13827 ZIP Code — Owego, NY
Tioga County, New York
ZIP code 13827 is located in Owego, New York, within Tioga County. It covers approximately 90.69 square miles and serves a population of 11,770 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.
About ZIP code 13827
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $134,100. Owner-occupancy sits near the national average at 69%.
Median household income is $68,566. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
11,770
population
90.69
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
13827 ZIP code map
Cities in ZIP code 13827
Below are the cities the US Postal Service accepts for ZIP code 13827. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Owego | Acceptable |
| Owego | Preferred |
Nearby ZIP codes
13732 Apalachin (6.1 mi)
13812 Nichols (6.1 mi)
13743 Candor (9.5 mi)
13760 Endicott (10.6 mi)
13811 Newark Valley (11.2 mi)
18851 Warren Center (11.2 mi)
13850 Vestal (13.2 mi)
18830 Little Meadows (13.3 mi)
14859 Lockwood (13.3 mi)
18840 Sayre (13.6 mi)
14892 Waverly (13.8 mi)
13802 Maine (14.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 11,770 |
| Population density | 130 / sq mi |
| State FIPS | 36 |
| County FIPS | 107 |
| Geography | |
|---|---|
| Land area | 90.69 sq mi |
| Water area | 0.99 sq mi |
| Latitude | 42.0970 |
| Longitude | -76.2769 |
| Timezone | Eastern (ET) |
| Area code | 607 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 43.8% | 41.0% | 37.0% |
| $50k – $100k | 34.6% | 34.3% | 27.0% |
| $100k – $200k | 18.4% | 21.0% | 24.4% |
| Over $200k | 3.3% | 3.6% | 11.5% |
Demographics & statistics
11,770
Population
130
People per sq mi
44.9
Median age
$68,566
Median household income
$37,730
Per capita income
$134,100
Median home value
$890
Median monthly rent
69.3%
Home ownership
13.4%
Poverty rate
7.4%
Unemployment
3,826
Housing units
30.0%
Bachelor's or higher
Age distribution
Male
Female
285
Under 5
304
240
5–9
255
442
10–14
472
377
15–19
401
282
20–24
300
439
25–34
469
795
35–44
848
614
45–54
654
374
55–59
399
519
60–64
554
727
65–74
776
411
75–84
439
191
85+
203
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 2,474 | 21.0% |
| 18 and over | 9,296 | 79.0% |
| 65 and over | 2,747 | 23.3% |
| Median age | 44.9 years | |
Race & ethnicity
White
92.9%
Two or more races
2%
Hispanic or Latino
1.9%
Black or African American
1.2%
Asian
1%
Other race
1%
| Group | Count | % |
|---|---|---|
| White | 11,153 | 92.9% |
| Two or more races | 236 | 2% |
| Hispanic or Latino | 231 | 1.9% |
| Black or African American | 139 | 1.2% |
| Asian | 119 | 1% |
| Other race | 119 | 1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 43.8% | 41.0% | 37.0% |
| $50k – $100k | 34.6% | 34.3% | 27.0% |
| $100k – $200k | 18.4% | 21.0% | 24.4% |
| Over $200k | 3.3% | 3.6% | 11.5% |
Under $10k
5.2%
$10k–$15k
6.2%
$15k–$25k
7.3%
$25k–$35k
9.8%
$35k–$50k
10.1%
$50k–$75k
16.2%
$75k–$100k
16.2%
$100k–$150k
16.2%
$150k–$200k
6.9%
$200k+
5.9%
| Range | % of households |
|---|---|
| Under $10k | 5.2% |
| $10k–$15k | 6.2% |
| $15k–$25k | 7.3% |
| $25k–$35k | 9.8% |
| $35k–$50k | 10.1% |
| $50k–$75k | 16.2% |
| $75k–$100k | 16.2% |
| $100k–$150k | 16.2% |
| $150k–$200k | 6.9% |
| $200k+ | 5.9% |
| Median income | $68,566 |
Housing
Home values
Under $50k
10.2%
$50k–$100k
22.4%
$100k–$150k
23.3%
$150k–$200k
19.2%
$200k–$300k
17.9%
$300k–$500k
6.0%
$500k–$1M
0.6%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $134,100 |
| Median rent / month | $890 |
| Owner occupied | 69.3% |
| Renter occupied | 30.7% |
| Vacant | 6.5% |
| Single-family detached | 63.2% |
| Large apartment buildings | 3.6% |
| Mobile homes | 10.8% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.56 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 5.4% |
| 2000–2009 | 4.6% |
| 1990–1999 | 6.1% |
| 1980–1989 | 11.1% |
| 1970–1979 | 11.2% |
| 1960–1969 | 10.6% |
| 1950–1959 | 12.4% |
| 1940–1949 | 4.3% |
| 1939 or earlier | 34.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 8.9% |
| 2 bedrooms | 20.6% |
| 3 bedrooms | 45.9% |
| 4 bedrooms | 18.5% |
| 5+ bedrooms | 4.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.9% |
| 1 vehicle | 34.7% |
| 2 vehicles | 39.2% |
| 3 or more | 19.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 39.2% |
| Electricity | 13.7% |
| Propane / LP gas | 11.6% |
| Fuel oil | 22.8% |
| Wood | 6.9% |
| Solar | 0.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,361 | 47.1% |
| Cohabiting couple | 568 | 11.3% |
| Male householder, no spouse | 789 | 15.7% |
| Female householder, no spouse | 1,296 | 25.8% |
| Households with children under 18 | 1,291 | 25.7% |
