45807 ZIP Code — Lima, OH

Allen County, Ohio

ZIP code 45807 is located in Lima, Ohio, within Allen County. It covers approximately 75.42 square miles and serves a population of 11,910 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419.

About ZIP code 45807

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $176,800. Owner-occupancy is high at 81%, well above the national average.

Median household income is $72,104. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 45807 reflects a community defined by high homeownership and a significant Social Security-dependent population.

11,910

population

75.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45807 ZIP code map

Cities in ZIP code 45807

Below are the cities the US Postal Service accepts for ZIP code 45807. Using any city not on this list may result in mail delivery delays.

City	Status
Lima	Acceptable
Lima	Preferred

Nearby ZIP codes

45809 Gomer (4.1 mi) 45805 Lima (4.8 mi) 45801 Lima (5.5 mi) 45804 Lima (6.2 mi) 45806 Lima (7.5 mi) 45830 Columbus Grove (8.2 mi) 45833 Delphos (11.6 mi) 45844 Fort Jennings (11.7 mi) 45850 Harrod (13.2 mi) 45887 Spencerville (13.3 mi) 45817 Bluffton (14.2 mi) 45877 Pandora (14.5 mi)

Demographics updated 05/2026

Population
Total population	11,910
Population density	158 / sq mi
State FIPS	39
County FIPS	003

Geography
Land area	75.42 sq mi
Water area	0.40 sq mi
Latitude	40.7955
Longitude	-84.1331
Timezone	Eastern (ET)
Area code	419

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.5%	48.1%	43.3%
$50k – $100k	32.5%	33.6%	31.4%
$100k – $200k	22.6%	15.6%	20.0%
Over $200k	4.4%	2.6%	5.2%

Demographics & statistics

11,910

Population

158

People per sq mi

42.9

Median age

$72,104

Median household income

$40,347

Per capita income

$176,800

Median home value

$918

Median monthly rent

81.4%

Home ownership

4.9%

Poverty rate

2.2%

Unemployment

4,268

Housing units

21.5%

Bachelor's or higher

Age distribution

Male Female

331

Under 5

354

305

5–9

326

385

10–14

413

314

15–19

337

262

20–24

280

628

25–34

674

763

35–44

817

666

45–54

713

356

55–59

381

532

60–64

570

767

65–74

822

302

75–84

324

139

85+

149

← Male

Female →

Age summary

Group	Count	%
Under 18	2,585	21.7%
18 and over	9,325	78.3%
65 and over	2,503	21.0%
Median age	42.9 years

Race & ethnicity

White 87.5%

Black or African American 6.1%

Two or more races 2.8%

Asian 1.8%

Hispanic or Latino 1.6%

Other race 0.3%

Group	Count	%
White	10,591	87.5%
Black or African American	733	6.1%
Two or more races	333	2.8%
Asian	220	1.8%
Hispanic or Latino	198	1.6%
Other race	33	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.5%	48.1%	43.3%
$50k – $100k	32.5%	33.6%	31.4%
$100k – $200k	22.6%	15.6%	20.0%
Over $200k	4.4%	2.6%	5.2%

Under $10k 1.4%

$10k–$15k 3.5%

$15k–$25k 6.2%

$25k–$35k 5.4%

$35k–$50k 15.0%

$50k–$75k 19.8%

$75k–$100k 12.0%

$100k–$150k 19.3%

$150k–$200k 11.7%

$200k+ 5.7%

Range	% of households
Under $10k	1.4%
$10k–$15k	3.5%
$15k–$25k	6.2%
$25k–$35k	5.4%
$35k–$50k	15.0%
$50k–$75k	19.8%
$75k–$100k	12.0%
$100k–$150k	19.3%
$150k–$200k	11.7%
$200k+	5.7%
Median income	$72,104

Housing

Home values

Under $50k 6.6%

$50k–$100k 8.7%

$100k–$150k 19.3%

$150k–$200k 22.9%

$200k–$300k 29.7%

$300k–$500k 8.9%

$500k–$1M 3.9%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$176,800
Median rent / month	$918
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	5.7%
Single-family detached	84.8%
Large apartment buildings	2.8%
Mobile homes	2.9%
Median rooms	6.2
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.2%
2010–2019	2.9%
2000–2009	9.4%
1990–1999	18.4%
1980–1989	6.0%
1970–1979	21.0%
1960–1969	13.7%
1950–1959	15.8%
1940–1949	1.4%
1939 or earlier	11.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	5.3%
2 bedrooms	15.3%
3 bedrooms	58.1%
4 bedrooms	17.6%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	29.7%
2 vehicles	36.9%
3 or more	31.2%

