40207 ZIP Code — Louisville, KY

Jefferson County, Kentucky

ZIP code 40207 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 11.74 square miles and serves a population of 29,014 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40207

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $385,700. Owner-occupancy sits near the national average at 70%.

The gap between median ($97,754) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 40207 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

29,014

population

11.74

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40207 ZIP code map

Cities in ZIP code 40207

Below are the cities the US Postal Service accepts for ZIP code 40207. Using any city not on this list may result in mail delivery delays.

City	Status
Louisville	Acceptable
Louisville	Acceptable
Louisville	Preferred

Nearby ZIP codes

40222 Louisville (2.1 mi) 40206 Louisville (2.3 mi) 40205 Louisville (3 mi) 40204 Louisville (3.6 mi) 40242 Louisville (3.8 mi) 40220 Louisville (4.1 mi) 40241 Louisville (5 mi) 40202 Louisville (5 mi) 40218 Louisville (5 mi) 40217 Louisville (5.1 mi) 47130 Jeffersonville (5.2 mi) 47132 Jeffersonville (5.2 mi)

Demographics updated 05/2026

Population
Total population	29,014
Population density	2,471 / sq mi
State FIPS	21
County FIPS	111

Geography
Land area	11.74 sq mi
Water area	0.05 sq mi
Latitude	38.2641
Longitude	-85.6620
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.4%	42.4%	47.9%
$50k – $100k	27.7%	31.3%	30.3%
$100k – $200k	24.7%	20.3%	17.6%
Over $200k	17.2%	6.0%	4.2%

Demographics & statistics

29,014

Population

2,471

People per sq mi

42.6

Median age

$97,754

Median household income

$69,021

Per capita income

$385,700

Median home value

$1,201

Median monthly rent

69.8%

Home ownership

5.1%

Poverty rate

2.7%

Unemployment

10,382

Housing units

67.2%

Bachelor's or higher

Age distribution

Male Female

667

Under 5

734

703

5–9

774

692

10–14

763

637

15–19

702

690

20–24

759

2,054

25–34

2,263

1,804

35–44

1,987

1,590

45–54

1,752

982

55–59

1,082

880

60–64

969

1,685

65–74

1,856

915

75–84

1,007

508

85+

559

← Male

Female →

Age summary

Group	Count	%
Under 18	5,293	18.2%
18 and over	23,721	81.8%
65 and over	6,530	22.5%
Median age	42.6 years

Race & ethnicity

White 87.6%

Asian 3%

Black or African American 3%

Two or more races 2.8%

Hispanic or Latino 2.4%

Other race 1.1%

Group	Count	%
White	26,045	87.6%
Asian	907	3%
Black or African American	899	3%
Two or more races	837	2.8%
Hispanic or Latino	724	2.4%
Other race	317	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.4%	42.4%	47.9%
$50k – $100k	27.7%	31.3%	30.3%
$100k – $200k	24.7%	20.3%	17.6%
Over $200k	17.2%	6.0%	4.2%

Under $10k 2.9%

$10k–$15k 2.1%

$15k–$25k 4.2%

$25k–$35k 7.0%

$35k–$50k 9.2%

$50k–$75k 13.7%

$75k–$100k 12.3%

$100k–$150k 17.2%

$150k–$200k 9.6%

$200k+ 21.8%

Range	% of households
Under $10k	2.9%
$10k–$15k	2.1%
$15k–$25k	4.2%
$25k–$35k	7.0%
$35k–$50k	9.2%
$50k–$75k	13.7%
$75k–$100k	12.3%
$100k–$150k	17.2%
$150k–$200k	9.6%
$200k+	21.8%
Median income	$97,754

Housing

Home values

Under $50k 0.9%

$50k–$100k 0.6%

$100k–$150k 3.4%

$150k–$200k 2.7%

$200k–$300k 19.2%

$300k–$500k 43.5%

$500k–$1M 24.6%

$1M+ 5.1%

Housing overview

Metric	Value
Median home value	$385,700
Median rent / month	$1,201
Owner occupied	69.8%
Renter occupied	30.2%
Vacant	5.6%
Single-family detached	69.0%
Large apartment buildings	6.7%
Mobile homes	0.2%
Median rooms	6.4
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.2%
2010–2019	1.4%
2000–2009	3.2%
1990–1999	6.2%
1980–1989	11.8%
1970–1979	14.3%
1960–1969	12.2%
1950–1959	26.4%
1940–1949	16.3%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	10.8%
2 bedrooms	23.4%
3 bedrooms	37.5%
4 bedrooms	21.0%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	38.5%
2 vehicles	43.8%
3 or more	13.5%

