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New York ZIP Codes
Schuyler County
Rock Stream, NY
14878
14878 ZIP Code — Rock Stream, NY
Schuyler County, New York
ZIP code 14878 is located in
Rock Stream ,
New York ,
within Schuyler County .
It covers approximately 15.99 square miles and serves a population of
858 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 14878
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $142,400. Owner-occupancy is high at 96%, well above the national average.
Median household income is $55,750. Poverty affects 39% of residents, above the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 14878 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
14878 ZIP code map
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Cities in ZIP code 14878
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
858
Population density
54 / sq mi
State FIPS
36
County FIPS
097
Geography
Land area
15.99 sq mi
Water area
0.00 sq mi
Latitude
42.4536
Longitude
-76.9560
Timezone
Eastern (ET)
Area code
607
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
24.2%
47.2%
37.0%
$50k – $100k
40.4%
31.3%
27.0%
$100k – $200k
19.7%
18.4%
24.4%
Over $200k
15.7%
3.2%
11.5%
Demographics & statistics
$55,750
Median household income
$142,400
Median home value
16.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 318 37.1%
18 and over 540 62.9%
65 and over 146 17.0%
Median age 36.5 years
Race & ethnicity
Group Count %
White 837 95.2%
Hispanic or Latino 21 2.4%
Two or more races 16 1.8%
Other race 5 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
24.2%
47.2%
37.0%
$50k – $100k
40.4%
31.3%
27.0%
$100k – $200k
19.7%
18.4%
24.4%
Over $200k
15.7%
3.2%
11.5%
Range % of households
Under $10k 1.2%
$10k–$15k 1.2%
$15k–$25k 12.9%
$35k–$50k 28.1%
$50k–$75k 16.0%
$75k–$100k 10.5%
$100k–$150k 21.9%
$150k–$200k 4.3%
$200k+ 3.9%
Median income $55,750
Housing
Housing overview
Metric Value
Median home value $142,400
Median rent / month $0
Owner occupied 95.7%
Renter occupied 4.3%
Vacant 41.8%
Single-family detached 89.5%
Large apartment buildings 0.0%
Mobile homes 9.5%
Median rooms 6.5
Avg household size (owned) 3.42
Year built
Era %
2020 or later 0.9%
2010–2019 5.0%
2000–2009 8.0%
1990–1999 7.5%
1980–1989 15.2%
1970–1979 9.8%
1960–1969 4.5%
1950–1959 5.0%
1940–1949 1.6%
1939 or earlier 42.5%
Bedrooms
Size % of units
No bedroom (studio) 3.6%
1 bedroom 3.0%
2 bedrooms 16.6%
3 bedrooms 49.5%
4 bedrooms 15.7%
5+ bedrooms 11.6%
Vehicles per household
Vehicles % of households
No vehicle 2.0%
1 vehicle 41.4%
2 vehicles 32.4%
3 or more 24.2%
Heating fuel
Fuel type %
Utility gas 1.6%
Electricity 8.2%
Propane / LP gas 40.2%
Fuel oil 21.5%
Wood 17.2%
Households & families
Household type Count %
Married-couple family 126 49.2%
Cohabiting couple 31 12.1%
Male householder, no spouse 42 16.4%
Female householder, no spouse 57 22.3%
Households with children under 18 87 34.0%
Households with seniors (65+) 90 35.2%
Average household size 3.35
Marital status
Status Male Female
Never married 33.9% 35.1%
Married 40.2% 44.3%
Separated 0.0% 0.0%
Widowed 2.1% 13.2%
Divorced 23.7% 7.4%
Education
Less than 9th grade
14.5%
Some college, no degree
10.9%
Graduate / professional
10.3%
Metric %
HS diploma or higher 77.7%
Bachelor's or higher 16.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 1.4%
Kindergarten 3 1.0%
Elementary school 150 51.5%
High school 123 42.3%
College / grad school 11 3.8%
Employment
Industry of employment
Education & healthcare
22.4%
Arts, food & hospitality
9.5%
Agriculture & mining
5.7%
Public administration
5.3%
Transportation & utilities
1.5%
Occupation
Category %
Management, business & arts 26.2%
Service 10.3%
Sales & office 10.3%
Natural resources & construction 23.2%
Production & transportation 30.0%
Employment type
Type %
Private sector 71.1%
Government 23.6%
Self-employed 5.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 93.5%
Carpool 6.5%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 29.5
Poverty
Married-couple families
34.1%
Female-led households
63.2%
Income support
Source % of households
Social Security 42.6%
Retirement income 25.0%
Supplemental Security 5.9%
Cash public assistance 3.1%
Food stamps / SNAP 12.1%
Health indicators
Condition %
Obesity 32.5%
High blood pressure 36.2%
High cholesterol 36.1%
Diabetes 11.1%
Heart disease 7.9%
Stroke 3.6%
Asthma 10.8%
Arthritis 27.9%
Kidney disease 3.4%
Pulmonary disease 9.1%
Cancer 7.7%
Behavior / access %
Smoking 19.7%
Binge drinking 15.8%
No physical activity 26.3%
Less than 7 hrs sleep 34.5%
Depression 22.0%
Fair or poor health 15.0%
Poor mental health 14.8%
Poor physical health 11.7%
No health insurance 10.7%
Visited doctor (checkup) 78.4%
Visited dentist 61.9%
Cholesterol screening 91.3%
Teeth loss 16.0%
Veterans & disability
Veterans Count %
Civilian veterans 45 8.3%
Disability %
Any disability 9.8%
Under 18 3.5%
18–64 years 10.2%
65 and over 22.6%
Health insurance coverage
Type %
Private insurance 39.7%
Public insurance 65.7%
No insurance 11.9%
Uninsured under 19 15.1%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 801 93.4%
Spanish 7 0.9%
Other Indo-European 1 0.1%
Asian & Pacific Islander 6 0.7%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 854 99.5%
Born in same state 853 99.4%
Born in different state 714 83.2%
Foreign born 1 0.1%
Naturalized citizen 4 0.5%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Arab 142 16.6%
French 134 15.6%
Italian 39 4.5%
Ancestry Count %
German 16 1.9%
English 15 1.7%
Norwegian 5 0.6%
Technology access
Metric % of households
Computer access 29.8%
Internet access 95.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14878
What city is ZIP code 14878 in?
ZIP code 14878 is primarily assigned to Rock Stream, New York.
What county is ZIP code 14878 in?
ZIP code 14878 falls within Schuyler County, New York.
What is the poverty rate in ZIP code 14878?
39% of residents in ZIP code 14878 live below the poverty line, above the national average.
Is ZIP code 14878 family-oriented?
37% of residents in ZIP code 14878 are under 18, reflecting a younger, family-oriented community.
Is ZIP code 14878 mostly owner-occupied?
96% of occupied units in ZIP code 14878 are owner-occupied, well above the national average.
Does ZIP code 14878 have a large retiree population?
43% of households in ZIP code 14878 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 14878 in?
ZIP code 14878 observes the EST timezone.
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