Heating fuel

Fuel type	%
Utility gas	60.2%
Electricity	19.5%
Propane / LP gas	16.6%
Fuel oil	0.5%
Wood	0.9%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	2,695	55.2%
Cohabiting couple	366	7.5%
Male householder, no spouse	773	15.8%
Female householder, no spouse	1,047	21.5%
Households with children under 18	1,325	27.1%
Households with seniors (65+)	1,784	36.5%
Average household size	2.44

Marital status

Status	Male	Female
Never married	27.2%	22.3%
Married	60.7%	53.7%
Separated	0.1%	0.3%
Widowed	4.0%	9.3%
Divorced	7.9%	14.4%

Education

Less than 9th grade 1.6%

Some HS, no diploma 3.7%

HS graduate 41.2%

Some college, no degree 19.6%

Associate's degree 12.4%

Bachelor's degree 12.9%

Graduate / professional 8.6%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	21.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	168	6.3%
Kindergarten	48	1.8%
Elementary school	1,185	44.5%
High school	601	22.6%
College / grad school	663	24.9%

Employment

Industry of employment

Education & healthcare 24.8%

Manufacturing 19.5%

Retail trade 12.6%

Arts, food & hospitality 8.2%

Professional & management 7.5%

Transportation & utilities 6.6%

Construction 5.6%

Finance & real estate 4.3%

Other services 2.9%

Agriculture & mining 2.7%

Public administration 2.1%

Wholesale trade 2.0%

Information 1.1%

Occupation

Category	%
Management, business & arts	35.0%
Service	12.5%
Sales & office	24.4%
Natural resources & construction	8.7%
Production & transportation	19.5%

Employment type

Type	%
Private sector	84.8%
Government	10.3%
Self-employed	4.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	84.3%
Carpool	8.6%
Public transit	0.0%
Walk	1.3%
Work from home	4.2%
Other means	1.6%
Avg commute (minutes)	20.2

Poverty

All people 4.9%

Under 18 years 2.9%

18 and over 5.4%

Married-couple families 1.5%

Female-led households 9.7%

Income support

Source	% of households
Social Security	38.2%
Retirement income	33.3%
Supplemental Security	2.8%
Cash public assistance	0.4%
Food stamps / SNAP	5.9%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	34.9%
High cholesterol	32.5%
Diabetes	11.7%
Heart disease	8.0%
Stroke	3.4%
Asthma	10.1%
Arthritis	30.3%
Kidney disease	3.0%
Pulmonary disease	8.8%
Cancer	7.7%

Behavior / access	%
Smoking	19.8%
Binge drinking	17.6%
No physical activity	26.2%
Less than 7 hrs sleep	33.6%
Depression	22.9%
Fair or poor health	14.8%
Poor mental health	15.3%
Poor physical health	10.7%
No health insurance	10.8%
Visited doctor (checkup)	78.3%
Visited dentist	67.5%
Cholesterol screening	89.4%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	706	7.6%

Disability	%
Any disability	14.0%
Under 18	4.8%
18–64 years	12.4%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	79.5%
Public insurance	32.8%
No insurance	6.4%
Uninsured under 19	8.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,225	94.2%
Spanish	161	1.4%
Other Indo-European	3	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	85	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,528	96.8%
Born in same state	11,455	96.2%
Born in different state	9,394	78.9%
Foreign born	73	0.6%
Naturalized citizen	382	3.2%
Not a US citizen	267	69.9%

Ancestry

Ancestry	Count	%
Italian	1,368	11.5%
Arab	1,115	9.4%
French	1,008	8.5%
English	167	1.4%

Ancestry	Count	%
Irish	82	0.7%
German	56	0.5%
Polish	13	0.1%
Norwegian	4	0%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45807

What city is ZIP code 45807 in?

ZIP code 45807 is primarily assigned to Lima, Ohio.

What county is ZIP code 45807 in?

ZIP code 45807 falls within Allen County, Ohio.

Is ZIP code 45807 mostly owner-occupied?

81% of occupied units in ZIP code 45807 are owner-occupied, well above the national average.

Does ZIP code 45807 have a large retiree population?

38% of households in ZIP code 45807 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45807?

The median home value in ZIP code 45807 is $176,800.

What is the population of ZIP code 45807?

ZIP code 45807 has an estimated population of 11,910 residents, with a density of 158 people per square mile.

What timezone is ZIP code 45807 in?

ZIP code 45807 observes the EST timezone.