20622 ZIP Code — Charlotte Hall, MD

Charles County, Maryland

ZIP code 20622 is located in Charlotte Hall, Maryland, within Charles County. It covers approximately 36.53 square miles and serves a population of 5,471 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240.

About ZIP code 20622

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $390,100. Owner-occupancy is high at 95%, well above the national average.

Median household income is $121,908. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

15% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 20622 reflects a community defined by a strong veteran community and high homeownership.

5,471

population

36.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20622 ZIP code map

Cities in ZIP code 20622

Below are the cities the US Postal Service accepts for ZIP code 20622. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte Hall	Acceptable
Charlotte Hall	Preferred

Nearby ZIP codes

20637 Hughesville (5.6 mi) 20617 Bryantown (6.8 mi) 20659 Mechanicsville (7 mi) 20632 Faulkner (7.7 mi) 20621 Chaptico (8.2 mi) 20611 Bel Alton (8.3 mi) 20624 Clements (9.3 mi) 20656 Loveville (10.3 mi) 20602 Waldorf (10.4 mi) 20664 Newburg (10.7 mi) 20646 La Plata (10.9 mi) 20618 Bushwood (10.9 mi)

Demographics updated 05/2026

Population
Total population	5,471
Population density	150 / sq mi
State FIPS	24
County FIPS	017

Geography
Land area	36.53 sq mi
Water area	1.55 sq mi
Latitude	38.4476
Longitude	-76.8234
Timezone	Eastern (ET)
Area code	240

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.6%	20.2%	28.2%
$50k – $100k	30.5%	28.0%	28.2%
$100k – $200k	36.8%	38.4%	30.1%
Over $200k	13.0%	13.4%	13.4%

Demographics & statistics

5,471

Population

150

People per sq mi

45.0

Median age

$121,908

Median household income

$39,281

Per capita income

$390,100

Median home value

$1,534

Median monthly rent

94.5%

Home ownership

4.3%

Poverty rate

2.8%

Unemployment

1,371

Housing units

23.0%

Bachelor's or higher

Age distribution

Male Female

157

Under 5

148

120

5–9

114

249

10–14

234

215

15–19

202

169

20–24

160

275

25–34

260

223

35–44

211

375

45–54

353

344

55–59

324

189

60–64

179

260

65–74

246

145

75–84

136

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,344	24.6%
18 and over	4,127	75.4%
65 and over	970	17.7%
Median age	45.0 years

Race & ethnicity

White 75.9%

Two or more races 9.5%

Black or African American 7.3%

Hispanic or Latino 3.9%

Asian 2.9%

Other race 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,318	75.9%
Two or more races	539	9.5%
Black or African American	413	7.3%
Hispanic or Latino	220	3.9%
Asian	166	2.9%
Other race	28	0.5%
American Indian / Alaska Native	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.6%	20.2%	28.2%
$50k – $100k	30.5%	28.0%	28.2%
$100k – $200k	36.8%	38.4%	30.1%
Over $200k	13.0%	13.4%	13.4%

Under $10k 1.4%

$10k–$15k 1.0%

$15k–$25k 4.5%

$35k–$50k 4.0%

$50k–$75k 6.3%

$75k–$100k 20.0%

$100k–$150k 21.9%

$150k–$200k 20.6%

$200k+ 20.3%

Range	% of households
Under $10k	1.4%
$10k–$15k	1.0%
$15k–$25k	4.5%
$35k–$50k	4.0%
$50k–$75k	6.3%
$75k–$100k	20.0%
$100k–$150k	21.9%
$150k–$200k	20.6%
$200k+	20.3%
Median income	$121,908

Housing

Home values

Under $50k 2.3%

$50k–$100k 0.6%

$150k–$200k 0.9%

$200k–$300k 7.7%

$300k–$500k 55.2%

$500k–$1M 32.6%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$390,100
Median rent / month	$1,534
Owner occupied	94.5%
Renter occupied	5.5%
Vacant	0.6%
Single-family detached	94.8%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	7.6
Avg household size (owned)	3.54

Year built

Era	%
2020 or later	0.7%
2010–2019	4.0%
2000–2009	21.2%
1990–1999	14.6%
1980–1989	13.0%
1970–1979	34.8%
1960–1969	5.2%
1950–1959	4.2%
1940–1949	0.0%
1939 or earlier	2.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.6%
2 bedrooms	5.1%
3 bedrooms	37.0%
4 bedrooms	27.5%
5+ bedrooms	29.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	9.7%
2 vehicles	26.6%
3 or more	59.2%

