40218 ZIP Code — Louisville, KY
Jefferson County, Kentucky
ZIP code 40218 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 9.00 square miles and serves a population of 33,479 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40218
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $175,100. Owner-occupancy sits near the national average at 50%.
Median household income is $52,584.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
33,479
population
9.00
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40218 ZIP code map
Cities in ZIP code 40218
Below are the cities the US Postal Service accepts for ZIP code 40218. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Louisville | Acceptable |
| Louisville | Preferred |
Nearby ZIP codes
40205 Louisville (2.3 mi)
40220 Louisville (2.6 mi)
40213 Louisville (3.1 mi)
40219 Louisville (3.8 mi)
40228 Louisville (3.8 mi)
40217 Louisville (4.5 mi)
40204 Louisville (4.7 mi)
40209 Louisville (4.9 mi)
40207 Louisville (5 mi)
40206 Louisville (5.6 mi)
40292 Louisville (5.8 mi)
40208 Louisville (6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 33,479 |
| Population density | 3,720 / sq mi |
| State FIPS | 21 |
| County FIPS | 111 |
| Geography | |
|---|---|
| Land area | 9.00 sq mi |
| Water area | 0.04 sq mi |
| Latitude | 38.1915 |
| Longitude | -85.6573 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.9% | 42.4% | 47.9% |
| $50k – $100k | 34.1% | 31.3% | 30.3% |
| $100k – $200k | 14.2% | 20.3% | 17.6% |
| Over $200k | 1.8% | 6.0% | 4.2% |
Demographics & statistics
33,479
Population
3,720
People per sq mi
34.7
Median age
$52,584
Median household income
$28,625
Per capita income
$175,100
Median home value
$995
Median monthly rent
50.1%
Home ownership
16.6%
Poverty rate
5.8%
Unemployment
7,776
Housing units
26.3%
Bachelor's or higher
Age distribution
Male
Female
1,219
Under 5
1,252
1,092
5–9
1,122
1,322
10–14
1,358
1,038
15–19
1,065
1,204
20–24
1,236
2,434
25–34
2,498
2,327
35–44
2,389
1,874
45–54
1,924
1,144
55–59
1,175
834
60–64
857
1,255
65–74
1,288
521
75–84
535
255
85+
261
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,646 | 25.8% |
| 18 and over | 24,833 | 74.2% |
| 65 and over | 4,115 | 12.3% |
| Median age | 34.7 years | |
Race & ethnicity
White
42.8%
Black or African American
33%
Two or more races
10.1%
Hispanic or Latino
8.5%
Asian
4%
Other race
1.7%
| Group | Count | % |
|---|---|---|
| White | 15,646 | 42.8% |
| Black or African American | 12,067 | 33% |
| Two or more races | 3,681 | 10.1% |
| Hispanic or Latino | 3,096 | 8.5% |
| Asian | 1,472 | 4% |
| Other race | 610 | 1.7% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.9% | 42.4% | 47.9% |
| $50k – $100k | 34.1% | 31.3% | 30.3% |
| $100k – $200k | 14.2% | 20.3% | 17.6% |
| Over $200k | 1.8% | 6.0% | 4.2% |
Under $10k
3.9%
$10k–$15k
3.6%
$15k–$25k
11.2%
$25k–$35k
10.3%
$35k–$50k
17.8%
$50k–$75k
19.8%
$75k–$100k
14.6%
$100k–$150k
10.4%
$150k–$200k
4.8%
$200k+
3.5%
| Range | % of households |
|---|---|
| Under $10k | 3.9% |
| $10k–$15k | 3.6% |
| $15k–$25k | 11.2% |
| $25k–$35k | 10.3% |
| $35k–$50k | 17.8% |
| $50k–$75k | 19.8% |
| $75k–$100k | 14.6% |
| $100k–$150k | 10.4% |
| $150k–$200k | 4.8% |
| $200k+ | 3.5% |
| Median income | $52,584 |
Housing
Home values
Under $50k
4.3%
$50k–$100k
11.4%
$100k–$150k
20.4%
$150k–$200k
30.7%
$200k–$300k
25.6%
$300k–$500k
4.0%
$500k–$1M
2.9%
$1M+
0.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $175,100 |
| Median rent / month | $995 |
| Owner occupied | 50.1% |
| Renter occupied | 49.9% |
| Vacant | 6.3% |
| Single-family detached | 56.2% |
| Large apartment buildings | 6.2% |
| Mobile homes | 1.6% |
| Median rooms | 5.0 |
| Avg household size (owned) | 2.44 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 1.5% |
| 2000–2009 | 5.3% |
| 1990–1999 | 8.5% |
| 1980–1989 | 11.9% |
| 1970–1979 | 21.5% |
| 1960–1969 | 23.2% |
| 1950–1959 | 21.7% |
| 1940–1949 | 3.8% |
| 1939 or earlier | 2.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.3% |
| 1 bedroom | 13.4% |
| 2 bedrooms | 34.4% |
| 3 bedrooms | 40.4% |
| 4 bedrooms | 9.2% |
| 5+ bedrooms | 1.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.8% |
| 1 vehicle | 45.4% |
| 2 vehicles | 33.8% |
| 3 or more | 14.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 53.7% |
| Electricity | 44.9% |
| Propane / LP gas | 0.6% |
| Fuel oil | 0.1% |
| Wood | 0.2% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,498 | 32.9% |
| Cohabiting couple | 1,018 | 7.4% |
| Male householder, no spouse | 2,935 | 21.5% |
| Female householder, no spouse | 5,222 | 38.2% |
