40202 ZIP Code — Louisville, KY

Jefferson County, Kentucky

ZIP code 40202 is located in Louisville, Kentucky, within Jefferson County. It covers approximately 1.62 square miles and serves a population of 7,340 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40202

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $334,400. Renters make up the majority at 91%, typical of denser urban areas.

The gap between median ($26,643) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 41% of residents, above the national average. SNAP benefit usage at 41% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (47%), diabetes (16%), smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 40202 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,340

population

1.62

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40202 ZIP code map

Cities in ZIP code 40202

Below are the cities the US Postal Service accepts for ZIP code 40202. Using any city not on this list may result in mail delivery delays.

City	Status
Louisville	Preferred

Nearby ZIP codes

40287 Louisville (0.4 mi) 40282 Louisville (0.4 mi) 40296 Louisville (0.4 mi) 40281 Louisville (0.4 mi) 40283 Louisville (0.4 mi) 40280 Louisville (0.4 mi) 40297 Louisville (0.4 mi) 40225 Louisville (0.4 mi) 40266 Louisville (0.4 mi) 40289 Louisville (0.4 mi) 40293 Louisville (0.4 mi) 40294 Louisville (0.4 mi)

Demographics updated 05/2026

Population
Total population	7,340
Population density	4,531 / sq mi
State FIPS	21
County FIPS	111

Geography
Land area	1.62 sq mi
Water area	0.00 sq mi
Latitude	38.2580
Longitude	-85.7541
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.9%	42.4%	47.9%
$50k – $100k	12.2%	31.3%	30.3%
$100k – $200k	8.2%	20.3%	17.6%
Over $200k	3.7%	6.0%	4.2%

Demographics & statistics

7,340

Population

4,531

People per sq mi

42.2

Median age

$26,643

Median household income

$29,198

Per capita income

$334,400

Median home value

$676

Median monthly rent

9.3%

Home ownership

40.7%

Poverty rate

6.7%

Unemployment

1,255

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

209

15–19

131

330

20–24

207

1,121

25–34

701

743

35–44

465

746

45–54

466

387

55–59

242

410

60–64

256

340

65–74

213

137

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	271	3.7%
18 and over	7,069	96.3%
65 and over	787	10.7%
Median age	42.2 years

Race & ethnicity

White 46.6%

Black or African American 41.6%

Asian 3.4%

Two or more races 3.1%

Hispanic or Latino 3%

Other race 1.6%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	3,523	46.6%
Black or African American	3,144	41.6%
Asian	257	3.4%
Two or more races	238	3.1%
Hispanic or Latino	224	3%
Other race	120	1.6%
American Indian / Alaska Native	34	0.4%
Native Hawaiian / Pacific Islander	24	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.9%	42.4%	47.9%
$50k – $100k	12.2%	31.3%	30.3%
$100k – $200k	8.2%	20.3%	17.6%
Over $200k	3.7%	6.0%	4.2%

Under $10k 24.2%

$10k–$15k 16.4%

$15k–$25k 7.5%

$25k–$35k 10.2%

$35k–$50k 8.2%

$50k–$75k 7.3%

$75k–$100k 7.2%

$100k–$150k 10.1%

$150k–$200k 2.7%

$200k+ 6.1%

Range	% of households
Under $10k	24.2%
$10k–$15k	16.4%
$15k–$25k	7.5%
$25k–$35k	10.2%
$35k–$50k	8.2%
$50k–$75k	7.3%
$75k–$100k	7.2%
$100k–$150k	10.1%
$150k–$200k	2.7%
$200k+	6.1%
Median income	$26,643

Housing

Home values

$100k–$150k 7.5%

$150k–$200k 18.1%

$200k–$300k 18.8%

$300k–$500k 36.2%

$500k–$1M 11.9%

$1M+ 7.5%

Housing overview

Metric	Value
Median home value	$334,400
Median rent / month	$676
Owner occupied	9.3%
Renter occupied	90.7%
Vacant	23.4%
Single-family detached	1.7%
Large apartment buildings	71.5%
Mobile homes	0.0%
Median rooms	3.4
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.0%
2010–2019	16.5%
2000–2009	8.5%
1990–1999	2.7%
1980–1989	7.4%
1970–1979	5.5%
1960–1969	15.2%
1950–1959	9.7%
1940–1949	7.7%
1939 or earlier	27.0%

Bedrooms

Size	% of units
No bedroom (studio)	17.4%
1 bedroom	47.9%
2 bedrooms	29.3%
3 bedrooms	3.3%
4 bedrooms	0.9%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	54.2%
1 vehicle	32.6%
2 vehicles	12.4%
3 or more	0.9%

