40208 ZIP Code — Louisville, KY

Jefferson County, Kentucky

ZIP code 40208 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 2.61 square miles and serves a population of 15,126 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40208

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $124,300. Renters make up the majority at 72%, typical of denser urban areas.

Median household income is $34,206. Poverty affects 43% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%), poor mental health (23%) compared to national benchmarks.

Overall, ZIP code 40208 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

15,126

population

2.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40208 ZIP code map

Cities in ZIP code 40208

Below are the cities the US Postal Service accepts for ZIP code 40208. Using any city not on this list may result in mail delivery delays.

City	Status
Louisville	Preferred

Nearby ZIP codes

40292 Louisville (0.2 mi) 40217 Louisville (1.6 mi) 40210 Louisville (1.7 mi) 40209 Louisville (1.9 mi) 40215 Louisville (2.2 mi) 40203 Louisville (2.3 mi) 40041 Masonic Home (2.5 mi) 40225 Louisville (2.5 mi) 40282 Louisville (2.5 mi) 40280 Louisville (2.5 mi) 40281 Louisville (2.5 mi) 40266 Louisville (2.5 mi)

Demographics updated 05/2026

Population
Total population	15,126
Population density	5,795 / sq mi
State FIPS	21
County FIPS	111

Geography
Land area	2.61 sq mi
Water area	0.00 sq mi
Latitude	38.2179
Longitude	-85.7629
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.9%	42.4%	47.9%
$50k – $100k	22.7%	31.3%	30.3%
$100k – $200k	7.3%	20.3%	17.6%
Over $200k	1.0%	6.0%	4.2%

Demographics & statistics

15,126

Population

5,795

People per sq mi

22.1

Median age

$34,206

Median household income

$18,969

Per capita income

$124,300

Median home value

$871

Median monthly rent

28.3%

Home ownership

43.3%

Poverty rate

8.1%

Unemployment

2,806

Housing units

34.4%

Bachelor's or higher

Age distribution

Male Female

234

Under 5

233

373

5–9

372

507

10–14

506

1,278

15–19

1,276

2,139

20–24

2,137

1,018

25–34

1,017

604

35–44

604

315

45–54

314

320

55–59

320

257

60–64

256

371

65–74

370

112

75–84

112

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,622	17.3%
18 and over	12,504	82.7%
65 and over	1,046	6.9%
Median age	22.1 years

Race & ethnicity

White 59.9%

Black or African American 26%

Two or more races 8.1%

Hispanic or Latino 2.1%

Asian 1.6%

Native Hawaiian / Pacific Islander 1.1%

Other race 0.9%

American Indian / Alaska Native 0.3%

Group	Count	%
White	9,257	59.9%
Black or African American	4,021	26%
Two or more races	1,254	8.1%
Hispanic or Latino	328	2.1%
Asian	249	1.6%
Native Hawaiian / Pacific Islander	163	1.1%
Other race	141	0.9%
American Indian / Alaska Native	41	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.9%	42.4%	47.9%
$50k – $100k	22.7%	31.3%	30.3%
$100k – $200k	7.3%	20.3%	17.6%
Over $200k	1.0%	6.0%	4.2%

Under $10k 13.7%

$10k–$15k 8.7%

$15k–$25k 16.2%

$25k–$35k 11.8%

$35k–$50k 14.0%

$50k–$75k 15.4%

$75k–$100k 8.8%

$100k–$150k 6.2%

$150k–$200k 3.2%

$200k+ 2.0%

Range	% of households
Under $10k	13.7%
$10k–$15k	8.7%
$15k–$25k	16.2%
$25k–$35k	11.8%
$35k–$50k	14.0%
$50k–$75k	15.4%
$75k–$100k	8.8%
$100k–$150k	6.2%
$150k–$200k	3.2%
$200k+	2.0%
Median income	$34,206

Housing

Home values

Under $50k 8.1%

$50k–$100k 33.8%

$100k–$150k 11.0%

$150k–$200k 9.1%

$200k–$300k 13.2%

$300k–$500k 7.0%

$500k–$1M 16.7%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$124,300
Median rent / month	$871
Owner occupied	28.3%
Renter occupied	71.7%
Vacant	20.9%
Single-family detached	38.7%
Large apartment buildings	13.0%
Mobile homes	0.8%
Median rooms	4.4
Avg household size (owned)	2.18

Year built

Era	%
2020 or later	0.0%
2010–2019	5.7%
2000–2009	5.2%
1990–1999	3.3%
1980–1989	1.4%
1970–1979	7.0%
1960–1969	4.7%
1950–1959	9.7%
1940–1949	12.8%
1939 or earlier	50.1%

