40220 ZIP Code — Louisville, KY
Jefferson County, Kentucky
ZIP code 40220 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 7.66 square miles and serves a population of 34,649 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40220
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $231,700. Owner-occupancy sits near the national average at 63%.
Median household income is $72,803. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
34,649
population
7.66
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40220 ZIP code map
Cities in ZIP code 40220
Below are the cities the US Postal Service accepts for ZIP code 40220. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Louisville | Acceptable |
| Louisville | Preferred |
Nearby ZIP codes
40218 Louisville (2.6 mi)
40205 Louisville (3 mi)
40207 Louisville (4.1 mi)
40222 Louisville (4.3 mi)
40242 Louisville (4.6 mi)
40243 Louisville (5.1 mi)
40228 Louisville (5.1 mi)
40223 Louisville (5.1 mi)
40213 Louisville (5.5 mi)
40206 Louisville (5.6 mi)
40204 Louisville (5.6 mi)
40217 Louisville (6.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 34,649 |
| Population density | 4,523 / sq mi |
| State FIPS | 21 |
| County FIPS | 111 |
| Geography | |
|---|---|
| Land area | 7.66 sq mi |
| Water area | 0.03 sq mi |
| Latitude | 38.2152 |
| Longitude | -85.6207 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.2% | 42.4% | 47.9% |
| $50k – $100k | 34.6% | 31.3% | 30.3% |
| $100k – $200k | 25.2% | 20.3% | 17.6% |
| Over $200k | 4.0% | 6.0% | 4.2% |
Demographics & statistics
34,649
Population
4,523
People per sq mi
39.5
Median age
$72,803
Median household income
$40,173
Per capita income
$231,700
Median home value
$1,178
Median monthly rent
63.1%
Home ownership
8.4%
Poverty rate
2.4%
Unemployment
10,462
Housing units
42.3%
Bachelor's or higher
Age distribution
Male
Female
1,010
Under 5
1,130
1,044
5–9
1,170
785
10–14
878
530
15–19
594
692
20–24
774
3,115
25–34
3,489
1,853
35–44
2,076
1,777
45–54
1,989
996
55–59
1,116
1,230
60–64
1,378
1,801
65–74
2,016
1,034
75–84
1,157
479
85+
536
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,648 | 19.2% |
| 18 and over | 28,001 | 80.8% |
| 65 and over | 7,023 | 20.3% |
| Median age | 39.5 years | |
Race & ethnicity
White
73.5%
Black or African American
12.8%
Two or more races
4.5%
Asian
4.5%
Hispanic or Latino
3.3%
Other race
1.4%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 26,336 | 73.5% |
| Black or African American | 4,591 | 12.8% |
| Two or more races | 1,604 | 4.5% |
| Asian | 1,594 | 4.5% |
| Hispanic or Latino | 1,167 | 3.3% |
| Other race | 488 | 1.4% |
| American Indian / Alaska Native | 30 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.2% | 42.4% | 47.9% |
| $50k – $100k | 34.6% | 31.3% | 30.3% |
| $100k – $200k | 25.2% | 20.3% | 17.6% |
| Over $200k | 4.0% | 6.0% | 4.2% |
Under $10k
2.6%
$10k–$15k
2.2%
$15k–$25k
5.8%
$25k–$35k
9.7%
$35k–$50k
11.8%
$50k–$75k
20.1%
$75k–$100k
14.6%
$100k–$150k
18.9%
$150k–$200k
8.6%
$200k+
5.7%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 2.2% |
| $15k–$25k | 5.8% |
| $25k–$35k | 9.7% |
| $35k–$50k | 11.8% |
| $50k–$75k | 20.1% |
| $75k–$100k | 14.6% |
| $100k–$150k | 18.9% |
| $150k–$200k | 8.6% |
| $200k+ | 5.7% |
| Median income | $72,803 |
Housing
Home values
Under $50k
2.1%
$50k–$100k
1.6%
$100k–$150k
7.3%
$150k–$200k
21.4%
$200k–$300k
49.2%
$300k–$500k
16.9%
$500k–$1M
1.2%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $231,700 |
| Median rent / month | $1,178 |
| Owner occupied | 63.1% |
| Renter occupied | 36.9% |
| Vacant | 4.4% |
| Single-family detached | 63.4% |
| Large apartment buildings | 7.0% |
| Mobile homes | 0.3% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.25 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.0% |
| 2000–2009 | 5.8% |
| 1990–1999 | 14.8% |
| 1980–1989 | 15.6% |
| 1970–1979 | 21.1% |
| 1960–1969 | 13.7% |
| 1950–1959 | 23.3% |
| 1940–1949 | 1.1% |
| 1939 or earlier | 1.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.1% |
| 1 bedroom | 13.5% |
| 2 bedrooms | 24.1% |
| 3 bedrooms | 43.5% |
| 4 bedrooms | 16.0% |
| 5+ bedrooms | 1.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.2% |
| 1 vehicle | 40.8% |
| 2 vehicles | 39.0% |
| 3 or more | 16.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 60.9% |
| Electricity | 36.8% |
| Propane / LP gas | 1.1% |
| Wood | 0.3% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,599 | 42.7% |
| Cohabiting couple | 922 | 6.0% |
| Male householder, no spouse | 3,289 | 21.3% |