| Households with seniors (65+) | 1,985 | 39.6% |
| Average household size | 2.30 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.8% | 24.6% |
| Married | 53.1% | 47.7% |
| Separated | 5.0% | 1.4% |
| Widowed | 1.9% | 13.1% |
| Divorced | 9.3% | 13.1% |
Education
Less than 9th grade
1.8%
Some HS, no diploma
7.1%
HS graduate
30.7%
Some college, no degree
15.1%
Associate's degree
15.3%
Bachelor's degree
19.7%
Graduate / professional
10.3%
| Metric | % |
|---|---|
| HS diploma or higher | 91.1% |
| Bachelor's or higher | 30.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 106 | 4.5% |
| Kindergarten | 52 | 2.2% |
| Elementary school | 1,208 | 51.1% |
| High school | 550 | 23.3% |
| College / grad school | 447 | 18.9% |
Employment
Industry of employment
Education & healthcare
31.4%
Manufacturing
18.8%
Retail trade
8.6%
Professional & management
7.1%
Construction
6.1%
Finance & real estate
6.0%
Other services
5.2%
Arts, food & hospitality
4.5%
Transportation & utilities
4.1%
Public administration
3.2%
Wholesale trade
1.9%
Information
1.6%
Agriculture & mining
1.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.6% |
| Service | 12.1% |
| Sales & office | 20.1% |
| Natural resources & construction | 10.0% |
| Production & transportation | 14.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.3% |
| Government | 20.0% |
| Self-employed | 3.1% |
| Unpaid family workers | 0.6% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.8% |
| Carpool | 4.9% |
| Public transit | 0.9% |
| Walk | 3.5% |
| Work from home | 9.5% |
| Other means | 1.4% |
| Avg commute (minutes) | 24.9 |
Poverty
All people
13.4%
Under 18 years
17.4%
18 and over
12.4%
Married-couple families
3.9%
Female-led households
20.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 44.0% |
| Retirement income | 33.5% |
| Supplemental Security | 6.9% |
| Cash public assistance | 2.1% |
| Food stamps / SNAP | 10.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.3% |
| High blood pressure | 32.6% |
| High cholesterol | 33.1% |
| Diabetes | 10.1% |
| Heart disease | 7.0% |
| Stroke | 3.2% |
| Asthma | 10.2% |
| Arthritis | 26.2% |
| Kidney disease | 3.1% |
| Pulmonary disease | 7.6% |
| Cancer | 7.5% |
| Behavior / access | % |
|---|---|
| Smoking | 17.2% |
| Binge drinking | 17.0% |
| No physical activity | 23.6% |
| Less than 7 hrs sleep | 32.5% |
| Depression | 21.3% |
| Fair or poor health | 13.0% |
| Poor mental health | 14.1% |
| Poor physical health | 10.4% |
| No health insurance | 10.2% |
| Visited doctor (checkup) | 77.6% |
| Visited dentist | 62.4% |
| Cholesterol screening | 90.9% |
| Teeth loss | 15.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 687 | 7.4% |
| Disability | % |
|---|---|
| Any disability | 17.7% |
| Under 18 | 7.9% |
| 18–64 years | 18.6% |
| 65 and over | 24.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.4% |
| Public insurance | 52.2% |
| No insurance | 2.1% |
| Uninsured under 19 | 2.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 11,181 | 95.0% |
| Spanish | 138 | 1.2% |
| Other Indo-European | 35 | 0.3% |
| Asian & Pacific Islander | 19 | 0.2% |
| Other languages | 84 | 0.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 11,513 | 97.8% |
| Born in same state | 11,188 | 95.1% |
| Born in different state | 8,578 | 72.9% |
| Foreign born | 325 | 2.8% |
| Naturalized citizen | 257 | 2.2% |
| Not a US citizen | 126 | 49.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,601 | 22.1% |
| French | 1,689 | 14.4% |
| Arab | 480 | 4.1% |
| English | 240 | 2% |
| Polish | 72 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| German | 64 | 0.5% |
| Irish | 27 | 0.2% |
| Norwegian | 23 | 0.2% |
| Dutch | 10 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.6% |
| Internet access | 91.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13827
What city is ZIP code 13827 in?
ZIP code 13827 is primarily assigned to Owego, New York.
What county is ZIP code 13827 in?
ZIP code 13827 falls within Tioga County, New York.
Does ZIP code 13827 have a large retiree population?
44% of households in ZIP code 13827 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 13827?
The median home value in ZIP code 13827 is $134,100.
What is the population of ZIP code 13827?
ZIP code 13827 has an estimated population of 11,770 residents, with a density of 130 people per square mile.
What is the median household income in ZIP code 13827?
The median household income in ZIP code 13827 is $68,566, below the national median of ~$75,000.
What timezone is ZIP code 13827 in?
ZIP code 13827 observes the EST timezone.