14892 ZIP Code — Waverly, NY

Tioga County, New York

ZIP code 14892 is located in Waverly, New York, within Tioga County. It covers approximately 42.24 square miles and serves a population of 7,552 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 14892

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $131,300. Owner-occupancy sits near the national average at 66%.

Median household income is $54,313. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 14892 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

7,552

population

42.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

14892 ZIP code map

Cities in ZIP code 14892

Below are the cities the US Postal Service accepts for ZIP code 14892. Using any city not on this list may result in mail delivery delays.

City	Status
Waverly	Preferred

Nearby ZIP codes

14825 Chemung (3.7 mi) 14859 Lockwood (4.3 mi) 18840 Sayre (6.8 mi) 14861 Lowman (7.6 mi) 13812 Nichols (8.6 mi) 14901 Elmira (9.6 mi) 18810 Athens (10.2 mi) 14889 Van Etten (10.9 mi) 14838 Erin (10.9 mi) 14894 Wellsburg (11.5 mi) 18831 Milan (12.5 mi) 14883 Spencer (13.2 mi)

Demographics updated 06/2026

Population
Total population	7,552
Population density	179 / sq mi
State FIPS	36
County FIPS	107

Geography
Land area	42.24 sq mi
Water area	0.41 sq mi
Latitude	42.0607
Longitude	-76.5411
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.0%	41.0%	37.0%
$50k – $100k	31.6%	34.3%	27.0%
$100k – $200k	14.5%	21.0%	24.4%
Over $200k	3.8%	3.6%	11.5%

Demographics & statistics

7,552

Population

179

People per sq mi

44.0

Median age

$54,313

Median household income

$35,912

Per capita income

$131,300

Median home value

$860

Median monthly rent

66.1%

Home ownership

9.3%

Poverty rate

5.9%

Unemployment

2,534

Housing units

16.2%

Bachelor's or higher

Age distribution

Male Female

174

Under 5

174

200

5–9

199

238

10–14

238

204

15–19

204

194

20–24

194

472

25–34

471

431

35–44

430

484

45–54

484

242

55–59

241

308

60–64

308

520

65–74

520

202

75–84

202

109

85+

109

← Male

Female →

Age summary

Group	Count	%
Under 18	1,470	19.5%
18 and over	6,082	80.5%
65 and over	1,662	22.0%
Median age	44.0 years

Race & ethnicity

White 92.6%

Two or more races 2.4%

Black or African American 1.9%

Asian 1.3%

Hispanic or Latino 1.2%

Other race 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	7,080	92.6%
Two or more races	187	2.4%
Black or African American	146	1.9%
Asian	98	1.3%
Hispanic or Latino	92	1.2%
Other race	35	0.5%
Native Hawaiian / Pacific Islander	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.0%	41.0%	37.0%
$50k – $100k	31.6%	34.3%	27.0%
$100k – $200k	14.5%	21.0%	24.4%
Over $200k	3.8%	3.6%	11.5%

Under $10k 3.9%

$10k–$15k 5.2%

$15k–$25k 12.4%

$25k–$35k 8.6%

$35k–$50k 17.0%

$50k–$75k 17.9%

$75k–$100k 11.1%

$100k–$150k 14.8%

$150k–$200k 3.6%

$200k+ 5.5%

Range	% of households
Under $10k	3.9%
$10k–$15k	5.2%
$15k–$25k	12.4%
$25k–$35k	8.6%
$35k–$50k	17.0%
$50k–$75k	17.9%
$75k–$100k	11.1%
$100k–$150k	14.8%
$150k–$200k	3.6%
$200k+	5.5%
Median income	$54,313

Housing

Home values

Under $50k 7.3%

$50k–$100k 25.2%

$100k–$150k 29.3%

$150k–$200k 14.9%

$200k–$300k 13.2%

$300k–$500k 6.7%

$500k–$1M 2.7%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$131,300
Median rent / month	$860
Owner occupied	66.1%
Renter occupied	33.9%
Vacant	9.2%
Single-family detached	55.5%
Large apartment buildings	5.8%
Mobile homes	16.1%
Median rooms	5.6
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.0%
2010–2019	6.1%
2000–2009	3.9%
1990–1999	14.9%
1980–1989	9.8%
1970–1979	11.5%
1960–1969	10.2%
1950–1959	7.0%
1940–1949	8.5%
1939 or earlier	28.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	16.5%
2 bedrooms	25.5%
3 bedrooms	38.4%
4 bedrooms	13.1%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	11.8%
1 vehicle	34.8%
2 vehicles	40.1%
3 or more	13.4%