Heating fuel

Fuel type	%
Utility gas	20.7%
Electricity	71.6%
Propane / LP gas	3.1%
No fuel used	4.7%

Households & families

Household type	Count	%
Married-couple family	374	11.9%
Cohabiting couple	35	1.1%
Male householder, no spouse	1,469	46.7%
Female householder, no spouse	1,269	40.3%
Households with children under 18	162	5.1%
Households with seniors (65+)	683	21.7%
Average household size	1.35

Marital status

Status	Male	Female
Never married	62.5%	45.8%
Married	15.0%	15.4%
Separated	6.5%	6.3%
Widowed	2.5%	6.4%
Divorced	13.5%	26.1%

Education

Less than 9th grade 3.5%

Some HS, no diploma 12.9%

HS graduate 33.1%

Some college, no degree 23.1%

Associate's degree 3.8%

Bachelor's degree 10.8%

Graduate / professional 12.7%

Metric	%
HS diploma or higher	83.5%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	1.5%
Kindergarten	19	2.6%
Elementary school	77	10.5%
High school	266	36.4%
College / grad school	358	49.0%

Employment

Industry of employment

Education & healthcare 25.2%

Professional & management 24.0%

Arts, food & hospitality 16.0%

Manufacturing 7.0%

Finance & real estate 6.8%

Other services 4.1%

Information 3.6%

Transportation & utilities 3.2%

Construction 3.0%

Retail trade 2.8%

Wholesale trade 2.2%

Public administration 2.1%

Occupation

Category	%
Management, business & arts	46.9%
Service	15.7%
Sales & office	20.6%
Natural resources & construction	5.2%
Production & transportation	11.7%

Employment type

Type	%
Private sector	83.7%
Government	14.2%
Self-employed	2.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	34.0%
Carpool	8.1%
Public transit	9.0%
Walk	29.1%
Work from home	18.1%
Other means	1.6%
Avg commute (minutes)	17.1

Poverty

All people 40.7%

Under 18 years 18.4%

18 and over 41.6%

Married-couple families 5.6%

Female-led households 5.4%

Income support

Source	% of households
Social Security	36.1%
Retirement income	11.3%
Supplemental Security	10.2%
Cash public assistance	1.5%
Food stamps / SNAP	40.5%

Health indicators

Condition	%
Obesity	46.5%
High blood pressure	44.9%
High cholesterol	31.7%
Diabetes	15.6%
Heart disease	7.0%
Stroke	4.6%
Asthma	12.9%
Arthritis	25.4%
Kidney disease	3.6%
Pulmonary disease	10.9%
Cancer	3.7%

Behavior / access	%
Smoking	30.4%
Binge drinking	16.1%
No physical activity	38.2%
Less than 7 hrs sleep	43.7%
Depression	24.7%
Fair or poor health	29.2%
Poor mental health	20.9%
Poor physical health	17.3%
No health insurance	16.8%
Visited doctor (checkup)	75.6%
Visited dentist	41.2%
Cholesterol screening	84.2%
Teeth loss	30.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	545	7.7%

Disability	%
Any disability	26.0%
Under 18	0.0%
18–64 years	27.2%
65 and over	26.3%

Health insurance coverage

Type	%
Private insurance	45.8%
Public insurance	57.6%
No insurance	4.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,329	99.9%
Spanish	337	4.6%
Other Indo-European	108	1.5%
Asian & Pacific Islander	27	0.4%
Other languages	168	2.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,810	92.8%
Born in same state	6,705	91.3%
Born in different state	4,397	59.9%
Foreign born	105	1.4%
Naturalized citizen	530	7.2%
Not a US citizen	78	14.7%

Ancestry

Ancestry	Count	%
French	557	7.6%
Italian	459	6.3%
Arab	416	5.7%

Ancestry	Count	%
English	13	0.2%
Irish	10	0.1%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40202

What city is ZIP code 40202 in?

ZIP code 40202 is primarily assigned to Louisville, Kentucky.

What county is ZIP code 40202 in?

ZIP code 40202 falls within Jefferson County, Kentucky.

Is ZIP code 40202 mostly rentals?

91% of occupied units in ZIP code 40202 are renter-occupied.

What is the poverty rate in ZIP code 40202?

41% of residents in ZIP code 40202 live below the poverty line, above the national average.

What are the health statistics for ZIP code 40202?

Health data for ZIP code 40202 shows elevated rates of obesity (47%) and diabetes (16%) and smoking (30%) compared to national benchmarks.

Does ZIP code 40202 have a large retiree population?

36% of households in ZIP code 40202 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 40202 in?

ZIP code 40202 observes the EST timezone.