Montross ZIP Codes — Westmoreland County, VA

There is one unique ZIP code in Montross, Virginia and it is 22520. Area code: 804.

ZIP codes

96.49

sq mi land

11.94

sq mi water

804

area code

Montross, VA ZIP code map

About Montross, VA

Montross, Virginia, is a small yet charming town located in Westmoreland County. Known for its rich history and beautiful landscapes, it serves as a quiet hub of activity within the region. Filled with Southern hospitality, Montross offers residents and visitors a glimpse of rural life in Virginia.

Location & geography

Montross is situated on Virginia's Northern Neck, a peninsula between the Potomac River and the Chesapeake Bay. The town is approximately 12 miles from the nearby city of Kinsale, 18 miles from Colonial Beach, 30 miles from Tappahannock, and 25 miles from Warsaw. The town encompasses a land area of 96.49 square miles, with an additional 11.94 square miles of water, contributing to its picturesque scenery.

Community & economy

The community in Montross is characterized by its close-knit atmosphere and friendly residents who take pride in their local heritage. The town's economy is primarily driven by agriculture, tourism, and small businesses, allowing for a blend of traditional and modern lifestyles. Daily life revolves around local events, with festivals and gatherings bringing the community together throughout the year.

Transportation

Montross is accessible via several highways, with Virginia Route 3 being the main thoroughfare that connects it to the larger road network. The nearest major airport is Richmond International Airport, approximately 70 miles away, while local transport options include private vehicles and regional bus services for those without access to personal transportation.

History

Montross was founded in the 17th century and has a rich historical background closely tied to the early colonial era of Virginia. Key industries in the region historically included tobacco and boat-building, significantly contributing to the local economy and culture. Notable events include the annual Montross Fall Festival, which celebrates the town's heritage and gathers citizens and visitors alike.

Did you know?

A little-known fact about Montross is that it was named after Montrose, Scotland, reflecting the Scottish heritage of many early settlers. Additionally, Montross is home to several historic sites related to the Revolutionary War and Colonial Virginia, attracting history enthusiasts.

ZIP codes for Montross, VA (1)

ZIP code	City	County	Map
22520	Montross	Westmoreland	View map

Demographics & statistics

4,673

Population

50.7

Median age

$64,464

Median household income

$40,692

Per capita income

$237,000

Median home value

$930

Median monthly rent

81.2%

Home ownership

10.7%

Poverty rate

8.5%

Unemployment

2,577

Housing units

20.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

109

123

10–14

139

103

15–19

117

20–24

248

25–34

279

218

35–44

245

357

45–54

402

115

55–59

129

216

60–64

244

249

65–74

280

278

75–84

314

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	703	15.0%
18 and over	3,970	85.0%
65 and over	1,279	27.4%
Median age	50.7 years

Race & ethnicity

White 54.5%

Black or African American 28.4%

Two or more races 7.1%

Hispanic or Latino 6.2%

Other race 3.2%

Asian 0.7%

Group	Count	%
White	2,715	54.5%
Black or African American	1,414	28.4%
Two or more races	352	7.1%
Hispanic or Latino	307	6.2%
Other race	159	3.2%
Asian	33	0.7%

Household income

Under $10k 8.4%

$10k–$15k 2.3%

$15k–$25k 7.6%

$25k–$35k 3.3%

$35k–$50k 17.7%

$50k–$75k 16.3%

$75k–$100k 13.7%

$100k–$150k 16.7%

$150k–$200k 6.5%

$200k+ 7.5%

Range	% of households
Under $10k	8.4%
$10k–$15k	2.3%
$15k–$25k	7.6%
$25k–$35k	3.3%
$35k–$50k	17.7%
$50k–$75k	16.3%
$75k–$100k	13.7%
$100k–$150k	16.7%
$150k–$200k	6.5%
$200k+	7.5%
Median income	$64,464