Heating fuel

Fuel type	%
Utility gas	1.4%
Electricity	47.1%
Propane / LP gas	5.5%
Fuel oil	39.3%
Wood	6.7%

Households & families

Household type	Count	%
Married-couple family	1,093	75.9%
Cohabiting couple	105	7.3%
Male householder, no spouse	150	10.4%
Female householder, no spouse	93	6.5%
Households with children under 18	771	53.5%
Households with seniors (65+)	422	29.3%
Average household size	3.50

Marital status

Status	Male	Female
Never married	36.0%	23.4%
Married	52.6%	59.7%
Separated	1.5%	1.1%
Widowed	6.2%	9.6%
Divorced	3.8%	6.3%

Education

Less than 9th grade 5.8%

Some HS, no diploma 5.9%

HS graduate 35.2%

Some college, no degree 18.6%

Associate's degree 11.4%

Bachelor's degree 12.1%

Graduate / professional 10.9%

Metric	%
HS diploma or higher	88.2%
Bachelor's or higher	23.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	7.9%
Kindergarten	25	1.7%
Elementary school	590	40.8%
High school	349	24.2%
College / grad school	367	25.4%

Employment

Industry of employment

Retail trade 15.6%

Education & healthcare 15.6%

Transportation & utilities 13.7%

Public administration 13.2%

Construction 11.1%

Professional & management 10.4%

Other services 5.0%

Arts, food & hospitality 4.6%

Finance & real estate 3.6%

Manufacturing 2.3%

Wholesale trade 2.0%

Agriculture & mining 1.8%

Information 1.1%

Occupation

Category	%
Management, business & arts	36.0%
Service	13.9%
Sales & office	17.2%
Natural resources & construction	9.7%
Production & transportation	23.1%

Employment type

Type	%
Private sector	72.8%
Government	22.8%
Self-employed	3.5%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	85.6%
Carpool	7.1%
Public transit	1.9%
Walk	0.0%
Work from home	4.8%
Other means	0.6%
Avg commute (minutes)	44.0

Poverty

All people 4.3%

Under 18 years 3.0%

18 and over 4.8%

Married-couple families 2.9%

Female-led households 9.1%

Income support

Source	% of households
Social Security	26.2%
Retirement income	22.1%
Supplemental Security	3.9%
Cash public assistance	0.6%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	39.3%
High cholesterol	37.1%
Diabetes	11.4%
Heart disease	7.5%
Stroke	3.4%
Asthma	9.3%
Arthritis	27.4%
Kidney disease	3.0%
Pulmonary disease	6.5%
Cancer	7.5%

Behavior / access	%
Smoking	16.1%
Binge drinking	14.2%
No physical activity	23.5%
Less than 7 hrs sleep	35.3%
Depression	16.5%
Fair or poor health	12.5%
Poor mental health	13.0%
Poor physical health	8.7%
No health insurance	10.1%
Visited doctor (checkup)	78.8%
Visited dentist	66.6%
Cholesterol screening	92.6%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	513	12.4%

Disability	%
Any disability	8.6%
Under 18	3.1%
18–64 years	3.8%
65 and over	42.7%

Health insurance coverage

Type	%
Private insurance	72.0%
Public insurance	24.1%
No insurance	15.2%
Uninsured under 19	13.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,166	94.4%
Spanish	196	3.8%
Other Indo-European	29	0.6%
Asian & Pacific Islander	167	3.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,166	94.4%
Born in same state	5,131	93.8%
Born in different state	2,866	52.4%
Foreign born	35	0.6%
Naturalized citizen	305	5.6%
Not a US citizen	206	67.5%

Ancestry

Ancestry	Count	%
Arab	747	13.7%
French	513	9.4%
Italian	374	6.8%
Dutch	27	0.5%

Ancestry	Count	%
German	23	0.4%
Polish	16	0.3%
English	6	0.1%

Technology access

Metric	% of households
Computer access	26.3%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20622

What city is ZIP code 20622 in?

ZIP code 20622 is primarily assigned to Charlotte Hall, Maryland.

What county is ZIP code 20622 in?

ZIP code 20622 falls within Charles County, Maryland.

Is ZIP code 20622 mostly owner-occupied?

95% of occupied units in ZIP code 20622 are owner-occupied, well above the national average.

Does ZIP code 20622 have a large veteran population?

12% of civilians in ZIP code 20622 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 20622?

The median home value in ZIP code 20622 is $390,100.

What is the median household income in ZIP code 20622?

The median household income in ZIP code 20622 is $121,908, above the national median of ~$75,000.

What timezone is ZIP code 20622 in?

ZIP code 20622 observes the EST timezone.