14845 ZIP Code — Horseheads, NY
Chemung County, New York
ZIP code 14845 is located in Horseheads, New York, within Chemung County. It covers approximately 78.18 square miles and serves a population of 20,756 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.
About ZIP code 14845
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $171,100. Owner-occupancy sits near the national average at 72%.
Median household income is $74,931. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
20,756
population
78.18
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
14845 ZIP code map
Cities in ZIP code 14845
Below are the cities the US Postal Service accepts for ZIP code 14845. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Horseheads | Preferred |
Nearby ZIP codes
14872 Pine Valley (1.8 mi)
14816 Breesport (4.7 mi)
14864 Millport (4.9 mi)
14903 Elmira (6.5 mi)
14814 Big Flats (7 mi)
14905 Elmira (8 mi)
14838 Erin (8.6 mi)
14824 Cayuta (8.8 mi)
14812 Beaver Dams (9.2 mi)
14865 Montour Falls (9.6 mi)
14904 Elmira (9.8 mi)
14901 Elmira (10.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 20,756 |
| Population density | 265 / sq mi |
| State FIPS | 36 |
| County FIPS | 015 |
| Geography | |
|---|---|
| Land area | 78.18 sq mi |
| Water area | 0.40 sq mi |
| Latitude | 42.2096 |
| Longitude | -76.8367 |
| Timezone | Eastern (ET) |
| Area code | 607 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.7% | 45.5% | 37.0% |
| $50k – $100k | 34.9% | 33.0% | 27.0% |
| $100k – $200k | 22.2% | 18.0% | 24.4% |
| Over $200k | 4.2% | 3.5% | 11.5% |
Demographics & statistics
20,756
Population
265
People per sq mi
46.2
Median age
$74,931
Median household income
$41,699
Per capita income
$171,100
Median home value
$1,177
Median monthly rent
71.8%
Home ownership
8.1%
Poverty rate
4.8%
Unemployment
6,902
Housing units
31.8%
Bachelor's or higher
Age distribution
Male
Female
635
Under 5
633
571
5–9
570
455
10–14
454
541
15–19
539
629
20–24
628
1,227
25–34
1,224
1,038
35–44
1,034
1,282
45–54
1,279
800
55–59
797
775
60–64
773
1,080
65–74
1,076
761
75–84
759
599
85+
597
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,045 | 19.5% |
| 18 and over | 16,711 | 80.5% |
| 65 and over | 4,872 | 23.5% |
| Median age | 46.2 years | |
Race & ethnicity
White
86.4%
Two or more races
5.5%
Hispanic or Latino
2.8%
Asian
2.7%
Black or African American
2.4%
Other race
0.3%
| Group | Count | % |
|---|---|---|
| White | 18,440 | 86.4% |
| Two or more races | 1,172 | 5.5% |
| Hispanic or Latino | 596 | 2.8% |
| Asian | 570 | 2.7% |
| Black or African American | 502 | 2.4% |
| Other race | 72 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.7% | 45.5% | 37.0% |
| $50k – $100k | 34.9% | 33.0% | 27.0% |
| $100k – $200k | 22.2% | 18.0% | 24.4% |
| Over $200k | 4.2% | 3.5% | 11.5% |
Under $10k
2.6%
$10k–$15k
2.2%
$15k–$25k
5.0%
$25k–$35k
7.2%
$35k–$50k
12.3%
$50k–$75k
20.8%
$75k–$100k
16.1%
$100k–$150k
19.1%
$150k–$200k
8.7%
$200k+
6.1%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 2.2% |
| $15k–$25k | 5.0% |
| $25k–$35k | 7.2% |
| $35k–$50k | 12.3% |
| $50k–$75k | 20.8% |
| $75k–$100k | 16.1% |
| $100k–$150k | 19.1% |
| $150k–$200k | 8.7% |
| $200k+ | 6.1% |
| Median income | $74,931 |
Housing
Home values
Under $50k
3.9%
$50k–$100k
12.5%
$100k–$150k
21.0%
$150k–$200k
27.5%
$200k–$300k
21.6%
$300k–$500k
9.7%
$500k–$1M
3.3%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $171,100 |
| Median rent / month | $1,177 |
| Owner occupied | 71.8% |
| Renter occupied | 28.2% |
| Vacant | 4.5% |
| Single-family detached | 73.9% |
| Large apartment buildings | 2.9% |
| Mobile homes | 4.0% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.33 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 5.2% |
| 2000–2009 | 11.1% |
| 1990–1999 | 7.5% |
| 1980–1989 | 7.4% |
| 1970–1979 | 18.9% |
| 1960–1969 | 15.7% |
| 1950–1959 | 18.8% |
| 1940–1949 | 3.6% |
| 1939 or earlier | 11.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.1% |
| 1 bedroom | 7.9% |
| 2 bedrooms | 25.1% |
| 3 bedrooms | 44.0% |
| 4 bedrooms | 16.7% |
| 5+ bedrooms | 5.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.8% |
| 1 vehicle | 39.1% |
| 2 vehicles | 37.9% |
| 3 or more | 18.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 70.2% |
| Electricity | 16.9% |
| Propane / LP gas | 5.1% |
| Fuel oil | 4.6% |
| Wood | 2.3% |
| Solar | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,385 | 48.6% |
| Cohabiting couple | 649 | 7.2% |
| Male householder, no spouse | 1,807 | 20.0% |
| Female householder, no spouse | 2,177 | 24.1% |
