14861 ZIP Code — Lowman, NY

Chemung County, New York

ZIP code 14861 is located in Lowman, New York, within Chemung County. It covers approximately 35.46 square miles and serves a population of 1,138 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 14861

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $123,100. Owner-occupancy is high at 81%, well above the national average.

Median household income is $54,306. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 14861 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,138

population

35.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

14861 ZIP code map

Cities in ZIP code 14861

Below are the cities the US Postal Service accepts for ZIP code 14861. Using any city not on this list may result in mail delivery delays.

City	Status
Lowman	Preferred

Nearby ZIP codes

14901 Elmira (2.8 mi) 14825 Chemung (4.3 mi) 14838 Erin (6.1 mi) 14894 Wellsburg (6.2 mi) 14904 Elmira (6.6 mi) 14816 Breesport (7.4 mi) 14892 Waverly (7.6 mi) 14859 Lockwood (7.7 mi) 14905 Elmira (8.3 mi) 14889 Van Etten (8.9 mi) 14903 Elmira (10.4 mi) 14845 Horseheads (11.1 mi)

Demographics updated 06/2026

Population
Total population	1,138
Population density	32 / sq mi
State FIPS	36
County FIPS	015

Geography
Land area	35.46 sq mi
Water area	0.08 sq mi
Latitude	42.0969
Longitude	-76.6813
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	45.5%	37.0%
$50k – $100k	38.3%	33.0%	27.0%
$100k – $200k	11.9%	18.0%	24.4%
Over $200k	0.6%	3.5%	11.5%

Demographics & statistics

1,138

Population

People per sq mi

54.4

Median age

$54,306

Median household income

$32,486

Per capita income

$123,100

Median home value

$1,112

Median monthly rent

81.2%

Home ownership

11.6%

Poverty rate

7.2%

Unemployment

493

Housing units

12.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

118

45–54

101

55–59

60–64

118

65–74

101

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	148	13.0%
18 and over	990	87.0%
65 and over	329	28.9%
Median age	54.4 years

Race & ethnicity

White 94.5%

Two or more races 3.9%

Black or African American 1.3%

Hispanic or Latino 0.4%

Group	Count	%
White	1,079	94.5%
Two or more races	44	3.9%
Black or African American	15	1.3%
Hispanic or Latino	4	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	45.5%	37.0%
$50k – $100k	38.3%	33.0%	27.0%
$100k – $200k	11.9%	18.0%	24.4%
Over $200k	0.6%	3.5%	11.5%

Under $10k 3.1%

$10k–$15k 3.9%

$15k–$25k 13.4%

$25k–$35k 11.5%

$35k–$50k 16.9%

$50k–$75k 25.8%

$75k–$100k 12.2%

$100k–$150k 7.2%

$150k–$200k 4.5%

$200k+ 1.6%

Range	% of households
Under $10k	3.1%
$10k–$15k	3.9%
$15k–$25k	13.4%
$25k–$35k	11.5%
$35k–$50k	16.9%
$50k–$75k	25.8%
$75k–$100k	12.2%
$100k–$150k	7.2%
$150k–$200k	4.5%
$200k+	1.6%
Median income	$54,306

Housing

Home values

Under $50k 25.4%

$50k–$100k 12.9%

$100k–$150k 17.7%

$150k–$200k 12.7%

$200k–$300k 25.6%

$300k–$500k 5.7%

Housing overview

Metric	Value
Median home value	$123,100
Median rent / month	$1,112
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	12.7%
Single-family detached	55.3%
Large apartment buildings	0.0%
Mobile homes	40.8%
Median rooms	5.8
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	12.2%
1990–1999	17.5%
1980–1989	11.2%
1970–1979	13.6%
1960–1969	6.1%
1950–1959	10.0%
1940–1949	4.6%
1939 or earlier	20.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	3.2%
2 bedrooms	31.0%
3 bedrooms	55.4%
4 bedrooms	9.8%
5+ bedrooms	0.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	27.6%
2 vehicles	41.6%
3 or more	26.8%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	5.8%
Propane / LP gas	44.9%
Fuel oil	14.8%
Wood	20.8%