Bedrooms

Size	% of units
No bedroom (studio)	7.6%
1 bedroom	29.3%
2 bedrooms	31.9%
3 bedrooms	20.3%
4 bedrooms	7.1%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	20.1%
1 vehicle	43.2%
2 vehicles	21.8%
3 or more	14.9%

Heating fuel

Fuel type	%
Utility gas	64.1%
Electricity	32.8%
Propane / LP gas	1.7%
Fuel oil	0.7%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	855	16.7%
Cohabiting couple	448	8.7%
Male householder, no spouse	2,032	39.6%
Female householder, no spouse	1,795	35.0%
Households with children under 18	929	18.1%
Households with seniors (65+)	842	16.4%
Average household size	2.26

Marital status

Status	Male	Female
Never married	72.1%	72.8%
Married	14.7%	15.8%
Separated	1.6%	2.1%
Widowed	3.1%	3.2%
Divorced	8.6%	6.1%

Education

Less than 9th grade 5.9%

Some HS, no diploma 7.8%

HS graduate 20.1%

Some college, no degree 25.1%

Associate's degree 6.7%

Bachelor's degree 16.4%

Graduate / professional 18.0%

Metric	%
HS diploma or higher	86.3%
Bachelor's or higher	34.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	60	0.7%
Kindergarten	215	2.6%
Elementary school	1,372	16.5%
High school	547	6.6%
College / grad school	6,136	73.7%

Employment

Industry of employment

Education & healthcare 35.0%

Retail trade 15.4%

Arts, food & hospitality 14.4%

Manufacturing 7.4%

Professional & management 7.3%

Transportation & utilities 6.9%

Finance & real estate 4.0%

Other services 3.2%

Public administration 2.7%

Construction 1.9%

Information 1.1%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	31.4%
Service	23.0%
Sales & office	26.3%
Natural resources & construction	4.1%
Production & transportation	15.3%

Employment type

Type	%
Private sector	83.0%
Government	14.5%
Self-employed	2.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.1%
Carpool	8.1%
Public transit	4.1%
Walk	10.7%
Work from home	14.1%
Other means	4.9%
Avg commute (minutes)	17.7

Poverty

All people 43.3%

Under 18 years 64.9%

18 and over 37.3%

Married-couple families 13.8%

Female-led households 49.6%

Income support

Source	% of households
Social Security	21.1%
Retirement income	16.5%
Supplemental Security	5.3%
Cash public assistance	3.6%
Food stamps / SNAP	17.9%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	34.6%
High cholesterol	28.2%
Diabetes	10.4%
Heart disease	5.5%
Stroke	3.1%
Asthma	13.1%
Arthritis	21.1%
Kidney disease	2.7%
Pulmonary disease	9.0%
Cancer	3.6%

Behavior / access	%
Smoking	23.7%
Binge drinking	17.4%
No physical activity	32.0%
Less than 7 hrs sleep	38.4%
Depression	28.3%
Fair or poor health	22.1%
Poor mental health	22.7%
Poor physical health	14.1%
No health insurance	13.5%
Visited doctor (checkup)	74.3%
Visited dentist	49.6%
Cholesterol screening	81.3%
Teeth loss	24.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	529	4.2%

Disability	%
Any disability	15.5%
Under 18	9.2%
18–64 years	15.4%
65 and over	31.5%

Health insurance coverage

Type	%
Private insurance	63.0%
Public insurance	39.8%
No insurance	5.6%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,659	96.9%
Spanish	372	2.5%
Other Indo-European	49	0.3%
Asian & Pacific Islander	111	0.8%
Other languages	46	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,184	93.8%
Born in same state	14,101	93.2%
Born in different state	8,983	59.4%
Foreign born	83	0.5%
Naturalized citizen	942	6.2%
Not a US citizen	729	77.4%

Ancestry

Ancestry	Count	%
Italian	1,880	12.4%
French	1,751	11.6%
Arab	441	2.9%
Polish	80	0.5%
English	35	0.2%

Ancestry	Count	%
German	26	0.2%
Dutch	16	0.1%
Irish	11	0.1%
Norwegian	7	0%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40208

What city is ZIP code 40208 in?

ZIP code 40208 is primarily assigned to Louisville, Kentucky.

What county is ZIP code 40208 in?

ZIP code 40208 falls within Jefferson County, Kentucky.

What is the poverty rate in ZIP code 40208?

43% of residents in ZIP code 40208 live below the poverty line, above the national average.

Is ZIP code 40208 mostly rentals?

72% of occupied units in ZIP code 40208 are renter-occupied.

What is the typical home value in ZIP code 40208?

The median home value in ZIP code 40208 is $124,300.

What is the median household income in ZIP code 40208?

The median household income in ZIP code 40208 is $34,206, below the national median of ~$75,000.

What timezone is ZIP code 40208 in?

ZIP code 40208 observes the EST timezone.