| Households with children under 18 | 2,264 | 25.1% |
| Households with seniors (65+) | 3,286 | 36.4% |
| Average household size | 2.22 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.7% | 23.0% |
| Married | 55.7% | 51.1% |
| Separated | 3.0% | 2.5% |
| Widowed | 4.4% | 14.0% |
| Divorced | 6.2% | 9.4% |
Education
Less than 9th grade
1.5%
Some HS, no diploma
2.9%
HS graduate
31.1%
Some college, no degree
17.2%
Associate's degree
15.6%
Bachelor's degree
18.6%
Graduate / professional
13.2%
| Metric | % |
|---|---|
| HS diploma or higher | 95.6% |
| Bachelor's or higher | 31.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 291 | 7.8% |
| Kindergarten | 311 | 8.4% |
| Elementary school | 1,392 | 37.4% |
| High school | 1,063 | 28.6% |
| College / grad school | 662 | 17.8% |
Employment
Industry of employment
Education & healthcare
27.9%
Manufacturing
19.1%
Retail trade
11.7%
Professional & management
7.5%
Public administration
5.7%
Arts, food & hospitality
5.3%
Transportation & utilities
5.2%
Finance & real estate
4.1%
Construction
3.9%
Other services
3.9%
Wholesale trade
2.4%
Agriculture & mining
1.8%
Information
1.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 42.2% |
| Service | 14.8% |
| Sales & office | 24.2% |
| Natural resources & construction | 6.6% |
| Production & transportation | 12.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.7% |
| Government | 17.7% |
| Self-employed | 2.5% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.8% |
| Carpool | 7.3% |
| Public transit | 1.1% |
| Walk | 0.4% |
| Work from home | 6.4% |
| Other means | 0.1% |
| Avg commute (minutes) | 18.4 |
Poverty
All people
8.1%
Under 18 years
8.9%
18 and over
7.9%
Married-couple families
2.2%
Female-led households
12.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 41.5% |
| Retirement income | 36.8% |
| Supplemental Security | 2.3% |
| Cash public assistance | 3.6% |
| Food stamps / SNAP | 6.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.2% |
| High blood pressure | 34.0% |
| High cholesterol | 34.5% |
| Diabetes | 9.8% |
| Heart disease | 6.9% |
| Stroke | 3.1% |
| Asthma | 9.8% |
| Arthritis | 26.2% |
| Kidney disease | 3.1% |
| Pulmonary disease | 7.0% |
| Cancer | 8.2% |
| Behavior / access | % |
|---|---|
| Smoking | 15.6% |
| Binge drinking | 16.7% |
| No physical activity | 23.5% |
| Less than 7 hrs sleep | 32.0% |
| Depression | 19.8% |
| Fair or poor health | 11.5% |
| Poor mental health | 13.1% |
| Poor physical health | 9.6% |
| No health insurance | 9.3% |
| Visited doctor (checkup) | 79.0% |
| Visited dentist | 69.1% |
| Cholesterol screening | 92.3% |
| Teeth loss | 12.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,733 | 10.4% |
| Disability | % |
|---|---|
| Any disability | 16.1% |
| Under 18 | 3.9% |
| 18–64 years | 12.4% |
| 65 and over | 36.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.7% |
| Public insurance | 41.5% |
| No insurance | 3.5% |
| Uninsured under 19 | 1.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 19,488 | 93.9% |
| Spanish | 601 | 3.1% |
| Other Indo-European | 43 | 0.2% |
| Asian & Pacific Islander | 189 | 1.0% |
| Other languages | 369 | 1.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 19,309 | 93.0% |
| Born in same state | 19,166 | 92.3% |
| Born in different state | 15,601 | 75.2% |
| Foreign born | 143 | 0.7% |
| Naturalized citizen | 1,447 | 7.0% |
| Not a US citizen | 486 | 33.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,117 | 15% |
| French | 2,732 | 13.2% |
| Arab | 843 | 4.1% |
| English | 363 | 1.7% |
| Polish | 117 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 90 | 0.4% |
| German | 47 | 0.2% |
| Dutch | 34 | 0.2% |
| Norwegian | 11 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.4% |
| Internet access | 91.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14845
What city is ZIP code 14845 in?
ZIP code 14845 is primarily assigned to Horseheads, New York.
What county is ZIP code 14845 in?
ZIP code 14845 falls within Chemung County, New York.
Does ZIP code 14845 have a large retiree population?
42% of households in ZIP code 14845 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 14845 have a large veteran population?
10% of civilians in ZIP code 14845 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 14845?
The median home value in ZIP code 14845 is $171,100.
What is the population of ZIP code 14845?
ZIP code 14845 has an estimated population of 20,756 residents, with a density of 265 people per square mile.
What timezone is ZIP code 14845 in?
ZIP code 14845 observes the EST timezone.