40299 ZIP Code — Louisville, KY
Jefferson County, Kentucky
ZIP code 40299 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 53.97 square miles and serves a population of 40,816 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40299
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $259,400. Owner-occupancy is high at 76%, well above the national average.
Median household income is $83,783. The poverty rate of 5% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
40,816
population
53.97
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40299 ZIP code map
Cities in ZIP code 40299
Below are the cities the US Postal Service accepts for ZIP code 40299. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Louisville | Acceptable |
| Louisville | Preferred |
Nearby ZIP codes
40291 Louisville (3.5 mi)
40243 Louisville (5.6 mi)
40228 Louisville (5.8 mi)
40023 Fisherville (6 mi)
40220 Louisville (6.6 mi)
40223 Louisville (7 mi)
40245 Louisville (7.6 mi)
40218 Louisville (7.7 mi)
40047 Mount Washington (8.5 mi)
40229 Louisville (8.5 mi)
40242 Louisville (9.1 mi)
40219 Louisville (9.4 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 40,816 |
| Population density | 756 / sq mi |
| State FIPS | 21 |
| County FIPS | 111 |
| Geography | |
|---|---|
| Land area | 53.97 sq mi |
| Water area | 0.86 sq mi |
| Latitude | 38.1599 |
| Longitude | -85.5220 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.7% | 42.4% | 47.9% |
| $50k – $100k | 35.3% | 31.3% | 30.3% |
| $100k – $200k | 29.7% | 20.3% | 17.6% |
| Over $200k | 6.3% | 6.0% | 4.2% |
Demographics & statistics
40,816
Population
756
People per sq mi
39.8
Median age
$83,783
Median household income
$43,018
Per capita income
$259,400
Median home value
$1,211
Median monthly rent
75.6%
Home ownership
5.1%
Poverty rate
3.1%
Unemployment
13,246
Housing units
42.1%
Bachelor's or higher
Age distribution
Male
Female
1,007
Under 5
1,117
1,189
5–9
1,319
1,442
10–14
1,599
1,109
15–19
1,229
993
20–24
1,100
2,586
25–34
2,867
2,665
35–44
2,955
2,347
45–54
2,602
1,100
55–59
1,220
1,525
60–64
1,691
2,015
65–74
2,233
998
75–84
1,106
380
85+
422
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 9,317 | 22.8% |
| 18 and over | 31,499 | 77.2% |
| 65 and over | 7,154 | 17.5% |
| Median age | 39.8 years | |
Race & ethnicity
White
81%
Black or African American
10.4%
Two or more races
3.1%
Asian
2.5%
Hispanic or Latino
2.1%
Other race
0.8%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 33,769 | 81% |
| Black or African American | 4,322 | 10.4% |
| Two or more races | 1,304 | 3.1% |
| Asian | 1,048 | 2.5% |
| Hispanic or Latino | 861 | 2.1% |
| Other race | 346 | 0.8% |
| American Indian / Alaska Native | 27 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.7% | 42.4% | 47.9% |
| $50k – $100k | 35.3% | 31.3% | 30.3% |
| $100k – $200k | 29.7% | 20.3% | 17.6% |
| Over $200k | 6.3% | 6.0% | 4.2% |
Under $10k
3.0%
$10k–$15k
2.3%
$15k–$25k
3.2%
$25k–$35k
5.5%
$35k–$50k
10.9%
$50k–$75k
20.8%
$75k–$100k
14.0%
$100k–$150k
20.6%
$150k–$200k
10.2%
$200k+
9.5%
| Range | % of households |
|---|---|
| Under $10k | 3.0% |
| $10k–$15k | 2.3% |
| $15k–$25k | 3.2% |
| $25k–$35k | 5.5% |
| $35k–$50k | 10.9% |
| $50k–$75k | 20.8% |
| $75k–$100k | 14.0% |
| $100k–$150k | 20.6% |
| $150k–$200k | 10.2% |
| $200k+ | 9.5% |
| Median income | $83,783 |
Housing
Home values
Under $50k
0.8%
$50k–$100k
2.1%
$100k–$150k
7.2%
$150k–$200k
18.0%
$200k–$300k
35.5%
$300k–$500k
29.2%
$500k–$1M
6.1%
$1M+
1.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $259,400 |
| Median rent / month | $1,211 |
| Owner occupied | 75.6% |
| Renter occupied | 24.4% |
| Vacant | 3.7% |
| Single-family detached | 73.9% |
| Large apartment buildings | 3.5% |
| Mobile homes | 0.5% |
| Median rooms | 6.2 |
| Avg household size (owned) | 2.51 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 10.6% |
| 2000–2009 | 22.0% |
| 1990–1999 | 20.8% |
| 1980–1989 | 6.7% |
| 1970–1979 | 16.0% |
| 1960–1969 | 11.7% |
| 1950–1959 | 7.9% |
| 1940–1949 | 1.4% |
| 1939 or earlier | 2.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 8.7% |
| 2 bedrooms | 18.8% |
| 3 bedrooms | 44.9% |
| 4 bedrooms | 21.4% |
| 5+ bedrooms | 6.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.7% |
| 1 vehicle | 28.3% |
| 2 vehicles | 46.4% |
| 3 or more | 21.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 54.3% |
| Electricity | 42.3% |
| Propane / LP gas | 2.6% |
| Fuel oil | 0.4% |
| Wood | 0.1% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,862 | 53.1% |
| Cohabiting couple | 879 | 5.3% |
| Male householder, no spouse | 2,513 | 15.1% |
