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New York ZIP Codes
Chemung County
Elmira, NY
14903
14903 ZIP Code — Elmira, NY
Chemung County, New York
ZIP code 14903 is located in
Elmira ,
New York ,
within Chemung County .
It covers approximately 21.65 square miles and serves a population of
7,090 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 14903
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $123,900. Owner-occupancy sits near the national average at 66%.
The gap between median ($64,528) and mean household income suggests income inequality — a small number of higher earners pull the average up. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
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Cities in ZIP code 14903
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
7,090
Population density
327 / sq mi
State FIPS
36
County FIPS
015
Geography
Land area
21.65 sq mi
Water area
0.50 sq mi
Latitude
42.1220
Longitude
-76.8806
Timezone
Eastern (ET)
Area code
607
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.2%
45.5%
37.0%
$50k – $100k
34.5%
33.0%
27.0%
$100k – $200k
17.8%
18.0%
24.4%
Over $200k
6.5%
3.5%
11.5%
Demographics & statistics
$64,528
Median household income
$123,900
Median home value
25.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,473 20.8%
18 and over 5,617 79.2%
65 and over 1,098 15.5%
Median age 43.6 years
Race & ethnicity
Black or African American
6.4%
Group Count %
White 6,013 82.9%
Two or more races 472 6.5%
Black or African American 468 6.4%
Hispanic or Latino 167 2.3%
Asian 107 1.5%
Other race 30 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.2%
45.5%
37.0%
$50k – $100k
34.5%
33.0%
27.0%
$100k – $200k
17.8%
18.0%
24.4%
Over $200k
6.5%
3.5%
11.5%
Range % of households
Under $10k 5.6%
$10k–$15k 2.8%
$15k–$25k 7.1%
$25k–$35k 10.9%
$35k–$50k 9.0%
$50k–$75k 20.9%
$75k–$100k 12.4%
$100k–$150k 20.2%
$150k–$200k 2.2%
$200k+ 8.9%
Median income $64,528
Housing
Housing overview
Metric Value
Median home value $123,900
Median rent / month $898
Owner occupied 66.3%
Renter occupied 33.7%
Vacant 9.5%
Single-family detached 67.4%
Large apartment buildings 4.6%
Mobile homes 0.0%
Median rooms 5.7
Avg household size (owned) 2.47
Year built
Era %
2020 or later 0.0%
2010–2019 2.1%
2000–2009 3.8%
1990–1999 3.4%
1980–1989 5.5%
1970–1979 13.8%
1960–1969 15.7%
1950–1959 15.2%
1940–1949 3.8%
1939 or earlier 36.7%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 15.3%
2 bedrooms 24.9%
3 bedrooms 39.9%
4 bedrooms 14.7%
5+ bedrooms 5.3%
Vehicles per household
Vehicles % of households
No vehicle 8.0%
1 vehicle 33.6%
2 vehicles 39.0%
3 or more 19.4%
Heating fuel
Fuel type %
Utility gas 73.5%
Electricity 19.3%
Propane / LP gas 2.6%
Fuel oil 3.7%
No fuel used 0.7%
Households & families
Household type Count %
Married-couple family 1,301 43.9%
Cohabiting couple 473 15.9%
Male householder, no spouse 548 18.5%
Female householder, no spouse 644 21.7%
Households with children under 18 802 27.0%
Households with seniors (65+) 871 29.4%
Average household size 2.39
Marital status
Status Male Female
Never married 36.8% 32.4%
Married 45.4% 46.7%
Separated 0.0% 0.6%
Widowed 0.9% 6.6%
Divorced 17.0% 13.7%
Education
Some college, no degree
26.8%
Graduate / professional
9.1%
Metric %
HS diploma or higher 94.8%
Bachelor's or higher 25.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 203 12.2%
Kindergarten 60 3.6%
Elementary school 545 32.8%
High school 478 28.8%
College / grad school 376 22.6%
Employment
Industry of employment
Education & healthcare
22.3%
Professional & management
10.0%
Public administration
8.6%
Transportation & utilities
5.8%
Arts, food & hospitality
4.5%
Finance & real estate
3.7%
Agriculture & mining
0.4%
Occupation
Category %
Management, business & arts 34.5%
Service 16.4%
Sales & office 24.6%
Natural resources & construction 9.9%
Production & transportation 14.6%
Employment type
Type %
Private sector 77.8%
Government 17.1%
Self-employed 4.7%
Unpaid family workers 0.4%
Commute
Method %
Drive alone 85.8%
Carpool 7.4%
Public transit 0.4%
Walk 0.6%
Work from home 5.5%
Other means 0.3%
Avg commute (minutes) 18.8
Poverty
Married-couple families
5.7%
Female-led households
29.6%
Income support
Source % of households
Social Security 36.1%
Retirement income 25.5%
Supplemental Security 3.7%
Cash public assistance 2.7%
Food stamps / SNAP 14.7%
Health indicators
Condition %
Obesity 31.1%
High blood pressure 32.0%
High cholesterol 32.5%
Diabetes 9.3%
Heart disease 6.4%
Stroke 3.0%
Asthma 10.1%
Arthritis 24.3%
Kidney disease 2.9%
Pulmonary disease 7.0%
Cancer 7.1%
Behavior / access %
Smoking 17.4%
Binge drinking 18.1%
No physical activity 23.9%
Less than 7 hrs sleep 33.0%
Depression 20.9%
Fair or poor health 11.8%
Poor mental health 14.3%
Poor physical health 9.7%
No health insurance 10.1%
Visited doctor (checkup) 77.5%
Visited dentist 66.7%
Cholesterol screening 90.7%
Teeth loss 14.0%
Veterans & disability
Veterans Count %
Civilian veterans 585 10.5%
Disability %
Any disability 11.9%
Under 18 4.2%
18–64 years 9.3%
65 and over 32.5%
Health insurance coverage
Type %
Private insurance 71.4%
Public insurance 39.7%
No insurance 4.8%
Uninsured under 19 0.8%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,694 94.4%
Spanish 87 1.3%
Other Indo-European 11 0.2%
Asian & Pacific Islander 10 0.1%
Other languages 66 1.0%
Place of birth & citizenship
Origin Count %
Native born (US) 6,883 97.1%
Born in same state 6,750 95.2%
Born in different state 5,447 76.8%
Foreign born 133 1.9%
Naturalized citizen 207 2.9%
Not a US citizen 105 50.7%
Ancestry
Ancestry Count %
Italian 725 10.2%
French 630 8.9%
Arab 134 1.9%
English 123 1.7%
Polish 64 0.9%
Ancestry Count %
German 49 0.7%
Dutch 38 0.5%
Norwegian 11 0.2%
Irish 10 0.1%
Technology access
Metric % of households
Computer access 41.8%
Internet access 94.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14903
What city is ZIP code 14903 in?
ZIP code 14903 is primarily assigned to Elmira, New York.
What county is ZIP code 14903 in?
ZIP code 14903 falls within Chemung County, New York.
What is the poverty rate in ZIP code 14903?
15% of residents in ZIP code 14903 live below the poverty line, above the national average.
Does ZIP code 14903 have a large veteran population?
11% of civilians in ZIP code 14903 are veterans, above the national average of ~7%.
Does ZIP code 14903 have a large retiree population?
36% of households in ZIP code 14903 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 14903?
The median home value in ZIP code 14903 is $123,900.
What timezone is ZIP code 14903 in?
ZIP code 14903 observes the EST timezone.
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