20656 ZIP Code — Loveville, MD

Saint Marys County, Maryland

ZIP code 20656 is located in Loveville, Maryland, within Saint Marys County. It covers approximately 0.58 square miles and serves a population of 203 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301.

About ZIP code 20656

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Owner-occupancy is high at 81%, well above the national average.

The dominant occupation class is production, transportation, and material moving, with public administration as the leading industry. Remote work is prevalent — 100% of workers work from home.

Overall, ZIP code 20656 reflects a community defined by economic challenges above the national average, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

203

population

0.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20656 ZIP code map

Cities in ZIP code 20656

Below are the cities the US Postal Service accepts for ZIP code 20656. Using any city not on this list may result in mail delivery delays.

City	Status
Loveville	Preferred

Nearby ZIP codes

20624 Clements (3.6 mi) 20659 Mechanicsville (4.9 mi) 20636 Hollywood (5.5 mi) 20650 Leonardtown (6.8 mi) 20621 Chaptico (6.8 mi) 20609 Avenue (7.2 mi) 20618 Bushwood (7.9 mi) 20615 Broomes Island (8 mi) 20606 Abell (8.3 mi) 20619 California (9 mi) 20685 Saint Leonard (9.4 mi) 20622 Charlotte Hall (10.3 mi)

Demographics updated 05/2026

Population
Total population	203
Population density	350 / sq mi
State FIPS	24
County FIPS	037

Geography
Land area	0.58 sq mi
Water area	0.00 sq mi
Latitude	38.3553
Longitude	-76.6745
Timezone	Eastern (ET)
Area code	301

Total population by age

Gender

Race & ethnicity

Demographics & statistics

203

Population

350

People per sq mi

59.1

Median age

Median household income

$17,520

Per capita income

Median home value

Median monthly rent

80.6%

Home ownership

56.2%

Poverty rate

0.0%

Unemployment

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

15–19

35–44

55–59

65–74

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	74	36.5%
18 and over	129	63.5%
65 and over	83	40.9%
Median age	59.1 years

Race & ethnicity

Black or African American 100%

Group	Count	%
Black or African American	203	100%

Household income

$10k–$15k 38.8%

$25k–$35k 19.4%

$50k–$75k 41.7%

Range	% of households
$10k–$15k	38.8%
$25k–$35k	19.4%
$50k–$75k	41.7%
Median income	$0

Housing

Home values

$300k–$500k 48.2%

$500k–$1M 51.8%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	80.6%
Renter occupied	19.4%
Vacant	0.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	8.3
Avg household size (owned)	1.89

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	41.7%
1980–1989	0.0%
1970–1979	19.4%
1960–1969	38.8%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	0.0%
3 bedrooms	41.7%
4 bedrooms	19.4%
5+ bedrooms	38.8%

Vehicles per household

Vehicles	% of households
No vehicle	38.8%
1 vehicle	0.0%
2 vehicles	41.7%
3 or more	19.4%

Heating fuel

Fuel type	%
Fuel oil	100.0%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	103	100.0%
Households with children under 18	40	38.8%
Households with seniors (65+)	83	80.6%
Average household size	1.97

Marital status

Status	Male	Female
Never married	100.0%	19.4%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	80.6%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 20.2%

HS graduate 31.0%

Some college, no degree 33.3%

Associate's degree 15.5%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	79.8%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	74	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Wholesale trade 56.5%

Public administration 43.5%

Occupation

Category	%
Management, business & arts	0.0%
Service	0.0%
Sales & office	43.5%
Natural resources & construction	0.0%
Production & transportation	56.5%

Employment type

Type	%
Private sector	0.0%
Government	43.5%
Self-employed	56.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	0.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	100.0%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 56.2%

Under 18 years 100.0%

18 and over 31.0%

Married-couple families 0.0%

Female-led households 66.7%

Income support

Source	% of households
Social Security	38.8%
Retirement income	41.7%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	67.5%
Public insurance	40.9%
No insurance	12.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	203	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	203	100.0%
Born in same state	203	100.0%
Born in different state	203	100.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	43	21.2%

Technology access

Metric	% of households
Computer access	50.7%
Internet access	61.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20656

What city is ZIP code 20656 in?

ZIP code 20656 is primarily assigned to Loveville, Maryland.

What county is ZIP code 20656 in?

ZIP code 20656 falls within Saint Marys County, Maryland.

What is the poverty rate in ZIP code 20656?

56% of residents in ZIP code 20656 live below the poverty line, above the national average.

Does ZIP code 20656 have an older population?

41% of residents in ZIP code 20656 are 65 or older, above the national average of ~17%.

Is ZIP code 20656 mostly owner-occupied?

81% of occupied units in ZIP code 20656 are owner-occupied, well above the national average.

Does ZIP code 20656 have a large retiree population?

39% of households in ZIP code 20656 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 20656 in?

ZIP code 20656 observes the EST timezone.