Housing

Home values

Under $50k 5.9%

$50k–$100k 4.8%

$100k–$150k 5.1%

$150k–$200k 19.6%

$200k–$300k 31.1%

$300k–$500k 22.0%

$500k–$1M 10.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$237,000
Median rent / month	$930
Owner occupied	81.2%
Renter occupied	18.8%
Vacant	35.5%
Single-family detached	88.0%
Large apartment buildings	0.1%
Mobile homes	9.9%
Median rooms	5.8
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.2%
2010–2019	8.6%
2000–2009	19.2%
1990–1999	18.5%
1980–1989	10.6%
1970–1979	15.4%
1960–1969	8.3%
1950–1959	6.1%
1940–1949	4.2%
1939 or earlier	8.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	4.4%
2 bedrooms	17.3%
3 bedrooms	67.3%
4 bedrooms	9.0%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	27.0%
2 vehicles	36.2%
3 or more	33.1%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	75.8%
Propane / LP gas	4.5%
Fuel oil	13.2%
Wood	4.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	843	44.6%
Cohabiting couple	71	3.8%
Male householder, no spouse	369	19.5%
Female householder, no spouse	608	32.2%
Households with children under 18	420	22.2%
Households with seniors (65+)	935	49.4%
Average household size	2.47

Marital status

Status	Male	Female
Never married	28.3%	27.4%
Married	47.2%	50.0%
Separated	0.1%	4.3%
Widowed	5.1%	12.2%
Divorced	19.3%	6.1%

Education

Less than 9th grade 5.9%

Some HS, no diploma 11.2%

HS graduate 37.6%

Some college, no degree 17.3%

Associate's degree 7.8%

Bachelor's degree 10.8%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	20.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	5.2%
Kindergarten	3	0.4%
Elementary school	353	45.7%
High school	309	40.0%
College / grad school	68	8.8%

Employment

Industry of employment

Public administration 17.9%

Education & healthcare 16.6%

Retail trade 14.4%

Professional & management 13.2%

Construction 9.9%

Arts, food & hospitality 8.7%

Other services 5.4%

Transportation & utilities 4.4%

Manufacturing 4.0%

Wholesale trade 2.8%

Finance & real estate 1.6%

Agriculture & mining 0.7%

Information 0.5%

Occupation

Category	%
Management, business & arts	30.7%
Service	24.2%
Sales & office	20.9%
Natural resources & construction	12.3%
Production & transportation	11.8%

Employment type

Type	%
Private sector	63.9%
Government	23.1%
Self-employed	11.1%
Unpaid family workers	1.9%

Commute

Method	%
Drive alone	76.0%
Carpool	7.2%
Public transit	2.0%
Walk	2.0%
Other means	0.3%
Avg commute (minutes)	39.7

Poverty

All people 10.7%

Under 18 years 17.5%

18 and over 9.5%

Married-couple families 1.5%

Female-led households 36.7%

Income support

Source	% of households
Social Security	52.4%
Retirement income	38.3%
Supplemental Security	3.0%
Cash public assistance	3.6%
Food stamps / SNAP	11.6%

Health indicators

Condition	%
High blood pressure	43.4%
High cholesterol	37.1%
Heart disease	8.3%
Stroke	4.4%
Asthma	10.2%
Arthritis	32.3%
Kidney disease	3.8%
Pulmonary disease	8.6%
Cancer	8.2%

Behavior / access	%
Binge drinking	12.9%
No physical activity	26.6%
Less than 7 hrs sleep	37.9%
Fair or poor health	19.1%
Poor mental health	13.5%
Poor physical health	11.8%
No health insurance	14.6%
Visited doctor (checkup)	79.9%
Visited dentist	62.2%
Cholesterol screening	92.4%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	424	10.7%

Disability	%
Any disability	17.0%
Under 18	3.6%
18–64 years	10.5%
65 and over	38.1%

Health insurance coverage

Type	%
Private insurance	74.6%
Public insurance	44.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,542	97.2%
Spanish	144	3.2%
Other Indo-European	108	2.4%
Asian & Pacific Islander	34	0.7%
Other languages	2	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,492	96.1%
Born in same state	4,462	95.5%
Born in different state	2,656	56.8%
Foreign born	30	0.6%
Naturalized citizen	181	3.9%
Not a US citizen	179	98.9%

Ancestry

Ancestry	Count	%
French	513	11%
Italian	377	8.1%
Arab	207	4.4%
Irish	47	1%

Ancestry	Count	%
English	17	0.4%
Norwegian	7	0.1%
German	6	0.1%
Dutch	5	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	85.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Montross, VA have?

Montross, VA has one ZIP code: 22520. Each ZIP code serves a distinct delivery area within the city and surrounding region.