13812 ZIP Code — Nichols, NY

Tioga County, New York

ZIP code 13812 is located in Nichols, New York, within Tioga County. It covers approximately 31.32 square miles and serves a population of 2,293 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13812

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $134,300. Owner-occupancy is high at 80%, well above the national average.

Median household income is $71,029. The poverty rate of 6% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 13812 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,293

population

31.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13812 ZIP code map

Cities in ZIP code 13812

Below are the cities the US Postal Service accepts for ZIP code 13812. Using any city not on this list may result in mail delivery delays.

City	Status
Nichols	Acceptable
Nichols	Preferred

Nearby ZIP codes

13827 Owego (6.1 mi) 18840 Sayre (7.5 mi) 14892 Waverly (8.6 mi) 18810 Athens (8.8 mi) 14859 Lockwood (9.8 mi) 13732 Apalachin (10.2 mi) 18851 Warren Center (11.3 mi) 14825 Chemung (12.3 mi) 13743 Candor (12.6 mi) 18837 Rome (12.6 mi) 18850 Ulster (13.5 mi) 18831 Milan (13.9 mi)

Demographics updated 06/2026

Population
Total population	2,293
Population density	73 / sq mi
State FIPS	36
County FIPS	107

Geography
Land area	31.32 sq mi
Water area	0.92 sq mi
Latitude	42.0453
Longitude	-76.3743
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.9%	41.0%	37.0%
$50k – $100k	40.7%	34.3%	27.0%
$100k – $200k	18.9%	21.0%	24.4%
Over $200k	5.5%	3.6%	11.5%

Demographics & statistics

2,293

Population

People per sq mi

42.4

Median age

$71,029

Median household income

$34,785

Per capita income

$134,300

Median home value

$1,025

Median monthly rent

79.8%

Home ownership

5.5%

Poverty rate

2.1%

Unemployment

827

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

157

25–34

151

122

35–44

118

165

45–54

160

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	520	22.7%
18 and over	1,773	77.3%
65 and over	438	19.1%
Median age	42.4 years

Race & ethnicity

White 96.6%

Two or more races 2%

Hispanic or Latino 1.4%

Group	Count	%
White	2,247	96.6%
Two or more races	46	2%
Hispanic or Latino	33	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.9%	41.0%	37.0%
$50k – $100k	40.7%	34.3%	27.0%
$100k – $200k	18.9%	21.0%	24.4%
Over $200k	5.5%	3.6%	11.5%

Under $10k 0.9%

$10k–$15k 2.8%

$15k–$25k 7.4%

$25k–$35k 5.3%

$35k–$50k 17.2%

$50k–$75k 20.4%

$75k–$100k 14.7%

$100k–$150k 18.7%

$150k–$200k 6.1%

$200k+ 6.5%

Range	% of households
Under $10k	0.9%
$10k–$15k	2.8%
$15k–$25k	7.4%
$25k–$35k	5.3%
$35k–$50k	17.2%
$50k–$75k	20.4%
$75k–$100k	14.7%
$100k–$150k	18.7%
$150k–$200k	6.1%
$200k+	6.5%
Median income	$71,029

Housing

Home values

Under $50k 10.9%

$50k–$100k 26.0%

$100k–$150k 20.0%

$150k–$200k 15.5%

$200k–$300k 22.6%

$300k–$500k 4.0%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$134,300
Median rent / month	$1,025
Owner occupied	79.8%
Renter occupied	20.2%
Vacant	9.2%
Single-family detached	76.0%
Large apartment buildings	0.0%
Mobile homes	15.4%
Median rooms	6.1
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	18.0%
1990–1999	10.7%
1980–1989	0.5%
1970–1979	8.5%
1960–1969	8.4%
1950–1959	15.2%
1940–1949	4.1%
1939 or earlier	31.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	7.6%
2 bedrooms	17.3%
3 bedrooms	50.0%
4 bedrooms	17.2%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	9.2%
1 vehicle	20.5%
2 vehicles	33.8%
3 or more	36.4%

