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New York ZIP Codes
Schuyler County
Beaver Dams, NY
14812
14812 ZIP Code — Beaver Dams, NY
Schuyler County, New York
ZIP code 14812 is located in
Beaver Dams ,
New York ,
within Schuyler County .
It covers approximately 76.43 square miles and serves a population of
3,286 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 14812
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $118,800. Owner-occupancy is high at 87%, well above the national average.
Median household income is $63,854. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 14812 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
14812 ZIP code map
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Cities in ZIP code 14812
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,286
Population density
43 / sq mi
State FIPS
36
County FIPS
097
Geography
Land area
76.43 sq mi
Water area
0.09 sq mi
Latitude
42.2966
Longitude
-76.9739
Timezone
Eastern (ET)
Area code
607
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.3%
47.2%
37.0%
$50k – $100k
35.8%
31.3%
27.0%
$100k – $200k
18.1%
18.4%
24.4%
Over $200k
1.7%
3.2%
11.5%
Demographics & statistics
$63,854
Median household income
$118,800
Median home value
13.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 643 19.6%
18 and over 2,643 80.4%
65 and over 539 16.4%
Median age 43.6 years
Race & ethnicity
Black or African American
0.3%
American Indian / Alaska Native
0.1%
Group Count %
White 3,090 91.3%
Two or more races 127 3.8%
Hispanic or Latino 99 2.9%
Other race 40 1.2%
Asian 14 0.4%
Black or African American 10 0.3%
American Indian / Alaska Native 5 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.3%
47.2%
37.0%
$50k – $100k
35.8%
31.3%
27.0%
$100k – $200k
18.1%
18.4%
24.4%
Over $200k
1.7%
3.2%
11.5%
Range % of households
Under $10k 3.4%
$10k–$15k 2.3%
$15k–$25k 7.8%
$25k–$35k 5.8%
$35k–$50k 18.9%
$50k–$75k 16.3%
$75k–$100k 14.2%
$100k–$150k 22.7%
$150k–$200k 5.4%
$200k+ 3.0%
Median income $63,854
Housing
Housing overview
Metric Value
Median home value $118,800
Median rent / month $957
Owner occupied 87.0%
Renter occupied 13.0%
Vacant 7.4%
Single-family detached 72.7%
Large apartment buildings 0.0%
Mobile homes 25.2%
Median rooms 6.2
Avg household size (owned) 2.49
Year built
Era %
2020 or later 0.1%
2010–2019 4.5%
2000–2009 5.3%
1990–1999 16.7%
1980–1989 11.3%
1970–1979 11.5%
1960–1969 8.3%
1950–1959 16.9%
1940–1949 3.0%
1939 or earlier 22.4%
Bedrooms
Size % of units
No bedroom (studio) 1.4%
1 bedroom 3.5%
2 bedrooms 19.8%
3 bedrooms 54.2%
4 bedrooms 15.3%
5+ bedrooms 5.8%
Vehicles per household
Vehicles % of households
No vehicle 3.8%
1 vehicle 29.6%
2 vehicles 39.1%
3 or more 27.5%
Heating fuel
Fuel type %
Utility gas 32.1%
Electricity 3.2%
Propane / LP gas 19.5%
Fuel oil 14.0%
Wood 19.4%
No fuel used 0.2%
Households & families
Household type Count %
Married-couple family 653 50.8%
Cohabiting couple 99 7.7%
Male householder, no spouse 291 22.6%
Female householder, no spouse 242 18.8%
Households with children under 18 396 30.8%
Households with seniors (65+) 429 33.4%
Average household size 2.56
Marital status
Status Male Female
Never married 35.8% 21.3%
Married 48.5% 51.9%
Separated 2.8% 1.6%
Widowed 1.8% 8.8%
Divorced 11.1% 16.4%
Education
Some college, no degree
18.9%
Graduate / professional
5.0%
Metric %
HS diploma or higher 91.9%
Bachelor's or higher 13.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 39 5.5%
Kindergarten 59 8.4%
Elementary school 278 39.4%
High school 207 29.4%
College / grad school 122 17.3%
Employment
Industry of employment
Education & healthcare
23.2%
Professional & management
12.7%
Arts, food & hospitality
7.2%
Finance & real estate
5.5%
Public administration
5.0%
Transportation & utilities
4.5%
Agriculture & mining
1.4%
Occupation
Category %
Management, business & arts 28.1%
Service 21.4%
Sales & office 18.5%
Natural resources & construction 13.6%
Production & transportation 18.4%
Employment type
Type %
Private sector 73.3%
Government 18.1%
Self-employed 7.7%
Unpaid family workers 0.9%
Commute
Method %
Drive alone 81.0%
Carpool 14.1%
Public transit 0.0%
Walk 0.4%
Work from home 2.5%
Other means 1.9%
Avg commute (minutes) 24.5
Poverty
Married-couple families
4.1%
Female-led households
10.3%
Income support
Source % of households
Social Security 35.6%
Retirement income 36.4%
Supplemental Security 5.2%
Cash public assistance 1.9%
Food stamps / SNAP 10.4%
Health indicators
Condition %
Obesity 32.0%
High blood pressure 32.1%
High cholesterol 32.5%
Diabetes 9.3%
Heart disease 6.4%
Stroke 3.0%
Asthma 10.4%
Arthritis 23.9%
Kidney disease 2.8%
Pulmonary disease 7.5%
Cancer 6.6%
Behavior / access %
Smoking 19.2%
Binge drinking 18.4%
No physical activity 24.1%
Less than 7 hrs sleep 34.6%
Depression 21.4%
Fair or poor health 12.8%
Poor mental health 14.9%
Poor physical health 10.2%
No health insurance 11.1%
Visited doctor (checkup) 76.4%
Visited dentist 62.4%
Cholesterol screening 89.4%
Teeth loss 15.0%
Veterans & disability
Veterans Count %
Civilian veterans 221 8.4%
Disability %
Any disability 12.6%
Under 18 2.3%
18–64 years 10.3%
65 and over 34.0%
Health insurance coverage
Type %
Private insurance 63.1%
Public insurance 42.9%
No insurance 5.5%
Uninsured under 19 4.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 3,182 96.8%
Spanish 19 0.6%
Other Indo-European 12 0.4%
Asian & Pacific Islander 0 0.0%
Other languages 7 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 3,237 98.5%
Born in same state 3,237 98.5%
Born in different state 2,686 81.7%
Foreign born 0 0.0%
Naturalized citizen 49 1.5%
Not a US citizen 13 26.5%
Ancestry
Ancestry Count %
Italian 525 16%
Arab 343 10.4%
French 280 8.5%
English 101 3.1%
Ancestry Count %
Dutch 19 0.6%
German 17 0.5%
Polish 8 0.2%
Technology access
Metric % of households
Computer access 39.1%
Internet access 92.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14812
What city is ZIP code 14812 in?
ZIP code 14812 is primarily assigned to Beaver Dams, New York.
What county is ZIP code 14812 in?
ZIP code 14812 falls within Schuyler County, New York.
Is ZIP code 14812 mostly owner-occupied?
87% of occupied units in ZIP code 14812 are owner-occupied, well above the national average.
How educated is the population of ZIP code 14812?
13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 14812 have a large retiree population?
36% of households in ZIP code 14812 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 14812?
The median home value in ZIP code 14812 is $118,800.
What timezone is ZIP code 14812 in?
ZIP code 14812 observes the EST timezone.
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