Heating fuel

Fuel type	%
Utility gas	65.5%
Electricity	32.2%
Propane / LP gas	1.0%
Fuel oil	0.5%
Wood	0.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	6,548	47.7%
Cohabiting couple	601	4.4%
Male householder, no spouse	2,498	18.2%
Female householder, no spouse	4,068	29.7%
Households with children under 18	3,081	22.5%
Households with seniors (65+)	4,618	33.7%
Average household size	2.10

Marital status

Status	Male	Female
Never married	28.8%	25.1%
Married	58.4%	51.4%
Separated	0.5%	1.3%
Widowed	2.6%	9.3%
Divorced	9.7%	12.9%

Education

Less than 9th grade 0.9%

Some HS, no diploma 1.2%

HS graduate 9.2%

Some college, no degree 16.3%

Associate's degree 5.2%

Bachelor's degree 35.6%

Graduate / professional 31.6%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	67.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	652	11.6%
Kindergarten	255	4.5%
Elementary school	2,260	40.3%
High school	1,175	20.9%
College / grad school	1,267	22.6%

Employment

Industry of employment

Education & healthcare 27.0%

Professional & management 16.1%

Finance & real estate 11.2%

Retail trade 9.8%

Manufacturing 8.0%

Arts, food & hospitality 6.8%

Other services 4.6%

Transportation & utilities 4.2%

Construction 3.9%

Wholesale trade 3.0%

Public administration 2.6%

Information 2.5%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	63.2%
Service	7.8%
Sales & office	19.4%
Natural resources & construction	2.8%
Production & transportation	6.7%

Employment type

Type	%
Private sector	84.8%
Government	9.4%
Self-employed	5.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	74.5%
Carpool	5.2%
Public transit	0.7%
Walk	1.1%
Work from home	17.6%
Other means	1.0%
Avg commute (minutes)	19.2

Poverty

All people 5.1%

Under 18 years 2.8%

18 and over 5.7%

Married-couple families 1.9%

Female-led households 20.9%

Income support

Source	% of households
Social Security	31.8%
Retirement income	27.9%
Supplemental Security	2.6%
Cash public assistance	1.8%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	35.6%
High cholesterol	36.2%
Diabetes	8.6%
Heart disease	6.1%
Stroke	2.5%
Asthma	9.5%
Arthritis	26.2%
Kidney disease	2.6%
Pulmonary disease	6.0%
Cancer	7.6%

Behavior / access	%
Smoking	11.4%
Binge drinking	16.2%
No physical activity	19.2%
Less than 7 hrs sleep	29.4%
Depression	22.5%
Fair or poor health	11.2%
Poor mental health	13.9%
Poor physical health	9.2%
No health insurance	6.4%
Visited doctor (checkup)	76.9%
Visited dentist	73.5%
Cholesterol screening	92.9%
Teeth loss	7.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,332	5.6%

Disability	%
Any disability	9.3%
Under 18	2.8%
18–64 years	5.5%
65 and over	25.0%

Health insurance coverage

Type	%
Private insurance	86.6%
Public insurance	27.8%
No insurance	2.5%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,613	95.2%
Spanish	285	1.0%
Other Indo-European	79	0.3%
Asian & Pacific Islander	26	0.1%
Other languages	178	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,591	95.1%
Born in same state	27,109	93.4%
Born in different state	17,017	58.7%
Foreign born	482	1.7%
Naturalized citizen	1,423	4.9%
Not a US citizen	801	56.3%

Ancestry

Ancestry	Count	%
Italian	5,539	19.1%
French	5,116	17.6%
Arab	1,660	5.7%
English	304	1%
Polish	166	0.6%

Ancestry	Count	%
German	108	0.4%
Dutch	64	0.2%
Irish	36	0.1%
Norwegian	28	0.1%

Technology access

Metric	% of households
Computer access	47.3%
Internet access	96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40207

What city is ZIP code 40207 in?

ZIP code 40207 is primarily assigned to Louisville, Kentucky.

What county is ZIP code 40207 in?

ZIP code 40207 falls within Jefferson County, Kentucky.

How educated is the population of ZIP code 40207?

67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 40207?

The median home value in ZIP code 40207 is $385,700.

What is the population of ZIP code 40207?

ZIP code 40207 has an estimated population of 29,014 residents, with a density of 2,472 people per square mile.

What is the median household income in ZIP code 40207?

The median household income in ZIP code 40207 is $97,754, above the national median of ~$75,000.

What timezone is ZIP code 40207 in?

ZIP code 40207 observes the EST timezone.