation	20.1%

Employment type

Type	%
Private sector	77.5%
Government	17.3%
Self-employed	5.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.9%
Carpool	8.0%
Public transit	0.6%
Walk	0.7%
Work from home	6.4%
Other means	0.4%
Avg commute (minutes)	20.7

Poverty

All people 13.5%

Under 18 years 20.7%

18 and over 12.1%

Married-couple families 4.4%

Female-led households 24.8%

Income support

Source	% of households
Social Security	40.6%
Retirement income	24.2%
Supplemental Security	7.8%
Cash public assistance	4.1%
Food stamps / SNAP	21.4%

Health indicators

Condition	%
Obesity	29.9%
High blood pressure	32.0%
High cholesterol	31.2%
Diabetes	9.7%
Heart disease	6.8%
Stroke	3.2%
Asthma	11.4%
Arthritis	28.5%
Kidney disease	3.0%
Pulmonary disease	7.0%
Cancer	7.3%

Behavior / access	%
Smoking	16.8%
Binge drinking	16.7%
No physical activity	22.5%
Less than 7 hrs sleep	35.4%
Depression	21.5%
Fair or poor health	13.7%
Poor mental health	15.9%
Poor physical health	10.2%
No health insurance	8.1%
Visited doctor (checkup)	75.9%
Visited dentist	70.6%
Cholesterol screening	90.0%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,343	9.3%

Disability	%
Any disability	20.3%
Under 18	7.3%
18–64 years	17.7%
65 and over	39.3%

Health insurance coverage

Type	%
Private insurance	66.6%
Public insurance	49.1%
No insurance	3.1%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,269	96.2%
Spanish	1,943	6.6%
Other Indo-European	973	3.3%
Asian & Pacific Islander	601	2.1%
Other languages	310	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,677	91.0%
Born in same state	26,111	85.8%
Born in different state	21,287	70.0%
Foreign born	1,566	5.1%
Naturalized citizen	2,740	9.0%
Not a US citizen	1,967	71.8%

Ancestry

Ancestry	Count	%
Italian	3,624	11.9%
German	2,816	9.3%
French	1,979	6.5%
Arab	1,017	3.3%
English	305	1%

Ancestry	Count	%
Irish	57	0.2%
Norwegian	48	0.2%
Polish	37	0.1%
Dutch	24	0.1%

Technology access

Metric	% of households
Computer access	43.8%
Internet access	90.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01020

What city is ZIP code 01020 in?

ZIP code 01020 is primarily assigned to Chicopee, Massachusetts.

What county is ZIP code 01020 in?

ZIP code 01020 falls within Hampden County, Massachusetts.

Does ZIP code 01020 have a large retiree population?

41% of households in ZIP code 01020 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 01020 have a large veteran population?

9% of civilians in ZIP code 01020 are veterans, above the national average of ~7%.

What is the population of ZIP code 01020?

ZIP code 01020 has an estimated population of 30,417 residents, with a density of 2,441 people per square mile.

What is the median household income in ZIP code 01020?

The median household income in ZIP code 01020 is $67,617, below the national median of ~$75,000.

What timezone is ZIP code 01020 in?

ZIP code 01020 observes the EST timezone.