| Female householder, no spouse | 4,659 | 30.1% |
| Households with children under 18 | 3,586 | 23.2% |
| Households with seniors (65+) | 4,854 | 31.4% |
| Average household size | 2.20 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.6% | 26.1% |
| Married | 52.9% | 45.8% |
| Separated | 1.0% | 1.0% |
| Widowed | 3.7% | 11.4% |
| Divorced | 8.8% | 15.6% |
Education
Less than 9th grade
1.9%
Some HS, no diploma
3.3%
HS graduate
21.0%
Some college, no degree
21.7%
Associate's degree
9.8%
Bachelor's degree
24.5%
Graduate / professional
17.8%
| Metric | % |
|---|---|
| HS diploma or higher | 94.8% |
| Bachelor's or higher | 42.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 521 | 7.9% |
| Kindergarten | 345 | 5.2% |
| Elementary school | 3,224 | 48.7% |
| High school | 931 | 14.1% |
| College / grad school | 1,594 | 24.1% |
Employment
Industry of employment
Education & healthcare
25.5%
Professional & management
12.8%
Retail trade
11.2%
Manufacturing
10.2%
Arts, food & hospitality
8.7%
Finance & real estate
7.7%
Transportation & utilities
7.4%
Construction
4.3%
Other services
4.0%
Public administration
3.1%
Wholesale trade
2.6%
Information
2.3%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 46.3% |
| Service | 13.3% |
| Sales & office | 21.2% |
| Natural resources & construction | 5.2% |
| Production & transportation | 14.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.5% |
| Government | 12.4% |
| Self-employed | 5.1% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.2% |
| Carpool | 6.5% |
| Public transit | 1.2% |
| Walk | 0.9% |
| Work from home | 11.2% |
| Other means | 0.9% |
| Avg commute (minutes) | 21.3 |
Poverty
All people
8.4%
Under 18 years
12.7%
18 and over
7.4%
Married-couple families
4.1%
Female-led households
14.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.5% |
| Retirement income | 28.4% |
| Supplemental Security | 3.3% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 3.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.9% |
| High blood pressure | 37.9% |
| High cholesterol | 35.5% |
| Diabetes | 10.1% |
| Heart disease | 6.6% |
| Stroke | 3.0% |
| Asthma | 10.3% |
| Arthritis | 27.1% |
| Kidney disease | 2.8% |
| Pulmonary disease | 7.4% |
| Cancer | 7.0% |
| Behavior / access | % |
|---|---|
| Smoking | 14.9% |
| Binge drinking | 16.0% |
| No physical activity | 23.8% |
| Less than 7 hrs sleep | 32.8% |
| Depression | 23.4% |
| Fair or poor health | 14.5% |
| Poor mental health | 15.6% |
| Poor physical health | 10.9% |
| No health insurance | 8.6% |
| Visited doctor (checkup) | 76.9% |
| Visited dentist | 67.3% |
| Cholesterol screening | 91.5% |
| Teeth loss | 11.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,750 | 6.3% |
| Disability | % |
|---|---|
| Any disability | 11.7% |
| Under 18 | 4.0% |
| 18–64 years | 8.5% |
| 65 and over | 29.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 77.4% |
| Public insurance | 35.2% |
| No insurance | 3.0% |
| Uninsured under 19 | 2.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 32,509 | 93.8% |
| Spanish | 1,651 | 5.1% |
| Other Indo-European | 670 | 2.1% |
| Asian & Pacific Islander | 420 | 1.3% |
| Other languages | 520 | 1.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 31,152 | 89.9% |
| Born in same state | 30,770 | 88.8% |
| Born in different state | 22,367 | 64.6% |
| Foreign born | 382 | 1.1% |
| Naturalized citizen | 3,497 | 10.1% |
| Not a US citizen | 1,698 | 48.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,752 | 16.6% |
| French | 4,353 | 12.6% |
| Arab | 2,420 | 7% |
| English | 419 | 1.2% |
| Irish | 114 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 100 | 0.3% |
| German | 87 | 0.3% |
| Dutch | 47 | 0.1% |
| Norwegian | 26 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 44.6% |
| Internet access | 95.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40220
What city is ZIP code 40220 in?
ZIP code 40220 is primarily assigned to Louisville, Kentucky.
What county is ZIP code 40220 in?
ZIP code 40220 falls within Jefferson County, Kentucky.
What is the population of ZIP code 40220?
ZIP code 40220 has an estimated population of 34,649 residents, with a density of 4,524 people per square mile.
What is the typical home value in ZIP code 40220?
The median home value in ZIP code 40220 is $231,700.
What is the median household income in ZIP code 40220?
The median household income in ZIP code 40220 is $72,803, below the national median of ~$75,000.
What timezone is ZIP code 40220 in?
ZIP code 40220 observes the EST timezone.