Households & families

Household type	Count	%
Married-couple family	271	52.6%
Cohabiting couple	41	8.0%
Male householder, no spouse	96	18.6%
Female householder, no spouse	107	20.8%
Households with children under 18	81	15.7%
Households with seniors (65+)	245	47.6%
Average household size	2.21

Marital status

Status	Male	Female
Never married	30.0%	11.6%
Married	51.5%	58.9%
Separated	0.0%	0.0%
Widowed	3.7%	13.9%
Divorced	14.8%	15.6%

Education

Less than 9th grade 1.3%

Some HS, no diploma 14.8%

HS graduate 43.6%

Some college, no degree 21.1%

Associate's degree 6.4%

Bachelor's degree 10.0%

Graduate / professional 2.8%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	12.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	2.2%
Kindergarten	1	0.7%
Elementary school	84	62.7%
High school	36	26.9%
College / grad school	10	7.5%

Employment

Industry of employment

Education & healthcare 21.9%

Retail trade 19.6%

Manufacturing 19.1%

Professional & management 7.7%

Construction 7.0%

Agriculture & mining 5.4%

Transportation & utilities 5.2%

Wholesale trade 4.6%

Arts, food & hospitality 3.1%

Other services 3.1%

Information 1.3%

Finance & real estate 1.0%

Public administration 1.0%

Occupation

Category	%
Management, business & arts	23.7%
Service	9.0%
Sales & office	21.6%
Natural resources & construction	17.5%
Production & transportation	28.1%

Employment type

Type	%
Private sector	81.2%
Government	11.1%
Self-employed	7.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.4%
Carpool	11.4%
Public transit	0.0%
Walk	3.6%
Work from home	1.6%
Other means	0.0%
Avg commute (minutes)	21.1

Poverty

All people 11.6%

Under 18 years 14.2%

18 and over 11.2%

Married-couple families 9.2%

Female-led households 17.6%

Income support

Source	% of households
Social Security	50.1%
Retirement income	37.3%
Supplemental Security	10.5%
Cash public assistance	3.9%
Food stamps / SNAP	14.2%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	34.9%
High cholesterol	35.2%
Diabetes	10.4%
Heart disease	7.1%
Stroke	3.2%
Asthma	10.2%
Arthritis	26.8%
Kidney disease	3.1%
Pulmonary disease	8.0%
Cancer	7.6%

Behavior / access	%
Smoking	18.9%
Binge drinking	17.5%
No physical activity	25.6%
Less than 7 hrs sleep	33.6%
Depression	21.2%
Fair or poor health	13.0%
Poor mental health	14.3%
Poor physical health	10.7%
No health insurance	10.4%
Visited doctor (checkup)	78.3%
Visited dentist	65.5%
Cholesterol screening	91.5%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	130	13.1%

Disability	%
Any disability	21.8%
Under 18	12.8%
18–64 years	20.9%
65 and over	27.7%

Health insurance coverage

Type	%
Private insurance	49.4%
Public insurance	59.8%
No insurance	6.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,121	98.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,123	98.7%
Born in same state	1,117	98.2%
Born in different state	840	73.8%
Foreign born	6	0.5%
Naturalized citizen	15	1.3%
Not a US citizen	15	100.0%

Ancestry

Ancestry	Count	%
Arab	243	21.4%
French	149	13.1%
Italian	125	11%

Ancestry	Count	%
Dutch	19	1.7%
English	11	1%
Polish	4	0.4%

Technology access

Metric	% of households
Computer access	45.3%
Internet access	83.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 14861

What city is ZIP code 14861 in?

ZIP code 14861 is primarily assigned to Lowman, New York.

What county is ZIP code 14861 in?

ZIP code 14861 falls within Chemung County, New York.

Does ZIP code 14861 have an older population?

29% of residents in ZIP code 14861 are 65 or older, above the national average of ~17%.

Does ZIP code 14861 have a large retiree population?

50% of households in ZIP code 14861 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 14861?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 14861 mostly owner-occupied?

81% of occupied units in ZIP code 14861 are owner-occupied, well above the national average.

What timezone is ZIP code 14861 in?

ZIP code 14861 observes the EST timezone.