| Households with children under 18 | 4,548 | 33.3% |
| Households with seniors (65+) | 3,122 | 22.8% |
| Average household size | 2.41 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.6% | 34.9% |
| Married | 40.1% | 36.3% |
| Separated | 1.9% | 2.2% |
| Widowed | 2.8% | 7.5% |
| Divorced | 13.6% | 19.0% |
Education
Less than 9th grade
3.7%
Some HS, no diploma
7.6%
HS graduate
31.6%
Some college, no degree
23.0%
Associate's degree
7.8%
Bachelor's degree
18.8%
Graduate / professional
7.4%
| Metric | % |
|---|---|
| HS diploma or higher | 88.7% |
| Bachelor's or higher | 26.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 273 | 3.5% |
| Kindergarten | 327 | 4.2% |
| Elementary school | 3,909 | 50.6% |
| High school | 1,681 | 21.7% |
| College / grad school | 1,540 | 19.9% |
Employment
Industry of employment
Education & healthcare
20.3%
Retail trade
15.4%
Manufacturing
12.8%
Transportation & utilities
11.7%
Professional & management
9.9%
Arts, food & hospitality
8.0%
Other services
7.3%
Finance & real estate
4.8%
Construction
4.3%
Public administration
2.5%
Wholesale trade
1.9%
Information
1.2%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 26.8% |
| Service | 19.9% |
| Sales & office | 19.6% |
| Natural resources & construction | 9.6% |
| Production & transportation | 24.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.7% |
| Government | 10.9% |
| Self-employed | 5.3% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 81.3% |
| Carpool | 7.4% |
| Public transit | 1.8% |
| Walk | 1.8% |
| Work from home | 7.4% |
| Other means | 0.3% |
| Avg commute (minutes) | 21.0 |
Poverty
All people
16.6%
Under 18 years
25.6%
18 and over
13.6%
Married-couple families
5.0%
Female-led households
29.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 23.2% |
| Retirement income | 18.4% |
| Supplemental Security | 4.6% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 9.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 39.0% |
| High blood pressure | 41.0% |
| High cholesterol | 33.2% |
| Diabetes | 12.4% |
| Heart disease | 6.5% |
| Stroke | 3.6% |
| Asthma | 11.7% |
| Arthritis | 26.6% |
| Kidney disease | 3.1% |
| Pulmonary disease | 8.2% |
| Cancer | 5.7% |
| Behavior / access | % |
|---|---|
| Smoking | 19.6% |
| Binge drinking | 15.1% |
| No physical activity | 30.0% |
| Less than 7 hrs sleep | 38.1% |
| Depression | 23.8% |
| Fair or poor health | 19.8% |
| Poor mental health | 17.9% |
| Poor physical health | 13.0% |
| No health insurance | 12.2% |
| Visited doctor (checkup) | 77.6% |
| Visited dentist | 57.9% |
| Cholesterol screening | 89.8% |
| Teeth loss | 16.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,498 | 6.0% |
| Disability | % |
|---|---|
| Any disability | 9.3% |
| Under 18 | 2.3% |
| 18–64 years | 7.8% |
| 65 and over | 32.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 55.2% |
| Public insurance | 45.8% |
| No insurance | 11.3% |
| Uninsured under 19 | 8.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 31,008 | 92.6% |
| Spanish | 4,322 | 13.9% |
| Other Indo-European | 2,527 | 8.1% |
| Asian & Pacific Islander | 941 | 3.0% |
| Other languages | 330 | 1.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 27,311 | 81.6% |
| Born in same state | 27,064 | 80.8% |
| Born in different state | 20,150 | 60.2% |
| Foreign born | 247 | 0.7% |
| Naturalized citizen | 6,168 | 18.4% |
| Not a US citizen | 2,345 | 38.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,432 | 7.3% |
| French | 2,087 | 6.2% |
| Arab | 1,268 | 3.8% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 321 | 1% |
| English | 100 | 0.3% |
| Irish | 27 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.8% |
| Internet access | 94.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40218
What city is ZIP code 40218 in?
ZIP code 40218 is primarily assigned to Louisville, Kentucky.
What county is ZIP code 40218 in?
ZIP code 40218 falls within Jefferson County, Kentucky.
What is the poverty rate in ZIP code 40218?
17% of residents in ZIP code 40218 live below the poverty line, above the national average.
What is the typical home value in ZIP code 40218?
The median home value in ZIP code 40218 is $175,100.
What is the population of ZIP code 40218?
ZIP code 40218 has an estimated population of 33,479 residents, with a density of 3,720 people per square mile.
What is the median household income in ZIP code 40218?
The median household income in ZIP code 40218 is $52,584, below the national median of ~$75,000.
What timezone is ZIP code 40218 in?
ZIP code 40218 observes the EST timezone.