20650 ZIP Code — Leonardtown, MD

Saint Marys County, Maryland

ZIP code 20650 is located in Leonardtown, Maryland, within Saint Marys County. It covers approximately 61.42 square miles and serves a population of 15,522 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 20650

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $449,500. Owner-occupancy is high at 76%, well above the national average.

Median household income is $137,854. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 20650 reflects a community defined by a strong veteran community and high homeownership.

15,522

population

61.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20650 ZIP code map

Cities in ZIP code 20650

Below are the cities the US Postal Service accepts for ZIP code 20650. Using any city not on this list may result in mail delivery delays.

City	Status
Leonardtown	Preferred

Nearby ZIP codes

20619 California (5.8 mi) 20606 Abell (6.3 mi) 20609 Avenue (6.4 mi) 20620 Callaway (6.4 mi) 20656 Loveville (6.8 mi) 20636 Hollywood (6.8 mi) 20624 Clements (7.3 mi) 20634 Great Mills (7.6 mi) 20692 Valley Lee (8.7 mi) 20618 Bushwood (9 mi) 20690 Tall Timbers (9.2 mi) 20626 Coltons Point (9.5 mi)

Demographics updated 05/2026

Population
Total population	15,522
Population density	253 / sq mi
State FIPS	24
County FIPS	037

Geography
Land area	61.42 sq mi
Water area	11.86 sq mi
Latitude	38.2631
Longitude	-76.6329
Timezone	Eastern (ET)
Area code	240/301

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.0%	24.3%	28.2%
$50k – $100k	23.7%	27.4%	28.2%
$100k – $200k	34.8%	36.2%	30.1%
Over $200k	20.4%	12.1%	13.4%

Demographics & statistics

15,522

Population

253

People per sq mi

37.6

Median age

$137,854

Median household income

$52,907

Per capita income

$449,500

Median home value

$1,604

Median monthly rent

75.6%

Home ownership

4.8%

Poverty rate

4.7%

Unemployment

4,586

Housing units

44.4%

Bachelor's or higher

Age distribution

Male Female

413

Under 5

410

535

5–9

530

838

10–14

831

525

15–19

521

519

20–24

514

775

25–34

769

1,119

35–44

1,111

1,180

45–54

1,171

524

55–59

519

499

60–64

496

491

65–74

487

265

75–84

262

109

85+

109

← Male

Female →

Age summary

Group	Count	%
Under 18	4,313	27.8%
18 and over	11,209	72.2%
65 and over	1,723	11.1%
Median age	37.6 years

Race & ethnicity

White 72.9%

Two or more races 10.8%

Hispanic or Latino 6.6%

Black or African American 6.4%

Asian 2.9%

Other race 0.5%

Group	Count	%
White	12,104	72.9%
Two or more races	1,791	10.8%
Hispanic or Latino	1,090	6.6%
Black or African American	1,060	6.4%
Asian	485	2.9%
Other race	80	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.0%	24.3%	28.2%
$50k – $100k	23.7%	27.4%	28.2%
$100k – $200k	34.8%	36.2%	30.1%
Over $200k	20.4%	12.1%	13.4%

Under $10k 2.4%

$10k–$15k 1.4%

$15k–$25k 4.2%

$25k–$35k 5.6%

$35k–$50k 3.1%

$50k–$75k 8.2%

$75k–$100k 11.8%

$100k–$150k 19.4%

$150k–$200k 20.0%

$200k+ 24.0%

Range	% of households
Under $10k	2.4%
$10k–$15k	1.4%
$15k–$25k	4.2%
$25k–$35k	5.6%
$35k–$50k	3.1%
$50k–$75k	8.2%
$75k–$100k	11.8%
$100k–$150k	19.4%
$150k–$200k	20.0%
$200k+	24.0%
Median income	$137,854

Housing

Home values

Under $50k 2.8%

$100k–$150k 0.5%

$150k–$200k 3.4%

$200k–$300k 7.7%

$300k–$500k 52.9%

$500k–$1M 29.8%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$449,500
Median rent / month	$1,604
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	8.9%
Single-family detached	80.2%
Large apartment buildings	7.1%
Mobile homes	2.8%
Median rooms	7.3
Avg household size (owned)	2.93

Year built

Era	%
2020 or later	0.6%
2010–2019	21.1%
2000–2009	19.3%
1990–1999	22.7%
1980–1989	11.5%
1970–1979	8.8%
1960–1969	5.5%
1950–1959	6.5%
1940–1949	1.3%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	3.5%
2 bedrooms	14.5%
3 bedrooms	35.7%
4 bedrooms	29.7%
5+ bedrooms	15.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	19.1%
2 vehicles	40.0%
3 or more	35.5%