| Female householder, no spouse | 4,426 | 26.5% |
| Households with children under 18 | 4,985 | 29.9% |
| Households with seniors (65+) | 5,142 | 30.8% |
| Average household size | 2.44 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 29.7% | 26.5% |
| Married | 58.3% | 51.5% |
| Separated | 0.9% | 1.3% |
| Widowed | 2.7% | 8.3% |
| Divorced | 8.5% | 12.4% |
Education
Less than 9th grade
1.3%
Some HS, no diploma
2.7%
HS graduate
20.8%
Some college, no degree
22.9%
Associate's degree
10.2%
Bachelor's degree
26.7%
Graduate / professional
15.4%
| Metric | % |
|---|---|
| HS diploma or higher | 96.0% |
| Bachelor's or higher | 42.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 862 | 8.9% |
| Kindergarten | 591 | 6.1% |
| Elementary school | 4,173 | 43.1% |
| High school | 1,914 | 19.8% |
| College / grad school | 2,139 | 22.1% |
Employment
Industry of employment
Education & healthcare
25.7%
Professional & management
12.3%
Finance & real estate
10.6%
Manufacturing
10.4%
Retail trade
10.0%
Transportation & utilities
6.7%
Arts, food & hospitality
6.5%
Other services
5.1%
Construction
5.0%
Wholesale trade
3.0%
Public administration
2.4%
Information
2.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 46.9% |
| Service | 13.2% |
| Sales & office | 20.3% |
| Natural resources & construction | 5.4% |
| Production & transportation | 14.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.2% |
| Government | 13.1% |
| Self-employed | 4.6% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.5% |
| Carpool | 8.5% |
| Public transit | 0.2% |
| Walk | 0.4% |
| Work from home | 12.9% |
| Other means | 0.5% |
| Avg commute (minutes) | 24.0 |
Poverty
All people
5.1%
Under 18 years
6.5%
18 and over
4.7%
Married-couple families
0.7%
Female-led households
11.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.8% |
| Retirement income | 26.6% |
| Supplemental Security | 3.3% |
| Cash public assistance | 1.3% |
| Food stamps / SNAP | 3.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.8% |
| High blood pressure | 35.8% |
| High cholesterol | 35.2% |
| Diabetes | 9.1% |
| Heart disease | 5.8% |
| Stroke | 2.5% |
| Asthma | 10.0% |
| Arthritis | 25.5% |
| Kidney disease | 2.5% |
| Pulmonary disease | 6.8% |
| Cancer | 6.5% |
| Behavior / access | % |
|---|---|
| Smoking | 15.6% |
| Binge drinking | 17.2% |
| No physical activity | 22.3% |
| Less than 7 hrs sleep | 32.6% |
| Depression | 23.9% |
| Fair or poor health | 13.2% |
| Poor mental health | 15.6% |
| Poor physical health | 10.3% |
| No health insurance | 8.2% |
| Visited doctor (checkup) | 75.6% |
| Visited dentist | 69.0% |
| Cholesterol screening | 91.8% |
| Teeth loss | 9.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,247 | 7.1% |
| Disability | % |
|---|---|
| Any disability | 10.7% |
| Under 18 | 3.2% |
| 18–64 years | 8.3% |
| 65 and over | 29.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 81.6% |
| Public insurance | 28.9% |
| No insurance | 3.5% |
| Uninsured under 19 | 3.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 38,692 | 94.8% |
| Spanish | 1,007 | 2.6% |
| Other Indo-European | 377 | 1.0% |
| Asian & Pacific Islander | 198 | 0.5% |
| Other languages | 359 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 38,149 | 93.5% |
| Born in same state | 37,873 | 92.8% |
| Born in different state | 28,294 | 69.3% |
| Foreign born | 276 | 0.7% |
| Naturalized citizen | 2,667 | 6.5% |
| Not a US citizen | 1,704 | 63.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 5,925 | 14.5% |
| Italian | 5,624 | 13.8% |
| Arab | 2,956 | 7.2% |
| English | 617 | 1.5% |
| Polish | 218 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| German | 95 | 0.2% |
| Norwegian | 81 | 0.2% |
| Irish | 64 | 0.2% |
| Dutch | 51 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.9% |
| Internet access | 95.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40299
What city is ZIP code 40299 in?
ZIP code 40299 is primarily assigned to Louisville, Kentucky.
What county is ZIP code 40299 in?
ZIP code 40299 falls within Jefferson County, Kentucky.
What is the population of ZIP code 40299?
ZIP code 40299 has an estimated population of 40,816 residents, with a density of 756 people per square mile.
What is the median household income in ZIP code 40299?
The median household income in ZIP code 40299 is $83,783, above the national median of ~$75,000.
What is the typical home value in ZIP code 40299?
The median home value in ZIP code 40299 is $259,400.
What timezone is ZIP code 40299 in?
ZIP code 40299 observes the EST timezone.