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Maryland ZIP Codes
Saint Marys County
Avenue, MD
20609
20609 ZIP Code — Avenue, MD
Saint Marys County, Maryland
ZIP code 20609 is located in
Avenue ,
Maryland ,
within Saint Marys County .
It covers approximately 10.02 square miles and serves a population of
1,240 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 301 .
About ZIP code 20609
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $423,800. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($112,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. 57% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 53 minutes suggests many residents work outside the immediate area.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 20609 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
20609 ZIP code map
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Cities in ZIP code 20609
Below are the cities the US Postal Service accepts for ZIP code 20609. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,240
Population density
124 / sq mi
State FIPS
24
County FIPS
037
Geography
Land area
10.02 sq mi
Water area
3.16 sq mi
Latitude
38.2693
Longitude
-76.7497
Timezone
Eastern (ET)
Area code
301
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
43.2%
24.3%
28.2%
$50k – $100k
18.9%
27.4%
28.2%
$100k – $200k
29.3%
36.2%
30.1%
Over $200k
8.6%
12.1%
13.4%
Demographics & statistics
$112,625
Median household income
$423,800
Median home value
15.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 198 16.0%
18 and over 1,042 84.0%
65 and over 328 26.5%
Median age 54.1 years
Race & ethnicity
Black or African American
20.8%
Group Count %
White 952 76.8%
Black or African American 258 20.8%
Asian 17 1.4%
Two or more races 13 1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
43.2%
24.3%
28.2%
$50k – $100k
18.9%
27.4%
28.2%
$100k – $200k
29.3%
36.2%
30.1%
Over $200k
8.6%
12.1%
13.4%
Range % of households
Under $10k 2.7%
$15k–$25k 6.4%
$25k–$35k 9.3%
$35k–$50k 10.7%
$50k–$75k 4.7%
$75k–$100k 3.3%
$100k–$150k 30.9%
$150k–$200k 14.0%
$200k+ 18.0%
Median income $112,625
Housing
Housing overview
Metric Value
Median home value $423,800
Median rent / month $0
Owner occupied 92.0%
Renter occupied 8.0%
Vacant 14.0%
Single-family detached 94.3%
Large apartment buildings 0.0%
Mobile homes 4.2%
Median rooms 6.4
Avg household size (owned) 2.84
Year built
Era %
2020 or later 0.0%
2010–2019 9.0%
2000–2009 13.6%
1990–1999 14.9%
1980–1989 9.9%
1970–1979 11.5%
1960–1969 18.4%
1950–1959 6.1%
1940–1949 1.9%
1939 or earlier 14.7%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 1.5%
2 bedrooms 18.4%
3 bedrooms 59.1%
4 bedrooms 16.4%
5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households
No vehicle 6.4%
1 vehicle 17.1%
2 vehicles 37.1%
3 or more 39.3%
Heating fuel
Fuel type %
Utility gas 2.2%
Electricity 35.1%
Propane / LP gas 11.1%
Fuel oil 40.9%
Wood 4.7%
No fuel used 6.0%
Households & families
Household type Count %
Married-couple family 242 53.8%
Cohabiting couple 39 8.7%
Male householder, no spouse 103 22.9%
Female householder, no spouse 66 14.7%
Households with children under 18 108 24.0%
Households with seniors (65+) 239 53.1%
Average household size 2.76
Marital status
Status Male Female
Never married 32.5% 21.7%
Married 46.6% 48.3%
Separated 0.0% 0.0%
Widowed 12.8% 9.5%
Divorced 8.1% 20.5%
Education
Some college, no degree
19.2%
Graduate / professional
7.8%
Metric %
HS diploma or higher 86.5%
Bachelor's or higher 15.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 9 3.8%
Elementary school 90 37.7%
High school 54 22.6%
College / grad school 86 36.0%
Employment
Industry of employment
Education & healthcare
26.2%
Public administration
16.6%
Professional & management
8.1%
Transportation & utilities
5.9%
Arts, food & hospitality
5.3%
Finance & real estate
1.4%
Occupation
Category %
Management, business & arts 47.9%
Service 18.7%
Sales & office 16.4%
Natural resources & construction 12.2%
Production & transportation 4.7%
Employment type
Type %
Private sector 76.9%
Government 16.6%
Self-employed 6.5%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 64.7%
Carpool 16.2%
Public transit 2.0%
Walk 0.0%
Work from home 16.4%
Other means 0.8%
Avg commute (minutes) 52.6
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 57.3%
Retirement income 42.7%
Supplemental Security 8.2%
Cash public assistance 1.8%
Food stamps / SNAP 4.0%
Health indicators
Condition %
Obesity 38.5%
High blood pressure 42.5%
High cholesterol 39.7%
Diabetes 13.2%
Heart disease 8.6%
Stroke 4.0%
Asthma 10.1%
Arthritis 33.3%
Kidney disease 3.6%
Pulmonary disease 8.8%
Cancer 8.6%
Behavior / access %
Smoking 19.2%
Binge drinking 13.3%
No physical activity 27.2%
Less than 7 hrs sleep 35.8%
Depression 17.5%
Fair or poor health 15.7%
Poor mental health 14.0%
Poor physical health 10.9%
No health insurance 11.0%
Visited doctor (checkup) 78.9%
Visited dentist 64.2%
Cholesterol screening 92.1%
Teeth loss 15.0%
Veterans & disability
Veterans Count %
Civilian veterans 27 2.6%
Disability %
Any disability 9.5%
Under 18 0.0%
18–64 years 9.2%
65 and over 15.9%
Health insurance coverage
Type %
Private insurance 69.9%
Public insurance 44.9%
No insurance 3.1%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,196 96.5%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,233 99.4%
Born in same state 1,206 97.3%
Born in different state 913 73.6%
Foreign born 27 2.2%
Naturalized citizen 7 0.6%
Not a US citizen 7 100.0%
Ancestry
Ancestry Count %
French 157 12.7%
Italian 100 8.1%
Ancestry Count %
Arab 56 4.5%
Technology access
Metric % of households
Computer access 36.3%
Internet access 88.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20609
What city is ZIP code 20609 in?
ZIP code 20609 is primarily assigned to Avenue, Maryland.
What county is ZIP code 20609 in?
ZIP code 20609 falls within Saint Marys County, Maryland.
Does ZIP code 20609 have a large retiree population?
57% of households in ZIP code 20609 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 20609 mostly owner-occupied?
92% of occupied units in ZIP code 20609 are owner-occupied, well above the national average.
Does ZIP code 20609 have an older population?
27% of residents in ZIP code 20609 are 65 or older, above the national average of ~17%.
What is the typical home value in ZIP code 20609?
The median home value in ZIP code 20609 is $423,800.
What timezone is ZIP code 20609 in?
ZIP code 20609 observes the EST timezone.
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