Heating fuel

Fuel type	%
Utility gas	4.7%
Electricity	5.1%
Propane / LP gas	28.2%
Fuel oil	47.0%
Wood	10.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	536	58.3%
Cohabiting couple	53	5.8%
Male householder, no spouse	170	18.5%
Female householder, no spouse	161	17.5%
Households with children under 18	261	28.4%
Households with seniors (65+)	330	35.9%
Average household size	2.49

Marital status

Status	Male	Female
Never married	28.8%	22.5%
Married	54.1%	58.3%
Separated	3.0%	0.0%
Widowed	7.8%	9.0%
Divorced	6.3%	10.2%

Education

Less than 9th grade 4.1%

Some HS, no diploma 7.0%

HS graduate 40.6%

Some college, no degree 17.5%

Associate's degree 9.8%

Bachelor's degree 13.3%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	4.7%
Kindergarten	37	6.7%
Elementary school	230	41.4%
High school	174	31.3%
College / grad school	89	16.0%

Employment

Industry of employment

Education & healthcare 20.5%

Manufacturing 15.6%

Retail trade 12.6%

Construction 10.9%

Professional & management 8.0%

Arts, food & hospitality 8.0%

Other services 6.5%

Transportation & utilities 5.4%

Finance & real estate 4.8%

Agriculture & mining 4.1%

Wholesale trade 2.6%

Public administration 0.9%

Information 0.4%

Occupation

Category	%
Management, business & arts	26.8%
Service	15.0%
Sales & office	17.6%
Natural resources & construction	15.1%
Production & transportation	25.5%

Employment type

Type	%
Private sector	79.3%
Government	11.8%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.5%
Carpool	10.4%
Public transit	0.0%
Walk	2.9%
Work from home	5.5%
Other means	1.7%
Avg commute (minutes)	23.1

Poverty

All people 5.5%

Under 18 years 6.9%

18 and over 5.0%

Married-couple families 1.1%

Female-led households 13.8%

Income support

Source	% of households
Social Security	35.4%
Retirement income	31.2%
Supplemental Security	5.9%
Cash public assistance	1.1%
Food stamps / SNAP	11.3%

Health indicators

Condition	%
Obesity	30.8%
High blood pressure	32.9%
High cholesterol	33.4%
Diabetes	10.2%
Heart disease	7.1%
Stroke	3.3%
Asthma	10.4%
Arthritis	26.6%
Kidney disease	3.1%
Pulmonary disease	8.1%
Cancer	7.4%

Behavior / access	%
Smoking	18.7%
Binge drinking	17.5%
No physical activity	24.7%
Less than 7 hrs sleep	33.1%
Depression	22.1%
Fair or poor health	13.7%
Poor mental health	14.7%
Poor physical health	10.9%
No health insurance	10.9%
Visited doctor (checkup)	77.2%
Visited dentist	60.8%
Cholesterol screening	90.5%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	216	12.2%

Disability	%
Any disability	16.9%
Under 18	6.2%
18–64 years	10.9%
65 and over	48.2%

Health insurance coverage

Type	%
Private insurance	73.2%
Public insurance	41.3%
No insurance	2.6%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,241	97.7%
Spanish	34	1.5%
Other Indo-European	29	1.3%
Asian & Pacific Islander	5	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,246	98.0%
Born in same state	2,244	97.9%
Born in different state	1,256	54.8%
Foreign born	2	0.1%
Naturalized citizen	47	2.0%
Not a US citizen	16	34.0%

Ancestry

Ancestry	Count	%
French	447	19.5%
Italian	434	18.9%
Arab	129	5.6%
English	53	2.3%

Ancestry	Count	%
Irish	45	2%
German	34	1.5%
Norwegian	13	0.6%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	83.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13812

What city is ZIP code 13812 in?

ZIP code 13812 is primarily assigned to Nichols, New York.

What county is ZIP code 13812 in?

ZIP code 13812 falls within Tioga County, New York.

Does ZIP code 13812 have a large veteran population?

12% of civilians in ZIP code 13812 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 13812?

The median home value in ZIP code 13812 is $134,300.

Does ZIP code 13812 have a large retiree population?

35% of households in ZIP code 13812 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 13812?

ZIP code 13812 has an estimated population of 2,293 residents, with a density of 73 people per square mile.

What timezone is ZIP code 13812 in?

ZIP code 13812 observes the EST timezone.