Heating fuel

Fuel type	%
Utility gas	44.5%
Electricity	14.2%
Propane / LP gas	9.1%
Fuel oil	25.5%
Wood	3.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,383	41.6%
Cohabiting couple	291	8.8%
Male householder, no spouse	734	22.1%
Female householder, no spouse	914	27.5%
Households with children under 18	858	25.8%
Households with seniors (65+)	1,127	33.9%
Average household size	2.19

Marital status

Status	Male	Female
Never married	31.3%	25.3%
Married	49.7%	44.6%
Separated	2.4%	1.6%
Widowed	2.6%	14.6%
Divorced	13.9%	13.9%

Education

Less than 9th grade 2.7%

Some HS, no diploma 5.8%

HS graduate 46.5%

Some college, no degree 16.2%

Associate's degree 12.6%

Bachelor's degree 9.9%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	16.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	4.3%
Kindergarten	65	4.2%
Elementary school	714	46.6%
High school	306	20.0%
College / grad school	381	24.9%

Employment

Industry of employment

Education & healthcare 27.8%

Arts, food & hospitality 16.3%

Manufacturing 14.9%

Retail trade 13.2%

Professional & management 7.6%

Transportation & utilities 4.7%

Construction 3.8%

Other services 3.5%

Public administration 3.0%

Finance & real estate 2.5%

Wholesale trade 1.7%

Agriculture & mining 0.7%

Information 0.3%

Occupation

Category	%
Management, business & arts	29.3%
Service	21.6%
Sales & office	19.8%
Natural resources & construction	8.8%
Production & transportation	20.4%

Employment type

Type	%
Private sector	81.4%
Government	11.6%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.3%
Carpool	4.6%
Public transit	0.2%
Walk	4.0%
Work from home	2.8%
Other means	2.1%
Avg commute (minutes)	18.9

Poverty

All people 9.3%

Under 18 years 3.3%

18 and over 10.9%

Married-couple families 4.7%

Female-led households 5.6%

Income support

Source	% of households
Social Security	37.0%
Retirement income	30.0%
Supplemental Security	6.9%
Cash public assistance	2.9%
Food stamps / SNAP	15.6%

Health indicators

Condition	%
Obesity	32.2%
High blood pressure	34.2%
High cholesterol	33.2%
Diabetes	10.9%
Heart disease	7.6%
Stroke	3.7%
Asthma	10.8%
Arthritis	27.7%
Kidney disease	3.4%
Pulmonary disease	9.0%
Cancer	7.4%

Behavior / access	%
Smoking	20.5%
Binge drinking	16.8%
No physical activity	27.4%
Less than 7 hrs sleep	34.1%
Depression	22.5%
Fair or poor health	15.5%
Poor mental health	15.4%
Poor physical health	11.9%
No health insurance	11.7%
Visited doctor (checkup)	77.4%
Visited dentist	57.5%
Cholesterol screening	89.6%
Teeth loss	19.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	508	8.4%

Disability	%
Any disability	16.0%
Under 18	3.0%
18–64 years	14.7%
65 and over	32.1%

Health insurance coverage

Type	%
Private insurance	65.3%
Public insurance	48.8%
No insurance	3.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,204	95.4%
Spanish	85	1.2%
Other Indo-European	6	0.1%
Asian & Pacific Islander	46	0.6%
Other languages	27	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,358	97.4%
Born in same state	7,304	96.7%
Born in different state	3,014	39.9%
Foreign born	54	0.7%
Naturalized citizen	194	2.6%
Not a US citizen	75	38.7%

Ancestry

Ancestry	Count	%
Italian	1,038	13.7%
French	890	11.8%
Arab	590	7.8%
English	243	3.2%
German	46	0.6%

Ancestry	Count	%
Irish	19	0.3%
Norwegian	11	0.1%
Dutch	11	0.1%
Polish	7	0.1%

Technology access

Metric	% of households
Computer access	44.0%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 14892

What city is ZIP code 14892 in?

ZIP code 14892 is primarily assigned to Waverly, New York.

What county is ZIP code 14892 in?

ZIP code 14892 falls within Tioga County, New York.

Does ZIP code 14892 have a large retiree population?

37% of households in ZIP code 14892 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 14892?

The median home value in ZIP code 14892 is $131,300.

What is the population of ZIP code 14892?

ZIP code 14892 has an estimated population of 7,552 residents, with a density of 179 people per square mile.

What is the median household income in ZIP code 14892?

The median household income in ZIP code 14892 is $54,313, below the national median of ~$75,000.

What timezone is ZIP code 14892 in?

ZIP code 14892 observes the EST timezone.