Heating fuel

Fuel type	%
Utility gas	6.3%
Electricity	55.4%
Propane / LP gas	15.0%
Fuel oil	16.3%
Wood	3.5%
Solar	1.7%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,192	59.4%
Cohabiting couple	315	5.9%
Male householder, no spouse	661	12.3%
Female householder, no spouse	1,205	22.4%
Households with children under 18	2,087	38.8%
Households with seniors (65+)	1,217	22.7%
Average household size	2.81

Marital status

Status	Male	Female
Never married	29.7%	26.9%
Married	57.9%	53.1%
Separated	3.3%	1.7%
Widowed	2.2%	8.7%
Divorced	6.9%	9.7%

Education

Less than 9th grade 2.5%

Some HS, no diploma 6.1%

HS graduate 25.0%

Some college, no degree 16.0%

Associate's degree 6.0%

Bachelor's degree 24.9%

Graduate / professional 19.5%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	44.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	111	2.5%
Kindergarten	177	4.0%
Elementary school	2,092	47.2%
High school	1,157	26.1%
College / grad school	891	20.1%

Employment

Industry of employment

Public administration 20.4%

Professional & management 19.1%

Education & healthcare 15.9%

Construction 10.7%

Manufacturing 8.2%

Transportation & utilities 6.5%

Retail trade 5.5%

Other services 4.8%

Arts, food & hospitality 4.6%

Information 1.8%

Finance & real estate 1.1%

Agriculture & mining 0.8%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	60.3%
Service	11.1%
Sales & office	12.4%
Natural resources & construction	7.1%
Production & transportation	9.0%

Employment type

Type	%
Private sector	61.4%
Government	31.4%
Self-employed	7.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.1%
Carpool	3.2%
Public transit	0.1%
Walk	1.8%
Work from home	15.7%
Other means	2.0%
Avg commute (minutes)	29.9

Poverty

All people 4.8%

Under 18 years 6.2%

18 and over 4.2%

Married-couple families 0.4%

Female-led households 22.1%

Income support

Source	% of households
Social Security	25.8%
Retirement income	34.2%
Supplemental Security	5.3%
Cash public assistance	3.0%
Food stamps / SNAP	11.7%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	34.8%
High cholesterol	35.5%
Diabetes	9.7%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.5%
Arthritis	26.0%
Kidney disease	2.6%
Pulmonary disease	5.5%
Cancer	7.0%

Behavior / access	%
Smoking	14.2%
Binge drinking	15.0%
No physical activity	19.8%
Less than 7 hrs sleep	34.0%
Depression	16.4%
Fair or poor health	10.6%
Poor mental health	12.7%
Poor physical health	7.9%
No health insurance	8.2%
Visited doctor (checkup)	77.5%
Visited dentist	72.0%
Cholesterol screening	93.0%
Teeth loss	9.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,875	17.3%

Disability	%
Any disability	13.1%
Under 18	8.7%
18–64 years	11.6%
65 and over	33.4%

Health insurance coverage

Type	%
Private insurance	79.6%
Public insurance	28.9%
No insurance	4.7%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,699	94.7%
Spanish	460	3.1%
Other Indo-European	59	0.4%
Asian & Pacific Islander	361	2.5%
Other languages	24	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,596	94.0%
Born in same state	14,365	92.5%
Born in different state	7,389	47.6%
Foreign born	231	1.5%
Naturalized citizen	926	6.0%
Not a US citizen	364	39.3%

Ancestry

Ancestry	Count	%
Italian	2,760	17.8%
French	2,272	14.6%
Arab	1,403	9%
Polish	390	2.5%
Dutch	65	0.4%

Ancestry	Count	%
English	63	0.4%
German	58	0.4%
Norwegian	51	0.3%
Irish	31	0.2%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20650

What city is ZIP code 20650 in?

ZIP code 20650 is primarily assigned to Leonardtown, Maryland.

What county is ZIP code 20650 in?

ZIP code 20650 falls within Saint Marys County, Maryland.

Does ZIP code 20650 have a large veteran population?

17% of civilians in ZIP code 20650 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 20650?

The median household income in ZIP code 20650 is $137,854, above the national median of ~$75,000.

What is the typical home value in ZIP code 20650?

The median home value in ZIP code 20650 is $449,500.

What is the population of ZIP code 20650?

ZIP code 20650 has an estimated population of 15,522 residents, with a density of 253 people per square mile.

What timezone is ZIP code 20650 in?

ZIP code 20650 observes the EST timezone.